CNFinance Holdings Limited American Depositary Shares, each representing two hundred (200) Ordinary Shares (CNF) Stock Price

CNFStock

$1.94−0.45%52W

Market Cap$32.70M

P/E3.76x

PEG Ratio—

Div yield—

Beta0.20

CNF Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-48.12%

Price vs S&P 500 (4W)5.63%

VGM Score59.05

P/E Ratio (Annual)3.76x

P/CF (Annual)2.62x

Book Value / Share (Quarterly)$0.35

P/TBV (Annual)0.08x

Revenue Growth (3Y)43.73%

Price vs S&P 500 (YTD)-78.63%

Gross Margin (TTM)-35.74%

Net Profit Margin (TTM)-266.87%

EPS (TTM)$-0.05

10-Day Avg Trading Volume0.01M

EPS Excl Extra (TTM)$-0.05

Revenue Growth (5Y)7.48%

EPS (Annual)$-0.05

ROI (Annual)-6.70%

Gross Margin (Annual)12.37%

Net Profit Margin (5Y Avg)-9.31%

Cash / Share (Quarterly)$0.03

Revenue Growth QoQ (YoY)541.73%

EPS Growth (5Y)39.53%

P/E Normalized (Annual)3.76x

ROA (Last FY)-4.59%

Revenue Growth TTM (YoY)412.79%

EBITD / Share (TTM)$0.01

ROE (5Y Avg)-0.57%

Operating Margin (TTM)-330.05%

Cash Flow / Share (Annual)$0.01

P/B Ratio0.07x

P/B Ratio (Quarterly)0.05x

Net Income / Employee (Annual)$-101,707

EV / Revenue (TTM)9.61x

ROA (TTM)-8.56%

EV / EBITDA (TTM)67.30x

EPS Incl Extra (Annual)$-0.05

Current Ratio (Annual)0.11x

Quick Ratio (Quarterly)0.09x

3-Month Avg Trading Volume0.01M

52-Week Price Return-0.45%

EV / Free Cash Flow (Annual)36.93x

Revenue / Employee (TTM)$67,207

Tangible BV / Share (Quarterly)$0.39

P/S Ratio (Annual)0.34x

Asset Turnover (Annual)0.06x

52-Week High$0.97

Operating Margin (5Y Avg)-11.12%

EPS Excl Extra (Annual)$-0.05

CapEx CAGR (5Y)48.13%

Tangible BV CAGR (5Y)44.27%

26-Week Price Return-38.22%

Quick Ratio (Annual)0.11x

13-Week Price Return-33.56%

Total Debt / Equity (Annual)0.96x

Current Ratio (Quarterly)0.09x

Enterprise Value$446.27M

Revenue / Share Growth (5Y)9.20%

Asset Turnover (TTM)0.03x

Book Value / Share Growth (5Y)44.24%

Revenue / Employee (Annual)$139,136

Pretax Margin (Annual)-90.77%

Cash / Share (Annual)$0.04

3-Month Return Std Dev73.34%

Gross Margin (5Y Avg)30.48%

Net Income / Employee (TTM)$-179,359

EBITDA CAGR (5Y)-10.81%

EBITDA Interim CAGR (5Y)-13.31%

ROE (Last FY)-13.14%

EPS Basic Excl Extra (Annual)$-0.05

P/FCF (TTM)1.11x

EV / Free Cash Flow (TTM)14.99x

Total Debt / Equity (Quarterly)0.95x

EPS Incl Extra (TTM)$-0.05

ROI (TTM)-12.56%

P/S Ratio (TTM)0.71x

Pretax Margin (5Y Avg)-11.12%

Revenue / Share (Annual)$0.07

Tangible BV / Share (Annual)$0.39

Forward P/E18.55x

Free OCF CAGR (5Y)-12.95%

Price vs S&P 500 (52W)-12.07%

