American Coastal Insurance Corporation Common Stock (ACIC) Stock Price

ACICStock

$9.40−14.08%52W

Market Cap$444.33M

P/E4.43x

PEG Ratio3.06

Div yield0.00%

Beta-0.57

ACIC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-26.41%

Price vs S&P 500 (4W)-17.05%

PEG Ratio3.06

VGM Score40.68

P/E Ratio (Annual)4.43x

Indicated Dividend Yield (Annual)0.00%

P/CF (Annual)6.66x

Book Value / Share (Quarterly)$6.86

P/TBV (Annual)1.96x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)-9.69%

Cash Flow / Share (Quarterly)$0.80

Payout Ratio (TTM)189.96%

Price vs S&P 500 (YTD)-38.01%

Net Profit Margin (TTM)31.32%

EPS (TTM)$2.10

10-Day Avg Trading Volume0.28M

EPS Excl Extra (TTM)$2.10

Revenue Growth (5Y)-16.90%

EPS (Annual)$2.15

Dividend / Share (Annual)$0.00

ROI (Annual)22.88%

Net Profit Margin (5Y Avg)10.64%

Cash / Share (Quarterly)$2.56

P/E Basic Excl Extra (TTM)4.52x

Revenue Growth QoQ (YoY)-1.35%

P/E Normalized (Annual)4.43x

ROA (Last FY)9.96%

Revenue Growth TTM (YoY)10.65%

EBITD / Share (TTM)$2.97

ROE (5Y Avg)41.30%

Operating Margin (TTM)42.54%

Cash Flow / Share (Annual)$1.45

P/B Ratio1.43x

P/B Ratio (Quarterly)1.64x

Net Income / Employee (Annual)$1,571,100

EV / Revenue (TTM)1.51x

Net Interest Coverage (TTM)-7.85x

ROA (TTM)9.12%

EPS Growth QoQ (YoY)-10.24%

EV / EBITDA (TTM)3.42x

EPS Incl Extra (Annual)$2.15

Current Ratio (Annual)0.15x

Quick Ratio (Quarterly)0.15x

3-Month Avg Trading Volume0.28M

52-Week Price Return-14.08%

EV / Free Cash Flow (Annual)7.13x

P/E Incl Extra (TTM)4.52x

Revenue / Employee (TTM)$4,918,500

Tangible BV / Share (Quarterly)$6.80

P/S Ratio (Annual)1.41x

Asset Turnover (Annual)0.31x

52-Week High$13.06

Operating Margin (5Y Avg)-0.10%

EPS Excl Extra (Annual)$2.15

CapEx CAGR (5Y)-57.21%

26-Week Price Return-15.17%

Quick Ratio (Annual)0.15x

13-Week Price Return-13.92%

Total Debt / Equity (Annual)0.47x

Current Ratio (Quarterly)0.15x

Enterprise Value$505.43M

Revenue / Share Growth (5Y)-19.34%

Asset Turnover (TTM)0.29x

Revenue / Employee (Annual)$4,932,900

Pretax Margin (Annual)42.55%

Cash / Share (Annual)$5.31

3-Month Return Std Dev35.00%

Net Income / Employee (TTM)$1,540,300

ROE (Last FY)33.64%

Net Interest Coverage (Annual)-29.00x

EPS Basic Excl Extra (Annual)$2.15

P/FCF (TTM)3.03x

EV / Free Cash Flow (TTM)13.08x

Total Debt / Equity (Quarterly)0.45x

EPS Incl Extra (TTM)$2.10

ROI (TTM)22.45%

Dividend Growth Rate (5Y)16.09%

P/S Ratio (TTM)1.41x

Pretax Margin (5Y Avg)-0.10%

Revenue / Share (Annual)$6.74

Tangible BV / Share (Annual)$6.44

Forward P/E10.73x

Free OCF CAGR (5Y)13.88%

Price vs S&P 500 (52W)-32.39%

P/E Ratio (TTM)4.52x

EPS Growth TTM (YoY)41.63%

Year-to-Date Return-26.05%

5-Day Price Return-1.79%

EPS Normalized (Annual)$2.15

ROA (5Y Avg)5.33%

Net Profit Margin (Annual)31.85%

Month-to-Date Return-12.05%

Cash Flow / Share (TTM)$-5.11

EBITD / Share (Annual)$3.00

Operating Margin (Annual)42.55%

LT Debt / Equity (Annual)0.47x

P/CF (TTM)12.18x

ROI (5Y Avg)22.08%

P/E Excl Extra (TTM)4.52x

LT Debt / Equity (Quarterly)0.45x

EPS Basic Excl Extra (TTM)$2.10

P/TBV (Quarterly)1.65x

Payout Ratio (Annual)31.83%

P/B Ratio (Annual)1.94x

