The Hanover Insurance Group, Inc. (THG)

Price$185.10

Value ScoreC

Growth ScoreC

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)-12.83%

Price vs S&P 500 (4W)-5.31%

VGM Score58.05

Market Capitalization$6.51B

P/E Ratio (Annual)9.83x

Indicated Dividend Yield (Annual)2.04%

All Metrics

P/CF (Annual)5.53x

Book Value / Share (Quarterly)$101.72

P/TBV (Annual)2.02x

Indicated Dividend (Annual)$3.80

Revenue Growth (3Y)5.84%

Cash Flow / Share (Quarterly)$35.57

Payout Ratio (TTM)18.26%

Price vs S&P 500 (YTD)-9.06%

Net Profit Margin (TTM)10.80%

EPS (TTM)$19.86

10-Day Avg Trading Volume0.29M

EPS Excl Extra (TTM)$19.86

Revenue Growth (5Y)6.33%

EPS (Annual)$18.15

Dividend / Share (Annual)$3.66

ROI (Annual)13.83%

Net Profit Margin (5Y Avg)5.56%

Cash / Share (Quarterly)$8.23

P/E Basic Excl Extra (TTM)9.03x

Revenue Growth QoQ (YoY)6.03%

EPS Growth (5Y)14.03%

P/E Normalized (Annual)9.83x

ROA (Last FY)3.91%

Revenue Growth TTM (YoY)6.18%

EBITD / Share (TTM)$25.98

ROE (5Y Avg)10.65%

Operating Margin (TTM)14.14%

Cash Flow / Share (Annual)$33.06

P/B Ratio1.82x

P/B Ratio (Quarterly)1.71x

Net Income / Employee (Annual)$135,200

EV / Revenue (TTM)1.07x

Net Interest Coverage (TTM)35.58x

ROA (TTM)4.37%

EPS Growth QoQ (YoY)48.55%

EV / EBITDA (TTM)7.54x

EPS Incl Extra (Annual)$18.15

3-Month Avg Trading Volume0.32M

52-Week Price Return6.91%

EV / Free Cash Flow (Annual)6.08x

P/E Incl Extra (TTM)9.03x

Revenue / Employee (TTM)$1,362,300

Tangible BV / Share (Quarterly)$54.12

P/S Ratio (Annual)0.99x

Asset Turnover (Annual)0.39x

52-Week High$199.59

Operating Margin (5Y Avg)7.28%

EPS Excl Extra (Annual)$18.15

CapEx CAGR (5Y)-12.37%

Tangible BV CAGR (5Y)-5.14%

26-Week Price Return3.10%

13-Week Price Return3.93%

Total Debt / Equity (Annual)0.34x

Enterprise Value$7.11B

Revenue / Share Growth (5Y)7.25%

Asset Turnover (TTM)0.40x

Book Value / Share Growth (5Y)2.55%

Revenue / Employee (Annual)$1,342,600

Pretax Margin (Annual)12.83%

Cash / Share (Annual)$8.57

3-Month Return Std Dev21.82%

Net Income / Employee (TTM)$147,200

EBITDA CAGR (5Y)12.27%

EBITDA Interim CAGR (5Y)22.75%

ROE (Last FY)18.55%

Net Interest Coverage (Annual)40.86x

EPS Basic Excl Extra (Annual)$18.15

P/FCF (TTM)5.22x

EV / Free Cash Flow (TTM)5.70x

Total Debt / Equity (Quarterly)0.24x

EPS Incl Extra (TTM)$19.86

ROI (TTM)16.10%

Dividend Growth Rate (5Y)6.38%

P/S Ratio (TTM)0.98x

Pretax Margin (5Y Avg)6.99%

Revenue / Share (Annual)$180.24

Tangible BV / Share (Annual)$60.53

Forward P/E10.06x

Free OCF CAGR (5Y)11.06%

Price vs S&P 500 (52W)-21.30%

P/E Ratio (TTM)9.03x

EPS Growth TTM (YoY)65.07%

Year-to-Date Return1.88%

5-Day Price Return-4.58%

EPS Normalized (Annual)$18.15

ROA (5Y Avg)2.14%

Net Profit Margin (Annual)10.07%

Month-to-Date Return-0.79%

Cash Flow / Share (TTM)$-2.16

EBITD / Share (Annual)$23.79

EPS Growth (3Y)78.09%

Operating Margin (Annual)13.20%

LT Debt / Equity (Annual)0.24x

P/CF (TTM)5.18x

ROI (5Y Avg)8.21%

P/E Excl Extra (TTM)9.03x

LT Debt / Equity (Quarterly)0.22x

EPS Basic Excl Extra (TTM)$19.86

P/TBV (Quarterly)2.25x

Payout Ratio (Annual)19.71%

P/B Ratio (Annual)1.82x

Dividend / Share (TTM)$3.70

Pretax Margin (TTM)13.79%

Book Value / Share (Annual)$100.89

Price vs S&P 500 (13W)-5.82%

Net Margin Growth (5Y)6.33%

Dividend Yield (TTM)2.02%

Beta0.33x

P/FCF (Annual)5.57x

Revenue / Share (TTM)$185.94

ROE (TTM)20.92%

52-Week Low$160.70

vGradeC

gGradeC

mGradeB

vgmGradeC

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Earnings Surprise History

Q1 265.25est. 4.23

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

3.83

3.91

3.77

Industry Peers — Property & Casualty Insurance(73)

Symbol	Value Score	Growth Score	Momentum Score	Price
THGThe Hanover Insurance Group, Inc.	C	C	B	$185.10
BRK.ABerkshire Hathaway Inc.	F	C	C	$705161.00
BRK.BBERKSHIRE HATHAWAY Class B	F	C	C	$470.29
CBChubb Limited	D	B	C	$309.78
PGRProgressive Corporation	C	B	F	$192.67
TRVThe Travelers Companies, Inc.	C	B	C	$288.93
ALLThe Allstate Corporation	B	B	C	$207.21
AIGAmerican International Group, Inc.	C	D	D	$73.45
HIGThe Hartford Insurance Group, Inc.	C	C	D	$126.57
ACGLArch Capital Group Ltd	C	B	D	$88.74
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	C	B	D	$16.54

About

The Hanover Insurance Group Inc is a property and casualty insurance holding company serving the U.S. market through independent agents and brokers via its Hanover Insurance and Citizens subsidiaries. The company operates four segments—Core Commercial, Specialty, Personal Lines, and Other—and maintains a fixed-income-weighted investment portfolio.