First Bancorp/NC (FBNC) Stock Price

FBNCStock

$63.96+19.73%52W

Market Cap$2.65B

P/E24.64x

PEG Ratio1.56

Div yield2.80%

Beta0.87

FBNC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-4.27%

Price vs S&P 500 (4W)-1.39%

PEG Ratio1.56

VGM Score42.10

P/E Ratio (Annual)24.64x

Indicated Dividend Yield (Annual)2.80%

P/CF (Annual)13.47x

Book Value / Share (Quarterly)$40.68

P/TBV (Annual)1.29x

Indicated Dividend (Annual)$0.96

Revenue Growth (3Y)10.88%

Cash Flow / Share (Quarterly)$4.98

Payout Ratio (TTM)31.09%

Price vs S&P 500 (YTD)16.59%

Net Profit Margin (TTM)27.80%

EPS (TTM)$2.93

10-Day Avg Trading Volume0.18M

EPS Excl Extra (TTM)$2.93

Revenue Growth (5Y)13.96%

EPS (Annual)$2.68

Dividend / Share (Annual)$0.90

ROI (Annual)6.43%

Net Profit Margin (5Y Avg)32.51%

Cash / Share (Quarterly)$2.32

P/E Basic Excl Extra (TTM)22.56x

Revenue Growth QoQ (YoY)40.28%

EPS Growth (5Y)-0.95%

P/E Normalized (Annual)24.64x

ROA (Last FY)0.88%

Revenue Growth TTM (YoY)40.50%

EBITD / Share (TTM)$4.87

ROE (5Y Avg)8.31%

Operating Margin (TTM)35.10%

Cash Flow / Share (Annual)$4.80

P/B Ratio1.63x

P/B Ratio (Quarterly)1.39x

Net Income / Employee (Annual)$83,400

ROA (TTM)0.95%

EPS Growth QoQ (YoY)28.00%

EV / EBITDA (TTM)15.80x

EPS Incl Extra (Annual)$2.68

3-Month Avg Trading Volume0.23M

52-Week Price Return19.73%

EV / Free Cash Flow (Annual)14.13x

P/E Incl Extra (TTM)22.56x

Tangible BV / Share (Quarterly)$40.29

P/S Ratio (Annual)3.29x

52-Week High$66.78

Operating Margin (5Y Avg)41.07%

EPS Excl Extra (Annual)$2.68

CapEx CAGR (5Y)-19.30%

Tangible BV CAGR (5Y)13.24%

26-Week Price Return6.98%

13-Week Price Return11.28%

Total Debt / Equity (Annual)0.04x

Enterprise Value$2.81B

Revenue / Share Growth (5Y)5.42%

Book Value / Share Growth (5Y)5.29%

Revenue / Employee (Annual)$324,258,300,000

Pretax Margin (Annual)47.15%

Cash / Share (Annual)$2.83

3-Month Return Std Dev22.70%

Net Income / Employee (TTM)$91,100

EBITDA CAGR (5Y)18.11%

EBITDA Interim CAGR (5Y)8.06%

ROE (Last FY)6.71%

EPS Basic Excl Extra (Annual)$2.68

P/FCF (TTM)13.29x

EV / Free Cash Flow (TTM)13.65x

Total Debt / Equity (Quarterly)0.04x

EPS Incl Extra (TTM)$2.93

ROI (TTM)7.10%

Dividend Growth Rate (5Y)4.91%

P/S Ratio (TTM)3.18x

Pretax Margin (5Y Avg)41.07%

Revenue / Share (Annual)$11.01

Tangible BV / Share (Annual)$39.48

Forward P/E12.89x

Free OCF CAGR (5Y)34.79%

Price vs S&P 500 (52W)1.42%

P/E Ratio (TTM)22.56x

EPS Growth TTM (YoY)7.46%

Year-to-Date Return28.55%

5-Day Price Return-1.21%

EPS Normalized (Annual)$2.68

ROA (5Y Avg)0.93%

Net Profit Margin (Annual)37.40%

Month-to-Date Return3.85%

Cash Flow / Share (TTM)$3.23

EBITD / Share (Annual)$3.53

EPS Growth (3Y)-13.33%

Operating Margin (Annual)47.15%

LT Debt / Equity (Annual)0.04x

P/CF (TTM)12.92x

ROI (5Y Avg)7.64%

P/E Excl Extra (TTM)22.56x

LT Debt / Equity (Quarterly)0.04x

EPS Basic Excl Extra (TTM)$2.93

P/TBV (Quarterly)1.40x

Payout Ratio (Annual)33.57%

P/B Ratio (Annual)1.27x

Dividend / Share (TTM)$0.91

Pretax Margin (TTM)35.10%

Book Value / Share (Annual)$39.89

Price vs S&P 500 (13W)8.49%

Net Margin Growth (5Y)12.35%

Dividend Yield (TTM)1.38%

Beta0.87x

P/FCF (Annual)13.76x

Revenue / Share (TTM)$10.20

ROE (TTM)7.47%

52-Week Low$45.96

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FBNC Earnings Surprise History

Q2 250.87est. 0.87

Q3 251.01est. 0.92

Q4 251.19est. 1.04

Q1 261.13est. 1.08

Q2 261.22est. 1.15

FBNC Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.20

4.09

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
FBNCFirst Bancorp/NC	D	C	C	$63.96
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99
MBINMerchants Bancorp Common Stock	C	F	A	$53.49

About First Bancorp/NC

First Bancorp is a bank holding company offering commercial and consumer banking services alongside specialized lending in mortgages, SBA loans, and accounts receivable financing. The company also provides investment advisory services, serving a diversified client base across multiple financial segments.