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United Bankshares Inc (UBSI)
Price$44.50
Favorite Metrics
Price vs S&P 500 (26W)15.91%
Price vs S&P 500 (4W)2.46%
Market Capitalization$6.22B
P/E Ratio (Annual)13.38x
Indicated Dividend Yield (Annual)3.43%
All Metrics
P/CF (Annual)12.46x
Book Value / Share (Quarterly)$39.29
P/TBV (Annual)0.99x
Indicated Dividend (Annual)$1.48
Revenue Growth (3Y)9.53%
Cash Flow / Share (Quarterly)$3.44
Payout Ratio (TTM)44.99%
Price vs S&P 500 (YTD)11.20%
Net Profit Margin (TTM)36.14%
EPS (TTM)$3.28
10-Day Avg Trading Volume0.88M
EPS Excl Extra (TTM)$3.28
Revenue Growth (5Y)9.94%
EPS (Annual)$3.28
Dividend / Share (Annual)$1.52
ROI (Annual)7.77%
Net Profit Margin (5Y Avg)34.08%
Cash / Share (Quarterly)$2.00
P/E Basic Excl Extra (TTM)13.38x
Revenue Growth QoQ (YoY)35.36%
EPS Growth (5Y)6.36%
P/E Normalized (Annual)13.38x
ROA (Last FY)1.38%
Revenue Growth TTM (YoY)50.64%
EBITD / Share (TTM)$4.11
ROE (5Y Avg)7.96%
Operating Margin (TTM)45.42%
Cash Flow / Share (Annual)$3.44
P/B Ratio1.13x
P/B Ratio (Quarterly)0.98x
Net Income / Employee (Annual)$0
ROA (TTM)1.40%
EPS Growth QoQ (YoY)31.41%
EV / EBITDA (TTM)11.48x
EPS Incl Extra (Annual)$3.28
3-Month Avg Trading Volume0.95M
52-Week Price Return32.45%
EV / Free Cash Flow (Annual)13.92x
P/E Incl Extra (TTM)13.38x
Tangible BV / Share (Quarterly)$39.06
P/S Ratio (Annual)4.30x
52-Week High$45.93
EPS Excl Extra (Annual)$3.28
CapEx CAGR (5Y)-1.39%
Tangible BV CAGR (5Y)5.15%
26-Week Price Return24.66%
13-Week Price Return9.28%
Total Debt / Equity (Annual)0.09x
Enterprise Value$6,698.523
Revenue / Share Growth (5Y)2.21%
Book Value / Share Growth (5Y)3.36%
Revenue / Employee (Annual)$365,644
Pretax Margin (Annual)45.41%
Cash / Share (Annual)$2.18
3-Month Return Std Dev25.26%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)9.97%
EBITDA Interim CAGR (5Y)7.15%
ROE (Last FY)8.45%
EPS Basic Excl Extra (Annual)$3.28
P/FCF (TTM)12.92x
EV / Free Cash Flow (TTM)13.92x
Total Debt / Equity (Quarterly)0.09x
EPS Incl Extra (TTM)$3.28
ROI (TTM)7.91%
Dividend Growth Rate (5Y)1.52%
P/S Ratio (TTM)4.21x
Pretax Margin (5Y Avg)42.81%
Revenue / Share (Annual)$7.75
Tangible BV / Share (Annual)$39.06
Forward P/E12.61x
Free OCF CAGR (5Y)31.71%
Price vs S&P 500 (52W)-2.65%
P/E Ratio (TTM)13.38x
EPS Growth TTM (YoY)18.85%
Year-to-Date Return15.34%
5-Day Price Return0.73%
EPS Normalized (Annual)$3.28
ROA (5Y Avg)1.28%
Net Profit Margin (Annual)36.23%
Month-to-Date Return6.93%
EBITD / Share (Annual)$4.23
EPS Growth (3Y)5.25%
Operating Margin (Annual)45.41%
LT Debt / Equity (Annual)0.05x
P/CF (TTM)12.46x
ROI (5Y Avg)7.28%
P/E Excl Extra (TTM)13.38x
LT Debt / Equity (Quarterly)0.05x
EPS Basic Excl Extra (TTM)$3.28
P/TBV (Quarterly)0.99x
Payout Ratio (Annual)44.99%
P/B Ratio (Annual)0.98x
Dividend / Share (TTM)$1.52
Pretax Margin (TTM)45.42%
Book Value / Share (Annual)$39.29
Price vs S&P 500 (13W)6.41%
Net Margin Growth (5Y)5.54%
Dividend Yield (TTM)3.36%
Beta0.78x
P/FCF (Annual)12.92x
Revenue / Share (TTM)$7.94
ROE (TTM)8.60%
52-Week Low$32.50
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
3.82
3.90
3.82
3.82
Industry Peers — State Banks(184)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
UBSIUnited Bankshares Inc | 0.98x | 8.60% | 1.40% | — | $44.50 |
ITUBItau Unibanco Holding S.A. American Depositary Shares | 2.03x | 20.76% | 1.50% | — | $9.28 |
BNSBank of Nova Scotia | 1.45x | 10.41% | 0.62% | — | $76.78 |
BKBank of New York Mellon Corporation | 1.83x | 12.66% | 1.20% | — | $135.37 |
FITBFifth Third Bancorp | 1.23x | 8.86% | 0.93% | — | $50.98 |
FITBIFifth Third Bancorp Depositary Shares | 1.23x | 8.86% | 0.93% | — | $25.31 |
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M | 1.23x | 8.86% | 0.93% | — | $25.88 |
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K | 1.23x | 8.86% | 0.93% | — | $19.50 |
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A | 1.23x | 8.86% | 0.93% | — | $24.18 |
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares) | 1.04x | 9.84% | 0.81% | — | $4.19 |
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value) | 1.04x | 9.84% | 0.81% | — | $3.73 |
About
United Bankshares Inc is a financial holding company offering comprehensive community banking services across multiple delivery channels. The company provides deposit accounts, consumer and commercial lending, real estate and construction loans, residential mortgages, and trust and brokerage services to meet diverse customer financial needs.