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Ally Financial Inc. (ALLY)

Price$42.77
Value ScoreB
Growth ScoreC
Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-8.33%
Price vs S&P 500 (4W)-6.64%
VGM Score49.58
Market Capitalization$13.11B
P/E Ratio (Annual)15.39x
Indicated Dividend Yield (Annual)2.83%

All Metrics

P/CF (Annual)3.52x
Book Value / Share (Quarterly)$50.78
P/TBV (Annual)0.90x
Indicated Dividend (Annual)$1.20
Revenue Growth (3Y)2.52%
Cash Flow / Share (Quarterly)$-0.00
Payout Ratio (TTM)35.17%
Price vs S&P 500 (YTD)-17.38%
Net Profit Margin (TTM)13.26%
EPS (TTM)$4.45
10-Day Avg Trading Volume3.28M
EPS Excl Extra (TTM)$4.45
Revenue Growth (5Y)5.00%
EPS (Annual)$2.72
Dividend / Share (Annual)$1.59
ROI (Annual)2.57%
Net Profit Margin (5Y Avg)22.14%
Cash / Share (Quarterly)$2.00
P/E Basic Excl Extra (TTM)9.39x
Revenue Growth QoQ (YoY)30.21%
EPS Growth (5Y)-1.11%
P/E Normalized (Annual)15.39x
ROA (Last FY)0.43%
Revenue Growth TTM (YoY)37.40%
EBITD / Share (TTM)$11.81
ROE (5Y Avg)9.71%
Operating Margin (TTM)15.87%
Cash Flow / Share (Annual)$-1.77
P/B Ratio0.84x
P/B Ratio (Quarterly)0.77x
Net Income / Employee (Annual)$82,700
ROA (TTM)0.72%
EV / EBITDA (TTM)9.80x
EPS Incl Extra (Annual)$2.72
3-Month Avg Trading Volume3.60M
52-Week Price Return20.01%
EV / Free Cash Flow (Annual)32.52x
P/E Incl Extra (TTM)9.39x
Tangible BV / Share (Quarterly)$50.78
P/S Ratio (Annual)0.88x
52-Week High$47.27
Operating Margin (5Y Avg)28.10%
EPS Excl Extra (Annual)$2.72
CapEx CAGR (5Y)-0.21%
Tangible BV CAGR (5Y)1.13%
26-Week Price Return3.06%
13-Week Price Return4.95%
Total Debt / Equity (Annual)1.14x
Enterprise Value$30.98B
Revenue / Share Growth (5Y)13.75%
Book Value / Share Growth (5Y)5.06%
Revenue / Employee (Annual)$845,429,900,000
Pretax Margin (Annual)25.07%
Cash / Share (Annual)$1.81
3-Month Return Std Dev33.29%
Net Income / Employee (TTM)$135,500
EBITDA CAGR (5Y)-2.75%
EBITDA Interim CAGR (5Y)-6.73%
ROE (Last FY)5.50%
EPS Basic Excl Extra (Annual)$2.72
P/FCF (TTM)19.68x
Total Debt / Equity (Quarterly)1.15x
EPS Incl Extra (TTM)$4.45
ROI (TTM)4.28%
Dividend Growth Rate (5Y)15.60%
P/S Ratio (TTM)0.89x
Pretax Margin (5Y Avg)28.10%
Revenue / Share (Annual)$29.32
Tangible BV / Share (Annual)$50.24
Forward P/E7.38x
Free OCF CAGR (5Y)108.66%
Price vs S&P 500 (52W)-7.04%
P/E Ratio (TTM)9.39x
EPS Growth TTM (YoY)387.77%
Year-to-Date Return-6.36%
5-Day Price Return-0.93%
EPS Normalized (Annual)$2.72
ROA (5Y Avg)0.77%
Net Profit Margin (Annual)18.36%
Month-to-Date Return-0.93%
Cash Flow / Share (TTM)$7.95
EBITD / Share (Annual)$7.82
EPS Growth (3Y)-20.32%
Operating Margin (Annual)25.07%
LT Debt / Equity (Annual)0.93x
P/CF (TTM)3.15x
ROI (5Y Avg)4.37%
P/E Excl Extra (TTM)9.39x
LT Debt / Equity (Quarterly)0.95x
EPS Basic Excl Extra (TTM)$4.45
P/TBV (Quarterly)0.77x
Payout Ratio (Annual)57.39%
P/B Ratio (Annual)0.90x
Dividend / Share (TTM)$1.60
Pretax Margin (TTM)15.87%
Book Value / Share (Annual)$50.24
Price vs S&P 500 (13W)-5.55%
Net Margin Growth (5Y)4.25%
Dividend Yield (TTM)3.75%
Beta1.11x
P/FCF (Annual)12.28x
Revenue / Share (TTM)$30.33
ROE (TTM)9.19%
52-Week Low$34.73
vGradeB
gGradeC
mGradeD
vgmGradeC
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Earnings Surprise History

Q1 261.11est. 0.95

Analyst Recommendations

Mar 2026
Apr 2026
May 2026
Jun 2026
4.00
3.96
4.00
4.00

Industry Peers — State Banks(184)

About

Ally Financial is a consumer finance company that became independent through its 2014 separation from General Motors. It is a leading U.S. consumer auto lender, with auto loans and dealer financing representing over 70% of its loan portfolio. The company diversifies its revenue through auto insurance, commercial loans, credit cards, mortgages, and brokerage services.