Central Plains Bancshares, Inc. Common Stock (CPBI) Stock Price

CPBIStock

$20.00

Market Cap$77.76M

P/E20.86x

PEG Ratio—

Div yield—

Beta0.24

CPBI Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)5.84%

Price vs S&P 500 (4W)-2.61%

VGM Score44.29

P/E Ratio (Annual)20.86x

P/CF (Annual)12.48x

Book Value / Share (Quarterly)$21.59

P/TBV (Annual)0.81x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)19.14%

Cash Flow / Share (Quarterly)$1.52

Price vs S&P 500 (YTD)7.46%

Net Profit Margin (TTM)15.01%

EPS (TTM)$1.18

10-Day Avg Trading Volume0.01M

EPS Excl Extra (TTM)$1.18

EPS (Annual)$1.05

ROI (Annual)0.73%

Net Profit Margin (5Y Avg)15.20%

Cash / Share (Quarterly)$8.24

P/E Basic Excl Extra (TTM)18.53x

Revenue Growth QoQ (YoY)14.33%

P/E Normalized (Annual)20.86x

ROA (Last FY)0.72%

Revenue Growth TTM (YoY)12.99%

EBITD / Share (TTM)$4.07

ROE (5Y Avg)5.23%

Operating Margin (TTM)48.48%

Cash Flow / Share (Annual)$1.38

P/B Ratio0.92x

P/B Ratio (Quarterly)0.88x

Net Income / Employee (Annual)$58,800

EV / Revenue (TTM)17.16x

Net Interest Coverage (TTM)1.57x

ROA (TTM)0.83%

EPS Growth QoQ (YoY)50.37%

EV / EBITDA (TTM)33.13x

EPS Incl Extra (Annual)$1.05

Current Ratio (Annual)0.07x

Quick Ratio (Quarterly)0.08x

3-Month Avg Trading Volume0.00M

EV / Free Cash Flow (Annual)88.64x

P/E Incl Extra (TTM)18.53x

Revenue / Employee (TTM)$441,200

Tangible BV / Share (Quarterly)$21.49

P/S Ratio (Annual)2.88x

Asset Turnover (Annual)0.05x

52-Week High$21.83

Operating Margin (5Y Avg)40.71%

EPS Excl Extra (Annual)$1.05

26-Week Price Return15.74%

Quick Ratio (Annual)0.07x

13-Week Price Return6.50%

Total Debt / Equity (Annual)5.17x

Current Ratio (Quarterly)0.08x

Enterprise Value$514.85M

Asset Turnover (TTM)0.06x

Revenue / Employee (Annual)$426,700

Pretax Margin (Annual)17.20%

Cash / Share (Annual)$7.13

3-Month Return Std Dev20.93%

Net Income / Employee (TTM)$66,200

ROE (Last FY)4.49%

Net Interest Coverage (Annual)1.63x

EPS Basic Excl Extra (Annual)$1.05

P/FCF (TTM)12.69x

EV / Free Cash Flow (TTM)80.77x

Total Debt / Equity (Quarterly)5.16x

EPS Incl Extra (TTM)$1.18

ROI (TTM)0.84%

P/S Ratio (TTM)2.78x

Pretax Margin (5Y Avg)18.51%

Revenue / Share (Annual)$7.61

Tangible BV / Share (Annual)$21.11

P/E Ratio (TTM)18.53x

EPS Growth TTM (YoY)20.41%

Year-to-Date Return18.20%

5-Day Price Return-2.34%

EPS Normalized (Annual)$1.05

ROA (5Y Avg)0.68%

Net Profit Margin (Annual)13.79%

Month-to-Date Return-0.10%

EBITD / Share (Annual)$3.85

EPS Growth (3Y)37.99%

Operating Margin (Annual)47.19%

P/CF (TTM)12.67x

ROI (5Y Avg)0.69%

P/E Excl Extra (TTM)18.53x

LT Debt / Equity (Quarterly)0.10x

EPS Basic Excl Extra (TTM)$1.18

P/TBV (Quarterly)0.89x

P/B Ratio (Annual)0.81x

Pretax Margin (TTM)18.70%

Book Value / Share (Annual)$21.21

Price vs S&P 500 (13W)3.81%

Beta0.24x

P/FCF (Annual)14.37x

Revenue / Share (TTM)$7.85

ROE (TTM)5.10%

52-Week Low$15.56

vGradeD

gGradeD

mGradeB

