Citizens Financial Group, Inc. (CFG) Stock Price

CFGStockS&P 500

$63.36+30.94%52W

Market Cap$26.69B

P/E14.57x

PEG Ratio1.65

Div yield6.25%

Beta1.11

CFG Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-12.23%

Price vs S&P 500 (4W)-4.61%

PEG Ratio1.65

VGM Score50.35

P/E Ratio (Annual)14.57x

Indicated Dividend Yield (Annual)6.25%

P/CF (Annual)12.07x

Book Value / Share (Quarterly)$61.95

P/TBV (Annual)0.99x

Indicated Dividend (Annual)$1.84

Revenue Growth (3Y)4.49%

Cash Flow / Share (Quarterly)$5.57

Payout Ratio (TTM)43.13%

Price vs S&P 500 (YTD)-3.45%

Net Profit Margin (TTM)24.56%

EPS (TTM)$4.93

10-Day Avg Trading Volume4.72M

EPS Excl Extra (TTM)$4.93

Revenue Growth (5Y)7.49%

EPS (Annual)$4.19

Dividend / Share (Annual)$2.04

ROI (Annual)5.15%

Net Profit Margin (5Y Avg)26.12%

Cash / Share (Quarterly)$33.03

P/E Basic Excl Extra (TTM)12.55x

Revenue Growth QoQ (YoY)31.79%

EPS Growth (5Y)11.17%

P/E Normalized (Annual)14.57x

ROA (Last FY)0.81%

Revenue Growth TTM (YoY)62.73%

EBITD / Share (TTM)$8.91

ROE (5Y Avg)7.69%

Operating Margin (TTM)31.45%

Cash Flow / Share (Annual)$4.75

P/B Ratio1.02x

P/B Ratio (Quarterly)1.13x

Net Income / Employee (Annual)$105,400

ROA (TTM)0.93%

EPS Growth QoQ (YoY)37.74%

EV / EBITDA (TTM)12.22x

EPS Incl Extra (Annual)$4.19

3-Month Avg Trading Volume4.20M

52-Week Price Return30.94%

EV / Free Cash Flow (Annual)18.30x

P/E Incl Extra (TTM)12.55x

Tangible BV / Share (Quarterly)$61.70

P/S Ratio (Annual)1.56x

52-Week High$75.33

Operating Margin (5Y Avg)33.24%

EPS Excl Extra (Annual)$4.19

CapEx CAGR (5Y)8.08%

Tangible BV CAGR (5Y)3.10%

26-Week Price Return-2.33%

13-Week Price Return-12.47%

Total Debt / Equity (Annual)0.35x

Enterprise Value$37.27B

Revenue / Share Growth (5Y)8.18%

Book Value / Share Growth (5Y)2.93%

Revenue / Employee (Annual)$441,296,200,000

Pretax Margin (Annual)33.10%

Cash / Share (Annual)$21.42

3-Month Return Std Dev21.11%

Net Income / Employee (TTM)$122,300

EBITDA CAGR (5Y)7.91%

EBITDA Interim CAGR (5Y)7.56%

ROE (Last FY)6.96%

EPS Basic Excl Extra (Annual)$4.19

P/FCF (TTM)10.25x

EV / Free Cash Flow (TTM)15.84x

Total Debt / Equity (Quarterly)0.40x

EPS Incl Extra (TTM)$4.93

ROI (TTM)5.87%

Dividend Growth Rate (5Y)2.67%

P/S Ratio (TTM)1.48x

Pretax Margin (5Y Avg)33.24%

Revenue / Share (Annual)$16.79

Tangible BV / Share (Annual)$58.95

Forward P/E10.59x

Price vs S&P 500 (52W)15.40%

P/E Ratio (TTM)12.55x

EPS Growth TTM (YoY)37.20%

Year-to-Date Return8.47%

5-Day Price Return-0.85%

EPS Normalized (Annual)$4.19

ROA (5Y Avg)0.87%

Net Profit Margin (Annual)25.84%

Month-to-Date Return-0.63%

Cash Flow / Share (TTM)$5.01

EBITD / Share (Annual)$6.42

EPS Growth (3Y)-1.15%

Operating Margin (Annual)33.10%

LT Debt / Equity (Annual)0.33x

P/CF (TTM)10.67x

ROI (5Y Avg)5.65%

P/E Excl Extra (TTM)12.55x

LT Debt / Equity (Quarterly)0.34x

EPS Basic Excl Extra (TTM)$4.93

P/TBV (Quarterly)1.14x

Payout Ratio (Annual)48.50%

P/B Ratio (Annual)0.95x

Dividend / Share (TTM)$2.14

Pretax Margin (TTM)31.45%

Book Value / Share (Annual)$61.31

Price vs S&P 500 (13W)-15.16%

Net Margin Growth (5Y)2.23%

Dividend Yield (TTM)3.44%

Beta1.11x

P/FCF (Annual)13.10x

Revenue / Share (TTM)$17.45

ROE (TTM)8.14%

52-Week Low$47.95

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CFG Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q3 2026	Oct 16, 2026	$1.39	$1.41	+1.74%(+$0.02)
Q2 2026	Jul 16, 2026	$1.25	$1.30	+4.39%(+$0.05)
Q1 2026	Apr 16, 2026	$1.09	$1.13	+3.73%(+$0.04)
Q4 2025	Jan 21, 2026	$1.11	$1.13	+2.24%(+$0.02)
Q3 2025	Oct 15, 2025	$1.03	$1.05	+2.27%(+$0.02)

CFG Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.18

4.13

4.04

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69
BANRBanner Corp.	C	D	C	1.1x	10.7%	1.3%	—	$67.57

About Citizens Financial Group, Inc.

Citizens Financial Group is a bank holding company headquartered in Providence, Rhode Island, serving consumers, small businesses, and corporations through two main segments: Consumer Banking and Commercial Banking. Consumer Banking is the primary revenue driver, offering deposits, mortgage lending, credit cards, small business loans, education loans, and wealth management services. The company operates through a network of branches and ATMs.