South Plains Financial, Inc. Common Stock (SPFI) Stock Price

SPFIStock

$43.71+6.50%52W

Market Cap$823.46M

P/E14.68x

PEG Ratio1.95

Div yield1.95%

Beta0.51

SPFI Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-6.53%

Price vs S&P 500 (4W)-6.07%

PEG Ratio1.95

VGM Score44.19

P/E Ratio (Annual)14.68x

Indicated Dividend Yield (Annual)1.95%

P/CF (Annual)11.08x

Book Value / Share (Quarterly)$33.43

P/TBV (Annual)1.35x

Indicated Dividend (Annual)$0.72

Revenue Growth (3Y)6.63%

Cash Flow / Share (Quarterly)$3.77

Payout Ratio (TTM)17.13%

Price vs S&P 500 (YTD)1.44%

Net Profit Margin (TTM)29.08%

EPS (TTM)$3.67

10-Day Avg Trading Volume0.09M

EPS Excl Extra (TTM)$3.67

Revenue Growth (5Y)9.06%

EPS (Annual)$3.44

Dividend / Share (Annual)$0.62

ROI (Annual)10.55%

Net Profit Margin (5Y Avg)22.83%

Cash / Share (Quarterly)$2.69

P/E Basic Excl Extra (TTM)13.19x

Revenue Growth QoQ (YoY)37.51%

EPS Growth (5Y)6.77%

P/E Normalized (Annual)14.68x

ROA (Last FY)1.31%

Revenue Growth TTM (YoY)34.43%

EBITD / Share (TTM)$5.48

ROE (5Y Avg)13.85%

Operating Margin (TTM)36.82%

Cash Flow / Share (Annual)$4.41

P/B Ratio1.36x

P/B Ratio (Quarterly)1.29x

Net Income / Employee (Annual)$107,300

ROA (TTM)1.37%

EPS Growth QoQ (YoY)10.85%

EV / EBITDA (TTM)10.13x

EPS Incl Extra (Annual)$3.44

3-Month Avg Trading Volume0.14M

52-Week Price Return6.50%

EV / Free Cash Flow (Annual)12.79x

P/E Incl Extra (TTM)13.19x

Tangible BV / Share (Quarterly)$31.76

P/S Ratio (Annual)2.05x

52-Week High$46.94

EPS Excl Extra (Annual)$3.44

CapEx CAGR (5Y)11.40%

Tangible BV CAGR (5Y)5.80%

26-Week Price Return4.71%

13-Week Price Return9.64%

Total Debt / Equity (Annual)0.12x

Enterprise Value$918.99M

Revenue / Share Growth (5Y)8.90%

Book Value / Share Growth (5Y)8.19%

Revenue / Employee (Annual)$355,038,900,000

Pretax Margin (Annual)34.08%

Cash / Share (Annual)$3.62

3-Month Return Std Dev23.36%

Net Income / Employee (TTM)$119,500

EBITDA CAGR (5Y)22.29%

EBITDA Interim CAGR (5Y)-0.63%

ROE (Last FY)11.84%

EPS Basic Excl Extra (Annual)$3.44

P/FCF (TTM)13.92x

EV / Free Cash Flow (TTM)14.90x

Total Debt / Equity (Quarterly)0.10x

EPS Incl Extra (TTM)$3.67

ROI (TTM)11.09%

Dividend Growth Rate (5Y)34.82%

P/S Ratio (TTM)1.96x

Pretax Margin (5Y Avg)27.41%

Revenue / Share (Annual)$11.91

Tangible BV / Share (Annual)$28.76

Forward P/E11.16x

Free OCF CAGR (5Y)99.03%

Price vs S&P 500 (52W)-11.81%

P/E Ratio (TTM)13.19x

EPS Growth TTM (YoY)14.62%

Year-to-Date Return13.40%

5-Day Price Return-2.65%

EPS Normalized (Annual)$3.44

ROA (5Y Avg)1.39%

Net Profit Margin (Annual)27.14%

Month-to-Date Return-1.87%

Cash Flow / Share (TTM)$4.08

EBITD / Share (Annual)$4.70

EPS Growth (3Y)2.12%

Operating Margin (Annual)34.08%

LT Debt / Equity (Annual)0.12x

P/CF (TTM)12.71x

ROI (5Y Avg)10.99%

P/E Excl Extra (TTM)13.19x

LT Debt / Equity (Quarterly)0.10x

EPS Basic Excl Extra (TTM)$3.67

P/TBV (Quarterly)1.36x

Payout Ratio (Annual)17.28%

P/B Ratio (Annual)1.28x

Dividend / Share (TTM)$0.64

Pretax Margin (TTM)36.82%

Book Value / Share (Annual)$30.31

Price vs S&P 500 (13W)6.85%

Net Margin Growth (5Y)9.30%

Dividend Yield (TTM)1.21%

Beta0.51x

P/FCF (Annual)11.95x

Revenue / Share (TTM)$12.77

ROE (TTM)12.36%

52-Week Low$35.34

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SPFI Earnings Surprise History

Q3 250.96est. 0.85

Q4 250.90est. 0.88

Q1 260.85est. 0.88

Q2 261.00est. 0.94

SPFI Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.11

4.10

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
SPFISouth Plains Financial, Inc. Common Stock	C	C	D	$43.71
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99

About South Plains Financial, Inc. Common Stock

South Plains Financial Inc is a bank holding company that provides comprehensive financial services to small and medium-sized businesses and individuals. Its offerings include commercial and retail banking, insurance, investment, trust, and mortgage services delivered through its integrated banking operations.