First BanCorp. (FBP) Stock Price

FBPStock

$28.01+26.51%52W

Market Cap$4.28B

P/E13.01x

PEG Ratio4.15

Div yield3.75%

Beta0.84

FBP Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)15.97%

Price vs S&P 500 (4W)-4.92%

PEG Ratio4.15

VGM Score58.19

P/E Ratio (Annual)13.01x

Indicated Dividend Yield (Annual)3.75%

P/CF (Annual)10.00x

Book Value / Share (Quarterly)$12.95

P/TBV (Annual)1.69x

Indicated Dividend (Annual)$0.80

Revenue Growth (3Y)8.47%

Cash Flow / Share (Quarterly)$2.89

Payout Ratio (TTM)33.17%

Price vs S&P 500 (YTD)22.30%

Net Profit Margin (TTM)31.73%

EPS (TTM)$2.37

10-Day Avg Trading Volume1.06M

EPS Excl Extra (TTM)$2.37

Revenue Growth (5Y)7.95%

EPS (Annual)$2.15

Dividend / Share (Annual)$0.72

ROI (Annual)17.53%

Net Profit Margin (5Y Avg)28.22%

Cash / Share (Quarterly)$3.35

P/E Basic Excl Extra (TTM)12.04x

Revenue Growth QoQ (YoY)18.29%

EPS Growth (5Y)35.49%

P/E Normalized (Annual)13.01x

ROA (Last FY)1.80%

Revenue Growth TTM (YoY)19.80%

EBITD / Share (TTM)$2.67

ROE (5Y Avg)18.41%

Operating Margin (TTM)44.84%

Cash Flow / Share (Annual)$2.79

P/B Ratio2.27x

P/B Ratio (Quarterly)2.04x

Net Income / Employee (Annual)$107,200

ROA (TTM)1.94%

EPS Growth QoQ (YoY)25.64%

EV / EBITDA (TTM)8.98x

EPS Incl Extra (Annual)$2.15

3-Month Avg Trading Volume1.43M

52-Week Price Return26.51%

EV / Free Cash Flow (Annual)10.26x

P/E Incl Extra (TTM)12.04x

Tangible BV / Share (Quarterly)$12.93

P/S Ratio (Annual)2.81x

52-Week High$29.88

Operating Margin (5Y Avg)37.95%

EPS Excl Extra (Annual)$2.15

CapEx CAGR (5Y)-7.28%

Tangible BV CAGR (5Y)-2.78%

26-Week Price Return27.90%

13-Week Price Return16.66%

Total Debt / Equity (Annual)0.00x

Enterprise Value$4.49B

Revenue / Share Growth (5Y)13.29%

Book Value / Share Growth (5Y)3.77%

Revenue / Employee (Annual)$295,871,500,000

Pretax Margin (Annual)48.74%

Cash / Share (Annual)$2.62

3-Month Return Std Dev20.30%

Net Income / Employee (TTM)$115,800

EBITDA CAGR (5Y)36.93%

EBITDA Interim CAGR (5Y)19.39%

ROE (Last FY)17.53%

EPS Basic Excl Extra (Annual)$2.15

P/FCF (TTM)10.04x

EV / Free Cash Flow (TTM)10.04x

Total Debt / Equity (Quarterly)0.15x

EPS Incl Extra (TTM)$2.37

ROI (TTM)17.13%

Dividend Growth Rate (5Y)27.73%

P/S Ratio (TTM)2.76x

Pretax Margin (5Y Avg)37.95%

Revenue / Share (Annual)$4.78

Tangible BV / Share (Annual)$12.39

Forward P/E10.96x

Free OCF CAGR (5Y)9.21%

Price vs S&P 500 (52W)7.95%

P/E Ratio (TTM)12.04x

EPS Growth TTM (YoY)26.29%

Year-to-Date Return35.12%

5-Day Price Return-0.78%

EPS Normalized (Annual)$2.15

ROA (5Y Avg)1.59%

Net Profit Margin (Annual)33.22%

Month-to-Date Return-3.18%

Cash Flow / Share (TTM)$1.80

EBITD / Share (Annual)$2.70

EPS Growth (3Y)10.52%

Operating Margin (Annual)48.74%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)9.72x