vgmGradeC

Industry Peers — Savings Institutions(37)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
CPBICentral Plains Bancshares, Inc. Common Stock	D	D	B	0.9x	5.1%	0.8%	1.6x	$20.00
HSBCHSBC Holdings PLC	B	C	C	1.7x	19.5%	1.1%	—	$94.57
AXAxos Financial, Inc. Common Stock	C	B	D	1.7x	16.4%	1.7%	—	$88.14
EBCEastern Bankshares, Inc. Common Stock	D	C	C	1.2x	9.0%	1.3%	—	$21.31
TFSLTFS Financial Corporation	F	C	C	2.5x	5.3%	0.6%	—	$16.33
BKUBankunited, Inc.	B	D	D	1.2x	9.0%	0.8%	—	$41.94
PFSProvident Financial Services, Inc.	B	C	C	1.1x	11.0%	1.2%	—	$22.23
CLBKColumbia Financial, Inc. Common Stock	F	D	B	1.8x	5.0%	0.5%	—	$10.67
CFFNCapitol Federal Financial, Inc.	C	D	C	1.1x	8.0%	0.8%	—	$8.17
HTBHomeTrust Bancshares, Inc.	C	C	C	1.4x	10.9%	1.4%	—	$47.08
KRNYKearny Financial Corporation	C	D	C	0.8x	4.8%	0.5%	—	$8.97
NRIMNorthrim BanCorp Inc	B	D	D	1.8x	20.7%	2.0%	—	$23.55
PDLBPonce Financial Group, Inc. Common Stock	C	A	B	0.9x	6.2%	1.0%	—	$20.13
FMAOFarmers & Merchants Bancorp, Inc.	C	B	A	1.1x	10.7%	1.2%	—	$35.32
WSBFWaterstone Financial, Inc.	B	D	B	1.1x	8.6%	1.3%	—	$19.91
FNRNFirst Northern Community Bancorp Common stock	D	D	C	1.0x	10.6%	1.1%	—	$16.75
WNEBWestern New England Bancorp, Inc.	D	D	D	1.2x	6.8%	0.6%	—	$13.57
BCBPBCB Bancorp Inc (NJ)	C	C	F	0.6x	-5.8%	-0.5%	—	$8.12
CZWICitizens Community Bancorp, Inc.	C	F	C	1.2x	6.8%	0.7%	—	$21.22
FCAPFirst Capital Inc	C	C	B	1.5x	13.4%	1.4%	—	$61.16
BVFLBV Financial, Inc. Common Stock	C	B	B	1.0x	7.1%	1.4%	—	$21.67
FNWDFinward Bancorp Common Stock	C	D	B	0.9x	5.7%	0.5%	—	$41.93
LSBKLake Shore Bancorp, Inc.	D	D	A	0.8x	6.3%	1.0%	—	$18.23
FGBIFIRST GUARANTY BANCSHARES INC	B	C	F	0.7x	-16.2%	-0.9%	—	$8.22
MGYRMagyar Bancorp, Inc.	B	B	B	0.9x	9.6%	1.1%	—	$19.84
RVSBRiverview Bancorp Inc	C	D	B	0.8x	-2.5%	-0.3%	—	$5.99
PROVProvident Financial Hldgs	C	D	C	0.9x	5.2%	0.5%	—	$18.15
SFBCSound Financial Bancorp, Inc.	D	D	D	1.0x	7.0%	0.7%	—	$43.17
BYFCBroadway Financial Corp/Del	C	D	B	0.2x	-7.9%	-1.5%	—	$11.37
FDSBFifth District Bancorp, Inc. Common Stock	D	F	C	0.7x	1.3%	0.3%	—	$16.88
FSEAFirst Seacoast Bancorp, Inc. Common Stock	F	D	C	1.2x	0.1%	0.0%	—	$17.25
HFBLHome Federal Bancorp, Inc. of Louisiana	C	C	C	0.9x	10.4%	0.9%	—	$24.12
NSTSNSTS Bancorp, Inc. Common Stock	B	A	B	0.9x	-0.1%	-0.0%	—	$14.26
CLSTCatalyst Bancorp, Inc. Common Stock	D	D	C	0.8x	2.5%	0.7%	—	$16.99
KFFBKentucky First Federal Bancorp	D	A	B	0.7x	2.9%	0.4%	—	$5.40
IROQIF Bancorp, Inc.	D	D	D	1.0x	6.2%	0.6%	—	$0.00
NFBKNorthfield Bancorp, Inc.	C	D	B	0.8x	0.7%	0.1%	—	$0.00
SIFIHarbor Ares Systematic Multi-Sector Income ETF	—	—	D	—	—	—	—	$42.24

About Central Plains Bancshares, Inc. Common Stock

Central Plains Bancshares Inc is the holding company for Home Federal Savings and Loan Association of Grand Island. The bank accepts deposits and invests them primarily in one- to four-family residential mortgages and commercial real estate loans within its primary market area, while also providing consumer and commercial lending services.