C&F Financial Corp (CFFI) Stock Price

CFFIStock

$89.44+21.83%52W

Market Cap$290.83M

P/E10.57x

PEG Ratio-31.32

Div yield2.92%

Beta0.34

CFFI Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)1.73%

Price vs S&P 500 (4W)1.14%

PEG Ratio-31.32

VGM Score53.39

P/E Ratio (Annual)10.57x

Indicated Dividend Yield (Annual)2.92%

P/CF (Annual)11.58x

Book Value / Share (Quarterly)$85.46

P/TBV (Annual)0.90x

Indicated Dividend (Annual)$1.92

Revenue Growth (3Y)2.18%

Cash Flow / Share (Quarterly)$3.49

Payout Ratio (TTM)21.35%

Price vs S&P 500 (YTD)7.88%

Net Profit Margin (TTM)22.12%

EPS (TTM)$8.96

10-Day Avg Trading Volume0.02M

EPS Excl Extra (TTM)$8.96

Revenue Growth (5Y)2.50%

EPS (Annual)$8.29

Dividend / Share (Annual)$1.84

ROI (Annual)7.15%

Net Profit Margin (5Y Avg)19.13%

Cash / Share (Quarterly)$5.06

P/E Basic Excl Extra (TTM)9.75x

Revenue Growth QoQ (YoY)20.36%

EPS Growth (5Y)6.19%

P/E Normalized (Annual)10.57x

ROA (Last FY)0.97%

Revenue Growth TTM (YoY)24.97%

EBITD / Share (TTM)$13.12

ROE (5Y Avg)11.69%

Operating Margin (TTM)27.29%

Cash Flow / Share (Annual)$6.83

P/B Ratio1.02x

P/B Ratio (Quarterly)0.94x

Net Income / Employee (Annual)$46,700

ROA (TTM)1.05%

EPS Growth QoQ (YoY)10.88%

EV / EBITDA (TTM)8.72x

EPS Incl Extra (Annual)$8.29

3-Month Avg Trading Volume0.01M

52-Week Price Return21.83%

EV / Free Cash Flow (Annual)16.10x

P/E Incl Extra (TTM)9.75x

Tangible BV / Share (Quarterly)$85.20

P/S Ratio (Annual)1.67x

52-Week High$92.00

Operating Margin (5Y Avg)24.48%

EPS Excl Extra (Annual)$8.29

CapEx CAGR (5Y)-25.58%

Tangible BV CAGR (5Y)6.38%

26-Week Price Return12.97%

13-Week Price Return18.76%

Total Debt / Equity (Annual)0.43x

Enterprise Value$356.88M

Revenue / Share Growth (5Y)2.43%

Book Value / Share Growth (5Y)9.01%

Revenue / Employee (Annual)$193,105,300,000

Pretax Margin (Annual)30.31%

Cash / Share (Annual)$5.64

3-Month Return Std Dev39.77%

Net Income / Employee (TTM)$50,600

EBITDA CAGR (5Y)10.86%

EBITDA Interim CAGR (5Y)8.10%

ROE (Last FY)10.25%

EPS Basic Excl Extra (Annual)$8.29

P/FCF (TTM)10.46x

EV / Free Cash Flow (TTM)31.52x

Total Debt / Equity (Quarterly)0.26x

EPS Incl Extra (TTM)$8.96

ROI (TTM)7.96%

Dividend Growth Rate (5Y)3.47%

P/S Ratio (TTM)1.55x

Pretax Margin (5Y Avg)24.48%

Revenue / Share (Annual)$34.67

Tangible BV / Share (Annual)$80.36

Price vs S&P 500 (52W)3.52%

P/E Ratio (TTM)9.75x

EPS Growth TTM (YoY)18.59%

Year-to-Date Return19.84%

5-Day Price Return-0.72%

EPS Normalized (Annual)$8.29

ROA (5Y Avg)1.05%

Net Profit Margin (Annual)24.08%

Month-to-Date Return5.33%

Cash Flow / Share (TTM)$9.58

EBITD / Share (Annual)$11.43

EPS Growth (3Y)-0.22%

Operating Margin (Annual)30.31%

LT Debt / Equity (Annual)0.33x

P/CF (TTM)20.70x

ROI (5Y Avg)7.95%

P/E Excl Extra (TTM)9.75x

LT Debt / Equity (Quarterly)0.24x

EPS Basic Excl Extra (TTM)$8.96

P/TBV (Quarterly)0.94x

Payout Ratio (Annual)22.18%

P/B Ratio (Annual)0.90x

Dividend / Share (TTM)$1.86

Pretax Margin (TTM)27.29%

Book Value / Share (Annual)$80.64

Price vs S&P 500 (13W)15.96%

Net Margin Growth (5Y)14.34%

Dividend Yield (TTM)2.12%

Beta0.34x

P/FCF (Annual)12.80x

Revenue / Share (TTM)$38.07

ROE (TTM)10.99%

52-Week Low$64.71

vGradeB

gGradeD

mGradeB

vgmGradeC

CFFI Earnings Surprise History

Q4 121.17est. —

Q2 131.22est. —

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
CFFIC&F Financial Corp	B	D	B	$89.44
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99

About C&F Financial Corp

C&F Financial Corp is a bank holding company offering banking and financial services to individuals and businesses through three primary segments: Community Banking, Mortgage Banking, and Consumer Finance. The company provides residential and commercial real estate mortgages, consumer loans, and non-prime automobile lending. Community Banking generates the majority of the company's revenue.