Year-to-Date Return-67.93%

5-Day Price Return0.00%

EPS Normalized (Annual)$-0.05

ROA (5Y Avg)-0.38%

Net Profit Margin (Annual)-73.10%

Month-to-Date Return-0.51%

EBITD / Share (Annual)$-0.06

EPS Growth (3Y)240.15%

Operating Margin (Annual)-90.77%

LT Debt / Equity (Annual)0.19x

P/CF (TTM)1.10x

ROI (5Y Avg)-0.68%

LT Debt / Equity (Quarterly)0.13x

EPS Basic Excl Extra (TTM)$-0.05

P/TBV (Quarterly)0.08x

P/B Ratio (Annual)0.08x

Pretax Margin (TTM)-330.05%

Book Value / Share (Annual)$0.39

Price vs S&P 500 (13W)-36.25%

Net Margin Growth (5Y)-14.93%

Beta0.20x

P/FCF (Annual)2.73x

Revenue / Share (TTM)$0.00

ROE (TTM)-24.56%

52-Week Low$0.20

vGradeB

gGradeC

mGradeC

vgmGradeC

CNF Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.00

Industry Peers — Finance Services(179)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
CNFCNFinance Holdings Limited American Depositary Shares, each representing two hundred (200) Ordinary Shares	B	C	C	3.8x	-24.6%	-330.1%	7.5%	$1.94
AXPAmerican Express Company	D	B	B	19.5x	34.1%	18.2%	16.0%	$313.59
NUNu Holdings Ltd.	D	B	B	24.5x	30.3%	22.7%	84.5%	$14.56
MSTRStrategy Inc Common Stock Class A	D	D	B	—	-60.8%	-7272.5%	-0.1%	$136.83
COINCoinbase Global, Inc. Class A Common Stock	D	C	B	36.2x	-6.9%	9.9%	41.2%	$173.16
SYFSYNCHRONY FINANCIAL	B	C	B	6.7x	20.9%	18.4%	0.9%	$73.68
CRCLCircle Internet Group, Inc.	D	C	B	126.1x	13.6%	7.4%	—	$82.22
SOFISoFi Technologies, Inc. Common Stock	D	B	C	39.0x	6.2%	-19.9%	—	$14.55
BMNRBitMine Immersion Technologies, Inc.	D	A	B	37.5x	-84.6%	-14505.1%	428.4%	$21.66
CHYMChime Financial, Inc. Class A Common Stock	D	A	A	—	-1.3%	-2.1%	—	$29.67
IRENIREN Limited Ordinary Shares	D	B	D	183.7x	-23.0%	-163.9%	145.7%	$26.99
HUTHut 8 Corp. Common Stock	F	A	C	25.2x	-6.5%	115.2%	4.2%	$67.75
WULFTeraWulf Inc. Common Stock	F	C	D	—	-853.1%	-254.7%	65.8%	$11.68
RIOTRiot Platforms, Inc. Common Stock	D	C	C	57.3x	-48.4%	-199.2%	121.7%	$13.72
KLARKlarna Group plc	C	B	D	243.6x	-12.4%	-1.3%	—	$13.02
DAVEDave Inc. Class A Common Stock	D	B	B	23.9x	84.3%	34.5%	35.4%	$367.40
BLSHBullish	C	F	C	—	-45.3%	-0.7%	—	$29.49
CORZCore Scientific, Inc. Common Stock	D	B	C	—	-94.1%	-132.3%	39.5%	$13.48
CIFRCipher Digital Inc. Common Stock	F	D	D	—	-156.3%	-278.1%	—	$8.98
XXITwenty One Capital, Inc.	—	—	C	1436.4x	-71.8%	—	—	$5.62
GPGIGPGI, Inc.	—	—	C	—	-18.9%	—	—	$12.47
MARAMARA Holdings, Inc. Common Stock	C	C	D	6.5x	-110.4%	-357.4%	190.3%	$7.53
IONDIonic Digital Inc. Class A Common Stock	—	—	F	—	—	—	—	$62.81
SIISprott Inc.	D	B	B	43.2x	28.4%	36.1%	18.5%	$108.17
