Wintrust Financial Corp (WTFC) Stock Price

WTFCStock

$152.95+10.71%52W

Market Cap$10.32B

P/E13.31x

PEG Ratio1.17

Div yield1.51%

Beta0.90

WTFC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-9.19%

Price vs S&P 500 (4W)-6.99%

PEG Ratio1.17

VGM Score55.26

P/E Ratio (Annual)13.31x

Indicated Dividend Yield (Annual)1.51%

P/CF (Annual)12.05x

Book Value / Share (Quarterly)$111.56

P/TBV (Annual)1.31x

Indicated Dividend (Annual)$2.20

Revenue Growth (3Y)8.05%

Cash Flow / Share (Quarterly)$23.32

Payout Ratio (TTM)19.93%

Price vs S&P 500 (YTD)-3.43%

Net Profit Margin (TTM)28.60%

EPS (TTM)$13.22

10-Day Avg Trading Volume0.47M

EPS Excl Extra (TTM)$13.22

Revenue Growth (5Y)13.05%

EPS (Annual)$12.13

Dividend / Share (Annual)$2.54

ROI (Annual)9.94%

Net Profit Margin (5Y Avg)24.29%

Cash / Share (Quarterly)$6.83

P/E Basic Excl Extra (TTM)12.18x

Revenue Growth QoQ (YoY)63.44%

EPS Growth (5Y)19.16%

P/E Normalized (Annual)13.31x

ROA (Last FY)1.16%

Revenue Growth TTM (YoY)79.30%

EBITD / Share (TTM)$17.64

ROE (5Y Avg)10.97%

Operating Margin (TTM)38.86%

Cash Flow / Share (Annual)$12.85

P/B Ratio1.46x

P/B Ratio (Quarterly)1.44x

Net Income / Employee (Annual)$139,600

ROA (TTM)1.25%

EPS Growth QoQ (YoY)18.70%

EV / EBITDA (TTM)8.37x

EPS Incl Extra (Annual)$12.13

3-Month Avg Trading Volume0.54M

52-Week Price Return10.71%

EV / Free Cash Flow (Annual)13.82x

P/E Incl Extra (TTM)12.18x

Tangible BV / Share (Quarterly)$110.25

P/S Ratio (Annual)2.64x

52-Week High$167.22

EPS Excl Extra (Annual)$12.13

CapEx CAGR (5Y)-4.72%

Tangible BV CAGR (5Y)11.91%

26-Week Price Return2.74%

13-Week Price Return1.50%

Total Debt / Equity (Annual)0.14x

Enterprise Value$11.89B

Revenue / Share Growth (5Y)9.89%

Book Value / Share Growth (5Y)8.46%

Revenue / Employee (Annual)$372,154,300,000

Pretax Margin (Annual)35.81%

Cash / Share (Annual)$8.07

3-Month Return Std Dev20.40%

Net Income / Employee (TTM)$152,600

EBITDA CAGR (5Y)12.16%

EBITDA Interim CAGR (5Y)14.72%

ROE (Last FY)11.35%

EPS Basic Excl Extra (Annual)$12.13

P/FCF (TTM)6.97x

EV / Free Cash Flow (TTM)7.56x

Total Debt / Equity (Quarterly)0.12x

EPS Incl Extra (TTM)$13.22

ROI (TTM)10.85%

Dividend Growth Rate (5Y)11.19%

P/S Ratio (TTM)2.30x

Pretax Margin (5Y Avg)32.96%

Revenue / Share (Annual)$32.56

Tangible BV / Share (Annual)$106.92

Forward P/E11.76x

Free OCF CAGR (5Y)28.13%

Price vs S&P 500 (52W)-7.85%

P/E Ratio (TTM)12.18x

EPS Growth TTM (YoY)20.25%

Year-to-Date Return9.39%

5-Day Price Return0.63%

EPS Normalized (Annual)$12.13

ROA (5Y Avg)1.05%

Net Profit Margin (Annual)26.05%

Month-to-Date Return-4.13%

Cash Flow / Share (TTM)$11.23

EBITD / Share (Annual)$18.22

EPS Growth (3Y)12.68%

Operating Margin (Annual)35.81%

LT Debt / Equity (Annual)0.14x

P/CF (TTM)6.67x

ROI (5Y Avg)9.02%

P/E Excl Extra (TTM)12.18x

LT Debt / Equity (Quarterly)0.12x

EPS Basic Excl Extra (TTM)$13.22

P/TBV (Quarterly)1.46x

Payout Ratio (Annual)20.56%

P/B Ratio (Annual)1.29x

Dividend / Share (TTM)$2.67

Pretax Margin (TTM)38.86%

Book Value / Share (Annual)$108.38

Price vs S&P 500 (13W)-0.45%

Net Margin Growth (5Y)3.70%

Dividend Yield (TTM)1.64%

Beta0.90x

P/FCF (Annual)12.75x

Revenue / Share (TTM)$36.32

