Repay Holdings Corporation Class A Common Stock (RPAY) Stock Price

RPAYStock

$4.03−11.82%52W

Market Cap$355.38M

P/E—

PEG Ratio—

Div yield—

Beta1.95

RPAY Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)21.36%

Price vs S&P 500 (4W)3.87%

VGM Score66.45

P/CF (Annual)3.90x

Book Value / Share (Quarterly)$5.36

P/TBV (Annual)3.85x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)3.47%

Cash Flow / Share (Quarterly)$0.51

Price vs S&P 500 (YTD)-1.52%

Gross Margin (TTM)73.49%

Net Profit Margin (TTM)-49.57%

EPS (TTM)$-2.04

10-Day Avg Trading Volume0.29M

EPS Excl Extra (TTM)$-2.04

Revenue Growth (5Y)14.82%

EPS (Annual)$-3.00

ROI (Annual)-28.18%

Gross Margin (Annual)75.02%

Net Profit Margin (5Y Avg)-28.35%

Cash / Share (Quarterly)$0.95

Revenue Growth QoQ (YoY)33.16%

ROA (Last FY)-21.40%

Revenue Growth TTM (YoY)8.84%

EBITD / Share (TTM)$-0.54

ROE (5Y Avg)-14.43%

Operating Margin (TTM)-44.13%

Cash Flow / Share (Annual)$0.56

P/B Ratio0.75x

P/B Ratio (Quarterly)0.78x

Net Income / Employee (Annual)$-528,200

EV / Revenue (TTM)3.04x

Net Interest Coverage (TTM)-27.02x

ROA (TTM)-12.68%

EV / EBITDA (TTM)333.12x

EPS Incl Extra (Annual)$-3.00

Current Ratio (Annual)0.82x

Quick Ratio (Quarterly)1.25x

3-Month Avg Trading Volume0.50M

52-Week Price Return-11.82%

EV / Free Cash Flow (Annual)20.89x

Revenue / Employee (TTM)$695,100

Tangible BV / Share (Quarterly)$1.59

P/S Ratio (Annual)1.15x

Asset Turnover (Annual)0.26x

52-Week High$5.25

Operating Margin (5Y Avg)-32.41%

EPS Excl Extra (Annual)$-3.00

CapEx CAGR (5Y)11.58%

Tangible BV CAGR (5Y)1.99%

26-Week Price Return31.27%

Quick Ratio (Annual)0.74x

13-Week Price Return3.87%

Total Debt / Equity (Annual)0.88x

Current Ratio (Quarterly)1.45x

Enterprise Value$1.03B

Revenue / Share Growth (5Y)4.01%

Asset Turnover (TTM)0.26x

Book Value / Share Growth (5Y)-4.90%

Revenue / Employee (Annual)$636,300

Pretax Margin (Annual)-89.55%

Cash / Share (Annual)$1.33

3-Month Return Std Dev48.44%

Gross Margin (5Y Avg)76.02%

Net Income / Employee (TTM)$-344,600

EBITDA Interim CAGR (5Y)26.07%

ROE (Last FY)-52.99%

Net Interest Coverage (Annual)-9.43x

EPS Basic Excl Extra (Annual)$-3.00

P/FCF (TTM)5.74x

Receivables Turnover (TTM)6.94x

EV / Free Cash Flow (TTM)22.91x

Total Debt / Equity (Quarterly)1.60x

EPS Incl Extra (TTM)$-2.04

Receivables Turnover (Annual)9.35x

ROI (TTM)-16.54%

P/S Ratio (TTM)1.05x

Pretax Margin (5Y Avg)-33.51%

Revenue / Share (Annual)$3.61

Tangible BV / Share (Annual)$1.78

Forward P/E4.04x

Free OCF CAGR (5Y)63.38%

Price vs S&P 500 (52W)-27.35%

Year-to-Date Return10.41%

5-Day Price Return5.50%

EPS Normalized (Annual)$-3.00

ROA (5Y Avg)-6.30%

Net Profit Margin (Annual)-83.01%

Month-to-Date Return11.33%

Cash Flow / Share (TTM)$0.63

EBITD / Share (Annual)$-1.77

Operating Margin (Annual)-81.92%

LT Debt / Equity (Annual)0.58x

P/CF (TTM)3.16x

ROI (5Y Avg)-8.13%

LT Debt / Equity (Quarterly)1.58x

EPS Basic Excl Extra (TTM)$-2.04

P/TBV (Quarterly)1.63x

P/B Ratio (Annual)1.23x

Pretax Margin (TTM)-53.64%

Book Value / Share (Annual)$5.57

Price vs S&P 500 (13W)1.18%

Beta1.95x

P/FCF (Annual)7.23x

Revenue / Share (TTM)$4.06

ROE (TTM)-32.64%

52-Week Low$2.30

vGradeC

gGradeB

mGradeB

vgmGradeB

RPAY Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 10, 2026	$0.21	$0.20	-4.56%(-$0.01)
Q1 2026	May 4, 2026	$0.21	$0.22	+5.71%(+$0.01)
Q4 2025	Mar 9, 2026	$0.21	$0.19	-9.39%(-$0.02)
Q3 2025	Nov 10, 2025	$0.21	$0.21	-1.33%(-$0.00)
Q2 2025	Aug 11, 2025	$0.19	$0.20	+2.98%(+$0.01)

