Pioneer Bancorp, Inc. Common Stock (PBFS) Stock Price

PBFSStock

$17.58+35.13%52W

Market Cap$425.08M

P/E21.53x

PEG Ratio0.32

Div yield—

Beta0.43

PBFS Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)10.75%

Price vs S&P 500 (4W)-1.22%

PEG Ratio0.32

VGM Score43.66

P/E Ratio (Annual)21.53x

P/CF (Annual)39.28x

Book Value / Share (Quarterly)$13.22

P/TBV (Annual)1.05x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)9.90%

Cash Flow / Share (Quarterly)$0.91

Price vs S&P 500 (YTD)18.49%

Net Profit Margin (TTM)24.96%

EPS (TTM)$0.69

10-Day Avg Trading Volume0.01M

EPS Excl Extra (TTM)$0.69

Revenue Growth (5Y)8.85%

EPS (Annual)$0.83

ROI (Annual)6.25%

Net Profit Margin (5Y Avg)14.06%

P/E Basic Excl Extra (TTM)25.92x

Revenue Growth QoQ (YoY)32.68%

EPS Growth (5Y)80.50%

P/E Normalized (Annual)21.53x

ROA (Last FY)0.94%

Revenue Growth TTM (YoY)56.97%

EBITD / Share (TTM)$0.96

ROE (5Y Avg)5.41%

Operating Margin (TTM)31.82%

Cash Flow / Share (Annual)$0.35

P/B Ratio1.33x

P/B Ratio (Quarterly)1.30x

Net Income / Employee (Annual)$78,900

ROA (TTM)0.75%

EPS Growth QoQ (YoY)-45.47%

EV / EBITDA (TTM)13.94x

EPS Incl Extra (Annual)$0.83

3-Month Avg Trading Volume0.02M

52-Week Price Return35.13%

EV / Free Cash Flow (Annual)49.63x

P/E Incl Extra (TTM)25.92x

Tangible BV / Share (Quarterly)$12.72

P/S Ratio (Annual)2.60x

52-Week High$19.91

Operating Margin (5Y Avg)18.00%

EPS Excl Extra (Annual)$0.83

CapEx CAGR (5Y)31.03%

Tangible BV CAGR (5Y)6.35%

26-Week Price Return20.66%

13-Week Price Return2.39%

Total Debt / Equity (Annual)0.00x

Enterprise Value$436.72M

Revenue / Share Growth (5Y)7.99%

Book Value / Share Growth (5Y)7.14%

Revenue / Employee (Annual)$327,264,900,000

Pretax Margin (Annual)34.95%

Cash / Share (Annual)$1.29

3-Month Return Std Dev19.36%

Net Income / Employee (TTM)$65,600

EBITDA CAGR (5Y)8.96%

EBITDA Interim CAGR (5Y)21.86%

ROE (Last FY)6.26%

EPS Basic Excl Extra (Annual)$0.83

P/FCF (TTM)18.69x

EV / Free Cash Flow (TTM)19.35x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$0.69

