Tompkins Financial Corporation (TMP) Stock Price

TMPStock

$97.58+57.18%52W

Market Cap$1.40B

P/E8.71x

PEG Ratio1.61

Div yield4.43%

Beta0.76

TMP Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)5.82%

Price vs S&P 500 (4W)0.41%

PEG Ratio1.61

VGM Score54.84

P/E Ratio (Annual)8.71x

Indicated Dividend Yield (Annual)4.43%

P/CF (Annual)36.11x

Book Value / Share (Quarterly)$67.04

P/TBV (Annual)1.12x

Indicated Dividend (Annual)$2.80

Revenue Growth (3Y)-1.30%

Cash Flow / Share (Quarterly)$3.27

Payout Ratio (TTM)21.43%

Price vs S&P 500 (YTD)22.63%

Net Profit Margin (TTM)6.32%

EPS (TTM)$12.22

10-Day Avg Trading Volume0.08M

EPS Excl Extra (TTM)$12.22

Revenue Growth (5Y)2.08%

EPS (Annual)$11.24

Dividend / Share (Annual)$2.52

ROI (Annual)15.58%

Net Profit Margin (5Y Avg)28.04%

Cash / Share (Quarterly)$5.29

P/E Basic Excl Extra (TTM)8.01x

Revenue Growth QoQ (YoY)18.53%

EPS Growth (5Y)16.31%

P/E Normalized (Annual)8.71x

ROA (Last FY)1.86%

Revenue Growth TTM (YoY)16.24%

EBITD / Share (TTM)$3.06

ROE (5Y Avg)10.92%

Operating Margin (TTM)8.04%

Cash Flow / Share (Annual)$2.23

P/B Ratio1.46x

P/B Ratio (Quarterly)1.42x

Net Income / Employee (Annual)$198,100

ROA (TTM)2.02%

EPS Growth QoQ (YoY)36.35%

EV / EBITDA (TTM)5.59x

EPS Incl Extra (Annual)$11.24

3-Month Avg Trading Volume0.10M

52-Week Price Return57.18%

EV / Free Cash Flow (Annual)49.62x

P/E Incl Extra (TTM)8.01x

Tangible BV / Share (Quarterly)$65.93

P/S Ratio (Annual)2.52x

52-Week High$102.58

Operating Margin (5Y Avg)35.62%

EPS Excl Extra (Annual)$11.24

CapEx CAGR (5Y)8.51%

Tangible BV CAGR (5Y)5.66%

26-Week Price Return15.73%

13-Week Price Return3.76%

Total Debt / Equity (Annual)0.10x

Enterprise Value$1.59B

Revenue / Share Growth (5Y)3.58%

Book Value / Share Growth (5Y)6.21%

Revenue / Employee (Annual)$316,644,100,000

Pretax Margin (Annual)35.59%

Cash / Share (Annual)$1.29

3-Month Return Std Dev25.16%

Net Income / Employee (TTM)$215,600

EBITDA CAGR (5Y)1.24%

EBITDA Interim CAGR (5Y)-19.96%

ROE (Last FY)17.16%

EPS Basic Excl Extra (Annual)$11.24

P/FCF (TTM)11.38x

EV / Free Cash Flow (TTM)33.88x

Total Debt / Equity (Quarterly)0.19x

EPS Incl Extra (TTM)$12.22

ROI (TTM)17.06%

Dividend Growth Rate (5Y)3.54%

P/S Ratio (TTM)3.47x

Pretax Margin (5Y Avg)35.62%

Revenue / Share (Annual)$21.40

Tangible BV / Share (Annual)$65.30

Forward P/E12.03x

Free OCF CAGR (5Y)-19.88%

Price vs S&P 500 (52W)41.65%

P/E Ratio (TTM)8.01x

EPS Growth TTM (YoY)120.03%

Year-to-Date Return34.56%

5-Day Price Return1.07%

EPS Normalized (Annual)$11.24

ROA (5Y Avg)1.02%

Net Profit Margin (Annual)27.63%

Month-to-Date Return1.38%

Cash Flow / Share (TTM)$1.78

EBITD / Share (Annual)$16.27

EPS Growth (3Y)23.93%

Operating Margin (Annual)35.59%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)25.05x

ROI (5Y Avg)10.05%

P/E Excl Extra (TTM)8.01x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$12.22

P/TBV (Quarterly)1.20x

Payout Ratio (Annual)22.41%

P/B Ratio (Annual)1.12x

Dividend / Share (TTM)$2.62

Pretax Margin (TTM)8.04%

Book Value / Share (Annual)$65.41

Price vs S&P 500 (13W)1.08%

Net Margin Growth (5Y)2.05%

Dividend Yield (TTM)2.68%

Beta0.76x

P/FCF (Annual)43.93x

Revenue / Share (TTM)$15.65

ROE (TTM)19.30%

52-Week Low$61.88

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TMP Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 24, 2026	$1.82	$2.04	+12.09%(+$0.22)
Q1 2026	Apr 24, 2026	$1.75	$1.82	+3.70%(+$0.07)
Q4 2025	Jan 30, 2026	$1.65	$1.78	+7.88%(+$0.13)
Q3 2025	Oct 24, 2025	$1.70	$1.65	-2.94%(-$0.05)
Q2 2025	Jul 25, 2025	$1.43	$1.50	+4.90%(+$0.07)

TMP Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.83

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
TMPTompkins Financial Corporation	C	D	A	1.4x	19.3%	2.0%	—	$97.58
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69

About Tompkins Financial Corporation

Tompkins Financial Corp is a financial holding company with three core business segments: banking, insurance, and wealth management. Its banking operations—which include commercial and consumer banking, leasing, and trust services—generate the majority of revenue. The company also provides property and casualty insurance, employee benefit consulting, and comprehensive financial planning and wealth management services.