The Hanover Insurance Group, Inc. (THG) Stock Price

THGStock

$232.97+38.28%52W

Market Cap$8.11B

P/E12.24x

PEG Ratio0.34

Div yield2.66%

Beta0.27

THG Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)20.66%

Price vs S&P 500 (4W)5.70%

PEG Ratio0.34

VGM Score60.31

P/E Ratio (Annual)12.24x

Indicated Dividend Yield (Annual)2.66%

P/CF (Annual)6.89x

Book Value / Share (Quarterly)$105.23

P/TBV (Annual)2.02x

Indicated Dividend (Annual)$3.80

Revenue Growth (3Y)5.84%

Cash Flow / Share (Quarterly)$35.90

Payout Ratio (TTM)17.54%

Price vs S&P 500 (YTD)15.54%

Net Profit Margin (TTM)11.21%

EPS (TTM)$20.93

10-Day Avg Trading Volume0.23M

EPS Excl Extra (TTM)$20.93

Revenue Growth (5Y)6.33%

EPS (Annual)$18.15

Dividend / Share (Annual)$3.66

ROI (Annual)13.83%

Net Profit Margin (5Y Avg)5.56%

Cash / Share (Quarterly)$8.23

P/E Basic Excl Extra (TTM)10.74x

Revenue Growth QoQ (YoY)3.98%

EPS Growth (5Y)14.03%

P/E Normalized (Annual)12.24x

ROA (Last FY)3.91%

Revenue Growth TTM (YoY)5.35%

EBITD / Share (TTM)$27.30

ROE (5Y Avg)10.65%

Operating Margin (TTM)14.62%

Cash Flow / Share (Annual)$33.06

P/B Ratio2.21x

P/B Ratio (Quarterly)2.04x

Net Income / Employee (Annual)$135,200

EV / Revenue (TTM)1.29x

Net Interest Coverage (TTM)35.58x

ROA (TTM)4.50%

EPS Growth QoQ (YoY)25.04%

EV / EBITDA (TTM)8.82x

EPS Incl Extra (Annual)$18.15

3-Month Avg Trading Volume0.31M

52-Week Price Return38.28%

EV / Free Cash Flow (Annual)7.42x

P/E Incl Extra (TTM)10.74x

Revenue / Employee (TTM)$1,375,700

Tangible BV / Share (Quarterly)$54.12

P/S Ratio (Annual)1.23x

Asset Turnover (Annual)0.39x

52-Week High$236.06

Operating Margin (5Y Avg)7.28%

EPS Excl Extra (Annual)$18.15

CapEx CAGR (5Y)-12.37%

Tangible BV CAGR (5Y)-5.14%

26-Week Price Return30.57%

13-Week Price Return9.26%

Total Debt / Equity (Annual)0.34x

Enterprise Value$8.69B

Revenue / Share Growth (5Y)7.25%

Asset Turnover (TTM)0.40x

Book Value / Share Growth (5Y)2.55%

Revenue / Employee (Annual)$1,342,600

Pretax Margin (Annual)12.83%

Cash / Share (Annual)$8.57

3-Month Return Std Dev20.33%

Net Income / Employee (TTM)$154,200

EBITDA CAGR (5Y)12.27%

EBITDA Interim CAGR (5Y)10.79%

ROE (Last FY)18.55%

Net Interest Coverage (Annual)40.86x

EPS Basic Excl Extra (Annual)$18.15

P/FCF (TTM)6.47x

EV / Free Cash Flow (TTM)6.94x

Total Debt / Equity (Quarterly)0.23x

EPS Incl Extra (TTM)$20.93

ROI (TTM)16.40%

Dividend Growth Rate (5Y)6.38%

P/S Ratio (TTM)1.20x

Pretax Margin (5Y Avg)6.99%

Revenue / Share (Annual)$180.24

Tangible BV / Share (Annual)$60.53

Forward P/E11.08x

Free OCF CAGR (5Y)11.06%

Price vs S&P 500 (52W)22.75%

P/E Ratio (TTM)10.74x

EPS Growth TTM (YoY)37.57%

Year-to-Date Return27.47%

5-Day Price Return5.11%

EPS Normalized (Annual)$18.15

ROA (5Y Avg)2.14%

Net Profit Margin (Annual)10.07%

Month-to-Date Return8.80%

Cash Flow / Share (TTM)$-2.16

EBITD / Share (Annual)$23.79

EPS Growth (3Y)78.09%

Operating Margin (Annual)13.20%

LT Debt / Equity (Annual)0.24x

P/CF (TTM)6.42x

ROI (5Y Avg)8.21%

P/E Excl Extra (TTM)10.74x

LT Debt / Equity (Quarterly)0.22x

EPS Basic Excl Extra (TTM)$20.93

P/TBV (Quarterly)2.25x

Payout Ratio (Annual)19.71%

P/B Ratio (Annual)1.82x

Dividend / Share (TTM)$3.74

Pretax Margin (TTM)14.34%

Book Value / Share (Annual)$100.89

Price vs S&P 500 (13W)6.57%

Net Margin Growth (5Y)6.33%

Dividend Yield (TTM)1.63%

Beta0.27x

P/FCF (Annual)6.93x

Revenue / Share (TTM)$189.35

ROE (TTM)21.22%

52-Week Low$166.54

vGradeC

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THG Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 28, 2026	$3.76	$5.31	+41.32%(+$1.55)
Q1 2026	Apr 29, 2026	$4.22	$5.25	+24.48%(+$1.03)
Q4 2025	Feb 3, 2026	$5.03	$5.79	+15.14%(+$0.76)
Q3 2025	Oct 29, 2025	$4.22	$5.09	+20.70%(+$0.87)
Q2 2025	Jul 30, 2025	$3.11	$4.35	+40.06%(+$1.24)

