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Ally Financial Inc. (ALLY)

Price$46.30

Favorite Metrics

Price vs S&P 500 (26W)13.98%
Price vs S&P 500 (4W)8.54%
Market Capitalization$14.05B
P/E Ratio (Annual)16.49x
Indicated Dividend Yield (Annual)2.65%

All Metrics

P/CF (Annual)3.77x
Book Value / Share (Quarterly)$50.78
P/TBV (Annual)0.90x
Indicated Dividend (Annual)$1.20
Revenue Growth (3Y)2.52%
Cash Flow / Share (Quarterly)$-1.77
Payout Ratio (TTM)33.52%
Price vs S&P 500 (YTD)-3.98%
Net Profit Margin (TTM)13.26%
EPS (TTM)$4.45
10-Day Avg Trading Volume3.63M
EPS Excl Extra (TTM)$4.45
Revenue Growth (5Y)5.00%
EPS (Annual)$2.72
Dividend / Share (Annual)$1.59
ROI (Annual)2.57%
Net Profit Margin (5Y Avg)22.14%
Cash / Share (Quarterly)$2.00
P/E Basic Excl Extra (TTM)10.07x
Revenue Growth QoQ (YoY)30.21%
EPS Growth (5Y)-1.11%
P/E Normalized (Annual)16.49x
ROA (Last FY)0.43%
Revenue Growth TTM (YoY)37.40%
EBITD / Share (TTM)$8.84
ROE (5Y Avg)9.71%
Operating Margin (TTM)15.87%
Cash Flow / Share (Annual)$-1.77
P/B Ratio0.90x
P/B Ratio (Quarterly)0.77x
Net Income / Employee (Annual)$0
ROA (TTM)0.72%
EV / EBITDA (TTM)12.82x
EPS Incl Extra (Annual)$2.72
3-Month Avg Trading Volume3.66M
52-Week Price Return40.96%
EV / Free Cash Flow (Annual)32.52x
P/E Incl Extra (TTM)10.07x
Tangible BV / Share (Quarterly)$50.24
P/S Ratio (Annual)0.88x
52-Week High$47.27
Operating Margin (5Y Avg)28.10%
EPS Excl Extra (Annual)$2.72
CapEx CAGR (5Y)-0.21%
Tangible BV CAGR (5Y)1.13%
26-Week Price Return22.73%
13-Week Price Return3.40%
Total Debt / Equity (Annual)1.14x
Enterprise Value$35,528.696
Revenue / Share Growth (5Y)13.75%
Book Value / Share Growth (5Y)5.06%
Revenue / Employee (Annual)$845,430
Pretax Margin (Annual)25.07%
Cash / Share (Annual)$1.81
3-Month Return Std Dev34.79%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)-3.75%
EBITDA Interim CAGR (5Y)-21.94%
ROE (Last FY)5.50%
EPS Basic Excl Extra (Annual)$2.72
P/FCF (TTM)16.46x
Total Debt / Equity (Quarterly)1.38x
EPS Incl Extra (TTM)$4.45
ROI (TTM)4.17%
Dividend Growth Rate (5Y)15.60%
P/S Ratio (TTM)0.89x
Pretax Margin (5Y Avg)28.10%
Revenue / Share (Annual)$29.32
Tangible BV / Share (Annual)$50.24
Forward P/E8.72x
Free OCF CAGR (5Y)108.66%
Price vs S&P 500 (52W)5.86%
P/E Ratio (TTM)10.07x
EPS Growth TTM (YoY)387.77%
Year-to-Date Return0.15%
5-Day Price Return8.15%
EPS Normalized (Annual)$2.72
ROA (5Y Avg)0.77%
Net Profit Margin (Annual)18.36%
Month-to-Date Return15.63%
Cash Flow / Share (TTM)$7.95
EBITD / Share (Annual)$7.82
EPS Growth (3Y)-20.32%
Operating Margin (Annual)25.07%
LT Debt / Equity (Annual)0.93x
P/CF (TTM)3.77x
ROI (5Y Avg)4.37%
P/E Excl Extra (TTM)10.07x
LT Debt / Equity (Quarterly)1.11x
EPS Basic Excl Extra (TTM)$4.45
P/TBV (Quarterly)0.90x
Payout Ratio (Annual)57.39%
P/B Ratio (Annual)0.90x
Dividend / Share (TTM)$1.59
Pretax Margin (TTM)15.87%
Book Value / Share (Annual)$50.24
Price vs S&P 500 (13W)0.53%
Net Margin Growth (5Y)4.25%
Dividend Yield (TTM)3.48%
Beta1.16x
P/FCF (Annual)13.16x
Revenue / Share (TTM)$30.33
ROE (TTM)9.19%
52-Week Low$29.91

Analyst Recommendations

Jan 2026
Feb 2026
Mar 2026
Apr 2026
4.00
4.04
4.00
3.96

Industry Peers — State Banks(184)

SymbolP/B Ratio (Quarterly)ROE (TTM)ROA (TTM)Net Interest Coverage (TTM)Price
ALLYAlly Financial Inc.
0.77x9.19%0.72%$46.30
ITUBItau Unibanco Holding S.A. American Depositary Shares
2.03x20.76%1.50%$9.28
BNSBank of Nova Scotia
1.45x10.41%0.62%$76.78
BKBank of New York Mellon Corporation
1.83x12.66%1.20%$135.37
FITBFifth Third Bancorp
1.23x8.86%0.93%$50.98
FITBIFifth Third Bancorp Depositary Shares
1.23x8.86%0.93%$25.31
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M
1.23x8.86%0.93%$25.88
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K
1.23x8.86%0.93%$19.50
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A
1.23x8.86%0.93%$24.18
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)
1.04x9.84%0.81%$4.19
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)
1.04x9.84%0.81%$3.73

About

Ally Financial is a consumer finance company that became independent through its 2014 separation from General Motors. It is a leading U.S. consumer auto lender, with auto loans and dealer financing representing over 70% of its loan portfolio. The company diversifies its revenue through auto insurance, commercial loans, credit cards, mortgages, and brokerage services.