ROE (TTM)12.33%

52-Week Low$119.61

vGradeB

gGradeB

mGradeD

vgmGradeC

WTFC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 20, 2026	$3.15	$3.28	+4.03%(+$0.13)
Q1 2026	Apr 20, 2026	$2.96	$3.22	+8.73%(+$0.26)
Q4 2025	Jan 20, 2026	$2.93	$3.15	+7.47%(+$0.22)
Q3 2025	Oct 20, 2025	$2.71	$3.06	+12.85%(+$0.35)
Q2 2025	Jul 21, 2025	$2.62	$2.82	+7.83%(+$0.20)

WTFC Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.00

3.95

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
WTFCWintrust Financial Corp	B	B	D	$152.95
BNSBank of Nova Scotia	C	C	A	$92.39
BNYBank of New York Mellon Corporation	F	B	A	$162.50
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.50
DBDeutsche Bank Aktiengesellschaft	A	C	B	$40.36
STTState Street Corporation	C	B	A	$193.33
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.10
FITBFifth Third Bancorp	D	C	C	$54.54
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
MTBM&T Bank Corp.	C	B	C	$237.29
NTRSNorthern Trust Corp	D	C	B	$186.79
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.03
CFGCitizens Financial Group, Inc.	C	C	B	$69.71
FCNCAFirst Citizens BancShares Inc	C	B	C	$2194.07
EWBCEast-West Bancorp Inc	C	B	C	$129.44
ALLYAlly Financial Inc.	A	C	D	$42.18
BPOPPopular Inc	C	C	B	$169.75
SSBSouthState Bank Corporation	C	B	C	$105.98
PBProsperity Bancshares Inc	D	D	D	$72.30
WALWestern Alliance Bancorporation	B	B	D	$78.53
COLBColumbia Banking Systems Inc	B	C	D	$30.07
CBSHCommerce Bancshares Inc	C	D	D	$58.04
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	A	$32.60
UBSIUnited Bankshares Inc	C	C	C	$47.60
GBCIGlacier Bancorp Inc	D	C	D	$46.88
HWCHancock Whitney Corporation Common Stock	C	C	C	$75.07
HOMBHome BancShares, Inc.	C	D	D	$29.62
ASBAssociated Banc-Corp	B	C	C	$30.92
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.66
ABCBAmeris Bancorp	D	C	D	$85.59
FFINFirst Financial Bankshares Inc	D	D	F	$33.39
SFBSServisFirst Bancshares Inc.	D	B	D	$43.20
IBOCInternational Bancshares Corp	C	C	F	$70.93
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.64
FBPFirst BanCorp.	C	C	B	$28.01
UCBUnited Community Banks, Inc.	B	B	D	$35.18
CATYCathay General Bancorp	C	C	C	$61.87
CVBFCVB Financial Corp	D	D	D	$22.19
INDBIndependent Bank Corp/MA	C	C	D	$82.06
RNSTRenasant Corporation	C	B	D	$41.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.04
MCHBMechanics Bancorp Class A Common Stock	D	C	C	$15.89
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.37
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.79
BOHBank of Hawaii Corp.	C	C	D	$77.29
FBKFB Financial Corporation	D	B	D	$57.85
CUBICUSTOMERS BANCORP INC	B	B	D	$78.58
FBNCFirst Bancorp/NC	D	C	C	$63.99
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$30.29
SYBTStock Yards Bancorp, Inc.	D	C	C	$79.84
MBINMerchants Bancorp Common Stock	C	F	B	$53.41

About Wintrust Financial Corp

Wintrust Financial Corp is a community-focused financial holding company serving customers in the Chicago metropolitan area and surrounding Midwest regions. The company operates through three segments—community banking (its primary revenue driver), specialty finance including insurance premium financing, and wealth management—providing personal and commercial banking services alongside specialized financial solutions.