Essent Group LTD (ESNT) Stock Price

ESNTStock

$64.70+10.03%52W

Market Cap$5.82B

P/E8.43x

PEG Ratio0.68

Div yield2.07%

Beta0.72

ESNT Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-3.67%

Price vs S&P 500 (4W)-1.34%

PEG Ratio0.68

VGM Score47.08

P/E Ratio (Annual)8.43x

Indicated Dividend Yield (Annual)2.07%

P/CF (Annual)6.79x

Book Value / Share (Quarterly)$63.01

P/TBV (Annual)1.10x

Indicated Dividend (Annual)$1.40

Revenue Growth (3Y)8.01%

Cash Flow / Share (Quarterly)$9.19

Payout Ratio (TTM)18.18%

Price vs S&P 500 (YTD)-12.40%

Net Profit Margin (TTM)51.45%

EPS (TTM)$7.16

10-Day Avg Trading Volume0.72M

EPS Excl Extra (TTM)$7.16

Revenue Growth (5Y)5.71%

EPS (Annual)$6.90

Dividend / Share (Annual)$1.22

ROI (Annual)11.04%

Net Profit Margin (5Y Avg)65.10%

Cash / Share (Quarterly)$0.91

P/E Basic Excl Extra (TTM)8.54x

Revenue Growth QoQ (YoY)13.64%

EPS Growth (5Y)12.19%

P/E Normalized (Annual)8.43x

ROA (Last FY)9.27%

Revenue Growth TTM (YoY)4.31%

EBITD / Share (TTM)$9.01

ROE (5Y Avg)14.68%

Operating Margin (TTM)64.51%

Cash Flow / Share (Annual)$8.89

P/B Ratio1.03x

P/B Ratio (Quarterly)1.05x

Net Income / Employee (Annual)$1,342,400

EV / Revenue (TTM)4.71x

Net Interest Coverage (TTM)26.14x

ROA (TTM)9.09%

EPS Growth QoQ (YoY)7.40%

EV / EBITDA (TTM)7.27x

EPS Incl Extra (Annual)$6.90

Current Ratio (Annual)2.77x

Quick Ratio (Quarterly)0.00x

3-Month Avg Trading Volume0.74M

52-Week Price Return10.03%

EV / Free Cash Flow (Annual)7.35x

P/E Incl Extra (TTM)8.54x

Revenue / Employee (TTM)$2,573,900

Tangible BV / Share (Quarterly)$62.15

P/S Ratio (Annual)4.61x

Asset Turnover (Annual)0.17x

52-Week High$70.37

Operating Margin (5Y Avg)79.48%

EPS Excl Extra (Annual)$6.90

CapEx CAGR (5Y)25.14%

Tangible BV CAGR (5Y)18.12%

26-Week Price Return6.24%

Quick Ratio (Annual)0.00x

13-Week Price Return-3.01%

Total Debt / Equity (Annual)0.09x

Current Ratio (Quarterly)2.40x

Enterprise Value$6.24B

Revenue / Share Growth (5Y)7.03%

Asset Turnover (TTM)0.18x

Book Value / Share Growth (5Y)11.91%

Revenue / Employee (Annual)$2,453,200

Pretax Margin (Annual)65.18%

Cash / Share (Annual)$0.75

3-Month Return Std Dev26.28%

Net Income / Employee (TTM)$1,324,300

EBITDA CAGR (5Y)11.34%

EBITDA Interim CAGR (5Y)4.39%

ROE (Last FY)11.99%

Net Interest Coverage (Annual)26.10x

EPS Basic Excl Extra (Annual)$6.90

P/FCF (TTM)7.04x

EV / Free Cash Flow (TTM)7.55x

Total Debt / Equity (Quarterly)0.09x

EPS Incl Extra (TTM)$7.16

ROI (TTM)10.96%

Dividend Growth Rate (5Y)13.09%

P/S Ratio (TTM)4.40x

Pretax Margin (5Y Avg)77.37%

Revenue / Share (Annual)$12.61

Tangible BV / Share (Annual)$60.07

Forward P/E8.40x

Free OCF CAGR (5Y)3.19%

Price vs S&P 500 (52W)-5.50%

P/E Ratio (TTM)8.54x

EPS Growth TTM (YoY)4.47%

Year-to-Date Return-0.48%

5-Day Price Return4.90%

EPS Normalized (Annual)$6.90

ROA (5Y Avg)11.36%

Net Profit Margin (Annual)54.72%

Month-to-Date Return11.73%

Cash Flow / Share (TTM)$6.27

EBITD / Share (Annual)$8.60

EPS Growth (3Y)-3.68%

Operating Margin (Annual)67.77%

LT Debt / Equity (Annual)0.09x

P/CF (TTM)6.97x

ROI (5Y Avg)13.46%

