Southern Missouri Bancorp (SMBC) Stock Price

SMBCStock

$73.98+27.88%52W

Market Cap$814.60M

P/E14.56x

PEG Ratio1.07

Div yield1.88%

Beta0.88

SMBC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)5.57%

Price vs S&P 500 (4W)-7.63%

PEG Ratio1.07

VGM Score55.90

P/E Ratio (Annual)14.56x

Indicated Dividend Yield (Annual)1.88%

P/CF (Annual)10.46x

Book Value / Share (Quarterly)$52.07

P/TBV (Annual)1.19x

Indicated Dividend (Annual)$1.08

Revenue Growth (3Y)18.12%

Cash Flow / Share (Quarterly)$8.17

Payout Ratio (TTM)16.31%

Price vs S&P 500 (YTD)12.31%

Net Profit Margin (TTM)26.71%

EPS (TTM)$6.02

10-Day Avg Trading Volume0.10M

EPS Excl Extra (TTM)$6.02

Revenue Growth (5Y)17.98%

EPS (Annual)$5.20

Dividend / Share (Annual)$0.92

ROI (Annual)10.05%

Net Profit Margin (5Y Avg)33.27%

Cash / Share (Quarterly)$7.78

P/E Basic Excl Extra (TTM)12.67x

Revenue Growth QoQ (YoY)66.03%

EPS Growth (5Y)11.72%

P/E Normalized (Annual)14.56x

ROA (Last FY)1.17%

Revenue Growth TTM (YoY)62.21%

EBITD / Share (TTM)$6.69

ROE (5Y Avg)12.23%

Operating Margin (TTM)33.75%

Cash Flow / Share (Annual)$6.66

P/B Ratio1.49x

P/B Ratio (Quarterly)1.23x

Net Income / Employee (Annual)$84,200

ROA (TTM)1.33%

EPS Growth QoQ (YoY)15.17%

EV / EBITDA (TTM)8.95x

EPS Incl Extra (Annual)$5.20

3-Month Avg Trading Volume0.10M

52-Week Price Return27.88%

EV / Free Cash Flow (Annual)11.91x

P/E Incl Extra (TTM)12.67x

Tangible BV / Share (Quarterly)$50.20

P/S Ratio (Annual)3.31x

52-Week High$79.86

Operating Margin (5Y Avg)41.92%

EPS Excl Extra (Annual)$5.20

CapEx CAGR (5Y)7.81%

Tangible BV CAGR (5Y)15.79%

26-Week Price Return17.50%

13-Week Price Return6.89%

Total Debt / Equity (Annual)0.07x

Enterprise Value$896.41M

Revenue / Share Growth (5Y)12.03%

Book Value / Share Growth (5Y)11.17%

Revenue / Employee (Annual)$260,117,300,000

Pretax Margin (Annual)32.34%

Cash / Share (Annual)$4.76

3-Month Return Std Dev19.86%

Net Income / Employee (TTM)$96,800

EBITDA CAGR (5Y)12.68%

EBITDA Interim CAGR (5Y)14.35%

ROE (Last FY)10.75%

EPS Basic Excl Extra (Annual)$5.20

P/FCF (TTM)9.49x

EV / Free Cash Flow (TTM)9.97x

Total Debt / Equity (Quarterly)0.08x

EPS Incl Extra (TTM)$6.02

ROI (TTM)11.16%

Dividend Growth Rate (5Y)8.95%

P/S Ratio (TTM)3.16x

Pretax Margin (5Y Avg)41.92%

Revenue / Share (Annual)$15.08

Tangible BV / Share (Annual)$46.17

Forward P/E11.52x

Free OCF CAGR (5Y)15.90%

Price vs S&P 500 (52W)9.32%

P/E Ratio (TTM)12.67x

EPS Growth TTM (YoY)20.29%

Year-to-Date Return25.14%

5-Day Price Return-0.51%

EPS Normalized (Annual)$5.20

ROA (5Y Avg)1.28%

Net Profit Margin (Annual)25.65%

Month-to-Date Return-4.43%

Cash Flow / Share (TTM)$4.69

EBITD / Share (Annual)$7.15

EPS Growth (3Y)-0.26%

Operating Margin (Annual)32.34%

LT Debt / Equity (Annual)0.04x

