Horace Mann Educators Corporation (HMN) Stock Price

HMNStock

$51.02+11.38%52W

Market Cap$2.07B

P/E12.96x

PEG Ratio1.16

Div yield3.95%

Beta0.09

HMN Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)6.64%

Price vs S&P 500 (4W)-5.53%

PEG Ratio1.16

VGM Score50.20

P/E Ratio (Annual)12.96x

Indicated Dividend Yield (Annual)3.95%

P/CF (Annual)3.80x

Book Value / Share (Quarterly)$36.40

P/TBV (Annual)1.40x

Indicated Dividend (Annual)$1.44

Revenue Growth (3Y)7.06%

Cash Flow / Share (Quarterly)$11.73

Payout Ratio (TTM)34.77%

Price vs S&P 500 (YTD)-1.09%

Net Profit Margin (TTM)9.58%

EPS (TTM)$3.98

10-Day Avg Trading Volume0.26M

EPS Excl Extra (TTM)$3.98

Revenue Growth (5Y)5.38%

EPS (Annual)$3.90

Dividend / Share (Annual)$1.40

ROI (Annual)7.81%

Net Profit Margin (5Y Avg)5.89%

Cash / Share (Quarterly)$0.84

P/E Basic Excl Extra (TTM)12.73x

Revenue Growth QoQ (YoY)3.11%

EPS Growth (5Y)4.19%

P/E Normalized (Annual)12.96x

ROA (Last FY)1.06%

Revenue Growth TTM (YoY)6.29%

EBITD / Share (TTM)$6.20

ROE (5Y Avg)6.08%

Operating Margin (TTM)14.11%

Cash Flow / Share (Annual)$13.61

P/B Ratio1.43x

P/B Ratio (Quarterly)1.17x

Net Income / Employee (Annual)$90,100

EV / Revenue (TTM)1.55x

Net Interest Coverage (TTM)6.23x

ROA (TTM)1.09%

EPS Growth QoQ (YoY)8.90%

EV / EBITDA (TTM)10.40x

EPS Incl Extra (Annual)$3.90

3-Month Avg Trading Volume0.25M

52-Week Price Return11.38%

EV / Free Cash Flow (Annual)4.84x

P/E Incl Extra (TTM)12.73x

Revenue / Employee (TTM)$957,200

Tangible BV / Share (Quarterly)$32.99

P/S Ratio (Annual)1.23x

Asset Turnover (Annual)0.11x

52-Week High$55.56

Operating Margin (5Y Avg)8.70%

EPS Excl Extra (Annual)$3.90

Tangible BV CAGR (5Y)-3.85%

26-Week Price Return17.89%

13-Week Price Return7.45%

Total Debt / Equity (Annual)0.40x

Enterprise Value$2.68B

Revenue / Share Growth (5Y)5.58%

Asset Turnover (TTM)0.11x

Book Value / Share Growth (5Y)-3.54%

Revenue / Employee (Annual)$950,000

Pretax Margin (Annual)11.77%

Cash / Share (Annual)$1.05

3-Month Return Std Dev23.10%

Net Income / Employee (TTM)$91,700

EBITDA CAGR (5Y)6.07%

EBITDA Interim CAGR (5Y)3.27%

ROE (Last FY)10.93%

Net Interest Coverage (Annual)6.20x

EPS Basic Excl Extra (Annual)$3.90

P/FCF (TTM)4.44x

EV / Free Cash Flow (TTM)5.65x

Total Debt / Equity (Quarterly)0.40x

EPS Incl Extra (TTM)$3.98

ROI (TTM)7.93%

Dividend Growth Rate (5Y)2.98%

P/S Ratio (TTM)1.22x

Pretax Margin (5Y Avg)7.13%

Revenue / Share (Annual)$41.11

Tangible BV / Share (Annual)$32.99

Forward P/E10.80x

Free OCF CAGR (5Y)16.32%

Price vs S&P 500 (52W)-6.93%

P/E Ratio (TTM)12.73x

EPS Growth TTM (YoY)44.21%

Year-to-Date Return10.87%

5-Day Price Return-0.79%

EPS Normalized (Annual)$3.90

ROA (5Y Avg)0.61%

Net Profit Margin (Annual)9.48%

Month-to-Date Return-1.75%

Cash Flow / Share (TTM)$0.32

EBITD / Share (Annual)$6.11

EPS Growth (3Y)-9.88%

Operating Margin (Annual)14.02%

LT Debt / Equity (Annual)0.40x

P/CF (TTM)4.44x

ROI (5Y Avg)4.41%

P/E Excl Extra (TTM)12.73x

LT Debt / Equity (Quarterly)0.40x

