Kingstone Companies, Inc. (KINS)

Price$15.43

Value ScoreC

Growth ScoreA

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-6.55%

Price vs S&P 500 (4W)-0.51%

VGM Score58.14

Market Capitalization$223.50M

P/E Ratio (Annual)5.48x

Indicated Dividend Yield (Annual)1.32%

All Metrics

P/CF (Annual)2.95x

Book Value / Share (Quarterly)$7.91

P/TBV (Annual)1.95x

Indicated Dividend (Annual)$0.20

Revenue Growth (3Y)18.17%

Cash Flow / Share (Quarterly)$4.41

Payout Ratio (TTM)5.52%

Price vs S&P 500 (YTD)-16.48%

Net Profit Margin (TTM)13.86%

EPS (TTM)$2.17

10-Day Avg Trading Volume0.10M

EPS Excl Extra (TTM)$2.17

Revenue Growth (5Y)10.34%

EPS (Annual)$2.88

Dividend / Share (Annual)$0.10

ROI (Annual)32.06%

Net Profit Margin (5Y Avg)0.93%

Cash / Share (Quarterly)$1.41

P/E Basic Excl Extra (TTM)7.19x

Revenue Growth QoQ (YoY)18.37%

EPS Growth (5Y)98.51%

P/E Normalized (Annual)5.48x

ROA (Last FY)8.99%

Revenue Growth TTM (YoY)31.95%

EBITD / Share (TTM)$2.91

ROE (5Y Avg)-5.81%

Operating Margin (TTM)17.49%

Cash Flow / Share (Annual)$5.07

P/B Ratio1.95x

P/B Ratio (Quarterly)1.84x

Net Income / Employee (Annual)$360,800

EV / Revenue (TTM)0.96x

Net Interest Coverage (TTM)115.66x

ROA (TTM)7.14%

EPS Growth QoQ (YoY)148.18%

EV / EBITDA (TTM)5.17x

EPS Incl Extra (Annual)$2.88

Current Ratio (Annual)0.19x

Quick Ratio (Quarterly)0.06x

3-Month Avg Trading Volume0.13M

52-Week Price Return2.94%

EV / Free Cash Flow (Annual)2.96x

P/E Incl Extra (TTM)7.19x

Revenue / Employee (TTM)$1,983,600

Tangible BV / Share (Quarterly)$7.87

P/S Ratio (Annual)1.04x

Asset Turnover (Annual)0.47x

52-Week High$19.42

Operating Margin (5Y Avg)2.86%

EPS Excl Extra (Annual)$2.88

CapEx CAGR (5Y)-3.36%

Tangible BV CAGR (5Y)5.78%

26-Week Price Return1.38%

Quick Ratio (Annual)0.07x

13-Week Price Return-4.87%

Total Debt / Equity (Annual)0.04x

Current Ratio (Quarterly)0.06x

Enterprise Value$216.27M

Revenue / Share Growth (5Y)4.35%

Asset Turnover (TTM)0.52x

Book Value / Share Growth (5Y)-0.53%

Revenue / Employee (Annual)$1,901,500

Pretax Margin (Annual)23.76%

Cash / Share (Annual)$1.12

3-Month Return Std Dev46.17%

Net Income / Employee (TTM)$275,000

EBITDA CAGR (5Y)73.89%

EBITDA Interim CAGR (5Y)41.29%

ROE (Last FY)33.22%

Net Interest Coverage (Annual)136.34x

EPS Basic Excl Extra (Annual)$2.88

P/FCF (TTM)3.50x

EV / Free Cash Flow (TTM)3.38x

Total Debt / Equity (Quarterly)0.04x

EPS Incl Extra (TTM)$2.17

ROI (TTM)27.13%

Dividend Growth Rate (5Y)-20.48%

P/S Ratio (TTM)1.00x

Pretax Margin (5Y Avg)1.28%

Revenue / Share (Annual)$15.19

Tangible BV / Share (Annual)$8.49

Forward P/E5.40x

Free OCF CAGR (5Y)16.49%

Price vs S&P 500 (52W)-21.43%

P/E Ratio (TTM)7.19x

EPS Growth TTM (YoY)33.82%

Year-to-Date Return-8.32%

5-Day Price Return2.73%

EPS Normalized (Annual)$2.88

ROA (5Y Avg)0.54%

Net Profit Margin (Annual)18.97%

Month-to-Date Return3.77%

Cash Flow / Share (TTM)$-0.92

EBITD / Share (Annual)$3.82

Operating Margin (Annual)23.96%

LT Debt / Equity (Annual)0.03x

P/CF (TTM)3.35x

ROI (5Y Avg)0.33%

P/E Excl Extra (TTM)7.19x

LT Debt / Equity (Quarterly)0.04x

EPS Basic Excl Extra (TTM)$2.17

P/TBV (Quarterly)1.85x

Payout Ratio (Annual)3.47%

P/B Ratio (Annual)1.94x

Dividend / Share (TTM)$0.15

Pretax Margin (TTM)17.37%

Book Value / Share (Annual)$8.52

Price vs S&P 500 (13W)-13.13%

Net Margin Growth (5Y)90.31%

Dividend Yield (TTM)0.96%

Beta0.50x

P/FCF (Annual)3.06x

Revenue / Share (TTM)$15.51

ROE (TTM)28.27%

52-Week Low$13.08

vGradeC

gGradeA

mGradeD

vgmGradeC

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Earnings Surprise History

Q1 26-0.35est. -0.27

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

4.14

Industry Peers — Property & Casualty Insurance(73)

Symbol	Value Score	Growth Score	Momentum Score	Price
KINSKingstone Companies, Inc.	C	A	D	$15.43
BRK.ABerkshire Hathaway Inc.	F	C	C	$733550.00
BRK.BBERKSHIRE HATHAWAY Class B	F	C	C	$488.13
CBChubb Limited	D	B	B	$326.27
PGRProgressive Corporation	C	B	D	$204.02
TRVThe Travelers Companies, Inc.	C	B	B	$303.25
ALLThe Allstate Corporation	B	B	B	$221.01
AIGAmerican International Group, Inc.	C	D	D	$75.49
HIGThe Hartford Insurance Group, Inc.	C	B	C	$132.14
ACGLArch Capital Group Ltd	C	B	D	$91.19
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	C	B	D	$16.36

About

Kingstone Companies Inc is a regional property and casualty insurance holding company that provides a diversified portfolio of insurance products to small and mid-sized businesses and individuals. The company operates as a multi-line insurer focused on the underserved regional market segment.