International Bancshares Corp (IBOC) Stock Price

IBOCStock

$67.34+4.00%52W

Market Cap$4.19B

P/E10.16x

PEG Ratio0.98

Div yield2.76%

Beta0.73

IBOC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-16.48%

Price vs S&P 500 (4W)-2.69%

PEG Ratio0.98

VGM Score39.75

P/E Ratio (Annual)10.16x

Indicated Dividend Yield (Annual)2.76%

P/CF (Annual)8.53x

Book Value / Share (Quarterly)$54.28

P/TBV (Annual)1.17x

Indicated Dividend (Annual)$1.46

Revenue Growth (3Y)2.21%

Cash Flow / Share (Quarterly)$7.28

Payout Ratio (TTM)28.01%

Price vs S&P 500 (YTD)-10.57%

Net Profit Margin (TTM)49.63%

EPS (TTM)$6.64

10-Day Avg Trading Volume0.39M

EPS Excl Extra (TTM)$6.64

Revenue Growth (5Y)4.84%

EPS (Annual)$6.62

Dividend / Share (Annual)$1.40

ROI (Annual)10.45%

Net Profit Margin (5Y Avg)38.37%

Cash / Share (Quarterly)$11.26

P/E Basic Excl Extra (TTM)10.13x

Revenue Growth QoQ (YoY)40.73%

EPS Growth (5Y)20.39%

P/E Normalized (Annual)10.16x

ROA (Last FY)2.49%

Revenue Growth TTM (YoY)69.22%

EBITD / Share (TTM)$8.88

ROE (5Y Avg)13.96%

Operating Margin (TTM)63.15%

Cash Flow / Share (Annual)$7.61

P/B Ratio1.24x

P/B Ratio (Quarterly)1.40x

Net Income / Employee (Annual)$193,900

ROA (TTM)2.47%

EPS Growth QoQ (YoY)-4.37%

EV / EBITDA (TTM)9.48x

EPS Incl Extra (Annual)$6.62

3-Month Avg Trading Volume0.37M

52-Week Price Return4.00%

EV / Free Cash Flow (Annual)10.38x

P/E Incl Extra (TTM)10.13x

Tangible BV / Share (Quarterly)$29.39

P/S Ratio (Annual)4.19x

52-Week High$78.46

Operating Margin (5Y Avg)48.74%

EPS Excl Extra (Annual)$6.62

CapEx CAGR (5Y)22.02%

Tangible BV CAGR (5Y)6.42%

26-Week Price Return-6.58%

13-Week Price Return-12.01%

Total Debt / Equity (Annual)0.21x

Enterprise Value$4.91B

Revenue / Share Growth (5Y)6.38%

Book Value / Share Growth (5Y)8.63%

Revenue / Employee (Annual)$331,170,100,000

Pretax Margin (Annual)56.71%

Cash / Share (Annual)$33.60

3-Month Return Std Dev12.57%

Net Income / Employee (TTM)$194,400

EBITDA CAGR (5Y)9.12%

EBITDA Interim CAGR (5Y)12.43%

ROE (Last FY)12.68%

EPS Basic Excl Extra (Annual)$6.62

P/FCF (TTM)9.25x

EV / Free Cash Flow (TTM)10.84x

Total Debt / Equity (Quarterly)0.21x

EPS Incl Extra (TTM)$6.64

ROI (TTM)10.37%

Dividend Growth Rate (5Y)5.09%

P/S Ratio (TTM)3.42x

Pretax Margin (5Y Avg)48.74%

Revenue / Share (Annual)$10.74

Tangible BV / Share (Annual)$29.39

Forward P/E9.95x

Free OCF CAGR (5Y)9.65%

Price vs S&P 500 (52W)-11.53%

P/E Ratio (TTM)10.13x

EPS Growth TTM (YoY)0.40%

Year-to-Date Return1.35%

5-Day Price Return-0.65%

EPS Normalized (Annual)$6.62

ROA (5Y Avg)2.27%

Net Profit Margin (Annual)44.49%

Month-to-Date Return-1.69%

Cash Flow / Share (TTM)$6.94

EBITD / Share (Annual)$8.73

EPS Growth (3Y)11.48%

Operating Margin (Annual)56.71%

LT Debt / Equity (Annual)0.03x

P/CF (TTM)8.91x

ROI (5Y Avg)11.20%

P/E Excl Extra (TTM)10.13x

LT Debt / Equity (Quarterly)0.03x

EPS Basic Excl Extra (TTM)$6.64

P/TBV (Quarterly)1.17x

Payout Ratio (Annual)21.12%

P/B Ratio (Annual)1.27x

Dividend / Share (TTM)$1.43

Pretax Margin (TTM)63.15%

Book Value / Share (Annual)$52.30

Price vs S&P 500 (13W)-14.69%

Net Margin Growth (5Y)8.72%

Dividend Yield (TTM)2.12%

Beta0.73x

P/FCF (Annual)8.86x

Revenue / Share (TTM)$13.27

ROE (TTM)12.67%

52-Week Low$63.20

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IBOC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 6, 2026	$1.61	$1.54	-4.35%(-$0.07)
Q1 2026	May 7, 2026	$1.68	$1.64	-2.38%(-$0.04)
Q4 2025	Feb 26, 2026	$1.63	$1.71	+4.91%(+$0.08)
Q3 2025	Nov 6, 2025	—	$1.74	—

IBOC Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.14

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69
BANRBanner Corp.	C	D	C	1.1x	10.7%	1.3%	—	$67.57

About International Bancshares Corp

International Bancshares Corp is a multibank financial holding company providing commercial and retail banking services across Texas and Oklahoma. Operating throughout north, south, central, and southeast Texas, the company offers lending, deposits, wealth management, insurance, and mortgage products to commercial and retail customers.