ROI (TTM)5.20%

P/S Ratio (TTM)2.57x

Pretax Margin (5Y Avg)18.00%

Revenue / Share (Annual)$3.17

Tangible BV / Share (Annual)$12.81

Free OCF CAGR (5Y)-22.78%

Price vs S&P 500 (52W)19.59%

P/E Ratio (TTM)25.92x

EPS Growth TTM (YoY)-21.27%

Year-to-Date Return30.42%

5-Day Price Return0.06%

EPS Normalized (Annual)$0.83

ROA (5Y Avg)0.79%

Net Profit Margin (Annual)27.54%

Month-to-Date Return-1.01%

Cash Flow / Share (TTM)$0.74

EBITD / Share (Annual)$1.16

EPS Growth (3Y)-1.80%

Operating Margin (Annual)34.95%

LT Debt / Equity (Annual)0.27x

P/CF (TTM)18.14x

ROI (5Y Avg)5.40%

P/E Excl Extra (TTM)25.92x

EPS Basic Excl Extra (TTM)$0.69

P/TBV (Quarterly)1.35x

P/B Ratio (Annual)1.04x

Pretax Margin (TTM)31.82%

Book Value / Share (Annual)$12.92

Price vs S&P 500 (13W)-0.30%

Net Margin Growth (5Y)3.96%

Beta0.43x

P/FCF (Annual)49.63x

Revenue / Share (TTM)$3.20

ROE (TTM)5.20%

52-Week Low$12.64

vGradeD

gGradeD

mGradeB

vgmGradeC

Industry Peers — Savings Institutions(25)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
PBFSPioneer Bancorp, Inc. Common Stock	D	D	B	1.3x	5.2%	0.8%	—	$17.58
FLGFlagstar Bank, National Association	D	F	F	0.8x	0.6%	0.1%	—	$11.08
BBTBeacon Financial Corporation	C	D	D	1.0x	6.4%	0.7%	—	$27.50
HFWAHeritage Financial Corp	C	C	C	1.1x	7.7%	1.0%	—	$27.55
NBBKNB Bancorp, Inc. Common Stock	D	C	C	1.1x	7.2%	0.9%	1.5x	$21.86
SMBCSouthern Missouri Bancorp	C	B	C	1.4x	12.5%	1.4%	—	$70.18
TCBXThird Coast Bancshares, Inc. Common Stock	C	B	C	1.0x	12.6%	1.3%	—	$41.50
GCBCGreene County Bancorp Inc	D	C	A	2.1x	15.6%	1.3%	—	$34.48
HBCPHome Bancorp, Inc.	C	D	C	1.2x	10.7%	1.3%	—	$65.90
AVBCAvidia Bancorp, Inc.	C	A	B	1.1x	4.6%	0.6%	1.3x	$21.96
NECBNortheast Community Bancorp, Inc.	B	B	B	1.1x	12.0%	2.0%	—	$27.63
TSBKTimberland Bancorp Inc	C	D	B	1.3x	11.7%	1.6%	—	$45.54
FSBWFS Bancorp, Inc. Common Stock	B	C	B	1.0x	10.8%	1.0%	—	$44.85
FBLAFB Bancorp, Inc. Common Stock	C	F	B	0.9x	-0.1%	-0.0%	—	$16.44
RBKBRhinebeck Bancorp, Inc. Common Stock	D	D	B	1.4x	7.2%	0.7%	—	$12.85
ECBKECB Bancorp, Inc. Common Stock	B	B	C	1.0x	6.5%	0.7%	—	$19.65
SRBKSR Bancorp, Inc. Common stock	D	D	C	0.9x	1.8%	0.3%	1.2x	$18.46
HYNEHoyne Bancorp, Inc. Common Stock	D	—	C	0.8x	0.2%	0.1%	—	$16.83
BSBKBogota Financial Corp. Common Stock	D	D	C	0.8x	1.8%	0.3%	—	$9.13
WSBKWinchester Bancorp, Inc. Common Stock	D	A	C	1.0x	3.7%	0.4%	—	$12.92
FNWBFirst Northwest Bancorp Common Stock	C	D	D	0.6x	1.0%	0.1%	—	$9.52
TCBSTexas Community Bancshares, Inc. Common Stock	D	B	D	0.9x	6.1%	0.8%	—	$17.00
MBBCMarathon Bancorp, Inc. Common Stock	D	B	D	0.9x	3.8%	0.7%	—	$14.50
AFBIAffinity Bancshares, Inc. Common Stock (MD)	C	B	C	1.0x	6.9%	1.0%	—	$0.00
BLFYBlue Foundry Bancorp Common Stock	D	C	A	0.6x	-2.8%	-0.4%	—	$0.00
FLGpUFlagstar Bank, National Association Bifurcated Option Note Unit SecuritiES	—	—	F	—	—	—	—	$35.48

About Pioneer Bancorp, Inc. Common Stock

Pioneer Bancorp Inc provides comprehensive personal and business banking services, including checking and savings accounts, debit cards, electronic banking, and business loans. The company also offers government banking, wealth management, benefits consulting, and insurance services.