RPAY Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.85

4.00

Industry Peers — Business Services(124)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	Revenue Growth (5Y)	Operating Margin (TTM)	ROE (TTM)	Price
RPAYRepay Holdings Corporation Class A Common Stock	C	B	B	—	14.8%	-44.1%	-32.6%	$4.03
VVISA Inc.	F	C	B	37.5x	12.9%	60.7%	61.3%	$402.61
MAMastercard Incorporated	F	B	B	36.1x	16.5%	58.3%	232.5%	$617.42
QHQuhuo Limited Class A Ordinary Shares	B	F	C	98.9x	-0.4%	-7.0%	-39.0%	$3.35
BABAAlibaba Group Holding Limited American Depositary Shares, each represents eight Ordinary Shares	C	D	C	17.0x	7.4%	2.9%	7.0%	$109.11
UBERUber Technologies, Inc.	C	B	C	14.3x	36.1%	12.1%	35.7%	$70.35
ACNAccenture PLC	C	C	A	16.8x	8.0%	15.4%	26.7%	$229.68
PDDPDD Holdings Inc. American Depositary Shares	B	C	C	8.0x	48.6%	21.9%	22.0%	$80.97
MELIMercado Libre, Inc	C	B	C	46.6x	48.7%	8.3%	26.5%	$1834.00
DASHDoorDash, Inc. Class A Common Stock	F	B	C	87.7x	36.6%	4.5%	8.5%	$189.15
RELXRELX PLC	D	C	B	24.3x	6.2%	32.6%	125.5%	$39.06
EBAYeBay Inc	D	D	B	26.4x	4.5%	20.5%	48.3%	$120.28
PYPLPayPal Holdings, Inc. Common Stock	B	D	B	9.3x	9.1%	17.4%	24.4%	$56.70
MSCIMSCI, Inc.	D	C	B	34.4x	13.1%	55.7%	108.7%	$569.08
CPAYCorpay, Inc.	C	C	B	24.5x	13.6%	43.6%	30.4%	$399.84
FISVFiserv, Inc. Common Stock	B	C	C	7.3x	7.4%	23.1%	10.8%	$47.55
TCOMTrip.com Group Limited American Depositary Shares	B	B	B	5.1x	27.8%	16.1%	14.6%	$40.01
GPNGlobal Payments, Inc.	C	C	B	15.8x	0.8%	12.4%	-4.0%	$83.67
BRBroadridge Financial Solutions Inc	C	C	B	17.6x	8.4%	17.4%	40.2%	$175.11
FISFidelity National Information Services, Inc.	B	C	C	48.6x	-3.2%	15.7%	22.6%	$36.01
KSPIJoint Stock Company Kaspi.kz American Depository Shares	C	C	B	17.2x	—	—	42.5%	$93.18
FICOFair Isaac Corporation	D	B	D	25.5x	9.0%	51.6%	145.7%	$771.19
RBARB Global, Inc.	D	C	C	37.8x	27.2%	16.0%	8.0%	$84.30
CSGPCoStar Group Inc	D	C	C	1870.3x	14.4%	2.2%	0.9%	$32.31
AKAMAkamai Technologies Inc	C	D	C	27.9x	5.6%	10.5%	8.5%	$87.81
GRABGrab Holdings Limited Class A Ordinary Shares	D	A	D	44.7x	48.4%	3.2%	9.0%	$2.94
CARTMaplebear Inc. Common Stock	C	C	A	25.8x	20.4%	14.7%	16.7%	$49.83
WSEWise Group plc Class A Ordinary Shares	B	B	D	21.5x	42.8%	28.1%	42.3%	$10.98
PAYPPayPay Corporation American Depository Shares	C	B	C	13.5x	—	23.2%	36.2%	$15.68
