Auburn National Bancorporation (AUBN) Stock Price

AUBNStock

$26.47−9.75%52W

Market Cap$92.23M

P/E12.71x

PEG Ratio3.33

Div yield5.30%

Beta0.46

AUBN Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)1.01%

Price vs S&P 500 (4W)-2.42%

PEG Ratio3.33

VGM Score49.13

P/E Ratio (Annual)12.71x

Indicated Dividend Yield (Annual)5.30%

P/CF (Annual)7.47x

Book Value / Share (Quarterly)$26.91

P/TBV (Annual)1.03x

Indicated Dividend (Annual)$1.08

Revenue Growth (3Y)-0.78%

Cash Flow / Share (Quarterly)$2.98

Payout Ratio (TTM)44.97%

Price vs S&P 500 (YTD)-12.56%

Net Profit Margin (TTM)28.89%

EPS (TTM)$2.40

10-Day Avg Trading Volume0.00M

EPS Excl Extra (TTM)$2.40

Revenue Growth (5Y)0.99%

EPS (Annual)$2.08

Dividend / Share (Annual)$1.08

ROI (Annual)7.88%

Net Profit Margin (5Y Avg)29.20%

Cash / Share (Quarterly)$4.68

P/E Basic Excl Extra (TTM)11.00x

Revenue Growth QoQ (YoY)11.21%

EPS Growth (5Y)-0.11%

P/E Normalized (Annual)12.71x

ROA (Last FY)0.71%

Revenue Growth TTM (YoY)19.39%

EBITD / Share (TTM)$3.96

ROE (5Y Avg)8.17%

Operating Margin (TTM)35.31%

Cash Flow / Share (Annual)$3.11

P/B Ratio0.98x

P/B Ratio (Quarterly)1.01x

Net Income / Employee (Annual)$50,000

ROA (TTM)0.81%

EPS Growth QoQ (YoY)25.42%

EV / EBITDA (TTM)7.00x

EPS Incl Extra (Annual)$2.08

3-Month Avg Trading Volume0.00M

52-Week Price Return-9.75%

EV / Free Cash Flow (Annual)8.49x

P/E Incl Extra (TTM)11.00x

Tangible BV / Share (Quarterly)$26.70

P/S Ratio (Annual)2.11x

52-Week High$28.88

EPS Excl Extra (Annual)$2.08

CapEx CAGR (5Y)-29.22%

Tangible BV CAGR (5Y)-5.10%

26-Week Price Return10.92%

13-Week Price Return-1.96%

Total Debt / Equity (Annual)0.00x

Enterprise Value$92.23M

Revenue / Share Growth (5Y)4.56%

Book Value / Share Growth (5Y)-2.51%

Revenue / Employee (Annual)$222,993,400,000

Pretax Margin (Annual)38.16%

Cash / Share (Annual)$3.31

3-Month Return Std Dev23.67%

Net Income / Employee (TTM)$57,800

EBITDA CAGR (5Y)2.69%

EBITDA Interim CAGR (5Y)2.63%

ROE (Last FY)7.88%

EPS Basic Excl Extra (Annual)$2.08

P/FCF (TTM)8.89x

EV / Free Cash Flow (TTM)8.89x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$2.40

ROI (TTM)9.10%

Dividend Growth Rate (5Y)1.33%

P/S Ratio (TTM)2.09x

Pretax Margin (5Y Avg)35.82%

Revenue / Share (Annual)$9.59

Tangible BV / Share (Annual)$26.13

Free OCF CAGR (5Y)51.31%

Price vs S&P 500 (52W)-20.28%

P/E Ratio (TTM)11.00x

EPS Growth TTM (YoY)25.96%

Year-to-Date Return-1.78%

5-Day Price Return-0.56%

EPS Normalized (Annual)$2.08

ROA (5Y Avg)0.65%

Net Profit Margin (Annual)30.73%

Month-to-Date Return0.84%

Cash Flow / Share (TTM)$3.30

EBITD / Share (Annual)$3.24

EPS Growth (3Y)-11.04%

Operating Margin (Annual)38.16%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)7.93x

ROI (5Y Avg)8.00%

P/E Excl Extra (TTM)11.00x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$2.40

P/TBV (Quarterly)1.01x

Payout Ratio (Annual)52.01%

P/B Ratio (Annual)1.02x

Dividend / Share (TTM)$1.08

Pretax Margin (TTM)35.31%

Book Value / Share (Annual)$26.35

Price vs S&P 500 (13W)-4.65%

Net Margin Growth (5Y)0.90%

Dividend Yield (TTM)4.09%

Beta0.46x

P/FCF (Annual)8.49x

Revenue / Share (TTM)$9.74

ROE (TTM)9.10%

52-Week Low$21.01

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AUBN Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q4 2011	Jan 19, 2012	—	$0.40	—
Q3 2011	Oct 24, 2011	$0.34	$0.38	+12.09%(+$0.04)
Q2 2011	Jul 29, 2011	$0.50	$0.40	-19.35%(-$0.10)
Q1 2011	Apr 29, 2011	$0.40	$0.44	+11.11%(+$0.04)

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
AUBNAuburn National Bancorporation	B	D	D	1.0x	9.1%	0.8%	—	$26.47
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69

About Auburn National Bancorporation

Auburn National Bancorp is a regional bank holding company serving East Alabama, particularly Auburn, Opelika, and Lee County, offering deposit products, mortgage lending (residential and commercial), agricultural loans, and consumer credit. The company provides digital banking services, online banking, and ATM access, operating as a community-focused financial institution in its primary regional market.