P/E Excl Extra (TTM)8.54x

LT Debt / Equity (Quarterly)0.09x

EPS Basic Excl Extra (TTM)$7.16

P/TBV (Quarterly)1.06x

Payout Ratio (Annual)17.69%

P/B Ratio (Annual)1.09x

Dividend / Share (TTM)$1.31

Pretax Margin (TTM)62.04%

Book Value / Share (Annual)$60.31

Price vs S&P 500 (13W)-5.70%

Net Margin Growth (5Y)4.82%

Dividend Yield (TTM)2.13%

Beta0.72x

P/FCF (Annual)6.85x

Revenue / Share (TTM)$14.48

ROE (TTM)11.91%

52-Week Low$55.34

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ESNT Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 7, 2026	$1.76	$2.08	+18.44%(+$0.32)
Q1 2026	May 8, 2026	$1.72	$1.82	+6.04%(+$0.10)
Q4 2025	Feb 13, 2026	$1.74	$1.60	-7.81%(-$0.14)
Q3 2025	Nov 7, 2025	$1.77	$1.67	-5.75%(-$0.10)
Q2 2025	Aug 8, 2025	$1.71	$1.93	+12.97%(+$0.22)

ESNT Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.67

3.73

Industry Peers — Surety Insurance(7)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
ESNTEssent Group LTD	C	C	C	1.0x	11.9%	2.1%	64.5%	$64.70
ORIOld Republic International Corporation	C	C	D	1.6x	18.7%	3.4%	13.7%	$39.66
MTGMGIC Investment Corp.	C	D	D	1.2x	13.9%	2.6%	77.0%	$27.85
RDNRadian Group Inc.	C	C	D	1.0x	11.3%	3.5%	48.9%	$34.04
AGOAssured Guaranty, LTD	D	D	D	0.6x	6.3%	1.6%	36.9%	$70.85
NMIHNMI Holdings Inc. Common Stock	C	C	C	1.2x	15.1%	—	73.2%	$40.71
MBIMBIA Inc.	D	D	F	2.4x	-185.1%	—	41.5%	$4.41
OSGOctave Specialty Group, Inc.	C	A	F	0.4x	-22.1%	—	-21.4%	$4.66

About Essent Group LTD

Essent Group Ltd provides essential financial protection services to the housing industry, including private mortgage insurance, reinsurance, title insurance, and settlement services. The company protects mortgage lenders and investors by insuring credit risk and covering losses from borrower defaults. By mitigating mortgage credit risk, Essent enables lenders to expand lending while protecting investor capital.

ESNT Next Earnings Report

Report dateNov 6, 2026

QuarterQ3 2026

Report timeBMO

EPS estimate$1.87

Revenue estimate$364.29M

Also reporting on Nov 6, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

ESNT Insider Transactions

SellSep 14, 2026
KASMAR ROY JAMES
Director
Shares: 4,837Value: $332,372
SellSep 3, 2026
CASALE MARK A
Chief Executive Officer
Shares: 798Value: $55,868
SellAug 24, 2026
PAULS DOUGLAS JOHN
Director
Shares: 2,500Value: $174,250
SellAug 19, 2026
CASALE MARK A
Chief Executive Officer
Shares: 41,853Value: $2.93M
SellAug 18, 2026
BHASIN VIJAY
Officer
Shares: 14,175Value: $992,250

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

Companies in Related Industries

THGThe Hanover Insurance Group, Inc.Property & Casualty Insurance
LNCLincoln National Corp.Life Insurance
AXSAxis Capital Holders LimitedProperty & Casualty Insurance
FAFFirst American Financial CorporationTitle Insurance
MCYMercury General Corp.Property & Casualty Insurance
RLIRLI Corp.Property & Casualty Insurance
SIGISelective Insurance GroupProperty & Casualty Insurance
WTMWhite Mountains Insurance Group Ltd.Property & Casualty Insurance

Same SIC sector, outside this company's own industry.

Analyst Sentiment

3.7

Buy

Consensus rating

52-Week Range

Low$55.34

High$70.37