Central Pacific Financial Corporation (CPF) Stock Price

CPFStock

$36.48+32.22%52W

Market Cap$939.27M

P/E12.12x

PEG Ratio1.97

Div yield5.95%

Beta0.85

CPF Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-2.52%

Price vs S&P 500 (4W)-0.05%

PEG Ratio1.97

VGM Score53.05

P/E Ratio (Annual)12.12x

Indicated Dividend Yield (Annual)5.95%

P/CF (Annual)9.64x

Book Value / Share (Quarterly)$23.11

P/TBV (Annual)1.43x

Indicated Dividend (Annual)$1.20

Revenue Growth (3Y)2.45%

Cash Flow / Share (Quarterly)$3.83

Payout Ratio (TTM)36.01%

Price vs S&P 500 (YTD)5.15%

Net Profit Margin (TTM)24.78%

EPS (TTM)$3.12

10-Day Avg Trading Volume0.14M

EPS Excl Extra (TTM)$3.12

Revenue Growth (5Y)4.97%

EPS (Annual)$2.86

Dividend / Share (Annual)$1.10

ROI (Annual)12.03%

Net Profit Margin (5Y Avg)25.65%

Cash / Share (Quarterly)$4.02

P/E Basic Excl Extra (TTM)11.32x

Revenue Growth QoQ (YoY)21.36%

EPS Growth (5Y)16.71%

P/E Normalized (Annual)12.12x

ROA (Last FY)1.05%

Revenue Growth TTM (YoY)22.86%

EBITD / Share (TTM)$3.74

ROE (5Y Avg)13.05%

Operating Margin (TTM)32.75%

Cash Flow / Share (Annual)$3.50

P/B Ratio1.58x

P/B Ratio (Quarterly)1.67x

Net Income / Employee (Annual)$107,300

ROA (TTM)1.11%

EPS Growth QoQ (YoY)18.15%

EV / EBITDA (TTM)8.73x

EPS Incl Extra (Annual)$2.86

3-Month Avg Trading Volume0.16M

52-Week Price Return32.22%

EV / Free Cash Flow (Annual)10.73x

P/E Incl Extra (TTM)11.32x

Tangible BV / Share (Quarterly)$22.78

P/S Ratio (Annual)1.79x

52-Week High$40.99

Operating Margin (5Y Avg)34.19%

EPS Excl Extra (Annual)$2.86

CapEx CAGR (5Y)-27.63%

Tangible BV CAGR (5Y)1.77%

26-Week Price Return7.39%

13-Week Price Return-6.68%

Total Debt / Equity (Annual)0.09x

Enterprise Value$990.81M

Revenue / Share Growth (5Y)7.48%

Book Value / Share Growth (5Y)2.99%

Revenue / Employee (Annual)$352,484,300,000

Pretax Margin (Annual)37.49%

Cash / Share (Annual)$3.59

3-Month Return Std Dev15.96%

Net Income / Employee (TTM)$115,000

EBITDA CAGR (5Y)4.44%

EBITDA Interim CAGR (5Y)2.39%

ROE (Last FY)13.08%

EPS Basic Excl Extra (Annual)$2.86

P/FCF (TTM)9.51x

EV / Free Cash Flow (TTM)10.04x

Total Debt / Equity (Quarterly)0.09x

EPS Incl Extra (TTM)$3.12

ROI (TTM)12.61%

Dividend Growth Rate (5Y)3.68%

P/S Ratio (TTM)1.83x

Pretax Margin (5Y Avg)34.19%

Revenue / Share (Annual)$9.56

Tangible BV / Share (Annual)$22.14

Forward P/E10.61x

Free OCF CAGR (5Y)12.69%

Price vs S&P 500 (52W)16.69%

P/E Ratio (TTM)11.32x

EPS Growth TTM (YoY)39.70%

Year-to-Date Return17.07%

5-Day Price Return1.76%

EPS Normalized (Annual)$2.86

ROA (5Y Avg)0.92%

Net Profit Margin (Annual)28.06%

Month-to-Date Return1.64%

Cash Flow / Share (TTM)$2.64

EBITD / Share (Annual)$3.90

EPS Growth (3Y)2.23%

Operating Margin (Annual)37.49%

LT Debt / Equity (Annual)0.09x

P/CF (TTM)9.03x

ROI (5Y Avg)11.04%

P/E Excl Extra (TTM)11.32x

LT Debt / Equity (Quarterly)0.09x

EPS Basic Excl Extra (TTM)$3.12

P/TBV (Quarterly)1.70x

Payout Ratio (Annual)37.89%

P/B Ratio (Annual)1.41x

Dividend / Share (TTM)$1.13

Pretax Margin (TTM)32.75%

Book Value / Share (Annual)$22.47

Price vs S&P 500 (13W)-9.36%

Net Margin Growth (5Y)3.33%

Dividend Yield (TTM)3.18%

Beta0.85x

P/FCF (Annual)10.18x

Revenue / Share (TTM)$9.52

ROE (TTM)14.00%

52-Week Low$27.38

vGradeB

gGradeC

mGradeC

vgmGradeC

CPF Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 24, 2026	$0.78	$0.80	+2.24%(+$0.02)
Q1 2026	Apr 29, 2026	$0.74	$0.78	+5.88%(+$0.04)
Q4 2025	Jan 28, 2026	$0.73	$0.85	+16.44%(+$0.12)
Q3 2025	Oct 29, 2025	$0.74	$0.73	-1.35%(-$0.01)
Q2 2025	Jul 25, 2025	$0.70	$0.67	-4.29%(-$0.03)

CPF Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.71

3.75

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
CPFCentral Pacific Financial Corporation	B	C	C	1.7x	14.0%	1.1%	—	$36.48
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69

About Central Pacific Financial Corporation

Central Pacific Financial Corp is a U.S.-based commercial bank providing deposits, loans, and banking services to retail and commercial customers. It originates commercial, construction, and mortgage loans as well as consumer lending, with deposits protected by FDIC insurance up to applicable limits. The company generates revenue through interest and fees on loans, investment securities, and deposit-related services.

CPF Next Earnings Report

Report dateOct 28, 2026

QuarterQ3 2026

Report timeBMO

EPS estimate$0.85

Revenue estimate$77.28M

Also reporting on Oct 28, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

Companies in Related Industries

HFWAHeritage Financial CorpSavings Institutions
CFFNCapitol Federal Financial, Inc.Savings Institutions
NBBKNB Bancorp, Inc. Common StockSavings Institutions
CACCamden National CorporationNational Banks
HAFCHanmi Financial CorpNational Banks
SMBKSmartFinancial, Inc.National Banks
ALRSAlerus Financial Corporation Common StockNational Banks
HTBHomeTrust Bancshares, Inc.Savings Institutions

Same SIC sector, outside this company's own industry.

Analyst Sentiment

3.8

Buy

Consensus rating

52-Week Range

Low$27.38

High$40.99