Third Coast Bancshares, Inc. Common Stock (TCBX)

Price$37.97

Value ScoreC

Growth ScoreB

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-10.50%

Price vs S&P 500 (4W)-3.75%

VGM Score53.93

Market Capitalization$634.81M

P/E Ratio (Annual)9.58x

All Metrics

P/CF (Annual)12.49x

Book Value / Share (Quarterly)$39.28

P/TBV (Annual)1.03x

Cash Flow / Share (Quarterly)$-0.88

Payout Ratio (TTM)6.88%

Price vs S&P 500 (YTD)-10.28%

Net Profit Margin (TTM)21.98%

EPS (TTM)$3.90

10-Day Avg Trading Volume0.08M

EPS Excl Extra (TTM)$3.90

EPS (Annual)$3.79

Dividend / Share (Annual)$0.34

ROI (Annual)10.20%

Cash / Share (Quarterly)$10.45

P/E Basic Excl Extra (TTM)9.19x

Revenue Growth QoQ (YoY)60.98%

EPS Growth (5Y)14.58%

P/E Normalized (Annual)9.58x

ROA (Last FY)1.24%

Revenue Growth TTM (YoY)85.88%

EBITD / Share (TTM)$3.65

ROE (5Y Avg)7.93%

Operating Margin (TTM)27.41%

Cash Flow / Share (Annual)$3.47

P/B Ratio0.98x

P/B Ratio (Quarterly)0.96x

Net Income / Employee (Annual)$129,000

ROA (TTM)1.26%

EPS Growth QoQ (YoY)13.19%

EV / EBITDA (TTM)8.61x

EPS Incl Extra (Annual)$3.79

3-Month Avg Trading Volume0.08M

52-Week Price Return23.26%

EV / Free Cash Flow (Annual)16.07x

P/E Incl Extra (TTM)9.19x

Tangible BV / Share (Quarterly)$38.76

P/S Ratio (Annual)1.89x

52-Week High$43.84

EPS Excl Extra (Annual)$3.79

CapEx CAGR (5Y)14.71%

26-Week Price Return5.43%

13-Week Price Return-6.61%

Total Debt / Equity (Annual)0.22x

Enterprise Value$773.70M

Revenue / Employee (Annual)$352,356,100,000

Pretax Margin (Annual)18.73%

Cash / Share (Annual)$24.38

3-Month Return Std Dev25.48%

Net Income / Employee (TTM)$134,400

EBITDA CAGR (5Y)41.18%

ROE (Last FY)12.48%

EPS Basic Excl Extra (Annual)$3.79

P/FCF (TTM)13.18x

EV / Free Cash Flow (TTM)16.14x

Total Debt / Equity (Quarterly)0.21x

EPS Incl Extra (TTM)$3.90

ROI (TTM)10.33%

P/S Ratio (TTM)1.65x

Revenue / Share (Annual)$8.99

Tangible BV / Share (Annual)$36.88

Forward P/E9.78x

Price vs S&P 500 (52W)-4.95%

P/E Ratio (TTM)9.19x

EPS Growth TTM (YoY)32.20%

Year-to-Date Return0.66%

5-Day Price Return0.47%

EPS Normalized (Annual)$3.79

ROA (5Y Avg)0.78%

Net Profit Margin (Annual)15.09%

Month-to-Date Return2.46%

Cash Flow / Share (TTM)$1.95

EBITD / Share (Annual)$5.01

EPS Growth (3Y)40.93%

Operating Margin (Annual)18.73%

LT Debt / Equity (Annual)0.22x

P/CF (TTM)381.96x

ROI (5Y Avg)6.48%

P/E Excl Extra (TTM)9.19x

LT Debt / Equity (Quarterly)0.21x

EPS Basic Excl Extra (TTM)$3.90

P/TBV (Quarterly)0.98x

Payout Ratio (Annual)7.17%

P/B Ratio (Annual)0.99x

Dividend / Share (TTM)$0.31

Pretax Margin (TTM)27.41%

Book Value / Share (Annual)$38.23

Price vs S&P 500 (13W)-16.36%

Dividend Yield (TTM)0.75%

Beta0.69x

P/FCF (Annual)13.18x

Revenue / Share (TTM)$9.28

ROE (TTM)12.61%

52-Week Low$29.66

vGradeC

gGradeB

mGradeD

vgmGradeC

Show chart for

Earnings Surprise History

Q1 260.88est. 0.85

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

3.90

4.00

Industry Peers — Savings Institutions(25)

Symbol	Value Score	Growth Score	Momentum Score	Price
TCBXThird Coast Bancshares, Inc. Common Stock	C	B	D	$37.97
FLGFlagstar Bank, National Association	C	F	B	$13.78
BBTBeacon Financial Corporation	C	F	D	$28.59
HFWAHeritage Financial Corp	C	C	C	$27.10
NBBKNB Bancorp, Inc. Common Stock	D	D	D	$19.69
SMBCSouthern Missouri Bancorp	C	B	B	$68.16
HBCPHome Bancorp, Inc.	C	C	C	$64.06
GCBCGreene County Bancorp Inc	D	C	B	$26.24
AVBCAvidia Bancorp, Inc.	C	F	C	$19.10
PBFSPioneer Bancorp, Inc. Common Stock	D	C	C	$16.36
NECBNortheast Community Bancorp, Inc.	A	B	C	$24.23

About

Third Coast Bancshares is a Texas-based bank holding company providing commercial and community banking services to small and medium-sized businesses and professionals. The company operates 22 branches across the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio metropolitan areas, plus additional locations in Ballinger and Detroit, Texas. It generates revenue primarily through interest on loans and loan fees.