Wintrust Financial Corp (WTFC)

Price$147.08

Value ScoreC

Growth ScoreB

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)1.52%

Price vs S&P 500 (4W)-4.53%

VGM Score58.14

Market Capitalization$10.13B

P/E Ratio (Annual)12.30x

Indicated Dividend Yield (Annual)1.51%

All Metrics

P/CF (Annual)11.13x

Book Value / Share (Quarterly)$109.41

P/TBV (Annual)1.31x

Indicated Dividend (Annual)$2.20

Revenue Growth (3Y)8.05%

Cash Flow / Share (Quarterly)$24.54

Payout Ratio (TTM)20.23%

Price vs S&P 500 (YTD)-3.49%

Net Profit Margin (TTM)28.60%

EPS (TTM)$12.68

10-Day Avg Trading Volume0.38M

EPS Excl Extra (TTM)$12.68

Revenue Growth (5Y)13.05%

EPS (Annual)$12.13

Dividend / Share (Annual)$2.54

ROI (Annual)9.94%

Net Profit Margin (5Y Avg)24.29%

Cash / Share (Quarterly)$6.83

P/E Basic Excl Extra (TTM)11.75x

Revenue Growth QoQ (YoY)63.44%

EPS Growth (5Y)19.16%

P/E Normalized (Annual)12.30x

ROA (Last FY)1.16%

Revenue Growth TTM (YoY)79.30%

EBITD / Share (TTM)$17.64

ROE (5Y Avg)10.97%

Operating Margin (TTM)38.86%

Cash Flow / Share (Annual)$12.85

P/B Ratio1.37x

P/B Ratio (Quarterly)1.27x

Net Income / Employee (Annual)$139,600

ROA (TTM)1.22%

EPS Growth QoQ (YoY)19.50%

EV / EBITDA (TTM)8.37x

EPS Incl Extra (Annual)$12.13

3-Month Avg Trading Volume0.49M

52-Week Price Return25.24%

EV / Free Cash Flow (Annual)12.81x

P/E Incl Extra (TTM)11.75x

Tangible BV / Share (Quarterly)$108.03

P/S Ratio (Annual)2.64x

52-Week High$162.96

EPS Excl Extra (Annual)$12.13

CapEx CAGR (5Y)-4.72%

Tangible BV CAGR (5Y)11.91%

26-Week Price Return17.45%

13-Week Price Return-1.28%

Total Debt / Equity (Annual)0.14x

Enterprise Value$11.03B

Revenue / Share Growth (5Y)9.89%

Book Value / Share Growth (5Y)8.46%

Revenue / Employee (Annual)$372,154,300,000

Pretax Margin (Annual)35.81%

Cash / Share (Annual)$8.07

3-Month Return Std Dev24.80%

Net Income / Employee (TTM)$146,100

EBITDA CAGR (5Y)12.16%

EBITDA Interim CAGR (5Y)14.72%

ROE (Last FY)11.35%

EPS Basic Excl Extra (Annual)$12.13

P/FCF (TTM)6.12x

EV / Free Cash Flow (TTM)6.66x

Total Debt / Equity (Quarterly)0.12x

EPS Incl Extra (TTM)$12.68

ROI (TTM)10.41%

Dividend Growth Rate (5Y)11.19%

P/S Ratio (TTM)2.30x

Pretax Margin (5Y Avg)32.96%

Revenue / Share (Annual)$32.56

Tangible BV / Share (Annual)$106.92

Forward P/E11.22x

Free OCF CAGR (5Y)28.13%

Price vs S&P 500 (52W)-2.96%

P/E Ratio (TTM)11.75x

EPS Growth TTM (YoY)20.33%

Year-to-Date Return7.45%

5-Day Price Return0.23%

EPS Normalized (Annual)$12.13

ROA (5Y Avg)1.05%

Net Profit Margin (Annual)26.05%

Month-to-Date Return-0.23%

Cash Flow / Share (TTM)$11.23

EBITD / Share (Annual)$18.22

EPS Growth (3Y)12.68%

Operating Margin (Annual)35.81%

LT Debt / Equity (Annual)0.14x

P/CF (TTM)5.90x

ROI (5Y Avg)9.02%

P/E Excl Extra (TTM)11.75x

LT Debt / Equity (Quarterly)0.12x

EPS Basic Excl Extra (TTM)$12.68

P/TBV (Quarterly)1.29x

Payout Ratio (Annual)20.56%

P/B Ratio (Annual)1.29x

Dividend / Share (TTM)$2.60

Pretax Margin (TTM)38.86%

Book Value / Share (Annual)$108.38

Price vs S&P 500 (13W)-11.03%

Net Margin Growth (5Y)3.70%

Dividend Yield (TTM)1.72%

Beta0.86x

P/FCF (Annual)11.78x

Revenue / Share (TTM)$36.32

ROE (TTM)11.93%

52-Week Low$116.57

vGradeC

gGradeB

mGradeC

vgmGradeC

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Earnings Surprise History

Q1 263.22est. 3.03

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.16

4.05

4.00

Industry Peers — State Banks(184)

Symbol	Value Score	Growth Score	Momentum Score	Price
WTFCWintrust Financial Corp	C	B	C	$147.08
BNSBank of Nova Scotia	C	C	B	$78.61
BKBank of New York Mellon Corporation	D	B	A	$137.16
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	F	$7.79
DBDeutsche Bank Aktiengesellschaft	B	B	F	$32.19
FITBIFifth Third Bancorp Depositary Shares	D	C	C	$25.71
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	D	C	C	$26.26
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	D	C	C	$18.52
FITBFifth Third Bancorp	D	C	C	$48.56
STTState Street Corporation	C	C	A	$159.79
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	F	$3.47

About

Wintrust Financial Corp is a community-focused financial holding company serving customers in the Chicago metropolitan area and surrounding Midwest regions. The company operates through three segments—community banking (its primary revenue driver), specialty finance including insurance premium financing, and wealth management—providing personal and commercial banking services alongside specialized financial solutions.