EPS Basic Excl Extra (TTM)$3.98

P/TBV (Quarterly)1.29x

Payout Ratio (Annual)35.23%

P/B Ratio (Annual)1.27x

Dividend / Share (TTM)$1.41

Pretax Margin (TTM)11.83%

Book Value / Share (Annual)$36.47

Price vs S&P 500 (13W)4.66%

Net Margin Growth (5Y)-1.32%

Dividend Yield (TTM)2.73%

Beta0.09x

P/FCF (Annual)3.80x

Revenue / Share (TTM)$41.82

ROE (TTM)11.48%

52-Week Low$41.29

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HMN Earnings Surprise History

Q2 251.06est. 0.59

Q3 251.36est. 1.11

Q4 251.21est. 1.18

Q1 261.28est. 1.10

Q2 261.17est. 0.73

HMN Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.86

3.88

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	Price
HMNHorace Mann Educators Corporation	C	C	C	$51.02
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ALLThe Allstate Corporation	B	B	B	$257.62
AIGAmerican International Group, Inc.	C	D	D	$76.38
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CINFCincinnati Financial Corp	D	C	C	$171.42
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AFGAmerican Financial Group, Inc.	C	D	C	$143.66
KNSLKinsale Capital Group, Inc.	F	B	C	$387.95
THGThe Hanover Insurance Group, Inc.	C	C	B	$227.12
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MCYMercury General Corp.	B	B	B	$104.48
SIGISelective Insurance Group	C	C	C	$91.91
WTMWhite Mountains Insurance Group Ltd.	C	B	C	$2141.20
LMNDLemonade, Inc.	F	A	D	$54.42
PLMRPalomar Holdings, Inc. Common stock	F	A	C	$131.75
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	A	B	$35.04
SPNTSiriusPoint Ltd.	C	B	B	$23.96
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	$23.06
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	$57.40
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SAFTSafety Insurance Group Inc	D	C	A	$103.69
UFCSUnited Fire Group Inc.	C	B	B	$53.51
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	$26.90
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	$43.29
BOWBowhead Specialty Holdings Inc.	D	B	B	$33.60
HRTGHERITAGE INSURANCE HOLDINGS INC	B	B	A	$34.20
MHLAMaiden Holdings, Ltd.	C	D	F	$10.61
ROOTRoot, Inc. Class A Common Stock	B	C	D	$57.70
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EIGEmployers Holdings, Inc.	D	D	B	$48.80
DGICADonegal Group Inc	C	D	C	$19.13
TIPTTiptree Inc. Common Stock	B	C	C	$18.40
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GLREGreenlight Captial RE, LTD. Class A	B	B	C	$15.48
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ACICAmerican Coastal Insurance Corporation Common Stock	B	C	F	$9.40

About Horace Mann Educators Corporation

Horace Mann Educators Corp is an insurance holding company specializing in serving K-12 educators through a diversified portfolio of property and casualty, life, and retirement insurance products. The company operates through four segments—Property & Casualty, Life & Retirement, Supplemental & Group Benefits, and Corporate—offering auto insurance, homeowners insurance, tax-qualified annuities, and life insurance products tailored to the education sector.