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NMI Holdings Inc. Common Stock (NMIH)
Price$40.16
Favorite Metrics
Price vs S&P 500 (26W)4.00%
Price vs S&P 500 (4W)-0.77%
Market Capitalization$3.07B
P/E Ratio (Annual)7.90x
All Metrics
P/CF (Annual)7.32x
Book Value / Share (Quarterly)$33.98
P/TBV (Annual)1.21x
Indicated Dividend (Annual)$0.00
Revenue Growth (3Y)10.52%
Cash Flow / Share (Quarterly)$5.41
Price vs S&P 500 (YTD)-6.10%
Net Profit Margin (TTM)55.05%
EPS (TTM)$4.92
10-Day Avg Trading Volume0.37M
EPS Excl Extra (TTM)$4.92
Revenue Growth (5Y)10.27%
EPS (Annual)$4.92
ROI (Annual)12.93%
Net Profit Margin (5Y Avg)53.92%
Cash / Share (Quarterly)$2.13
P/E Basic Excl Extra (TTM)7.90x
Revenue Growth QoQ (YoY)8.55%
EPS Growth (5Y)17.86%
P/E Normalized (Annual)7.90x
ROA (Last FY)10.13%
Revenue Growth TTM (YoY)8.52%
EBITD / Share (TTM)$6.83
ROE (5Y Avg)16.17%
Operating Margin (TTM)74.78%
Cash Flow / Share (Annual)$5.41
P/B Ratio1.18x
P/B Ratio (Quarterly)1.21x
Net Income / Employee (Annual)$2
EV / Revenue (TTM)4.87x
Net Interest Coverage (TTM)18.55x
ROA (TTM)10.64%
EPS Growth QoQ (YoY)12.75%
EV / EBITDA (TTM)6.38x
EPS Incl Extra (Annual)$4.92
3-Month Avg Trading Volume0.45M
52-Week Price Return19.62%
EV / Free Cash Flow (Annual)8.35x
P/E Incl Extra (TTM)7.90x
Revenue / Employee (TTM)$3
Tangible BV / Share (Quarterly)$33.93
P/S Ratio (Annual)4.35x
Asset Turnover (Annual)0.18x
52-Week High$43.20
Operating Margin (5Y Avg)74.83%
EPS Excl Extra (Annual)$4.92
CapEx CAGR (5Y)-11.08%
Tangible BV CAGR (5Y)13.66%
26-Week Price Return12.74%
13-Week Price Return7.94%
Total Debt / Equity (Annual)0.16x
Enterprise Value$3,443.719
Revenue / Share Growth (5Y)10.34%
Asset Turnover (TTM)0.19x
Book Value / Share Growth (5Y)16.15%
Revenue / Employee (Annual)$3
Pretax Margin (Annual)70.75%
Cash / Share (Annual)$0.51
3-Month Return Std Dev22.67%
Net Income / Employee (TTM)$2
EBITDA CAGR (5Y)16.68%
EBITDA Interim CAGR (5Y)12.28%
ROE (Last FY)15.00%
Net Interest Coverage (Annual)18.55x
EPS Basic Excl Extra (Annual)$4.92
P/FCF (TTM)7.44x
EV / Free Cash Flow (TTM)8.35x
Total Debt / Equity (Quarterly)0.16x
EPS Incl Extra (TTM)$4.92
ROI (TTM)13.51%
P/S Ratio (TTM)4.35x
Pretax Margin (5Y Avg)69.30%
Revenue / Share (Annual)$8.94
Tangible BV / Share (Annual)$33.97
Forward P/E7.85x
Free OCF CAGR (5Y)11.40%
Price vs S&P 500 (52W)-15.47%
P/E Ratio (TTM)7.90x
EPS Growth TTM (YoY)11.04%
Year-to-Date Return-1.96%
5-Day Price Return1.96%
EPS Normalized (Annual)$4.92
ROA (5Y Avg)10.58%
Net Profit Margin (Annual)55.05%
Month-to-Date Return6.61%
Cash Flow / Share (TTM)$3.83
EBITD / Share (Annual)$6.83
EPS Growth (3Y)13.05%
Operating Margin (Annual)74.78%
LT Debt / Equity (Annual)0.16x
P/CF (TTM)7.32x
ROI (5Y Avg)13.37%
P/E Excl Extra (TTM)7.90x
LT Debt / Equity (Quarterly)0.16x
EPS Basic Excl Extra (TTM)$4.92
P/TBV (Quarterly)1.21x
P/B Ratio (Annual)1.21x
Pretax Margin (TTM)70.75%
Book Value / Share (Annual)$33.98
Price vs S&P 500 (13W)5.07%
Net Margin Growth (5Y)6.81%
Beta0.63x
P/FCF (Annual)7.44x
Revenue / Share (TTM)$9.03
ROE (TTM)15.80%
52-Week Low$32.71
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
4.00
4.00
4.00
4.00
Industry Peers — Surety Insurance(7)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | Indicated Dividend Yield (Annual) | Operating Margin (TTM) | Price |
|---|---|---|---|---|---|
NMIHNMI Holdings Inc. Common Stock | 1.21x | 15.80% | — | 74.78% | $40.16 |
ORIOld Republic International Corporation | 1.91x | 15.31% | 2.96% | 13.94% | $42.50 |
MTGMGIC Investment Corp. | 1.27x | 14.33% | 2.15% | 79.44% | $27.98 |
ESNTEssent Group LTD | 1.09x | 12.09% | 2.26% | 67.77% | $62.67 |
RDNRadian Group Inc. | 1.02x | 12.59% | 2.88% | 68.16% | $35.25 |
AGOAssured Guaranty, LTD | 0.73x | 8.92% | 1.79% | 51.39% | $83.38 |
MBIMBIA Inc. | 2.38x | -185.11% | — | 20.00% | $5.99 |
OSGOctave Specialty Group, Inc. | 0.48x | -32.00% | — | -28.11% | $4.66 |
About
NMI Holdings provides private mortgage insurance to protect lenders and investors against default-related losses on residential mortgages. The company serves a diverse customer base including national and regional banks, credit unions, non-bank lenders, and mortgage originators. In addition to primary mortgage insurance, NMI offers loan reinsurance and outsourced loan review services to enhance its value proposition across the lending ecosystem.