Central Pacific Financial Corporation (CPF) Stock Price

CPFStock

$37.83+20.10%52W

Market Cap$974.03M

P/E12.88x

PEG Ratio1.97

Div yield5.95%

Beta0.86

CPF Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)3.27%

Price vs S&P 500 (4W)-6.20%

PEG Ratio1.97

VGM Score52.92

P/E Ratio (Annual)12.88x

Indicated Dividend Yield (Annual)5.95%

P/CF (Annual)10.24x

Book Value / Share (Quarterly)$23.11

P/TBV (Annual)1.43x

Indicated Dividend (Annual)$1.20

Revenue Growth (3Y)2.45%

Cash Flow / Share (Quarterly)$3.45

Payout Ratio (TTM)36.85%

Price vs S&P 500 (YTD)8.58%

Net Profit Margin (TTM)24.78%

EPS (TTM)$3.12

10-Day Avg Trading Volume0.16M

EPS Excl Extra (TTM)$3.12

Revenue Growth (5Y)4.97%

EPS (Annual)$2.86

Dividend / Share (Annual)$1.10

ROI (Annual)12.03%

Net Profit Margin (5Y Avg)25.65%

Cash / Share (Quarterly)$4.02

P/E Basic Excl Extra (TTM)12.03x

Revenue Growth QoQ (YoY)21.36%

EPS Growth (5Y)16.71%

P/E Normalized (Annual)12.88x

ROA (Last FY)1.05%

Revenue Growth TTM (YoY)22.86%

EBITD / Share (TTM)$3.74

ROE (5Y Avg)13.05%

Operating Margin (TTM)32.75%

Cash Flow / Share (Annual)$3.50

P/B Ratio1.67x

P/B Ratio (Quarterly)1.67x

Net Income / Employee (Annual)$107,300

ROA (TTM)1.11%

EPS Growth QoQ (YoY)18.15%

EV / EBITDA (TTM)8.73x

EPS Incl Extra (Annual)$2.86

3-Month Avg Trading Volume0.15M

52-Week Price Return20.10%

EV / Free Cash Flow (Annual)11.64x

P/E Incl Extra (TTM)12.03x

Tangible BV / Share (Quarterly)$22.78

P/S Ratio (Annual)1.79x

52-Week High$40.99

Operating Margin (5Y Avg)34.19%

EPS Excl Extra (Annual)$2.86

CapEx CAGR (5Y)-27.63%

Tangible BV CAGR (5Y)1.77%

26-Week Price Return15.19%

13-Week Price Return8.93%

Total Debt / Equity (Annual)0.09x

Enterprise Value$1.07B

Revenue / Share Growth (5Y)7.48%

Book Value / Share Growth (5Y)2.99%

Revenue / Employee (Annual)$352,484,300,000

Pretax Margin (Annual)37.49%

Cash / Share (Annual)$3.59

3-Month Return Std Dev19.31%

Net Income / Employee (TTM)$115,000

EBITDA CAGR (5Y)4.44%

EBITDA Interim CAGR (5Y)2.39%

ROE (Last FY)13.08%

EPS Basic Excl Extra (Annual)$2.86

P/FCF (TTM)11.09x

EV / Free Cash Flow (TTM)11.94x

Total Debt / Equity (Quarterly)0.13x

EPS Incl Extra (TTM)$3.12

ROI (TTM)12.49%

Dividend Growth Rate (5Y)3.68%

P/S Ratio (TTM)1.83x

Pretax Margin (5Y Avg)34.19%

Revenue / Share (Annual)$9.56

Tangible BV / Share (Annual)$22.14

Forward P/E11.43x

Free OCF CAGR (5Y)12.69%

Price vs S&P 500 (52W)1.54%

P/E Ratio (TTM)12.03x

EPS Growth TTM (YoY)39.70%

Year-to-Date Return21.41%

5-Day Price Return0.21%

EPS Normalized (Annual)$2.86

ROA (5Y Avg)0.92%

Net Profit Margin (Annual)28.06%

Month-to-Date Return-3.98%

Cash Flow / Share (TTM)$2.64

EBITD / Share (Annual)$3.90

EPS Growth (3Y)2.23%

Operating Margin (Annual)37.49%

LT Debt / Equity (Annual)0.09x

P/CF (TTM)10.47x

ROI (5Y Avg)11.04%

P/E Excl Extra (TTM)12.03x

LT Debt / Equity (Quarterly)0.13x

EPS Basic Excl Extra (TTM)$3.12

P/TBV (Quarterly)1.70x

Payout Ratio (Annual)37.89%

P/B Ratio (Annual)1.41x

Dividend / Share (TTM)$1.11

Pretax Margin (TTM)32.75%

Book Value / Share (Annual)$22.47

Price vs S&P 500 (13W)6.97%

Net Margin Growth (5Y)3.33%

Dividend Yield (TTM)2.97%

Beta0.86x

P/FCF (Annual)10.81x

Revenue / Share (TTM)$9.52