PURRHyperliquid Strategies Inc Common Stock	—	—	B	—	—	—	—	$9.07
ASSTStrive, Inc. Class A Common Stock	F	A	A	—	-94.7%	-10920.4%	131.2%	$24.09
UPSTUpstart Holdings, Inc. Common stock	D	A	C	42.8x	8.6%	4.6%	34.9%	$23.56
CLSKCLEANSPARK INC	D	C	D	5.9x	-75.2%	-131.6%	138.2%	$8.40
BTDRBitdeer Technologies Group Class A Ordinary Shares	C	B	D	32.0x	-54.7%	-40.6%	27.2%	$7.72
WLTHWealthfront Corporation Common Stock	D	D	B	8.8x	-13.1%	-40.8%	—	$10.63
SBETSharplink, Inc. Common Stock	D	A	B	120.8x	-79.2%	-3401.6%	47.5%	$7.57
SECZSecuritize Corp.	F	—	B	91988.6x	1.0%	—	—	$9.86
PGYPagaya Technologies Ltd. Class A Ordinary Shares	C	B	B	17.7x	23.5%	19.2%	67.4%	$17.23
KEELKeel Infrastructure Corp. Common Stock	—	F	D	—	-64.3%	-212.0%	—	$2.31
PWPPerella Weinberg Partners Class A Common Stock	C	D	C	35.6x	-31.9%	2.8%	—	$13.26
WDWalker & Dunlop, Inc.	B	F	C	20.3x	2.2%	4.6%	2.6%	$32.66
RHLDResolute Holdings Management, Inc.	C	A	B	—	411.7%	2.1%	—	$113.67
CDChaince Digital Holdings Inc. Ordinary Shares	F	C	B	—	-9.9%	-37.3%	5.9%	$6.93
LULufax Holding Ltd. American Depositary Shares, each representing two (2) Ordinary Shares	B	D	D	18.1x	-2.9%	-2.1%	-12.2%	$0.87
GDOTGreen Dot Corporation	B	C	B	—	-2.8%	0.3%	10.7%	$12.20
BTGOBitGo Holdings, Inc.	C	A	C	5.7x	-24.5%	-0.5%	—	$5.88
QFINQfin Holdings, Inc. American Depositary Shares	A	D	D	0.8x	15.4%	30.9%	7.2%	$5.67
BURBurford Capital Limited	C	F	D	11.6x	-102.3%	35.2%	4.7%	$3.00
VELVelocity Financial, Inc.	C	C	C	5.5x	15.8%	109.0%	27.4%	$14.71
HIVEHIVE Digital Technologies Ltd. Common Shares	C	B	D	—	-61.1%	-50.3%	34.9%	$2.03
ABTCAmerican Bitcoin Corp. Class A Common Stock	C	A	C	—	-29.9%	-106.6%	71.3%	$7.56
HKDAMTD Digital Inc. American Depositary Shares (every five of which represent two Class A Ordinary Shares)	D	C	B	9.6x	18.5%	0.1%	14.7%	$1.68
FWDIForward Industries, Inc. Common Stock	D	B	B	—	-130.5%	-1771.6%	-12.0%	$6.91
TRONTron Inc. Common Stock	F	C	D	—	2.9%	-94.2%	9.9%	$1.10
OPFIOppFi Inc.	B	C	C	18.3x	68.1%	22.8%	15.5%	$5.65
GEMIGemini Space Station, Inc. Class A Common Stock	C	B	D	—	-97.6%	-195.1%	—	$3.57

About CNFinance Holdings Limited American Depositary Shares, each representing two hundred (200) Ordinary Shares

CNFinance Holdings Ltd is a Chinese financial services provider specializing in equity loans to small and micro-enterprises. The company generates revenue through interest and financing service fees on loans, as well as deposit interest from banking relationships. It primarily serves business owners with real estate assets in Tier 1 and Tier 2 cities across China.