FS Bancorp, Inc. Common Stock (FSBW)

Price$40.89

Value ScoreA

Growth ScoreC

Momentum ScoreF

Favorite Metrics

Price vs S&P 500 (26W)-8.07%

Price vs S&P 500 (4W)-0.04%

VGM Score50.59

Market Capitalization$303.18M

P/E Ratio (Annual)9.09x

Indicated Dividend Yield (Annual)2.84%

All Metrics

P/CF (Annual)4.19x

Book Value / Share (Quarterly)$41.84

P/TBV (Annual)1.07x

Indicated Dividend (Annual)$1.16

Revenue Growth (3Y)9.82%

Cash Flow / Share (Quarterly)$7.01

Payout Ratio (TTM)30.90%

Price vs S&P 500 (YTD)-8.84%

Net Profit Margin (TTM)24.07%

EPS (TTM)$4.37

10-Day Avg Trading Volume0.01M

EPS Excl Extra (TTM)$4.37

Revenue Growth (5Y)20.78%

EPS (Annual)$4.36

Dividend / Share (Annual)$1.34

ROI (Annual)9.33%

Net Profit Margin (5Y Avg)27.97%

Cash / Share (Quarterly)$2.33

P/E Basic Excl Extra (TTM)9.14x

Revenue Growth QoQ (YoY)38.23%

EPS Growth (5Y)-0.69%

P/E Normalized (Annual)9.09x

ROA (Last FY)1.04%

Revenue Growth TTM (YoY)47.28%

EBITD / Share (TTM)$8.50

ROE (5Y Avg)12.84%

Operating Margin (TTM)30.35%

Cash Flow / Share (Annual)$6.92

P/B Ratio0.97x

P/B Ratio (Quarterly)0.91x

Net Income / Employee (Annual)$57,500

ROA (TTM)1.04%

EPS Growth QoQ (YoY)0.13%

EV / EBITDA (TTM)6.62x

EPS Incl Extra (Annual)$4.36

3-Month Avg Trading Volume0.01M

52-Week Price Return8.55%

EV / Free Cash Flow (Annual)6.79x

P/E Incl Extra (TTM)9.14x

Tangible BV / Share (Quarterly)$39.38

P/S Ratio (Annual)2.03x

52-Week High$44.22

EPS Excl Extra (Annual)$4.36

CapEx CAGR (5Y)70.84%

Tangible BV CAGR (5Y)6.29%

26-Week Price Return-0.15%

13-Week Price Return2.74%

Total Debt / Equity (Annual)0.16x

Enterprise Value$352.86M

Revenue / Share Growth (5Y)9.39%

Book Value / Share Growth (5Y)8.66%

Revenue / Employee (Annual)$227,698,600,000

Pretax Margin (Annual)30.22%

Cash / Share (Annual)$1.36

3-Month Return Std Dev27.69%

Net Income / Employee (TTM)$57,200

EBITDA CAGR (5Y)17.38%

EBITDA Interim CAGR (5Y)17.88%

ROE (Last FY)10.84%

EPS Basic Excl Extra (Annual)$4.36

P/FCF (TTM)5.42x

EV / Free Cash Flow (TTM)6.71x

Total Debt / Equity (Quarterly)0.16x

EPS Incl Extra (TTM)$4.37

ROI (TTM)9.35%

Dividend Growth Rate (5Y)26.45%

P/S Ratio (TTM)1.76x

Pretax Margin (5Y Avg)34.83%

Revenue / Share (Annual)$15.54

Tangible BV / Share (Annual)$38.44

Forward P/E8.80x

Free OCF CAGR (5Y)48.99%

Price vs S&P 500 (52W)-15.82%

P/E Ratio (TTM)9.14x

EPS Growth TTM (YoY)-20.26%

Year-to-Date Return-0.68%

5-Day Price Return0.42%

EPS Normalized (Annual)$4.36

ROA (5Y Avg)1.23%

Net Profit Margin (Annual)24.23%

Month-to-Date Return0.44%

Cash Flow / Share (TTM)$6.05

EBITD / Share (Annual)$6.94

EPS Growth (3Y)5.20%

Operating Margin (Annual)30.22%

LT Debt / Equity (Annual)0.16x

P/CF (TTM)4.16x

ROI (5Y Avg)10.82%

P/E Excl Extra (TTM)9.14x

LT Debt / Equity (Quarterly)0.16x

EPS Basic Excl Extra (TTM)$4.37

P/TBV (Quarterly)0.97x

Payout Ratio (Annual)30.77%

P/B Ratio (Annual)1.01x

Dividend / Share (TTM)$1.34

Pretax Margin (TTM)30.35%

Book Value / Share (Annual)$40.98

Price vs S&P 500 (13W)-5.52%

Net Margin Growth (5Y)2.94%

Dividend Yield (TTM)3.38%

Beta0.66x

P/FCF (Annual)5.84x

Revenue / Share (TTM)$18.14

ROE (TTM)10.88%

52-Week Low$36.66

vGradeA

gGradeC

mGradeF

vgmGradeC

Show chart for

Earnings Surprise History

Q1 261.02est. 1.02

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

2.29

3.89

Industry Peers — Savings Institutions(25)

Symbol	Value Score	Growth Score	Momentum Score	Price
FSBWFS Bancorp, Inc. Common Stock	A	C	F	$40.89
FLGFlagstar Bank, National Association	C	F	C	$14.02
BBTBeacon Financial Corporation	C	F	D	$28.83
HFWAHeritage Financial Corp	C	C	C	$27.78
NBBKNB Bancorp, Inc. Common Stock	D	D	D	$19.93
SMBCSouthern Missouri Bancorp	C	B	C	$69.70
TCBXThird Coast Bancshares, Inc. Common Stock	C	B	C	$39.21
HBCPHome Bancorp, Inc.	C	C	B	$65.48
GCBCGreene County Bancorp Inc	D	C	B	$27.62
PBFSPioneer Bancorp, Inc. Common Stock	D	C	B	$16.20
AVBCAvidia Bancorp, Inc.	C	F	D	$19.21

About

FS Bancorp Inc is the holding company of 1st Security Bank, a diversified community bank specializing in commercial real estate, residential mortgages, home equity, and consumer lending. The company operates through two segments: commercial and consumer banking, which serves customers via branches and digital channels, and home lending, which originates mortgages for both secondary market sales and portfolio retention.