Western New England Bancorp, Inc. (WNEB)

Price$13.34

Value ScoreC

Growth ScoreD

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)1.06%

Price vs S&P 500 (4W)-4.50%

VGM Score47.32

Market Capitalization$257.80M

P/E Ratio (Annual)16.88x

Indicated Dividend Yield (Annual)2.02%

All Metrics

P/CF (Annual)14.15x

Book Value / Share (Quarterly)$12.26

P/TBV (Annual)1.05x

Indicated Dividend (Annual)$0.28

Revenue Growth (3Y)1.52%

Cash Flow / Share (Quarterly)$0.89

Payout Ratio (TTM)31.82%

Price vs S&P 500 (YTD)-2.45%

Net Profit Margin (TTM)24.98%

EPS (TTM)$0.88

10-Day Avg Trading Volume0.03M

EPS Excl Extra (TTM)$0.88

Revenue Growth (5Y)3.02%

EPS (Annual)$0.75

Dividend / Share (Annual)$0.28

ROI (Annual)5.71%

Net Profit Margin (5Y Avg)23.28%

Cash / Share (Quarterly)$0.99

P/E Basic Excl Extra (TTM)14.53x

Revenue Growth QoQ (YoY)19.06%

EPS Growth (5Y)10.91%

P/E Normalized (Annual)16.88x

ROA (Last FY)0.56%

Revenue Growth TTM (YoY)19.04%

EBITD / Share (TTM)$1.67

ROE (5Y Avg)7.88%

Operating Margin (TTM)32.77%

Cash Flow / Share (Annual)$0.84

P/B Ratio1.04x

P/B Ratio (Quarterly)1.06x

Net Income / Employee (Annual)$52,300

ROA (TTM)0.65%

EPS Growth QoQ (YoY)112.02%

EV / EBITDA (TTM)13.17x

EPS Incl Extra (Annual)$0.75

3-Month Avg Trading Volume0.06M

52-Week Price Return45.47%

EV / Free Cash Flow (Annual)16.20x

P/E Incl Extra (TTM)14.53x

Tangible BV / Share (Quarterly)$12.21

P/S Ratio (Annual)1.83x

52-Week High$14.52

Operating Margin (5Y Avg)30.55%

EPS Excl Extra (Annual)$0.75

CapEx CAGR (5Y)-21.41%

Tangible BV CAGR (5Y)1.96%

26-Week Price Return8.99%

13-Week Price Return5.12%

Total Debt / Equity (Annual)0.08x

Enterprise Value$277.60M

Revenue / Share Growth (5Y)13.29%

Book Value / Share Growth (5Y)6.29%

Revenue / Employee (Annual)$315,379,900,000

Pretax Margin (Annual)37.41%

Cash / Share (Annual)$1.15

3-Month Return Std Dev21.56%

Net Income / Employee (TTM)$60,800

EBITDA CAGR (5Y)4.64%

EBITDA Interim CAGR (5Y)3.22%

ROE (Last FY)6.17%

EPS Basic Excl Extra (Annual)$0.75

P/FCF (TTM)14.03x

EV / Free Cash Flow (TTM)15.43x

Total Debt / Equity (Quarterly)0.08x

EPS Incl Extra (TTM)$0.88

ROI (TTM)6.71%

Dividend Growth Rate (5Y)7.36%

P/S Ratio (TTM)1.96x

Pretax Margin (5Y Avg)30.55%

Revenue / Share (Annual)$4.22

Tangible BV / Share (Annual)$12.10

Forward P/E12.80x

Free OCF CAGR (5Y)-4.42%

Price vs S&P 500 (52W)21.11%

P/E Ratio (TTM)14.53x

EPS Growth TTM (YoY)66.29%

Year-to-Date Return5.71%

5-Day Price Return2.85%

EPS Normalized (Annual)$0.75

ROA (5Y Avg)0.71%

Net Profit Margin (Annual)27.97%

Month-to-Date Return0.53%

Cash Flow / Share (TTM)$1.11

EBITD / Share (Annual)$1.08

EPS Growth (3Y)-13.97%

Operating Margin (Annual)37.41%

LT Debt / Equity (Annual)0.08x

P/CF (TTM)13.02x

ROI (5Y Avg)7.26%

P/E Excl Extra (TTM)14.53x

LT Debt / Equity (Quarterly)0.08x

EPS Basic Excl Extra (TTM)$0.88

P/TBV (Quarterly)1.06x

Payout Ratio (Annual)37.41%

P/B Ratio (Annual)1.04x

Dividend / Share (TTM)$0.28

Pretax Margin (TTM)32.77%

Book Value / Share (Annual)$12.16

Price vs S&P 500 (13W)-3.13%

Net Margin Growth (5Y)3.07%

Dividend Yield (TTM)2.19%

Beta0.76x

P/FCF (Annual)15.04x

Revenue / Share (TTM)$3.98

ROE (TTM)7.25%

52-Week Low$8.53

vGradeC

gGradeD

mGradeB

vgmGradeC

Show chart for

Earnings Surprise History

Q1 260.24est. 0.21

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

4.00

3.89

Industry Peers — Savings Institutions(37)

Symbol	Value Score	Growth Score	Momentum Score	Price
WNEBWestern New England Bancorp, Inc.	C	D	B	$13.34
HSBCHSBC Holdings PLC	C	D	B	$90.80
AXAxos Financial, Inc. Common Stock	C	B	D	$87.81
TFSLTFS Financial Corporation	F	D	B	$16.42
EBCEastern Bankshares, Inc. Common Stock	C	B	C	$19.85
BKUBankunited, Inc.	C	D	C	$47.14
PFSProvident Financial Services, Inc.	B	C	B	$22.50
CLBKColumbia Financial, Inc. Common Stock	F	D	B	$20.27
CFFNCapitol Federal Financial, Inc.	C	D	B	$7.85
HTBHomeTrust Bancshares, Inc.	C	B	C	$47.22
NFBKNorthfield Bancorp, Inc.	C	D	C	$14.35

About

Western New England Bancorp is a regional bank serving western Massachusetts and northern Connecticut through a range of lending and financial services. The company provides commercial, residential, and consumer lending, alongside deposit products, cash management, and wealth management offerings. Nearly all revenue is generated from its core banking operations in its regional markets.