Farmers National Banc Corp (FMNB)

Price$14.02

Favorite Metrics

Price vs S&P 500 (26W)-5.54%

Price vs S&P 500 (4W)3.06%

Market Capitalization$840.60M

P/E Ratio (Annual)15.40x

Indicated Dividend Yield (Annual)4.80%

All Metrics

P/CF (Annual)14.00x

Book Value / Share (Quarterly)$12.90

P/TBV (Annual)1.07x

Indicated Dividend (Annual)$0.68

Revenue Growth (3Y)11.69%

Cash Flow / Share (Quarterly)$1.39

Payout Ratio (TTM)46.65%

Price vs S&P 500 (YTD)2.24%

Net Profit Margin (TTM)28.27%

EPS (TTM)$1.45

10-Day Avg Trading Volume0.28M

EPS Excl Extra (TTM)$1.45

Revenue Growth (5Y)12.03%

EPS (Annual)$1.45

Dividend / Share (Annual)$0.68

ROI (Annual)9.54%

Net Profit Margin (5Y Avg)34.10%

Cash / Share (Quarterly)$0.68

P/E Basic Excl Extra (TTM)15.40x

Revenue Growth QoQ (YoY)48.94%

EPS Growth (5Y)-0.34%

P/E Normalized (Annual)15.40x

ROA (Last FY)1.04%

Revenue Growth TTM (YoY)44.76%

EBITD / Share (TTM)$1.91

ROE (5Y Avg)13.32%

Operating Margin (TTM)33.14%

Cash Flow / Share (Annual)$1.39

P/B Ratio1.73x

P/B Ratio (Quarterly)1.03x

Net Income / Employee (Annual)$0

ROA (TTM)1.05%

EPS Growth QoQ (YoY)1.46%

EV / EBITDA (TTM)12.91x

EPS Incl Extra (Annual)$1.45

3-Month Avg Trading Volume0.37M

52-Week Price Return13.91%

EV / Free Cash Flow (Annual)17.77x

P/E Incl Extra (TTM)15.40x

Tangible BV / Share (Quarterly)$12.43

P/S Ratio (Annual)2.95x

52-Week High$15.50

Operating Margin (5Y Avg)40.83%

EPS Excl Extra (Annual)$1.45

CapEx CAGR (5Y)16.27%

Tangible BV CAGR (5Y)6.21%

26-Week Price Return3.20%

13-Week Price Return6.22%

Total Debt / Equity (Annual)0.18x

Enterprise Value$927.337

Revenue / Share Growth (5Y)5.92%

Book Value / Share Growth (5Y)0.78%

Revenue / Employee (Annual)$291,958

Pretax Margin (Annual)45.52%

Cash / Share (Annual)$0.63

3-Month Return Std Dev25.31%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)6.10%

EBITDA Interim CAGR (5Y)6.05%

ROE (Last FY)11.24%

EPS Basic Excl Extra (Annual)$1.45

P/FCF (TTM)16.11x

EV / Free Cash Flow (TTM)17.77x

Total Debt / Equity (Quarterly)0.18x

EPS Incl Extra (TTM)$1.45

ROI (TTM)10.09%

Dividend Growth Rate (5Y)8.39%

P/S Ratio (TTM)2.74x

Pretax Margin (5Y Avg)40.83%

Revenue / Share (Annual)$4.72

Tangible BV / Share (Annual)$12.43

Forward P/E9.59x

Free OCF CAGR (5Y)2.84%

Price vs S&P 500 (52W)-21.19%

P/E Ratio (TTM)15.40x

EPS Growth TTM (YoY)18.42%

Year-to-Date Return6.38%

5-Day Price Return2.02%

EPS Normalized (Annual)$1.45

ROA (5Y Avg)1.13%

Net Profit Margin (Annual)37.87%

Month-to-Date Return7.67%

Cash Flow / Share (TTM)$1.53

EBITD / Share (Annual)$1.91

EPS Growth (3Y)-6.73%

Operating Margin (Annual)45.52%

LT Debt / Equity (Annual)0.18x

P/CF (TTM)14.00x

ROI (5Y Avg)10.84%

P/E Excl Extra (TTM)15.40x

LT Debt / Equity (Quarterly)0.18x

EPS Basic Excl Extra (TTM)$1.45

P/TBV (Quarterly)1.07x

Payout Ratio (Annual)46.65%

P/B Ratio (Annual)1.03x

Dividend / Share (TTM)$0.68

Pretax Margin (TTM)33.14%

Book Value / Share (Annual)$12.90

Price vs S&P 500 (13W)3.36%

Net Margin Growth (5Y)8.59%

Dividend Yield (TTM)3.03%

Beta0.82x

P/FCF (Annual)16.11x

Revenue / Share (TTM)$4.70

ROE (TTM)12.01%

52-Week Low$12.12

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

3.89

4.00

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
FMNBFarmers National Banc Corp	1.03x	12.01%	1.05%	—	$14.02
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.28
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$76.78
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$135.37
FITBFifth Third Bancorp	1.23x	8.86%	0.93%	—	$50.98
FITBIFifth Third Bancorp Depositary Shares	1.23x	8.86%	0.93%	—	$25.31
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.23x	8.86%	0.93%	—	$25.88
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.23x	8.86%	0.93%	—	$19.50
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.23x	8.86%	0.93%	—	$24.18
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.19
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.73

About

Farmers National Banc Corp is a one-bank holding company providing banking, trust, retirement consulting, insurance, and financial management services. The company operates through two segments: the Bank segment, which generates the majority of revenue, and the Trust segment. Its services include securities underwriting and dealing, insurance underwriting, and merchant banking activities.