Rhinebeck Bancorp, Inc. Common Stock (RBKB)

Price$15.53

Favorite Metrics

Price vs S&P 500 (26W)28.09%

Price vs S&P 500 (4W)-4.04%

Market Capitalization$171.56M

P/E Ratio (Annual)17.08x

All Metrics

P/CF (Annual)14.61x

Book Value / Share (Quarterly)$12.28

P/TBV (Annual)0.98x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)5.84%

Cash Flow / Share (Quarterly)$0.98

Price vs S&P 500 (YTD)25.48%

Net Profit Margin (TTM)9.66%

EPS (TTM)$0.92

10-Day Avg Trading Volume0.00M

EPS Excl Extra (TTM)$0.92

Revenue Growth (5Y)11.75%

EPS (Annual)$0.92

ROI (Annual)7.07%

Net Profit Margin (5Y Avg)16.51%

Cash / Share (Quarterly)$1.24

P/E Basic Excl Extra (TTM)17.08x

Revenue Growth QoQ (YoY)23.75%

EPS Growth (5Y)10.71%

P/E Normalized (Annual)17.08x

ROA (Last FY)0.77%

Revenue Growth TTM (YoY)25.28%

EBITD / Share (TTM)$1.28

ROE (5Y Avg)3.96%

Operating Margin (TTM)12.61%

Cash Flow / Share (Annual)$0.98

P/B Ratio1.25x

P/B Ratio (Quarterly)0.98x

Net Income / Employee (Annual)$0

ROA (TTM)0.78%

EV / EBITDA (TTM)12.64x

EPS Incl Extra (Annual)$0.92

3-Month Avg Trading Volume0.01M

52-Week Price Return51.13%

EV / Free Cash Flow (Annual)16.22x

P/E Incl Extra (TTM)17.08x

Tangible BV / Share (Quarterly)$12.27

P/S Ratio (Annual)1.50x

52-Week High$16.50

EPS Excl Extra (Annual)$0.92

CapEx CAGR (5Y)-14.59%

Tangible BV CAGR (5Y)3.29%

26-Week Price Return32.08%

13-Week Price Return28.44%

Total Debt / Equity (Annual)0.04x

Enterprise Value$176.717

Revenue / Share Growth (5Y)8.15%

Book Value / Share Growth (5Y)3.20%

Revenue / Employee (Annual)$256,624

Pretax Margin (Annual)18.64%

Cash / Share (Annual)$1.18

3-Month Return Std Dev55.87%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)9.56%

EBITDA Interim CAGR (5Y)0.44%

ROE (Last FY)7.34%

EPS Basic Excl Extra (Annual)$0.92

P/FCF (TTM)15.75x

EV / Free Cash Flow (TTM)16.22x

Total Debt / Equity (Quarterly)0.04x

EPS Incl Extra (TTM)$0.92

ROI (TTM)7.37%

P/S Ratio (TTM)1.62x

Pretax Margin (5Y Avg)20.99%

Revenue / Share (Annual)$4.34

Tangible BV / Share (Annual)$12.27

Free OCF CAGR (5Y)-3.45%

Price vs S&P 500 (52W)21.30%

P/E Ratio (TTM)17.08x

Year-to-Date Return28.12%

5-Day Price Return-0.84%

EPS Normalized (Annual)$0.92

ROA (5Y Avg)0.37%

Net Profit Margin (Annual)14.66%

Month-to-Date Return-0.13%

Cash Flow / Share (TTM)$0.53

EBITD / Share (Annual)$1.28

EPS Growth (3Y)12.94%

Operating Margin (Annual)18.64%

LT Debt / Equity (Annual)0.04x

P/CF (TTM)14.61x

ROI (5Y Avg)3.79%

P/E Excl Extra (TTM)17.08x

LT Debt / Equity (Quarterly)0.04x

EPS Basic Excl Extra (TTM)$0.92

P/TBV (Quarterly)0.98x

P/B Ratio (Annual)0.98x

Pretax Margin (TTM)12.61%

Book Value / Share (Annual)$12.28

Price vs S&P 500 (13W)27.75%

Net Margin Growth (5Y)-0.36%

Beta0.13x

P/FCF (Annual)15.75x

Revenue / Share (TTM)$4.05

ROE (TTM)7.66%

52-Week Low$9.41

Industry Peers — Savings Institutions(23)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
RBKBRhinebeck Bancorp, Inc. Common Stock	0.98x	7.66%	0.78%	—	$15.53
FLGFlagstar Bank, National Association	0.64x	-2.18%	-0.19%	—	$14.25
BBTBeacon Financial Corporation	0.89x	5.74%	0.60%	—	$31.62
HFWAHeritage Financial Corp	0.87x	7.51%	0.96%	—	$26.95
NBBKNB Bancorp, Inc. Common Stock	0.98x	6.55%	0.88%	1.51x	$22.25
SMBCSouthern Missouri Bancorp	1.18x	11.86%	1.30%	—	$65.75
TCBXThird Coast Bancshares, Inc. Common Stock	0.99x	13.12%	1.31%	—	$41.07
HBCPHome Bancorp, Inc.	1.04x	11.03%	1.32%	—	$62.85
AVBCAvidia Bancorp, Inc.	0.89x	-1.17%	-0.12%	1.31x	$20.55
GCBCGreene County Bancorp Inc	1.47x	15.00%	1.19%	—	$23.45
PBFSPioneer Bancorp, Inc. Common Stock	1.04x	6.42%	0.95%	—	$14.10

About

Rhinebeck Bancorp is a bank holding company serving consumer and commercial customers through deposit-taking, lending, and wealth management services. Its loan portfolio includes automobile, commercial real estate, commercial business, and residential mortgage loans. The company also provides investment advisory and financial product sales through Rhinebeck Asset Management.