THG Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.69

3.54

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
THGThe Hanover Insurance Group, Inc.	C	C	A	2.0x	21.2%	2.7%	14.6%	$232.97
BRK.BBERKSHIRE HATHAWAY Class B	F	C	B	1.4x	11.9%	—	13.9%	$532.02
BRK.ABerkshire Hathaway Inc.	F	C	B	1.4x	11.9%	—	13.9%	$798000.00
CBChubb Limited	D	C	B	1.8x	15.2%	1.5%	23.3%	$359.79
PGRProgressive Corporation	C	C	C	3.7x	35.4%	0.2%	16.6%	$218.49
TRVThe Travelers Companies, Inc.	D	C	A	2.1x	25.6%	2.3%	22.0%	$389.54
ALLThe Allstate Corporation	B	B	B	1.8x	43.1%	2.6%	24.2%	$247.88
AIGAmerican International Group, Inc.	C	D	C	1.0x	7.3%	2.2%	15.1%	$80.74
HIGThe Hartford Insurance Group, Inc.	C	C	C	1.9x	23.0%	2.4%	17.6%	$135.12
ACGLArch Capital Group Ltd	C	C	C	1.4x	19.5%	—	23.9%	$101.27
WRBW.R. Berkley Corporation	D	C	C	2.7x	19.7%	0.5%	17.4%	$75.42
CINFCincinnati Financial Corp	D	C	C	1.7x	20.9%	2.9%	16.6%	$171.25
MKLMarkel Group Inc.	C	C	D	1.3x	12.4%	—	18.6%	$1850.13
LLoews Corporation	D	C	C	1.2x	9.0%	0.4%	14.0%	$110.52
EGEverest Group, Ltd.	B	C	B	0.9x	12.4%	1.7%	14.3%	$389.10
RNRRenaissanceRe Holdings Ltd.	B	C	B	1.1x	22.7%	0.7%	42.0%	$351.06
CNACNA Financial Corporation	B	C	D	1.2x	11.0%	4.0%	11.2%	$47.90
AFGAmerican Financial Group, Inc.	D	D	B	2.4x	20.0%	2.5%	14.4%	$149.13
KNSLKinsale Capital Group, Inc.	F	B	C	3.7x	29.1%	0.2%	33.8%	$365.24
AXSAxis Capital Holders Limited	B	B	D	1.2x	17.3%	3.2%	19.7%	$99.63
MCYMercury General Corp.	B	B	C	2.1x	37.2%	3.4%	18.8%	$102.80
RLIRLI Corp.	D	B	C	3.1x	24.4%	0.8%	28.5%	$61.07
SIGISelective Insurance Group	C	C	C	1.6x	13.9%	1.4%	11.9%	$89.16
WTMWhite Mountains Insurance Group Ltd.	C	B	C	1.0x	21.2%	0.0%	46.7%	$2160.31
PLMRPalomar Holdings, Inc. Common stock	F	A	B	3.4x	21.6%	1.5%	24.1%	$139.59
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	B	B	1.2x	21.2%	0.0%	28.2%	$36.21
LMNDLemonade, Inc.	F	A	F	10.0x	-26.8%	—	-13.7%	$44.20
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	1.9x	50.7%	1.3%	53.0%	$27.07
SPNTSiriusPoint Ltd.	C	B	C	1.2x	21.8%	—	22.0%	$25.12
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	1.9x	16.8%	—	15.2%	$61.23
HCIHCI Group, Inc.	C	B	C	2.1x	30.8%	1.8%	48.8%	$198.55
PLGOPelagos Insurance Capital Limited	B	C	B	0.9x	17.3%	2.5%	19.5%	$25.36
HMNHorace Mann Educators Corporation	B	C	D	1.4x	12.0%	3.9%	14.6%	$46.33
