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American Coastal Insurance Corporation Common Stock (ACIC)

Price$11.93

Favorite Metrics

Price vs S&P 500 (26W)-7.99%
Price vs S&P 500 (4W)-1.81%
Market Capitalization$577.70M
P/E Ratio (Annual)5.41x
Indicated Dividend Yield (Annual)0.00%

All Metrics

P/CF (Annual)8.13x
Book Value / Share (Quarterly)$6.51
P/TBV (Annual)1.96x
Indicated Dividend (Annual)$0.00
Revenue Growth (3Y)-9.69%
Cash Flow / Share (Quarterly)$1.45
Payout Ratio (TTM)487.30%
Price vs S&P 500 (YTD)-9.84%
Net Profit Margin (TTM)31.85%
EPS (TTM)$2.15
10-Day Avg Trading Volume0.18M
EPS Excl Extra (TTM)$2.15
Revenue Growth (5Y)-16.90%
EPS (Annual)$2.15
Dividend / Share (Annual)$0.00
ROI (Annual)22.88%
Net Profit Margin (5Y Avg)10.64%
Cash / Share (Quarterly)$2.56
P/E Basic Excl Extra (TTM)5.41x
Revenue Growth QoQ (YoY)8.97%
P/E Normalized (Annual)5.41x
ROA (Last FY)9.96%
Revenue Growth TTM (YoY)10.61%
EBITD / Share (TTM)$3.22
ROE (5Y Avg)41.30%
Operating Margin (TTM)42.55%
Cash Flow / Share (Annual)$1.45
P/B Ratio1.82x
P/B Ratio (Quarterly)1.94x
Net Income / Employee (Annual)$2
EV / Revenue (TTM)1.57x
Net Interest Coverage (TTM)-7.85x
ROA (TTM)8.98%
EPS Growth QoQ (YoY)434.07%
EV / EBITDA (TTM)3.30x
EPS Incl Extra (Annual)$2.15
Current Ratio (Annual)0.15x
Quick Ratio (Quarterly)0.15x
3-Month Avg Trading Volume0.21M
52-Week Price Return6.43%
EV / Free Cash Flow (Annual)7.45x
P/E Incl Extra (TTM)5.41x
Revenue / Employee (TTM)$5
Tangible BV / Share (Quarterly)$6.44
P/S Ratio (Annual)1.72x
Asset Turnover (Annual)0.31x
52-Week High$13.05
Operating Margin (5Y Avg)-0.10%
EPS Excl Extra (Annual)$2.15
CapEx CAGR (5Y)-57.21%
26-Week Price Return0.76%
Quick Ratio (Annual)0.15x
13-Week Price Return5.49%
Total Debt / Equity (Annual)0.47x
Current Ratio (Quarterly)0.15x
Enterprise Value$528.288
Revenue / Share Growth (5Y)-19.34%
Asset Turnover (TTM)0.28x
Revenue / Employee (Annual)$5
Pretax Margin (Annual)42.55%
Cash / Share (Annual)$5.31
3-Month Return Std Dev23.64%
Net Income / Employee (TTM)$2
ROE (Last FY)33.64%
Net Interest Coverage (Annual)-29.00x
EPS Basic Excl Extra (Annual)$2.15
P/FCF (TTM)3.71x
EV / Free Cash Flow (TTM)7.45x
Total Debt / Equity (Quarterly)0.47x
EPS Incl Extra (TTM)$2.15
ROI (TTM)23.81%
Dividend Growth Rate (5Y)16.09%
P/S Ratio (TTM)1.72x
Pretax Margin (5Y Avg)-0.10%
Revenue / Share (Annual)$6.74
Tangible BV / Share (Annual)$6.44
Forward P/E8.06x
Free OCF CAGR (5Y)13.88%
Price vs S&P 500 (52W)-28.66%
P/E Ratio (TTM)5.41x
EPS Growth TTM (YoY)40.05%
Year-to-Date Return-5.70%
5-Day Price Return3.75%
EPS Normalized (Annual)$2.15
ROA (5Y Avg)5.33%
Net Profit Margin (Annual)31.85%
Month-to-Date Return5.87%
Cash Flow / Share (TTM)$-5.11
EBITD / Share (Annual)$3.22
Operating Margin (Annual)42.55%
LT Debt / Equity (Annual)0.47x
P/CF (TTM)8.13x
ROI (5Y Avg)22.08%
P/E Excl Extra (TTM)5.41x
LT Debt / Equity (Quarterly)0.47x
EPS Basic Excl Extra (TTM)$2.15
P/TBV (Quarterly)1.96x
Payout Ratio (Annual)31.83%
P/B Ratio (Annual)1.94x
Pretax Margin (TTM)42.55%
Book Value / Share (Annual)$6.51
Price vs S&P 500 (13W)2.63%
Beta-0.52x
P/FCF (Annual)8.15x
Revenue / Share (TTM)$6.71
ROE (TTM)35.67%
52-Week Low$9.97

Analyst Recommendations

Jan 2026
Feb 2026
Mar 2026
Apr 2026
4.14
4.00
4.00
4.00

Industry Peers — Property & Casualty Insurance(68)

SymbolP/B Ratio (Quarterly)ROE (TTM)Indicated Dividend Yield (Annual)Operating Margin (TTM)Price
ACICAmerican Coastal Insurance Corporation Common Stock
1.94x35.67%0.00%42.55%$11.93
BRK.ABerkshire Hathaway Inc.
1.51x9.78%12.04%$706750.01
BRK.BBERKSHIRE HATHAWAY Class B
1.51x9.78%12.04%$472.08
CBChubb Limited
1.67x14.69%1.18%22.32%$329.99
PGRProgressive Corporation
3.62x35.45%0.20%16.59%$203.78
TRVThe Travelers Companies, Inc.
1.94x24.14%1.66%20.20%$300.78
ALLThe Allstate Corporation
1.78x39.47%2.01%19.44%$215.15
AIGAmerican International Group, Inc.
1.12x7.50%2.29%15.97%$78.56
HIGThe Hartford Insurance Group, Inc.
2.02x21.37%1.72%17.34%$138.94
ACGLArch Capital Group Ltd
1.44x19.02%23.57%$97.49
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G
1.44x19.02%23.57%$17.27

About

American Coastal Insurance Corp is a holding company that underwrites commercial and residential property and casualty insurance policies across the United States through its wholly-owned insurance subsidiary. The company serves both commercial property and residential real estate insurance segments.