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Affinity Bancshares, Inc. Common Stock (MD) (AFBI)
Price$22.36
Favorite Metrics
Price vs S&P 500 (26W)9.99%
Price vs S&P 500 (4W)13.19%
Market Capitalization$136.22M
P/E Ratio (Annual)16.35x
Indicated Dividend Yield (Annual)0.00%
All Metrics
P/CF (Annual)11.70x
Book Value / Share (Quarterly)$20.84
P/TBV (Annual)1.16x
Indicated Dividend (Annual)$0.00
Revenue Growth (3Y)30.05%
Cash Flow / Share (Quarterly)$1.84
Price vs S&P 500 (YTD)6.54%
Net Profit Margin (TTM)21.93%
EPS (TTM)$1.29
10-Day Avg Trading Volume0.02M
EPS Excl Extra (TTM)$1.29
EPS (Annual)$1.29
Dividend / Share (Annual)$1.41
ROI (Annual)6.56%
Cash / Share (Quarterly)$0.85
P/E Basic Excl Extra (TTM)16.35x
Revenue Growth QoQ (YoY)32.70%
EPS Growth (5Y)25.93%
P/E Normalized (Annual)16.35x
ROA (Last FY)0.94%
Revenue Growth TTM (YoY)25.70%
EBITD / Share (TTM)$1.86
ROE (5Y Avg)5.69%
Operating Margin (TTM)28.67%
Cash Flow / Share (Annual)$1.84
P/B Ratio1.07x
P/B Ratio (Quarterly)0.99x
Net Income / Employee (Annual)$0
ROA (TTM)0.91%
EPS Growth QoQ (YoY)65.86%
EV / EBITDA (TTM)11.39x
EPS Incl Extra (Annual)$1.29
3-Month Avg Trading Volume0.01M
52-Week Price Return26.56%
EV / Free Cash Flow (Annual)12.14x
P/E Incl Extra (TTM)16.35x
Tangible BV / Share (Quarterly)$17.89
P/S Ratio (Annual)2.84x
52-Week High$22.50
EPS Excl Extra (Annual)$1.29
CapEx CAGR (5Y)-1.28%
Tangible BV CAGR (5Y)11.99%
26-Week Price Return13.97%
13-Week Price Return9.18%
Total Debt / Equity (Annual)0.00x
Enterprise Value$136.221
Book Value / Share Growth (5Y)16.44%
Revenue / Employee (Annual)$359,296
Pretax Margin (Annual)29.00%
Cash / Share (Annual)$0.44
3-Month Return Std Dev31.83%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)25.24%
EBITDA Interim CAGR (5Y)10.84%
ROE (Last FY)6.56%
EPS Basic Excl Extra (Annual)$1.29
P/FCF (TTM)12.14x
EV / Free Cash Flow (TTM)12.14x
Total Debt / Equity (Quarterly)0.00x
EPS Incl Extra (TTM)$1.29
ROI (TTM)6.68%
P/S Ratio (TTM)3.02x
Revenue / Share (Annual)$4.76
Tangible BV / Share (Annual)$17.89
Free OCF CAGR (5Y)64.90%
Price vs S&P 500 (52W)-3.27%
P/E Ratio (TTM)16.35x
EPS Growth TTM (YoY)56.56%
Year-to-Date Return9.18%
5-Day Price Return0.18%
EPS Normalized (Annual)$1.29
ROA (5Y Avg)0.84%
Net Profit Margin (Annual)22.18%
Month-to-Date Return0.40%
Cash Flow / Share (TTM)$0.83
EBITD / Share (Annual)$1.85
EPS Growth (3Y)7.02%
Operating Margin (Annual)29.00%
LT Debt / Equity (Annual)0.00x
P/CF (TTM)11.70x
ROI (5Y Avg)5.69%
P/E Excl Extra (TTM)16.35x
LT Debt / Equity (Quarterly)0.00x
EPS Basic Excl Extra (TTM)$1.29
P/TBV (Quarterly)1.16x
Payout Ratio (Annual)105.63%
P/B Ratio (Annual)0.99x
Dividend / Share (TTM)$1.41
Pretax Margin (TTM)28.67%
Book Value / Share (Annual)$20.84
Price vs S&P 500 (13W)8.50%
Dividend Yield (TTM)6.46%
Beta0.19x
P/FCF (Annual)12.14x
Revenue / Share (TTM)$4.58
ROE (TTM)6.68%
52-Week Low$17.59
Industry Peers — Savings Institutions(23)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
AFBIAffinity Bancshares, Inc. Common Stock (MD) | 0.99x | 6.68% | 0.91% | — | $22.36 |
FLGFlagstar Bank, National Association | 0.64x | -2.18% | -0.19% | — | $14.25 |
BBTBeacon Financial Corporation | 0.89x | 5.74% | 0.60% | — | $31.62 |
HFWAHeritage Financial Corp | 0.87x | 7.51% | 0.96% | — | $26.95 |
NBBKNB Bancorp, Inc. Common Stock | 0.98x | 6.55% | 0.88% | 1.51x | $22.25 |
SMBCSouthern Missouri Bancorp | 1.18x | 11.86% | 1.30% | — | $65.75 |
TCBXThird Coast Bancshares, Inc. Common Stock | 0.99x | 13.12% | 1.31% | — | $41.07 |
HBCPHome Bancorp, Inc. | 1.04x | 11.03% | 1.32% | — | $62.85 |
AVBCAvidia Bancorp, Inc. | 0.89x | -1.17% | -0.12% | 1.31x | $20.55 |
GCBCGreene County Bancorp Inc | 1.47x | 15.00% | 1.19% | — | $23.45 |
PBFSPioneer Bancorp, Inc. Common Stock | 1.04x | 6.42% | 0.95% | — | $14.10 |
About
Affinity Bancshares Inc operates Affinity Bank, a federally chartered savings bank that takes deposits and invests them in a diversified portfolio of real estate loans (commercial, residential, and construction), commercial and industrial loans, consumer loans, and mortgage-backed securities. The bank also maintains investments in U.S. government-sponsored enterprise obligations and Federal Home Loan Bank stock.