Lakeland Financial Corp (LKFN) Stock Price

LKFNStock

$59.57−10.86%52W

Market Cap$1.48B

P/E15.12x

PEG Ratio1.44

Div yield3.32%

Beta0.78

LKFN Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-12.28%

Price vs S&P 500 (4W)-8.52%

PEG Ratio1.44

VGM Score32.40

P/E Ratio (Annual)15.12x

Indicated Dividend Yield (Annual)3.32%

P/CF (Annual)13.61x

Book Value / Share (Quarterly)$31.11

P/TBV (Annual)1.98x

Indicated Dividend (Annual)$2.08

Revenue Growth (3Y)3.64%

Cash Flow / Share (Quarterly)$4.49

Payout Ratio (TTM)46.72%

Price vs S&P 500 (YTD)-6.42%

Net Profit Margin (TTM)36.27%

EPS (TTM)$4.35

10-Day Avg Trading Volume0.16M

EPS Excl Extra (TTM)$4.35

Revenue Growth (5Y)7.65%

EPS (Annual)$4.01

Dividend / Share (Annual)$2.03

ROI (Annual)13.33%

Net Profit Margin (5Y Avg)42.19%

Cash / Share (Quarterly)$2.65

P/E Basic Excl Extra (TTM)14.05x

Revenue Growth QoQ (YoY)41.67%

EPS Growth (5Y)4.00%

P/E Normalized (Annual)15.12x

ROA (Last FY)1.48%

Revenue Growth TTM (YoY)54.18%

EBITD / Share (TTM)$5.36

ROE (5Y Avg)14.70%

Operating Margin (TTM)42.36%

Cash Flow / Share (Annual)$4.11

P/B Ratio2.02x

P/B Ratio (Quarterly)1.99x

Net Income / Employee (Annual)$153,400

ROA (TTM)1.58%

EPS Growth QoQ (YoY)7.74%

EV / EBITDA (TTM)10.79x

EPS Incl Extra (Annual)$4.01

3-Month Avg Trading Volume0.19M

52-Week Price Return-10.86%

EV / Free Cash Flow (Annual)15.06x

P/E Incl Extra (TTM)14.05x

Tangible BV / Share (Quarterly)$13.09

P/S Ratio (Annual)5.76x

52-Week High$69.40

EPS Excl Extra (Annual)$4.01

CapEx CAGR (5Y)14.30%

Tangible BV CAGR (5Y)16.59%

26-Week Price Return-1.04%

13-Week Price Return0.05%

Total Debt / Equity (Annual)0.02x

Enterprise Value$1.56B

Revenue / Share Growth (5Y)7.36%

Book Value / Share Growth (5Y)3.00%

Revenue / Employee (Annual)$415,886,200,000

Pretax Margin (Annual)51.14%

Cash / Share (Annual)$3.20

3-Month Return Std Dev23.00%

Net Income / Employee (TTM)$165,000

EBITDA CAGR (5Y)6.17%

EBITDA Interim CAGR (5Y)5.88%

ROE (Last FY)13.56%

EPS Basic Excl Extra (Annual)$4.01

P/FCF (TTM)14.00x

EV / Free Cash Flow (TTM)14.00x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$4.35

ROI (TTM)14.53%

Dividend Growth Rate (5Y)10.88%

P/S Ratio (TTM)5.67x

Pretax Margin (5Y Avg)51.72%

Revenue / Share (Annual)$9.52

Tangible BV / Share (Annual)$13.09

Forward P/E14.08x

Free OCF CAGR (5Y)4.95%

Price vs S&P 500 (52W)-29.18%

P/E Ratio (TTM)14.05x

EPS Growth TTM (YoY)19.25%

Year-to-Date Return5.54%

5-Day Price Return-2.05%

EPS Normalized (Annual)$4.01

ROA (5Y Avg)1.48%

Net Profit Margin (Annual)42.42%

Month-to-Date Return-3.88%

Cash Flow / Share (TTM)$3.74

EBITD / Share (Annual)$5.10

EPS Growth (3Y)-0.27%

Operating Margin (Annual)51.14%

LT Debt / Equity (Annual)0.02x

P/CF (TTM)12.13x

ROI (5Y Avg)14.52%

P/E Excl Extra (TTM)14.05x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$4.35

P/TBV (Quarterly)1.98x

Payout Ratio (Annual)49.76%

P/B Ratio (Annual)1.91x

Dividend / Share (TTM)$2.06

Pretax Margin (TTM)42.36%

Book Value / Share (Annual)$30.23

Price vs S&P 500 (13W)-2.74%

Net Margin Growth (5Y)3.48%

Dividend Yield (TTM)3.32%

Beta0.78x

P/FCF (Annual)15.06x

Revenue / Share (TTM)$9.66

ROE (TTM)14.67%

52-Week Low$54.36

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LKFN Earnings Surprise History

Q2 251.04est. 0.97

Q3 251.03est. 1.04

Q4 251.16est. 1.06

Q1 261.04est. 1.01

Q2 261.13est. 1.07

LKFN Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

2.44

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
LKFNLakeland Financial Corp	D	C	F	$59.57
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99

About Lakeland Financial Corp

Lakeland Financial Corp is a bank holding company serving Northern and Central Indiana with commercial, retail, wealth management, and investment services. The company provides commercial and consumer banking, trust and wealth advisory, brokerage, and treasury management to diverse industries including commercial real estate, manufacturing, agriculture, and healthcare. Revenue is derived from its core banking operations.