Capital City Bank Group Inc (CCBG)

Price$46.90

Favorite Metrics

Price vs S&P 500 (26W)6.09%

Price vs S&P 500 (4W)2.33%

Market Capitalization$811.04M

P/E Ratio (Annual)13.18x

Indicated Dividend Yield (Annual)2.31%

All Metrics

P/CF (Annual)9.26x

Book Value / Share (Quarterly)$32.36

P/TBV (Annual)0.99x

Indicated Dividend (Annual)$1.04

Revenue Growth (3Y)5.19%

Cash Flow / Share (Quarterly)$4.68

Payout Ratio (TTM)27.72%

Price vs S&P 500 (YTD)5.87%

Net Profit Margin (TTM)21.41%

EPS (TTM)$3.60

10-Day Avg Trading Volume0.11M

EPS Excl Extra (TTM)$3.60

Revenue Growth (5Y)8.61%

EPS (Annual)$3.60

Dividend / Share (Annual)$1.00

ROI (Annual)9.54%

Net Profit Margin (5Y Avg)18.64%

Cash / Share (Quarterly)$4.26

P/E Basic Excl Extra (TTM)13.18x

Revenue Growth QoQ (YoY)29.00%

EPS Growth (5Y)13.86%

P/E Normalized (Annual)13.18x

ROA (Last FY)1.40%

Revenue Growth TTM (YoY)52.01%

EBITD / Share (TTM)$5.21

ROE (5Y Avg)10.38%

Operating Margin (TTM)26.93%

Cash Flow / Share (Annual)$4.68

P/B Ratio1.47x

P/B Ratio (Quarterly)1.31x

Net Income / Employee (Annual)$0

ROA (TTM)1.40%

EPS Growth QoQ (YoY)4.45%

EV / EBITDA (TTM)10.14x

EPS Incl Extra (Annual)$3.60

3-Month Avg Trading Volume0.10M

52-Week Price Return38.14%

EV / Free Cash Flow (Annual)11.29x

P/E Incl Extra (TTM)13.18x

Tangible BV / Share (Quarterly)$15.67

P/S Ratio (Annual)2.12x

52-Week High$47.69

EPS Excl Extra (Annual)$3.60

CapEx CAGR (5Y)-8.91%

Tangible BV CAGR (5Y)0.65%

26-Week Price Return14.84%

13-Week Price Return7.14%

Total Debt / Equity (Annual)0.17x

Enterprise Value$903.719

Revenue / Share Growth (5Y)10.25%

Book Value / Share Growth (5Y)9.66%

Revenue / Employee (Annual)$295,864

Pretax Margin (Annual)22.87%

Cash / Share (Annual)$4.25

3-Month Return Std Dev26.30%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)8.20%

EBITDA Interim CAGR (5Y)6.68%

ROE (Last FY)11.13%

EPS Basic Excl Extra (Annual)$3.60

P/FCF (TTM)10.13x

EV / Free Cash Flow (TTM)11.29x

Total Debt / Equity (Quarterly)0.17x

EPS Incl Extra (TTM)$3.60

ROI (TTM)9.95%

Dividend Growth Rate (5Y)11.89%

P/S Ratio (TTM)1.90x

Pretax Margin (5Y Avg)23.64%

Revenue / Share (Annual)$12.90

Tangible BV / Share (Annual)$15.67

Forward P/E13.44x

Free OCF CAGR (5Y)1.92%

Price vs S&P 500 (52W)3.05%

P/E Ratio (TTM)13.18x

EPS Growth TTM (YoY)16.00%

Year-to-Date Return10.01%

5-Day Price Return0.26%

EPS Normalized (Annual)$3.60

ROA (5Y Avg)1.10%

Net Profit Margin (Annual)18.26%

Month-to-Date Return7.75%

Cash Flow / Share (TTM)$2.71

EBITD / Share (Annual)$5.21

EPS Growth (3Y)15.13%

LT Debt / Equity (Annual)0.08x

P/CF (TTM)9.26x

ROI (5Y Avg)8.64%

P/E Excl Extra (TTM)13.18x

LT Debt / Equity (Quarterly)0.08x

EPS Basic Excl Extra (TTM)$3.60

P/TBV (Quarterly)0.99x

Payout Ratio (Annual)27.72%

P/B Ratio (Annual)1.31x

Dividend / Share (TTM)$1.00

Pretax Margin (TTM)26.93%

Book Value / Share (Annual)$32.36

Price vs S&P 500 (13W)4.27%

Net Margin Growth (5Y)10.51%

Dividend Yield (TTM)2.10%

Beta0.37x

P/FCF (Annual)10.13x

Revenue / Share (TTM)$14.32

ROE (TTM)11.55%

52-Week Low$33.64

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.11

4.00

3.89

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
CCBGCapital City Bank Group Inc	1.31x	11.55%	1.40%	—	$46.90
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.28
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$76.78
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$135.37
FITBFifth Third Bancorp	1.23x	8.86%	0.93%	—	$50.98
FITBIFifth Third Bancorp Depositary Shares	1.23x	8.86%	0.93%	—	$25.31
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.23x	8.86%	0.93%	—	$25.88
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.23x	8.86%	0.93%	—	$19.50
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.23x	8.86%	0.93%	—	$24.18
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.19
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.73

About

Capital City Bank Group is a regional banking company providing retail and commercial banking services across Florida, Georgia, and Alabama. The company operates through two main divisions: Banking Services, which includes deposits, lending, and merchant services, and Wealth Management Services, encompassing asset management, trust, and securities brokerage. Its service portfolio also includes mortgage banking, bank cards, and data processing.