ROE (TTM)14.00%

52-Week Low$27.38

vGradeB

gGradeC

mGradeC

vgmGradeC

CPF Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 24, 2026	$0.78	$0.80	+2.24%(+$0.02)
Q1 2026	Apr 29, 2026	$0.74	$0.78	+5.88%(+$0.04)
Q4 2025	Jan 28, 2026	$0.73	$0.85	+16.44%(+$0.12)
Q3 2025	Oct 29, 2025	$0.74	$0.73	-1.35%(-$0.01)
Q2 2025	Jul 25, 2025	$0.70	$0.67	-4.29%(-$0.03)

CPF Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.71

3.75

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
CPFCentral Pacific Financial Corporation	B	C	C	$37.83
BNSBank of Nova Scotia	C	C	A	$92.39
BNYBank of New York Mellon Corporation	F	B	A	$162.50
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.50
DBDeutsche Bank Aktiengesellschaft	A	C	B	$40.36
STTState Street Corporation	C	B	A	$193.33
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.10
FITBFifth Third Bancorp	D	C	C	$54.54
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
MTBM&T Bank Corp.	C	B	C	$237.29
NTRSNorthern Trust Corp	D	C	B	$186.79
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.03
CFGCitizens Financial Group, Inc.	C	C	B	$69.71
FCNCAFirst Citizens BancShares Inc	C	B	C	$2194.07
EWBCEast-West Bancorp Inc	C	B	C	$129.44
ALLYAlly Financial Inc.	A	C	D	$42.18
BPOPPopular Inc	C	C	B	$169.75
WTFCWintrust Financial Corp	B	B	D	$152.95
SSBSouthState Bank Corporation	C	B	C	$105.98
PBProsperity Bancshares Inc	D	D	D	$72.30
WALWestern Alliance Bancorporation	B	B	D	$78.53
COLBColumbia Banking Systems Inc	B	C	D	$30.07
CBSHCommerce Bancshares Inc	C	D	D	$58.04
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	A	$32.60
UBSIUnited Bankshares Inc	C	C	C	$47.60
GBCIGlacier Bancorp Inc	D	C	D	$46.88
HWCHancock Whitney Corporation Common Stock	C	C	C	$75.07
HOMBHome BancShares, Inc.	C	D	D	$29.62
ASBAssociated Banc-Corp	B	C	C	$30.92
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.66
ABCBAmeris Bancorp	D	C	D	$85.59
FFINFirst Financial Bankshares Inc	D	D	F	$33.39
SFBSServisFirst Bancshares Inc.	D	B	D	$43.20
IBOCInternational Bancshares Corp	C	C	F	$70.93
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.64
FBPFirst BanCorp.	C	C	B	$28.01
UCBUnited Community Banks, Inc.	B	B	D	$35.18
CATYCathay General Bancorp	C	C	C	$61.87
CVBFCVB Financial Corp	D	D	D	$22.19
INDBIndependent Bank Corp/MA	C	C	D	$82.06
RNSTRenasant Corporation	C	B	D	$41.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.04
MCHBMechanics Bancorp Class A Common Stock	D	C	C	$15.89
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.37
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.79
BOHBank of Hawaii Corp.	C	C	D	$77.29
FBKFB Financial Corporation	D	B	D	$57.85
CUBICUSTOMERS BANCORP INC	B	B	D	$78.58
FBNCFirst Bancorp/NC	D	C	C	$63.99
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$30.29
SYBTStock Yards Bancorp, Inc.	D	C	C	$79.84

About Central Pacific Financial Corporation

Central Pacific Financial Corp is a U.S.-based commercial bank providing deposits, loans, and banking services to retail and commercial customers. It originates commercial, construction, and mortgage loans as well as consumer lending, with deposits protected by FDIC insurance up to applicable limits. The company generates revenue through interest and fees on loans, investment securities, and deposit-related services.