Enterprise Financial Services Corporation (EFSC)

Price$57.33

Favorite Metrics

Price vs S&P 500 (26W)-2.62%

Price vs S&P 500 (4W)4.31%

Market Capitalization$2.13B

P/E Ratio (Annual)10.56x

Indicated Dividend Yield (Annual)2.28%

All Metrics

P/CF (Annual)10.99x

Book Value / Share (Quarterly)$55.17

P/TBV (Annual)0.99x

Indicated Dividend (Annual)$1.18

Revenue Growth (3Y)19.07%

Cash Flow / Share (Quarterly)$4.91

Payout Ratio (TTM)24.25%

Price vs S&P 500 (YTD)4.45%

Net Profit Margin (TTM)33.75%

EPS (TTM)$5.41

10-Day Avg Trading Volume0.25M

EPS Excl Extra (TTM)$5.41

Revenue Growth (5Y)20.52%

EPS (Annual)$5.41

Dividend / Share (Annual)$1.32

ROI (Annual)7.99%

Net Profit Margin (5Y Avg)32.85%

Cash / Share (Quarterly)$5.10

P/E Basic Excl Extra (TTM)10.56x

Revenue Growth QoQ (YoY)48.06%

EPS Growth (5Y)14.43%

P/E Normalized (Annual)10.56x

ROA (Last FY)1.16%

Revenue Growth TTM (YoY)53.35%

EBITD / Share (TTM)$7.80

ROE (5Y Avg)10.68%

Operating Margin (TTM)43.08%

Cash Flow / Share (Annual)$4.91

P/B Ratio1.04x

P/B Ratio (Quarterly)0.98x

Net Income / Employee (Annual)$0

ROA (TTM)1.23%

EPS Growth QoQ (YoY)14.42%

EV / EBITDA (TTM)8.98x

EPS Incl Extra (Annual)$5.41

3-Month Avg Trading Volume0.23M

52-Week Price Return23.33%

EV / Free Cash Flow (Annual)14.37x

P/E Incl Extra (TTM)10.56x

Tangible BV / Share (Quarterly)$54.60

P/S Ratio (Annual)2.70x

52-Week High$62.30

Operating Margin (5Y Avg)41.06%

EPS Excl Extra (Annual)$5.41

CapEx CAGR (5Y)39.12%

Tangible BV CAGR (5Y)13.83%

26-Week Price Return1.37%

13-Week Price Return5.64%

Total Debt / Equity (Annual)0.24x

Enterprise Value$2,608.607

Revenue / Share Growth (5Y)9.32%

Book Value / Share Growth (5Y)9.65%

Revenue / Employee (Annual)$506,235

Pretax Margin (Annual)48.67%

Cash / Share (Annual)$6.51

3-Month Return Std Dev26.79%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)24.25%

EBITDA Interim CAGR (5Y)14.20%

ROE (Last FY)9.87%

EPS Basic Excl Extra (Annual)$5.41

P/FCF (TTM)11.72x

EV / Free Cash Flow (TTM)14.37x

Total Debt / Equity (Quarterly)0.24x

EPS Incl Extra (TTM)$5.41

ROI (TTM)8.56%

Dividend Growth Rate (5Y)14.11%

P/S Ratio (TTM)2.32x

Pretax Margin (5Y Avg)41.06%

Revenue / Share (Annual)$14.22

Tangible BV / Share (Annual)$54.60

Forward P/E10.41x

Free OCF CAGR (5Y)6.39%

Price vs S&P 500 (52W)-6.50%

P/E Ratio (TTM)10.56x

EPS Growth TTM (YoY)9.21%

Year-to-Date Return7.09%

5-Day Price Return-2.02%

EPS Normalized (Annual)$5.41

ROA (5Y Avg)1.25%

Net Profit Margin (Annual)38.09%

Month-to-Date Return6.87%

Cash Flow / Share (TTM)$5.75

EBITD / Share (Annual)$7.80

EPS Growth (3Y)-0.04%

Operating Margin (Annual)48.67%

LT Debt / Equity (Annual)0.05x

P/CF (TTM)10.99x

ROI (5Y Avg)8.36%

P/E Excl Extra (TTM)10.56x

LT Debt / Equity (Quarterly)0.05x

EPS Basic Excl Extra (TTM)$5.41

P/TBV (Quarterly)0.99x

Payout Ratio (Annual)24.25%

P/B Ratio (Annual)0.98x

Dividend / Share (TTM)$1.32

Pretax Margin (TTM)43.08%

Book Value / Share (Annual)$55.17

Price vs S&P 500 (13W)4.96%

Net Margin Growth (5Y)5.99%

Dividend Yield (TTM)2.30%

Beta0.84x

P/FCF (Annual)11.72x

Revenue / Share (TTM)$16.56

ROE (TTM)10.31%

52-Week Low$45.86

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.00

3.90

3.91

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
EFSCEnterprise Financial Services Corporation	0.98x	10.31%	1.23%	—	$57.33
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.33
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$75.00
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$134.84
FITBFifth Third Bancorp	1.42x	11.96%	1.19%	—	$49.52
FITBIFifth Third Bancorp Depositary Shares	1.42x	11.96%	1.19%	—	$25.32
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.42x	11.96%	1.19%	—	$25.83
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.42x	11.96%	1.19%	—	$19.38
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.42x	11.96%	1.19%	—	$24.05
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.15
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.72

About

Enterprise Financial Services Corporation is a financial holding company providing banking, lending, and wealth management services to individuals and businesses. The company operates across Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, with loan and deposit production offices throughout the United States. Its lending portfolio includes commercial and industrial, commercial real estate, construction and development, residential real estate, and consumer loans.