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First BanCorp. (FBP)
Price$23.74
Value ScoreC
Growth ScoreC
Momentum ScoreC
Favorite Metrics
Price vs S&P 500 (26W)5.55%
Price vs S&P 500 (4W)-6.33%
VGM Score55.02
Market Capitalization$3.71B
P/E Ratio (Annual)10.76x
Indicated Dividend Yield (Annual)3.34%
All Metrics
P/CF (Annual)8.27x
Book Value / Share (Quarterly)$12.72
P/TBV (Annual)1.69x
Indicated Dividend (Annual)$0.80
Revenue Growth (3Y)8.47%
Cash Flow / Share (Quarterly)$2.89
Payout Ratio (TTM)33.17%
Price vs S&P 500 (YTD)4.74%
Net Profit Margin (TTM)31.73%
EPS (TTM)$2.25
10-Day Avg Trading Volume1.20M
EPS Excl Extra (TTM)$2.25
Revenue Growth (5Y)7.95%
EPS (Annual)$2.15
Dividend / Share (Annual)$0.72
ROI (Annual)17.53%
Net Profit Margin (5Y Avg)28.22%
Cash / Share (Quarterly)$3.35
P/E Basic Excl Extra (TTM)10.40x
Revenue Growth QoQ (YoY)18.29%
EPS Growth (5Y)35.49%
P/E Normalized (Annual)10.76x
ROA (Last FY)1.80%
Revenue Growth TTM (YoY)19.80%
EBITD / Share (TTM)$2.67
ROE (5Y Avg)18.41%
Operating Margin (TTM)44.84%
Cash Flow / Share (Annual)$2.79
P/B Ratio1.89x
P/B Ratio (Quarterly)1.68x
Net Income / Employee (Annual)$107,200
ROA (TTM)1.87%
EPS Growth QoQ (YoY)20.85%
EV / EBITDA (TTM)8.98x
EPS Incl Extra (Annual)$2.15
3-Month Avg Trading Volume1.43M
52-Week Price Return19.48%
EV / Free Cash Flow (Annual)9.14x
P/E Incl Extra (TTM)10.40x
Tangible BV / Share (Quarterly)$12.55
P/S Ratio (Annual)2.81x
52-Week High$24.64
Operating Margin (5Y Avg)37.95%
EPS Excl Extra (Annual)$2.15
CapEx CAGR (5Y)-7.28%
Tangible BV CAGR (5Y)-2.78%
26-Week Price Return21.48%
13-Week Price Return8.07%
Total Debt / Equity (Annual)0.00x
Enterprise Value$4.00B
Revenue / Share Growth (5Y)13.29%
Book Value / Share Growth (5Y)3.77%
Revenue / Employee (Annual)$295,871,500,000
Pretax Margin (Annual)48.74%
Cash / Share (Annual)$2.62
3-Month Return Std Dev24.92%
Net Income / Employee (TTM)$110,800
EBITDA CAGR (5Y)36.93%
EBITDA Interim CAGR (5Y)19.39%
ROE (Last FY)17.53%
EPS Basic Excl Extra (Annual)$2.15
P/FCF (TTM)8.30x
EV / Free Cash Flow (TTM)8.95x
Total Debt / Equity (Quarterly)0.15x
EPS Incl Extra (TTM)$2.25
ROI (TTM)16.05%
Dividend Growth Rate (5Y)27.73%
P/S Ratio (TTM)2.76x
Pretax Margin (5Y Avg)37.95%
Revenue / Share (Annual)$4.78
Tangible BV / Share (Annual)$12.39
Forward P/E10.42x
Free OCF CAGR (5Y)9.21%
Price vs S&P 500 (52W)-8.72%
P/E Ratio (TTM)10.40x
EPS Growth TTM (YoY)22.00%
Year-to-Date Return15.68%
5-Day Price Return-0.54%
EPS Normalized (Annual)$2.15
ROA (5Y Avg)1.59%
Net Profit Margin (Annual)33.22%
Month-to-Date Return-1.24%
Cash Flow / Share (TTM)$1.80
EBITD / Share (Annual)$2.70
EPS Growth (3Y)10.52%
Operating Margin (Annual)48.74%
LT Debt / Equity (Annual)0.00x
P/CF (TTM)8.04x
ROI (5Y Avg)16.63%
P/E Excl Extra (TTM)10.40x
LT Debt / Equity (Quarterly)0.10x
EPS Basic Excl Extra (TTM)$2.25
P/TBV (Quarterly)1.70x
Payout Ratio (Annual)33.50%
P/B Ratio (Annual)1.66x
Dividend / Share (TTM)$0.74
Pretax Margin (TTM)44.84%
Book Value / Share (Annual)$12.56
Price vs S&P 500 (13W)-1.68%
Net Margin Growth (5Y)22.41%
Dividend Yield (TTM)3.19%
Beta0.84x
P/FCF (Annual)8.48x
Revenue / Share (TTM)$5.18
ROE (TTM)18.53%
52-Week Low$19.16
vGradeC
gGradeC
mGradeC
vgmGradeC
Show chart for
Earnings Surprise History
Q1 260.57est. 0.52
Analyst Recommendations
Feb 2026
Mar 2026
Apr 2026
May 2026
3.91
3.91
3.91
4.09
Industry Peers — State Banks(184)
About
First BanCorp is a financial holding company whose revenue is primarily driven by consumer banking, including retail lending and deposit activities in Puerto Rico. The company operates across multiple segments including mortgage banking, commercial and corporate banking, and treasury and investments, with additional operations in the U.S. Virgin Islands. It serves customers through a branch network and loan centers.