First Bank (FRBA)

Price$15.98

Value ScoreB

Growth ScoreB

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)-6.27%

Price vs S&P 500 (4W)5.28%

VGM Score62.77

Market Capitalization$401.65M

P/E Ratio (Annual)9.20x

Indicated Dividend Yield (Annual)2.30%

All Metrics

P/CF (Annual)6.13x

Book Value / Share (Quarterly)$17.93

P/TBV (Annual)0.95x

Indicated Dividend (Annual)$0.36

Cash Flow / Share (Quarterly)$2.14

Payout Ratio (TTM)16.01%

Price vs S&P 500 (YTD)-11.07%

Net Profit Margin (TTM)33.86%

EPS (TTM)$1.67

10-Day Avg Trading Volume0.06M

EPS Excl Extra (TTM)$1.67

Revenue Growth (5Y)15.94%

EPS (Annual)$1.74

Dividend / Share (Annual)$0.24

ROI (Annual)9.14%

Net Profit Margin (5Y Avg)33.83%

Cash / Share (Quarterly)$1.28

P/E Basic Excl Extra (TTM)9.58x

Revenue Growth QoQ (YoY)48.50%

EPS Growth (5Y)12.34%

P/E Normalized (Annual)9.20x

ROA (Last FY)1.10%

Revenue Growth TTM (YoY)39.97%

EBITD / Share (TTM)$2.66

ROE (5Y Avg)10.32%

Operating Margin (TTM)44.73%

Cash Flow / Share (Annual)$2.53

P/B Ratio0.89x

P/B Ratio (Quarterly)0.89x

Net Income / Employee (Annual)$132,700

ROA (TTM)1.05%

EPS Growth QoQ (YoY)-18.27%

EV / EBITDA (TTM)7.38x

EPS Incl Extra (Annual)$1.74

3-Month Avg Trading Volume0.07M

52-Week Price Return10.13%

EV / Free Cash Flow (Annual)6.96x

P/E Incl Extra (TTM)9.58x

Tangible BV / Share (Quarterly)$17.66

P/S Ratio (Annual)3.22x

52-Week High$18.11

EPS Excl Extra (Annual)$1.74

CapEx CAGR (5Y)51.82%

Tangible BV CAGR (5Y)13.04%

26-Week Price Return1.65%

13-Week Price Return0.19%

Total Debt / Equity (Annual)0.08x

Enterprise Value$436.07M

Revenue / Share Growth (5Y)11.53%

Book Value / Share Growth (5Y)8.15%

Revenue / Employee (Annual)$445,173,500,000

Pretax Margin (Annual)49.12%

Cash / Share (Annual)$0.90

3-Month Return Std Dev27.19%

Net Income / Employee (TTM)$127,400

EBITDA CAGR (5Y)22.10%

EBITDA Interim CAGR (5Y)15.68%

ROE (Last FY)9.84%

EPS Basic Excl Extra (Annual)$1.74

P/FCF (TTM)7.47x

EV / Free Cash Flow (TTM)8.11x

Total Debt / Equity (Quarterly)0.08x

EPS Incl Extra (TTM)$1.67

ROI (TTM)8.76%

Dividend Growth Rate (5Y)14.48%

P/S Ratio (TTM)3.21x

Pretax Margin (5Y Avg)44.25%

Revenue / Share (Annual)$4.94

Tangible BV / Share (Annual)$17.60

Forward P/E9.05x

Free OCF CAGR (5Y)21.01%

Price vs S&P 500 (52W)-14.23%

P/E Ratio (TTM)9.58x

EPS Growth TTM (YoY)8.18%

Year-to-Date Return-2.92%

5-Day Price Return2.83%

EPS Normalized (Annual)$1.74

ROA (5Y Avg)1.11%

Net Profit Margin (Annual)37.22%

Month-to-Date Return2.17%

Cash Flow / Share (TTM)$1.78

EBITD / Share (Annual)$2.38

EPS Growth (3Y)-1.86%

Operating Margin (Annual)49.12%

LT Debt / Equity (Annual)0.08x

P/CF (TTM)7.12x

ROI (5Y Avg)9.40%

P/E Excl Extra (TTM)9.58x

LT Debt / Equity (Quarterly)0.08x

EPS Basic Excl Extra (TTM)$1.67

P/TBV (Quarterly)0.90x

Payout Ratio (Annual)13.70%

P/B Ratio (Annual)0.93x

Dividend / Share (TTM)$0.27

Pretax Margin (TTM)44.73%

Book Value / Share (Annual)$17.88

Price vs S&P 500 (13W)-8.07%

Net Margin Growth (5Y)10.14%

Dividend Yield (TTM)1.67%

Beta0.55x

P/FCF (Annual)6.41x

Revenue / Share (TTM)$4.99

ROE (TTM)9.60%

52-Week Low$14.34

vGradeB

gGradeB

mGradeC

vgmGradeB

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Earnings Surprise History

Q1 260.30est. 0.47

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.13

4.00

About

First Bank is a full-service commercial bank operating in New Jersey and eastern Pennsylvania, serving individuals, businesses, and governmental entities between New York City and Philadelphia. The bank focuses on traditional deposit and lending products within its regional markets, offering business banking, personal banking, digital banking, and lending services.