United Bancorp Inc/OH (UBCP) Stock Price

UBCPStock

$16.00−25.57%52W

Market Cap$91.77M

P/E11.60x

PEG Ratio—

Div yield6.08%

Beta0.31

UBCP Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-2.08%

Price vs S&P 500 (4W)-5.48%

VGM Score41.94

P/E Ratio (Annual)11.60x

Indicated Dividend Yield (Annual)6.08%

P/CF (Annual)8.60x

Book Value / Share (Quarterly)$11.29

P/TBV (Annual)1.18x

Indicated Dividend (Annual)$0.78

Revenue Growth (3Y)0.77%

Cash Flow / Share (Quarterly)$-0.42

Payout Ratio (TTM)71.19%

Price vs S&P 500 (YTD)-2.84%

Net Profit Margin (TTM)29.59%

EPS (TTM)$1.42

10-Day Avg Trading Volume0.00M

EPS Excl Extra (TTM)$1.42

Revenue Growth (5Y)9.40%

EPS (Annual)$1.41

Dividend / Share (Annual)$0.92

ROI (Annual)6.12%

Net Profit Margin (5Y Avg)28.00%

Cash / Share (Quarterly)$1.35

P/E Basic Excl Extra (TTM)11.54x

Revenue Growth QoQ (YoY)32.26%

EPS Growth (5Y)-0.62%

P/E Normalized (Annual)11.60x

ROA (Last FY)0.90%

Revenue Growth TTM (YoY)35.44%

EBITD / Share (TTM)$2.69

ROE (5Y Avg)12.88%

Operating Margin (TTM)31.50%

Cash Flow / Share (Annual)$-0.22

P/B Ratio1.33x

P/B Ratio (Quarterly)1.30x

Net Income / Employee (Annual)$62,000

ROA (TTM)0.91%

EPS Growth QoQ (YoY)2.60%

EV / EBITDA (TTM)16.45x

EPS Incl Extra (Annual)$1.41

3-Month Avg Trading Volume0.01M

52-Week Price Return-25.57%

P/E Incl Extra (TTM)11.54x

Tangible BV / Share (Quarterly)$11.85

P/S Ratio (Annual)2.24x

52-Week High$17.34

Operating Margin (5Y Avg)31.12%

EPS Excl Extra (Annual)$1.41

CapEx CAGR (5Y)36.12%

Tangible BV CAGR (5Y)0.85%

26-Week Price Return9.17%

13-Week Price Return-0.19%

Total Debt / Equity (Annual)0.80x

Enterprise Value$152.43M

Revenue / Share Growth (5Y)5.99%

Book Value / Share Growth (5Y)0.80%

Revenue / Employee (Annual)$228,682,700,000

Pretax Margin (Annual)33.49%

Cash / Share (Annual)$1.40

3-Month Return Std Dev41.50%

Net Income / Employee (TTM)$62,300

EBITDA CAGR (5Y)11.82%

EBITDA Interim CAGR (5Y)14.71%

ROE (Last FY)10.99%

EPS Basic Excl Extra (Annual)$1.41

P/FCF (TTM)31.52x

EV / Free Cash Flow (TTM)86.86x

Total Debt / Equity (Quarterly)0.93x

EPS Incl Extra (TTM)$1.42

ROI (TTM)6.02%

Dividend Growth Rate (5Y)10.26%

P/S Ratio (TTM)2.13x

Pretax Margin (5Y Avg)31.12%

Revenue / Share (Annual)$5.19

Tangible BV / Share (Annual)$11.85

Forward P/E10.24x

Price vs S&P 500 (52W)-34.25%

P/E Ratio (TTM)11.54x

EPS Growth TTM (YoY)8.04%

Year-to-Date Return7.87%

5-Day Price Return1.31%

EPS Normalized (Annual)$1.41

ROA (5Y Avg)1.07%

Net Profit Margin (Annual)30.41%

Month-to-Date Return1.51%

Cash Flow / Share (TTM)$1.82

EBITD / Share (Annual)$1.62

EPS Growth (3Y)-3.69%

Operating Margin (Annual)33.49%

LT Debt / Equity (Annual)0.34x

P/CF (TTM)9.31x

ROI (5Y Avg)7.39%

P/E Excl Extra (TTM)11.54x

LT Debt / Equity (Quarterly)0.35x

EPS Basic Excl Extra (TTM)$1.42

P/TBV (Quarterly)1.18x

Payout Ratio (Annual)70.73%

P/B Ratio (Annual)1.18x

Dividend / Share (TTM)$0.93

Pretax Margin (TTM)31.50%

Book Value / Share (Annual)$11.85

Price vs S&P 500 (13W)-2.99%

Net Margin Growth (5Y)9.34%

Dividend Yield (TTM)6.17%

Beta0.31x

P/FCF (Annual)10.73x

Revenue / Share (TTM)$5.46

ROE (TTM)11.80%

52-Week Low$12.47

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UBCP Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.14

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
UBCPUnited Bancorp Inc/OH	C	D	D	$16.00
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99

About United Bancorp Inc/OH

United Bancorp Inc is a bank holding company providing commercial and retail banking services through its Unified Bank subsidiary. The company accepts deposits and originates commercial, real estate, and consumer loans across eight Ohio counties—Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield—as well as Marshall County, West Virginia. It serves both business and individual customers throughout its service territories.