Octave Specialty Group, Inc. (OSG)

Price$4.66

Favorite Metrics

Price vs S&P 500 (26W)-48.72%

Price vs S&P 500 (4W)-7.60%

Market Capitalization$218.02M

All Metrics

P/CF (Annual)302.04x

Book Value / Share (Quarterly)$15.90

P/TBV (Annual)1.42x

Revenue Growth (3Y)-5.53%

Cash Flow / Share (Quarterly)$-1.18

Price vs S&P 500 (YTD)-41.80%

Gross Margin (TTM)56.36%

Net Profit Margin (TTM)-110.47%

EPS (TTM)$-5.50

10-Day Avg Trading Volume0.75M

EPS Excl Extra (TTM)$-5.50

Revenue Growth (5Y)8.17%

EPS (Annual)$-5.55

ROI (Annual)-31.40%

Gross Margin (Annual)53.48%

Net Profit Margin (5Y Avg)-35.42%

Cash / Share (Quarterly)$1.56

Revenue Growth QoQ (YoY)-45.68%

ROA (Last FY)-11.77%

Revenue Growth TTM (YoY)3.98%

EBITD / Share (TTM)$-0.86

ROE (5Y Avg)-13.11%

Operating Margin (TTM)-28.11%

Cash Flow / Share (Annual)$-1.16

P/B Ratio0.30x

P/B Ratio (Quarterly)0.48x

Net Income / Employee (Annual)$-1

EV / Revenue (TTM)1.30x

Net Interest Coverage (TTM)-4.42x

ROA (TTM)-4.95%

EV / EBITDA (TTM)3.02x

EPS Incl Extra (Annual)$-5.55

Current Ratio (Annual)0.68x

Quick Ratio (Quarterly)0.74x

3-Month Avg Trading Volume0.64M

52-Week Price Return-31.98%

EV / Free Cash Flow (Annual)8.08x

Revenue / Employee (TTM)$1

Tangible BV / Share (Quarterly)$5.35

P/S Ratio (Annual)0.92x

Asset Turnover (Annual)0.11x

52-Week High$10.38

Operating Margin (5Y Avg)53.35%

EPS Excl Extra (Annual)$-5.55

Tangible BV CAGR (5Y)-18.51%

26-Week Price Return-39.98%

Quick Ratio (Annual)0.68x

13-Week Price Return-21.52%

Total Debt / Equity (Annual)0.16x

Current Ratio (Quarterly)0.74x

Enterprise Value$307.889

Revenue / Share Growth (5Y)7.67%

Asset Turnover (TTM)0.04x

Book Value / Share Growth (5Y)-7.48%

Revenue / Employee (Annual)$1

Inventory Turnover (Annual)83.87x

Pretax Margin (Annual)-42.64%

Cash / Share (Annual)$1.01

3-Month Return Std Dev54.28%

Gross Margin (5Y Avg)51.39%

Net Income / Employee (TTM)$-1

ROE (Last FY)-36.56%

Net Interest Coverage (Annual)-4.42x

EPS Basic Excl Extra (Annual)$-5.55

P/FCF (TTM)101.45x

Receivables Turnover (TTM)26.25x

EV / Free Cash Flow (TTM)5.68x

Total Debt / Equity (Quarterly)0.16x

EPS Incl Extra (TTM)$-5.50

Receivables Turnover (Annual)27.23x

ROI (TTM)-28.38%

P/S Ratio (TTM)0.92x

Pretax Margin (5Y Avg)19.45%

Revenue / Share (Annual)$5.02

Tangible BV / Share (Annual)$5.35

Forward P/E16.77x

Price vs S&P 500 (52W)-67.07%

Year-to-Date Return-37.66%

5-Day Price Return15.75%

EPS Normalized (Annual)$-5.55

ROA (5Y Avg)-2.44%

Net Profit Margin (Annual)-110.47%

Month-to-Date Return4.30%

Cash Flow / Share (TTM)$1.39

EBITD / Share (Annual)$-0.86

Operating Margin (Annual)-28.11%

LT Debt / Equity (Annual)0.16x

ROI (5Y Avg)-15.94%

LT Debt / Equity (Quarterly)0.16x

EPS Basic Excl Extra (TTM)$-5.50

P/TBV (Quarterly)1.42x

P/B Ratio (Annual)0.48x

Inventory Turnover (TTM)51.58x

Pretax Margin (TTM)-42.64%

Book Value / Share (Annual)$15.90

Price vs S&P 500 (13W)-24.39%

Beta0.90x

P/FCF (Annual)286.11x

Revenue / Share (TTM)$5.25

ROE (TTM)-32.00%

52-Week Low$3.88

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.00

Industry Peers — Surety Insurance(7)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
OSGOctave Specialty Group, Inc.	0.48x	-32.00%	—	-28.11%	$4.66
ORIOld Republic International Corporation	1.91x	15.31%	2.96%	13.94%	$42.50
MTGMGIC Investment Corp.	1.27x	14.33%	2.15%	79.44%	$27.98
ESNTEssent Group LTD	1.09x	12.09%	2.26%	67.77%	$62.67
RDNRadian Group Inc.	1.02x	12.59%	2.88%	68.16%	$35.25
AGOAssured Guaranty, LTD	0.73x	8.92%	1.79%	51.39%	$83.38
NMIHNMI Holdings Inc. Common Stock	1.21x	15.80%	—	74.78%	$40.16
MBIMBIA Inc.	2.38x	-185.11%	—	20.00%	$5.99

About

Octave Specialty Group provides risk management, technology solutions, and capital support to specialty insurance managing general agents operating in the U.S., U.K., and Bermuda. The company enables independent insurers to scale through strategic partnerships, operational infrastructure, and data-driven solutions.