United Bankshares Inc (UBSI) Stock Price

UBSIStock

$47.41+23.42%52W

Market Cap$6.46B

P/E14.40x

PEG Ratio1.95

Div yield4.44%

Beta0.76

UBSI Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-2.39%

Price vs S&P 500 (4W)-5.50%

PEG Ratio1.95

VGM Score51.24

P/E Ratio (Annual)14.40x

Indicated Dividend Yield (Annual)4.44%

P/CF (Annual)13.41x

Book Value / Share (Quarterly)$40.24

P/TBV (Annual)0.99x

Indicated Dividend (Annual)$1.52

Revenue Growth (3Y)9.53%

Cash Flow / Share (Quarterly)$3.76

Payout Ratio (TTM)42.00%

Price vs S&P 500 (YTD)12.52%

Net Profit Margin (TTM)36.14%

EPS (TTM)$3.67

10-Day Avg Trading Volume0.74M

EPS Excl Extra (TTM)$3.67

Revenue Growth (5Y)9.94%

EPS (Annual)$3.28

Dividend / Share (Annual)$1.52

ROI (Annual)7.77%

Net Profit Margin (5Y Avg)34.08%

Cash / Share (Quarterly)$2.00

P/E Basic Excl Extra (TTM)12.99x

Revenue Growth QoQ (YoY)35.36%

EPS Growth (5Y)6.36%

P/E Normalized (Annual)14.40x

ROA (Last FY)1.38%

Revenue Growth TTM (YoY)50.64%

EBITD / Share (TTM)$4.29

ROE (5Y Avg)7.96%

Operating Margin (TTM)45.42%

Cash Flow / Share (Annual)$3.44

P/B Ratio1.21x

P/B Ratio (Quarterly)1.15x

Net Income / Employee (Annual)$172,500

ROA (TTM)1.53%

EPS Growth QoQ (YoY)11.99%

EV / EBITDA (TTM)10.09x

EPS Incl Extra (Annual)$3.28

3-Month Avg Trading Volume0.91M

52-Week Price Return23.42%

EV / Free Cash Flow (Annual)15.36x

P/E Incl Extra (TTM)12.99x

Tangible BV / Share (Quarterly)$40.03

P/S Ratio (Annual)4.30x

52-Week High$49.62

EPS Excl Extra (Annual)$3.28

CapEx CAGR (5Y)-1.39%

Tangible BV CAGR (5Y)5.15%

26-Week Price Return8.86%

13-Week Price Return10.93%

Total Debt / Equity (Annual)0.09x

Enterprise Value$7.39B

Revenue / Share Growth (5Y)2.21%

Book Value / Share Growth (5Y)3.36%

Revenue / Employee (Annual)$365,644,400,000

Pretax Margin (Annual)45.41%

Cash / Share (Annual)$2.18

3-Month Return Std Dev18.27%

Net Income / Employee (TTM)$191,200

EBITDA CAGR (5Y)9.95%

EBITDA Interim CAGR (5Y)9.04%

ROE (Last FY)8.45%

EPS Basic Excl Extra (Annual)$3.28

P/FCF (TTM)12.84x

EV / Free Cash Flow (TTM)14.18x

Total Debt / Equity (Quarterly)0.13x

EPS Incl Extra (TTM)$3.67

ROI (TTM)8.58%

Dividend Growth Rate (5Y)1.52%

P/S Ratio (TTM)4.21x

Pretax Margin (5Y Avg)42.81%

Revenue / Share (Annual)$7.75

Tangible BV / Share (Annual)$39.06

Forward P/E12.89x

Free OCF CAGR (5Y)31.71%

Price vs S&P 500 (52W)5.11%

P/E Ratio (TTM)12.99x

EPS Growth TTM (YoY)29.39%

Year-to-Date Return24.48%

5-Day Price Return-1.99%

EPS Normalized (Annual)$3.28

ROA (5Y Avg)1.28%

Net Profit Margin (Annual)36.23%

Month-to-Date Return-1.34%

EBITD / Share (Annual)$4.23

EPS Growth (3Y)5.25%

Operating Margin (Annual)45.41%

LT Debt / Equity (Annual)0.05x

P/CF (TTM)12.39x

ROI (5Y Avg)7.28%

P/E Excl Extra (TTM)12.99x

LT Debt / Equity (Quarterly)0.10x

EPS Basic Excl Extra (TTM)$3.67

P/TBV (Quarterly)1.15x

Payout Ratio (Annual)44.99%

P/B Ratio (Annual)0.98x

Dividend / Share (TTM)$1.51

Pretax Margin (TTM)45.42%

Book Value / Share (Annual)$39.29

Price vs S&P 500 (13W)8.14%

Net Margin Growth (5Y)5.54%

Dividend Yield (TTM)3.17%

Beta0.76x

P/FCF (Annual)13.90x

Revenue / Share (TTM)$7.94

ROE (TTM)9.39%

52-Week Low$34.10

vGradeC

gGradeC

mGradeC

vgmGradeC

UBSI Earnings Surprise History

Q2 250.85est. 0.78

Q3 250.92est. 0.82

Q4 250.91est. 0.86

Q1 260.89est. 0.85

Q2 260.95est. 0.89

UBSI Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.82

3.75

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
UBSIUnited Bankshares Inc	C	C	C	$47.41
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99
MBINMerchants Bancorp Common Stock	C	F	A	$53.49

About United Bankshares Inc

United Bankshares Inc is a financial holding company offering comprehensive community banking services across multiple delivery channels. The company provides deposit accounts, consumer and commercial lending, real estate and construction loans, residential mortgages, and trust and brokerage services to meet diverse customer financial needs.