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Heritage Financial Corp (HFWA)
Price$27.10
Value ScoreC
Growth ScoreC
Momentum ScoreC
Favorite Metrics
Price vs S&P 500 (26W)6.16%
Price vs S&P 500 (4W)-6.28%
VGM Score42.58
Market Capitalization$1.12B
P/E Ratio (Annual)16.52x
Indicated Dividend Yield (Annual)3.52%
All Metrics
P/CF (Annual)11.76x
Book Value / Share (Quarterly)$27.05
P/TBV (Annual)0.87x
Indicated Dividend (Annual)$0.96
Revenue Growth (3Y)1.45%
Cash Flow / Share (Quarterly)$1.95
Payout Ratio (TTM)44.98%
Price vs S&P 500 (YTD)4.29%
Net Profit Margin (TTM)29.71%
EPS (TTM)$2.04
10-Day Avg Trading Volume0.23M
EPS Excl Extra (TTM)$2.04
Revenue Growth (5Y)9.02%
EPS (Annual)$1.96
Dividend / Share (Annual)$0.96
ROI (Annual)7.15%
Net Profit Margin (5Y Avg)29.46%
Cash / Share (Quarterly)$1.76
P/E Basic Excl Extra (TTM)15.37x
Revenue Growth QoQ (YoY)20.22%
EPS Growth (5Y)8.77%
P/E Normalized (Annual)16.52x
ROA (Last FY)0.97%
Revenue Growth TTM (YoY)30.90%
EBITD / Share (TTM)$3.27
ROE (5Y Avg)8.26%
Operating Margin (TTM)35.86%
Cash Flow / Share (Annual)$2.52
P/B Ratio1.00x
P/B Ratio (Quarterly)0.96x
Net Income / Employee (Annual)$74,600
ROA (TTM)0.98%
EPS Growth QoQ (YoY)20.19%
EV / EBITDA (TTM)13.47x
EPS Incl Extra (Annual)$1.96
3-Month Avg Trading Volume0.30M
52-Week Price Return16.30%
EV / Free Cash Flow (Annual)13.28x
P/E Incl Extra (TTM)15.37x
Tangible BV / Share (Quarterly)$25.83
P/S Ratio (Annual)2.43x
52-Week High$28.98
Operating Margin (5Y Avg)35.51%
EPS Excl Extra (Annual)$1.96
CapEx CAGR (5Y)5.52%
Tangible BV CAGR (5Y)2.64%
26-Week Price Return22.09%
13-Week Price Return-0.58%
Total Debt / Equity (Annual)0.02x
Enterprise Value$1.14B
Revenue / Share Growth (5Y)3.68%
Book Value / Share Growth (5Y)3.49%
Revenue / Employee (Annual)$327,600,000,000
Pretax Margin (Annual)39.94%
Cash / Share (Annual)$2.12
3-Month Return Std Dev24.23%
Net Income / Employee (TTM)$80,200
EBITDA CAGR (5Y)8.17%
EBITDA Interim CAGR (5Y)8.90%
ROE (Last FY)7.33%
EPS Basic Excl Extra (Annual)$1.96
P/FCF (TTM)13.90x
EV / Free Cash Flow (TTM)14.18x
Total Debt / Equity (Quarterly)0.02x
EPS Incl Extra (TTM)$2.04
ROI (TTM)7.41%
Dividend Growth Rate (5Y)3.83%
P/S Ratio (TTM)2.30x
Pretax Margin (5Y Avg)35.51%
Revenue / Share (Annual)$7.02
Tangible BV / Share (Annual)$27.07
Forward P/E11.32x
Free OCF CAGR (5Y)6.23%
Price vs S&P 500 (52W)-11.90%
P/E Ratio (TTM)15.37x
EPS Growth TTM (YoY)37.75%
Year-to-Date Return15.22%
5-Day Price Return0.26%
EPS Normalized (Annual)$1.96
ROA (5Y Avg)0.99%
Net Profit Margin (Annual)32.88%
Month-to-Date Return-0.98%
EBITD / Share (Annual)$2.28
EPS Growth (3Y)-5.29%
Operating Margin (Annual)39.94%
LT Debt / Equity (Annual)0.02x
P/CF (TTM)12.46x
ROI (5Y Avg)7.83%
P/E Excl Extra (TTM)15.37x
LT Debt / Equity (Quarterly)0.02x
EPS Basic Excl Extra (TTM)$2.04
P/TBV (Quarterly)1.01x
Payout Ratio (Annual)48.35%
P/B Ratio (Annual)0.87x
Dividend / Share (TTM)$0.87
Pretax Margin (TTM)35.86%
Book Value / Share (Annual)$27.13
Price vs S&P 500 (13W)-10.33%
Net Margin Growth (5Y)5.34%
Dividend Yield (TTM)2.93%
Beta0.52x
P/FCF (Annual)13.02x
Revenue / Share (TTM)$7.44
ROE (TTM)7.58%
52-Week Low$21.32
vGradeC
gGradeC
mGradeC
vgmGradeC
Show chart for
Earnings Surprise History
Q1 260.48est. 0.46
Analyst Recommendations
Feb 2026
Mar 2026
Apr 2026
May 2026
3.82
3.75
3.75
3.75
Industry Peers — Savings Institutions(25)
| Symbol | Value Score | Growth Score | Momentum Score | Price |
|---|---|---|---|---|
HFWAHeritage Financial Corp | C | C | C | $27.10 |
| FLGFlagstar Bank, National Association | C | F | B | $13.78 |
| BBTBeacon Financial Corporation | C | F | D | $28.59 |
| NBBKNB Bancorp, Inc. Common Stock | D | D | D | $19.69 |
| SMBCSouthern Missouri Bancorp | C | B | B | $68.16 |
| TCBXThird Coast Bancshares, Inc. Common Stock | C | B | D | $37.97 |
| HBCPHome Bancorp, Inc. | C | C | C | $64.06 |
| GCBCGreene County Bancorp Inc | D | C | B | $26.24 |
| AVBCAvidia Bancorp, Inc. | C | F | C | $19.10 |
| PBFSPioneer Bancorp, Inc. Common Stock | D | C | C | $16.36 |
| NECBNortheast Community Bancorp, Inc. | A | B | C | $24.23 |
About
Heritage Financial Corp is a bank holding company focused on commercial lending and deposit relationships with small businesses and consumers across the United States. The company offers a range of deposit products including checking, savings, money market accounts, and CDs, while providing residential mortgages, construction loans, and consumer lending. Its operations span multiple U.S. regional markets.