ETSYEtsy, Inc.	C	D	B	47.9x	10.8%	16.0%	67.9%	$85.14
HQYHealthEquity, Inc	D	B	B	35.4x	12.4%	25.8%	11.4%	$92.03
ZGZILLOW GROUP INC CLASS A	C	C	C	274.7x	-5.0%	0.4%	1.2%	$31.88
ZZillow Group, Inc. Class C Capital Stock	C	C	C	274.7x	-5.0%	0.4%	1.2%	$30.82
LYFTLyft, Inc. Class A Common Stock	B	B	B	2.2x	21.7%	-1.8%	115.8%	$16.82
WEXWEX Inc.	C	C	B	21.2x	11.3%	25.5%	28.2%	$182.01
EXLSExlService Holdings, Inc.	C	C	A	23.9x	16.9%	14.9%	28.5%	$39.52
MBGLMobility Global Inc.	B	C	B	25.0x	—	18.8%	—	$18.69
RELYRemitly Global, Inc. Common Stock	C	A	B	75.3x	44.8%	9.4%	33.0%	$24.16
XMTRXometry, Inc. Class A Common Stock	F	A	B	—	37.2%	-3.8%	-8.7%	$90.91
AMTMAmentum Holdings, Inc.	B	B	C	72.3x	—	4.0%	4.4%	$19.52
DLODLocal Limited Class A Common Shares	C	A	B	21.0x	60.0%	17.4%	37.6%	$14.67
SEZLSezzle Inc. Common Stock	D	A	B	32.4x	50.3%	40.4%	85.5%	$127.65
PAYPaymentus Holdings, Inc.	D	B	B	59.3x	31.7%	7.6%	14.8%	$31.54
TNETTRINET GROUP, INC.	C	D	A	20.9x	4.4%	6.2%	188.2%	$70.70
MMSMAXIMUS, Inc.	B	C	B	10.1x	9.4%	11.0%	21.7%	$61.47
FOURShift4 Payments, Inc.	B	B	C	26.2x	40.4%	7.9%	6.6%	$39.43
CBZCBIZ, Inc.	B	C	B	26.1x	23.4%	9.3%	7.1%	$54.78
PAYOPayoneer Global Inc. Common Stock	C	D	B	33.0x	—	11.7%	10.0%	$7.12
FLYWFlywire Corporation Voting Common Stock	D	B	B	166.5x	36.4%	5.5%	4.1%	$18.47
WUThe Western Union Company	A	F	C	3.7x	-3.5%	15.9%	42.6%	$6.17
TICTIC Solutions, Inc	C	A	B	—	—	-2.1%	-5.5%	$8.65

About Repay Holdings Corporation Class A Common Stock

Repay Holdings Corp provides integrated payment processing solutions across two segments: Consumer Payments and Business Payments. The company operates multiple payment channels—including mobile apps, text, IVR, virtual terminals, and online portals—enabling merchants to process transactions efficiently across diverse customer bases.

RPAY Next Earnings Report

Report dateNov 9, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.24

Revenue estimate$152.48M

Also reporting on Nov 9, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

RPAY Insider Transactions

SellSep 21, 2026
DEMPSEY TYLER B
General Counsel
Shares: 36,112Value: $142,198

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

4.0

Buy

Consensus rating

52-Week Range

Low$2.30

High$5.25