ROI (5Y Avg)16.63%

P/E Excl Extra (TTM)12.04x

LT Debt / Equity (Quarterly)0.10x

EPS Basic Excl Extra (TTM)$2.37

P/TBV (Quarterly)2.04x

Payout Ratio (Annual)33.50%

P/B Ratio (Annual)1.66x

Dividend / Share (TTM)$0.74

Pretax Margin (TTM)44.84%

Book Value / Share (Annual)$12.56

Price vs S&P 500 (13W)14.71%

Net Margin Growth (5Y)22.41%

Dividend Yield (TTM)2.64%

Beta0.84x

P/FCF (Annual)10.26x

Revenue / Share (TTM)$5.18

ROE (TTM)19.03%

52-Week Low$19.16

vGradeC

gGradeC

mGradeB

vgmGradeC

FBP Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 22, 2026	$0.54	$0.62	+14.84%(+$0.08)
Q1 2026	Apr 22, 2026	$0.51	$0.57	+10.96%(+$0.06)
Q4 2025	Jan 27, 2026	$0.51	$0.55	+7.75%(+$0.04)
Q3 2025	Oct 23, 2025	$0.49	$0.63	+29.70%(+$0.14)
Q2 2025	Jul 22, 2025	$0.46	$0.50	+9.37%(+$0.04)

FBP Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.09

4.00

4.17

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
FBPFirst BanCorp.	C	C	B	$28.01
BNSBank of Nova Scotia	C	C	A	$92.39
BNYBank of New York Mellon Corporation	F	B	A	$162.50
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.50
DBDeutsche Bank Aktiengesellschaft	A	C	B	$40.36
STTState Street Corporation	C	B	A	$193.33
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.10
FITBFifth Third Bancorp	D	C	C	$54.54
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
MTBM&T Bank Corp.	C	B	C	$237.29
NTRSNorthern Trust Corp	D	C	B	$186.79
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.03
CFGCitizens Financial Group, Inc.	C	C	B	$69.71
FCNCAFirst Citizens BancShares Inc	C	B	C	$2194.07
EWBCEast-West Bancorp Inc	C	B	C	$129.44
ALLYAlly Financial Inc.	A	C	D	$42.18
BPOPPopular Inc	C	C	B	$169.75
WTFCWintrust Financial Corp	B	B	D	$152.95
SSBSouthState Bank Corporation	C	B	C	$105.98
PBProsperity Bancshares Inc	D	D	D	$72.30
WALWestern Alliance Bancorporation	B	B	D	$78.53
COLBColumbia Banking Systems Inc	B	C	D	$30.07
CBSHCommerce Bancshares Inc	C	D	D	$58.04
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	A	$32.60
UBSIUnited Bankshares Inc	C	C	C	$47.60
GBCIGlacier Bancorp Inc	D	C	D	$46.88
HWCHancock Whitney Corporation Common Stock	C	C	C	$75.07
HOMBHome BancShares, Inc.	C	D	D	$29.62
ASBAssociated Banc-Corp	B	C	C	$30.92
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.66
ABCBAmeris Bancorp	D	C	D	$85.59
FFINFirst Financial Bankshares Inc	D	D	F	$33.39
SFBSServisFirst Bancshares Inc.	D	B	D	$43.20
IBOCInternational Bancshares Corp	C	C	F	$70.93
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.64
UCBUnited Community Banks, Inc.	B	B	D	$35.18
CATYCathay General Bancorp	C	C	C	$61.87
CVBFCVB Financial Corp	D	D	D	$22.19
INDBIndependent Bank Corp/MA	C	C	D	$82.06
RNSTRenasant Corporation	C	B	D	$41.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.04
MCHBMechanics Bancorp Class A Common Stock	D	C	C	$15.89
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.37
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.79
BOHBank of Hawaii Corp.	C	C	D	$77.29
FBKFB Financial Corporation	D	B	D	$57.85
CUBICUSTOMERS BANCORP INC	B	B	D	$78.58
FBNCFirst Bancorp/NC	D	C	C	$63.99
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$30.29
SYBTStock Yards Bancorp, Inc.	D	C	C	$79.84
MBINMerchants Bancorp Common Stock	C	F	B	$53.41

About First BanCorp.

First BanCorp is a financial holding company whose revenue is primarily driven by consumer banking, including retail lending and deposit activities in Puerto Rico. The company operates across multiple segments including mortgage banking, commercial and corporate banking, and treasury and investments, with additional operations in the U.S. Virgin Islands. It serves customers through a branch network and loan centers.