American Coastal Insurance Corporation Common Stock (ACIC)

Price$10.28

Value ScoreC

Growth ScoreC

Momentum ScoreF

Favorite Metrics

Price vs S&P 500 (26W)-27.31%

Price vs S&P 500 (4W)-10.49%

VGM Score39.26

Market Capitalization$498.21M

P/E Ratio (Annual)4.66x

Indicated Dividend Yield (Annual)0.00%

All Metrics

P/CF (Annual)7.01x

Book Value / Share (Quarterly)$6.86

P/TBV (Annual)1.96x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)-9.69%

Cash Flow / Share (Quarterly)$0.80

Payout Ratio (TTM)189.96%

Price vs S&P 500 (YTD)-31.13%

Net Profit Margin (TTM)31.32%

EPS (TTM)$2.10

10-Day Avg Trading Volume0.34M

EPS Excl Extra (TTM)$2.10

Revenue Growth (5Y)-16.90%

EPS (Annual)$2.15

Dividend / Share (Annual)$0.00

ROI (Annual)22.88%

Net Profit Margin (5Y Avg)10.64%

Cash / Share (Quarterly)$2.56

P/E Basic Excl Extra (TTM)4.76x

Revenue Growth QoQ (YoY)-1.35%

P/E Normalized (Annual)4.66x

ROA (Last FY)9.96%

Revenue Growth TTM (YoY)10.65%

EBITD / Share (TTM)$2.97

ROE (5Y Avg)41.30%

Operating Margin (TTM)42.54%

Cash Flow / Share (Annual)$1.45

P/B Ratio1.50x

P/B Ratio (Quarterly)1.64x

Net Income / Employee (Annual)$1,571,100

EV / Revenue (TTM)1.59x

Net Interest Coverage (TTM)-7.85x

ROA (TTM)9.12%

EPS Growth QoQ (YoY)-10.24%

EV / EBITDA (TTM)3.59x

EPS Incl Extra (Annual)$2.15

Current Ratio (Annual)0.15x

Quick Ratio (Quarterly)0.15x

3-Month Avg Trading Volume0.25M

52-Week Price Return-14.13%

EV / Free Cash Flow (Annual)7.49x

P/E Incl Extra (TTM)4.76x

Revenue / Employee (TTM)$4,918,500

Tangible BV / Share (Quarterly)$6.80

P/S Ratio (Annual)1.49x

Asset Turnover (Annual)0.31x

52-Week High$13.06

Operating Margin (5Y Avg)-0.10%

EPS Excl Extra (Annual)$2.15

CapEx CAGR (5Y)-57.21%

26-Week Price Return-15.92%

Quick Ratio (Annual)0.15x

13-Week Price Return-13.61%

Total Debt / Equity (Annual)0.47x

Current Ratio (Quarterly)0.15x

Enterprise Value$530.63M

Revenue / Share Growth (5Y)-19.34%

Asset Turnover (TTM)0.29x

Revenue / Employee (Annual)$4,932,900

Pretax Margin (Annual)42.55%

Cash / Share (Annual)$5.31

3-Month Return Std Dev36.78%

Net Income / Employee (TTM)$1,540,300

ROE (Last FY)33.64%

Net Interest Coverage (Annual)-29.00x

EPS Basic Excl Extra (Annual)$2.15

P/FCF (TTM)3.20x

EV / Free Cash Flow (TTM)13.73x

Total Debt / Equity (Quarterly)0.45x

EPS Incl Extra (TTM)$2.10

ROI (TTM)22.45%

Dividend Growth Rate (5Y)16.09%

P/S Ratio (TTM)1.49x

Pretax Margin (5Y Avg)-0.10%

Revenue / Share (Annual)$6.74

Tangible BV / Share (Annual)$6.44

Forward P/E7.20x

Free OCF CAGR (5Y)13.88%

Price vs S&P 500 (52W)-41.17%

P/E Ratio (TTM)4.76x

EPS Growth TTM (YoY)41.63%

Year-to-Date Return-20.11%

5-Day Price Return-3.44%

EPS Normalized (Annual)$2.15

ROA (5Y Avg)5.33%

Net Profit Margin (Annual)31.85%

Month-to-Date Return-3.44%

Cash Flow / Share (TTM)$-5.11

EBITD / Share (Annual)$3.00

Operating Margin (Annual)42.55%

LT Debt / Equity (Annual)0.47x

P/CF (TTM)12.83x

ROI (5Y Avg)22.08%

P/E Excl Extra (TTM)4.76x

LT Debt / Equity (Quarterly)0.45x

EPS Basic Excl Extra (TTM)$2.10

P/TBV (Quarterly)1.65x

Payout Ratio (Annual)31.83%

P/B Ratio (Annual)1.94x

Dividend / Share (TTM)$0.76

Pretax Margin (TTM)42.54%

Book Value / Share (Annual)$6.51

Price vs S&P 500 (13W)-24.12%

Dividend Yield (TTM)7.34%

Beta-0.50x

P/FCF (Annual)7.03x

Revenue / Share (TTM)$6.71

ROE (TTM)33.02%

52-Week Low$9.80

vGradeC

gGradeC

mGradeF

vgmGradeD

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Earnings Surprise History

Q1 260.39est. 0.45

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.00

Industry Peers — Property & Casualty Insurance(73)

Symbol	Value Score	Growth Score	Momentum Score	Price
ACICAmerican Coastal Insurance Corporation Common Stock	C	C	F	$10.28
BRK.ABerkshire Hathaway Inc.	F	C	C	$733550.00
BRK.BBERKSHIRE HATHAWAY Class B	F	C	C	$488.13
CBChubb Limited	D	B	B	$326.27
PGRProgressive Corporation	C	B	D	$204.02
TRVThe Travelers Companies, Inc.	C	B	B	$303.25
ALLThe Allstate Corporation	B	B	B	$221.01
AIGAmerican International Group, Inc.	C	D	D	$75.49
HIGThe Hartford Insurance Group, Inc.	C	B	C	$132.14
ACGLArch Capital Group Ltd	C	B	D	$91.19
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	C	B	D	$16.36

About

American Coastal Insurance Corp is a holding company that underwrites commercial and residential property and casualty insurance policies across the United States through its wholly-owned insurance subsidiary. The company serves both commercial property and residential real estate insurance segments.