Dividend / Share (TTM)$0.76

Pretax Margin (TTM)42.54%

Book Value / Share (Annual)$6.51

Price vs S&P 500 (13W)-16.71%

Dividend Yield (TTM)7.73%

Beta-0.57x

P/FCF (Annual)6.67x

Revenue / Share (TTM)$6.71

ROE (TTM)33.02%

52-Week Low$9.10

vGradeB

gGradeC

mGradeF

vgmGradeC

ACIC Earnings Surprise History

Q2 250.54est. 0.38

Q3 250.61est. 0.39

Q4 250.52est. 0.42

Q1 260.39est. 0.44

Q2 260.33est. 0.42

ACIC Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.00

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	Price
ACICAmerican Coastal Insurance Corporation Common Stock	B	C	F	$9.40
BRK.BBERKSHIRE HATHAWAY Class B	D	C	D	$504.32
BRK.ABerkshire Hathaway Inc.	D	C	D	$755365.00
CBChubb Limited	D	C	C	$343.11
PGRProgressive Corporation	C	C	C	$222.09
TRVThe Travelers Companies, Inc.	C	C	A	$369.66
ALLThe Allstate Corporation	B	B	B	$257.62
AIGAmerican International Group, Inc.	C	D	D	$76.38
HIGThe Hartford Insurance Group, Inc.	C	C	D	$138.22
ACGLArch Capital Group Ltd	C	C	C	$100.56
CINFCincinnati Financial Corp	D	C	C	$171.42
WRBW.R. Berkley Corporation	D	C	D	$68.48
LLoews Corporation	D	C	C	$110.81
MKLMarkel Group Inc.	C	C	D	$1808.90
EGEverest Group, Ltd.	B	C	C	$375.39
RNRRenaissanceRe Holdings Ltd.	B	C	B	$329.20
CNACNA Financial Corporation	B	C	C	$49.14
AFGAmerican Financial Group, Inc.	C	D	C	$143.66
KNSLKinsale Capital Group, Inc.	F	B	C	$387.95
THGThe Hanover Insurance Group, Inc.	C	C	B	$227.12
AXSAxis Capital Holders Limited	B	B	D	$99.41
RLIRLI Corp.	D	B	B	$64.90
MCYMercury General Corp.	B	B	B	$104.48
SIGISelective Insurance Group	C	C	C	$91.91
WTMWhite Mountains Insurance Group Ltd.	C	B	C	$2141.20
LMNDLemonade, Inc.	F	A	D	$54.42
PLMRPalomar Holdings, Inc. Common stock	F	A	C	$131.75
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	A	B	$35.04
SPNTSiriusPoint Ltd.	C	B	B	$23.96
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	$23.06
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	$57.40
HCIHCI Group, Inc.	C	B	B	$185.69
HMNHorace Mann Educators Corporation	C	C	C	$51.02
PLGOPelagos Insurance Capital Limited	B	C	B	$24.16
KMPRKemper Corporation	B	F	D	$27.78
SAFTSafety Insurance Group Inc	D	C	A	$103.69
UFCSUnited Fire Group Inc.	C	B	B	$53.51
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	$26.90
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	$43.29
BOWBowhead Specialty Holdings Inc.	D	B	B	$33.60
HRTGHERITAGE INSURANCE HOLDINGS INC	B	B	A	$34.20
MHLAMaiden Holdings, Ltd.	C	D	F	$10.61
ROOTRoot, Inc. Class A Common Stock	B	C	D	$57.70
HIPOHippo Holdings Inc.	D	A	B	$33.60
DGICBDonegal Group Inc	C	D	C	$23.71
EIGEmployers Holdings, Inc.	D	D	B	$48.80
DGICADonegal Group Inc	C	D	C	$19.13
TIPTTiptree Inc. Common Stock	B	C	C	$18.40
AIIAmerican Integrity Insurance Group, Inc.	B	C	A	$26.34
GLREGreenlight Captial RE, LTD. Class A	B	B	C	$15.48
AMSFAMERISAFE, Inc.	D	D	F	$26.18

About American Coastal Insurance Corporation Common Stock

American Coastal Insurance Corp is a holding company that underwrites commercial and residential property and casualty insurance policies across the United States through its wholly-owned insurance subsidiary. The company serves both commercial property and residential real estate insurance segments.