KMPRKemper Corporation	B	F	C	0.7x	-19.3%	2.9%	-10.2%	$29.27
SAFTSafety Insurance Group Inc	D	D	A	1.3x	7.8%	4.7%	6.8%	$104.03
UFCSUnited Fire Group Inc.	C	B	A	1.4x	15.0%	3.0%	12.9%	$56.44
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	1.8x	38.8%	3.8%	17.9%	$47.12
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	1.7x	17.1%	—	20.6%	$27.25
BOWBowhead Specialty Holdings Inc.	D	B	B	2.1x	13.7%	—	14.7%	$34.19
HRTGHERITAGE INSURANCE HOLDINGS INC	B	C	A	1.4x	42.4%	2.8%	34.5%	$35.77
HIPOHippo Holdings Inc.	D	A	B	1.6x	27.4%	—	24.6%	$35.28
EIGEmployers Holdings, Inc.	D	D	B	1.1x	0.8%	2.9%	1.1%	$51.21
ROOTRoot, Inc. Class A Common Stock	B	C	D	2.0x	15.1%	—	5.2%	$50.47
MHLAMaiden Holdings, Ltd.	C	C	F	0.6x	-30.2%	—	-83.3%	$8.93
DGICBDonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$19.09
DGICADonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$18.68
TIPTTiptree Inc. Common Stock	A	C	D	0.7x	68.6%	1.1%	7.7%	$16.46
AIIAmerican Integrity Insurance Group, Inc.	B	C	B	1.0x	25.9%	0.0%	36.2%	$27.50
ACICAmerican Coastal Insurance Corporation Common Stock	C	D	C	1.6x	30.4%	0.0%	40.3%	$11.10
GLREGreenlight Captial RE, LTD. Class A	B	C	D	0.8x	7.3%	—	5.0%	$14.82
AMSFAMERISAFE, Inc.	C	D	F	2.5x	18.4%	2.6%	14.5%	$25.25

About The Hanover Insurance Group, Inc.

The Hanover Insurance Group Inc is a property and casualty insurance holding company serving the U.S. market through independent agents and brokers via its Hanover Insurance and Citizens subsidiaries. The company operates four segments—Core Commercial, Specialty, Personal Lines, and Other—and maintains a fixed-income-weighted investment portfolio.

THG Next Earnings Report

Report dateOct 28, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$4.57

Revenue estimate$1.80B

Also reporting on Oct 28, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

THG Insider Transactions

SellAug 20, 2026
KERRIGAN DENNIS FRANCIS
Officer
Shares: 8,655Value: $1.91M
SellAug 6, 2026
BUNTING THEODORE H JR
Director
Shares: 1,200Value: $274,938
SellAug 3, 2026
CARLIN JANE D
Director
Shares: 1,000Value: $231,500

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for August 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

3.5

Buy

Consensus rating

52-Week Range

Low$166.54

High$236.06