← Back to Screener
South Plains Financial, Inc. Common Stock (SPFI)
Price$43.97
Favorite Metrics
Price vs S&P 500 (26W)8.85%
Price vs S&P 500 (4W)-2.49%
Market Capitalization$718.09M
P/E Ratio (Annual)12.28x
Indicated Dividend Yield (Annual)1.55%
All Metrics
P/CF (Annual)9.27x
Book Value / Share (Quarterly)$30.31
P/TBV (Annual)1.35x
Indicated Dividend (Annual)$0.64
Revenue Growth (3Y)6.63%
Cash Flow / Share (Quarterly)$4.41
Payout Ratio (TTM)17.28%
Price vs S&P 500 (YTD)9.39%
Net Profit Margin (TTM)29.08%
EPS (TTM)$3.44
10-Day Avg Trading Volume0.10M
EPS Excl Extra (TTM)$3.44
Revenue Growth (5Y)9.06%
EPS (Annual)$3.44
Dividend / Share (Annual)$0.62
ROI (Annual)10.55%
Net Profit Margin (5Y Avg)22.83%
Cash / Share (Quarterly)$2.69
P/E Basic Excl Extra (TTM)12.28x
Revenue Growth QoQ (YoY)37.51%
EPS Growth (5Y)6.77%
P/E Normalized (Annual)12.28x
ROA (Last FY)1.31%
Revenue Growth TTM (YoY)34.43%
EBITD / Share (TTM)$4.70
ROE (5Y Avg)13.85%
Operating Margin (TTM)36.82%
Cash Flow / Share (Annual)$4.41
P/B Ratio1.45x
P/B Ratio (Quarterly)1.28x
Net Income / Employee (Annual)$0
ROA (TTM)1.32%
EPS Growth QoQ (YoY)-6.47%
EV / EBITDA (TTM)9.75x
EPS Incl Extra (Annual)$3.44
3-Month Avg Trading Volume0.09M
52-Week Price Return36.55%
EV / Free Cash Flow (Annual)10.84x
P/E Incl Extra (TTM)12.28x
Tangible BV / Share (Quarterly)$28.76
P/S Ratio (Annual)2.05x
52-Week High$45.09
EPS Excl Extra (Annual)$3.44
CapEx CAGR (5Y)11.40%
Tangible BV CAGR (5Y)5.80%
26-Week Price Return15.74%
13-Week Price Return6.93%
Total Debt / Equity (Annual)0.12x
Enterprise Value$778.586
Revenue / Share Growth (5Y)8.90%
Book Value / Share Growth (5Y)8.19%
Revenue / Employee (Annual)$355,039
Pretax Margin (Annual)34.08%
Cash / Share (Annual)$3.62
3-Month Return Std Dev24.09%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)4.80%
EBITDA Interim CAGR (5Y)-0.99%
ROE (Last FY)11.84%
EPS Basic Excl Extra (Annual)$3.44
P/FCF (TTM)10.00x
EV / Free Cash Flow (TTM)10.84x
Total Debt / Equity (Quarterly)0.12x
EPS Incl Extra (TTM)$3.44
ROI (TTM)10.57%
Dividend Growth Rate (5Y)34.82%
P/S Ratio (TTM)1.96x
Pretax Margin (5Y Avg)27.41%
Revenue / Share (Annual)$11.91
Tangible BV / Share (Annual)$28.76
Forward P/E11.16x
Free OCF CAGR (5Y)99.03%
Price vs S&P 500 (52W)1.92%
P/E Ratio (TTM)12.28x
EPS Growth TTM (YoY)18.06%
Year-to-Date Return13.32%
5-Day Price Return-0.74%
EPS Normalized (Annual)$3.44
ROA (5Y Avg)1.39%
Net Profit Margin (Annual)27.14%
Month-to-Date Return4.94%
Cash Flow / Share (TTM)$4.08
EBITD / Share (Annual)$4.70
EPS Growth (3Y)2.12%
Operating Margin (Annual)34.08%
LT Debt / Equity (Annual)0.12x
P/CF (TTM)9.27x
ROI (5Y Avg)10.99%
P/E Excl Extra (TTM)12.28x
LT Debt / Equity (Quarterly)0.12x
EPS Basic Excl Extra (TTM)$3.44
P/TBV (Quarterly)1.35x
Payout Ratio (Annual)17.28%
P/B Ratio (Annual)1.28x
Dividend / Share (TTM)$0.62
Pretax Margin (TTM)36.82%
Book Value / Share (Annual)$30.31
Price vs S&P 500 (13W)4.55%
Net Margin Growth (5Y)9.30%
Dividend Yield (TTM)1.41%
Beta0.56x
P/FCF (Annual)10.00x
Revenue / Share (TTM)$12.77
ROE (TTM)12.51%
52-Week Low$31.49
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
4.00
4.00
4.00
4.10
Industry Peers — State Banks(184)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
SPFISouth Plains Financial, Inc. Common Stock | 1.28x | 12.51% | 1.32% | — | $43.97 |
ITUBItau Unibanco Holding S.A. American Depositary Shares | 2.03x | 20.76% | 1.50% | — | $9.28 |
BNSBank of Nova Scotia | 1.45x | 10.41% | 0.62% | — | $76.78 |
BKBank of New York Mellon Corporation | 1.83x | 12.66% | 1.20% | — | $135.37 |
FITBFifth Third Bancorp | 1.23x | 8.86% | 0.93% | — | $50.98 |
FITBIFifth Third Bancorp Depositary Shares | 1.23x | 8.86% | 0.93% | — | $25.31 |
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M | 1.23x | 8.86% | 0.93% | — | $25.88 |
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K | 1.23x | 8.86% | 0.93% | — | $19.50 |
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A | 1.23x | 8.86% | 0.93% | — | $24.18 |
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares) | 1.04x | 9.84% | 0.81% | — | $4.19 |
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value) | 1.04x | 9.84% | 0.81% | — | $3.73 |
About
South Plains Financial Inc is a bank holding company that provides comprehensive financial services to small and medium-sized businesses and individuals. Its offerings include commercial and retail banking, insurance, investment, trust, and mortgage services delivered through its integrated banking operations.