Third Coast Bancshares, Inc. Common Stock (TCBX)

Price$41.07

Favorite Metrics

Price vs S&P 500 (26W)2.28%

Price vs S&P 500 (4W)7.23%

Market Capitalization$679.87M

P/E Ratio (Annual)10.26x

All Metrics

P/CF (Annual)13.37x

Book Value / Share (Quarterly)$38.23

P/TBV (Annual)1.03x

Cash Flow / Share (Quarterly)$3.47

Payout Ratio (TTM)7.17%

Price vs S&P 500 (YTD)5.86%

Net Profit Margin (TTM)21.98%

EPS (TTM)$3.79

10-Day Avg Trading Volume0.08M

EPS Excl Extra (TTM)$3.79

EPS (Annual)$3.79

Dividend / Share (Annual)$0.34

ROI (Annual)10.20%

Cash / Share (Quarterly)$10.45

P/E Basic Excl Extra (TTM)10.26x

Revenue Growth QoQ (YoY)60.98%

EPS Growth (5Y)14.58%

P/E Normalized (Annual)10.26x

ROA (Last FY)1.24%

Revenue Growth TTM (YoY)85.88%

EBITD / Share (TTM)$5.01

ROE (5Y Avg)7.93%

Operating Margin (TTM)27.41%

Cash Flow / Share (Annual)$3.47

P/B Ratio1.28x

P/B Ratio (Quarterly)0.99x

Net Income / Employee (Annual)$0

ROA (TTM)1.31%

EPS Growth QoQ (YoY)29.16%

EV / EBITDA (TTM)9.13x

EPS Incl Extra (Annual)$3.79

3-Month Avg Trading Volume0.08M

52-Week Price Return47.08%

EV / Free Cash Flow (Annual)16.59x

P/E Incl Extra (TTM)10.26x

Tangible BV / Share (Quarterly)$36.88

P/S Ratio (Annual)1.89x

52-Week High$43.84

EPS Excl Extra (Annual)$3.79

CapEx CAGR (5Y)14.71%

26-Week Price Return6.26%

13-Week Price Return8.70%

Total Debt / Equity (Annual)0.22x

Enterprise Value$798.714

Revenue / Employee (Annual)$352,356

Pretax Margin (Annual)18.73%

Cash / Share (Annual)$24.38

3-Month Return Std Dev30.23%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)41.18%

ROE (Last FY)12.48%

EPS Basic Excl Extra (Annual)$3.79

P/FCF (TTM)14.12x

EV / Free Cash Flow (TTM)16.59x

Total Debt / Equity (Quarterly)0.22x

EPS Incl Extra (TTM)$3.79

ROI (TTM)10.71%

P/S Ratio (TTM)1.65x

Revenue / Share (Annual)$8.99

Tangible BV / Share (Annual)$36.88

Forward P/E10.28x

Price vs S&P 500 (52W)17.25%

P/E Ratio (TTM)10.26x

EPS Growth TTM (YoY)36.44%

Year-to-Date Return8.50%

5-Day Price Return-0.24%

EPS Normalized (Annual)$3.79

ROA (5Y Avg)0.78%

Net Profit Margin (Annual)15.09%

Month-to-Date Return9.01%

Cash Flow / Share (TTM)$1.95

EBITD / Share (Annual)$5.01

EPS Growth (3Y)40.93%

Operating Margin (Annual)18.73%

LT Debt / Equity (Annual)0.22x

P/CF (TTM)13.37x

ROI (5Y Avg)6.48%

P/E Excl Extra (TTM)10.26x

LT Debt / Equity (Quarterly)0.22x

EPS Basic Excl Extra (TTM)$3.79

P/TBV (Quarterly)1.03x

Payout Ratio (Annual)7.17%

P/B Ratio (Annual)0.99x

Dividend / Share (TTM)$0.34

Pretax Margin (TTM)27.41%

Book Value / Share (Annual)$38.23

Price vs S&P 500 (13W)8.01%

Dividend Yield (TTM)0.70%

Beta0.79x

P/FCF (Annual)14.12x

Revenue / Share (TTM)$9.28

ROE (TTM)13.12%

52-Week Low$26.34

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

3.90

Industry Peers — Savings Institutions(23)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
TCBXThird Coast Bancshares, Inc. Common Stock	0.99x	13.12%	1.31%	—	$41.07
FLGFlagstar Bank, National Association	0.64x	-2.18%	-0.19%	—	$14.25
BBTBeacon Financial Corporation	0.89x	5.74%	0.60%	—	$31.62
HFWAHeritage Financial Corp	0.87x	7.51%	0.96%	—	$26.95
NBBKNB Bancorp, Inc. Common Stock	0.98x	6.55%	0.88%	1.51x	$22.25
SMBCSouthern Missouri Bancorp	1.18x	11.86%	1.30%	—	$65.75
HBCPHome Bancorp, Inc.	1.04x	11.03%	1.32%	—	$62.85
AVBCAvidia Bancorp, Inc.	0.89x	-1.17%	-0.12%	1.31x	$20.55
GCBCGreene County Bancorp Inc	1.47x	15.00%	1.19%	—	$23.45
PBFSPioneer Bancorp, Inc. Common Stock	1.04x	6.42%	0.95%	—	$14.10
NECBNortheast Community Bancorp, Inc.	0.90x	13.07%	2.21%	—	$24.59

About

Third Coast Bancshares is a Texas-based bank holding company providing commercial and community banking services to small and medium-sized businesses and professionals. The company operates 22 branches across the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio metropolitan areas, plus additional locations in Ballinger and Detroit, Texas. It generates revenue primarily through interest on loans and loan fees.