P/CF (TTM)9.09x

ROI (5Y Avg)11.55%

P/E Excl Extra (TTM)12.67x

LT Debt / Equity (Quarterly)0.04x

EPS Basic Excl Extra (TTM)$6.02

P/TBV (Quarterly)1.27x

Payout Ratio (Annual)17.72%

P/B Ratio (Annual)1.14x

Dividend / Share (TTM)$0.98

Pretax Margin (TTM)33.75%

Book Value / Share (Annual)$48.21

Price vs S&P 500 (13W)4.94%

Net Margin Growth (5Y)-2.76%

Dividend Yield (TTM)1.29%

Beta0.88x

P/FCF (Annual)11.33x

Revenue / Share (TTM)$14.64

ROE (TTM)12.00%

52-Week Low$47.60

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SMBC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 22, 2026	$1.52	$1.83	+20.13%(+$0.31)
Q1 2026	Apr 22, 2026	$1.52	$1.60	+5.26%(+$0.08)
Q4 2025	Jan 21, 2026	$1.54	$1.62	+4.97%(+$0.08)
Q3 2025	Oct 23, 2025	$1.31	$1.38	+5.61%(+$0.07)
Q2 2025	Jul 23, 2025	$1.25	$1.39	+10.76%(+$0.14)

SMBC Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.00

Industry Peers — Savings Institutions(25)

Symbol	Value Score	Growth Score	Momentum Score	Price
SMBCSouthern Missouri Bancorp	C	B	C	$73.98
FLGFlagstar Bank, National Association	D	F	D	$13.45
BBTBeacon Financial Corporation	C	D	C	$31.39
HFWAHeritage Financial Corp	C	C	D	$28.67
NBBKNB Bancorp, Inc. Common Stock	D	D	C	$22.46
TCBXThird Coast Bancshares, Inc. Common Stock	C	B	C	$45.13
GCBCGreene County Bancorp Inc	D	C	A	$34.86
HBCPHome Bancorp, Inc.	C	D	C	$69.44
PBFSPioneer Bancorp, Inc. Common Stock	D	C	A	$17.63
AVBCAvidia Bancorp, Inc.	C	F	A	$22.10
NECBNortheast Community Bancorp, Inc.	A	B	C	$26.43
TSBKTimberland Bancorp Inc	C	D	A	$46.40
FSBWFS Bancorp, Inc. Common Stock	A	C	D	$42.85
FBLAFB Bancorp, Inc. Common Stock	D	F	B	$15.74
RBKBRhinebeck Bancorp, Inc. Common Stock	D	D	C	$12.60
ECBKECB Bancorp, Inc. Common Stock	D	B	B	$20.74
SRBKSR Bancorp, Inc. Common stock	D	D	C	$19.50
AFBIAffinity Bancshares, Inc. Common Stock (MD)	C	B	D	$23.00
HYNEHoyne Bancorp, Inc. Common Stock	—	—	C	$16.56
BSBKBogota Financial Corp. Common Stock	D	F	C	$9.25
WSBKWinchester Bancorp, Inc. Common Stock	D	A	D	$12.98
FNWBFirst Northwest Bancorp Common Stock	C	D	A	$11.36
TCBSTexas Community Bancshares, Inc. Common Stock	D	B	D	$17.31
MBBCMarathon Bancorp, Inc. Common Stock	D	A	C	$15.22
BLFYBlue Foundry Bancorp Common Stock	D	C	B	$0.00
FLGpUFlagstar Bank, National Association Bifurcated Option Note Unit SecuritiES	—	—	D	$41.00

About Southern Missouri Bancorp

Southern Missouri Bancorp is a bank holding company that provides retail and commercial banking services through Southern Missouri Savings Bank. The company generates revenue primarily from interest on its diversified loan portfolio—including residential mortgages, commercial real estate loans, and consumer loans—as well as bank card interchange fees and other banking services. The bank funds operations through retail deposits, Federal Home Loan Bank borrowings, and brokered deposits.