CNB Financial Corp/PA (CCNE)

Price$30.98

Favorite Metrics

Price vs S&P 500 (26W)24.09%

Price vs S&P 500 (4W)4.71%

Market Capitalization$924.03M

P/E Ratio (Annual)13.97x

Indicated Dividend Yield (Annual)2.42%

All Metrics

P/CF (Annual)14.22x

Book Value / Share (Quarterly)$29.59

P/TBV (Annual)0.92x

Indicated Dividend (Annual)$0.72

Revenue Growth (3Y)11.13%

Cash Flow / Share (Quarterly)$1.99

Payout Ratio (TTM)34.01%

Price vs S&P 500 (YTD)15.66%

Net Profit Margin (TTM)26.49%

EPS (TTM)$2.62

10-Day Avg Trading Volume0.16M

EPS Excl Extra (TTM)$2.62

Revenue Growth (5Y)14.44%

EPS (Annual)$2.68

Dividend / Share (Annual)$0.89

ROI (Annual)5.70%

Net Profit Margin (5Y Avg)26.81%

Cash / Share (Quarterly)$2.94

P/E Basic Excl Extra (TTM)13.97x

Revenue Growth QoQ (YoY)36.56%

EPS Growth (5Y)5.58%

P/E Normalized (Annual)13.97x

ROA (Last FY)0.79%

Revenue Growth TTM (YoY)40.13%

EBITD / Share (TTM)$3.79

ROE (5Y Avg)10.32%

Operating Margin (TTM)32.97%

Cash Flow / Share (Annual)$1.99

P/B Ratio1.06x

P/B Ratio (Quarterly)0.88x

Net Income / Employee (Annual)$0

ROA (TTM)0.90%

EPS Growth QoQ (YoY)58.61%

EV / EBITDA (TTM)12.98x

EPS Incl Extra (Annual)$2.68

3-Month Avg Trading Volume0.16M

52-Week Price Return47.60%

EV / Free Cash Flow (Annual)20.66x

P/E Incl Extra (TTM)13.97x

Tangible BV / Share (Quarterly)$28.36

P/S Ratio (Annual)1.94x

52-Week High$31.80

Operating Margin (5Y Avg)32.77%

EPS Excl Extra (Annual)$2.68

CapEx CAGR (5Y)2.34%

Tangible BV CAGR (5Y)15.09%

26-Week Price Return32.84%

13-Week Price Return18.75%

Total Debt / Equity (Annual)0.33x

Enterprise Value$1,211.571

Revenue / Share Growth (5Y)10.78%

Book Value / Share Growth (5Y)3.62%

Revenue / Employee (Annual)$325,018

Pretax Margin (Annual)34.85%

Cash / Share (Annual)$2.80

3-Month Return Std Dev26.58%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)15.12%

EBITDA Interim CAGR (5Y)31.88%

ROE (Last FY)7.58%

EPS Basic Excl Extra (Annual)$2.68

P/FCF (TTM)15.75x

EV / Free Cash Flow (TTM)20.66x

Total Debt / Equity (Quarterly)0.33x

EPS Incl Extra (TTM)$2.62

ROI (TTM)6.93%

Dividend Growth Rate (5Y)3.29%

P/S Ratio (TTM)1.93x

Pretax Margin (5Y Avg)32.77%

Revenue / Share (Annual)$12.45

Tangible BV / Share (Annual)$28.36

Forward P/E8.92x

Free OCF CAGR (5Y)20.46%

Price vs S&P 500 (52W)12.50%

P/E Ratio (TTM)13.97x

EPS Growth TTM (YoY)0.17%

Year-to-Date Return19.79%

5-Day Price Return1.33%

EPS Normalized (Annual)$2.68

ROA (5Y Avg)0.98%

Net Profit Margin (Annual)28.16%

Month-to-Date Return8.25%

Cash Flow / Share (TTM)$3.10

EBITD / Share (Annual)$3.79

EPS Growth (3Y)-8.60%

Operating Margin (Annual)34.85%

LT Debt / Equity (Annual)0.12x

P/CF (TTM)14.22x

ROI (5Y Avg)8.10%

P/E Excl Extra (TTM)13.97x

LT Debt / Equity (Quarterly)0.12x

EPS Basic Excl Extra (TTM)$2.62

P/TBV (Quarterly)0.92x

Payout Ratio (Annual)34.01%

P/B Ratio (Annual)0.88x

Dividend / Share (TTM)$0.89

Pretax Margin (TTM)32.97%

Book Value / Share (Annual)$29.59

Price vs S&P 500 (13W)15.88%

Net Margin Growth (5Y)3.43%

Dividend Yield (TTM)2.43%

Beta0.69x

P/FCF (Annual)15.75x

Revenue / Share (TTM)$11.18

ROE (TTM)8.88%

52-Week Low$20.53

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.22

4.13

4.11

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
CCNECNB Financial Corp/PA	0.88x	8.88%	0.90%	—	$30.98
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.28
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$76.78
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$135.37
FITBFifth Third Bancorp	1.23x	8.86%	0.93%	—	$50.98
FITBIFifth Third Bancorp Depositary Shares	1.23x	8.86%	0.93%	—	$25.31
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.23x	8.86%	0.93%	—	$25.88
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.23x	8.86%	0.93%	—	$19.50
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.23x	8.86%	0.93%	—	$24.18
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.19
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.73

About

CNB Financial Corp is a full-service regional bank operating in Pennsylvania, Ohio, New York, and Virginia, serving individual, business, governmental, and institutional customers. It provides deposit accounts, consumer and commercial lending, credit cards, treasury and wealth management services, along with digital banking and merchant processing capabilities.