Donegal Group Inc (DGICB)

Price$19.15

Value ScoreC

Growth ScoreD

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-22.28%

Price vs S&P 500 (4W)0.18%

VGM Score38.96

Market Capitalization$652.71M

P/E Ratio (Annual)8.23x

Indicated Dividend Yield (Annual)4.61%

All Metrics

P/CF (Annual)9.30x

Book Value / Share (Quarterly)$17.54

P/TBV (Annual)1.12x

Indicated Dividend (Annual)$0.77

Revenue Growth (3Y)4.86%

Cash Flow / Share (Quarterly)$1.75

Payout Ratio (TTM)40.05%

Price vs S&P 500 (YTD)-21.87%

Net Profit Margin (TTM)6.78%

EPS (TTM)$1.77

10-Day Avg Trading Volume0.13M

EPS Excl Extra (TTM)$1.77

Revenue Growth (5Y)4.69%

EPS (Annual)$2.15

Dividend / Share (Annual)$0.71

ROI (Annual)11.75%

Net Profit Margin (5Y Avg)3.32%

Cash / Share (Quarterly)$0.71

P/E Basic Excl Extra (TTM)9.94x

Revenue Growth QoQ (YoY)-3.74%

EPS Growth (5Y)3.78%

P/E Normalized (Annual)8.23x

ROA (Last FY)3.32%

Revenue Growth TTM (YoY)-2.50%

EBITD / Share (TTM)$2.28

ROE (5Y Avg)5.40%

Operating Margin (TTM)8.45%

Cash Flow / Share (Annual)$1.90

P/B Ratio1.01x

P/B Ratio (Quarterly)0.98x

Net Income / Employee (Annual)$95,500

EV / Revenue (TTM)0.67x

Net Interest Coverage (TTM)73.26x

ROA (TTM)2.72%

EPS Growth QoQ (YoY)-56.16%

EV / EBITDA (TTM)7.69x

EPS Incl Extra (Annual)$2.15

Current Ratio (Annual)0.05x

Quick Ratio (Quarterly)0.04x

3-Month Avg Trading Volume0.12M

52-Week Price Return-11.91%

EV / Free Cash Flow (Annual)9.29x

P/E Incl Extra (TTM)9.94x

Revenue / Employee (TTM)$1,165,900

Tangible BV / Share (Quarterly)$17.51

P/S Ratio (Annual)0.67x

Asset Turnover (Annual)0.41x

52-Week High$21.06

Operating Margin (5Y Avg)4.12%

EPS Excl Extra (Annual)$2.15

CapEx CAGR (5Y)-66.37%

Tangible BV CAGR (5Y)4.35%

26-Week Price Return-14.36%

Quick Ratio (Annual)0.05x

13-Week Price Return-1.99%

Total Debt / Equity (Annual)0.05x

Current Ratio (Quarterly)0.04x

Enterprise Value$652.21M

Revenue / Share Growth (5Y)0.15%

Asset Turnover (TTM)0.40x

Book Value / Share Growth (5Y)0.21%

Revenue / Employee (Annual)$1,176,900

Pretax Margin (Annual)9.98%

Cash / Share (Annual)$0.77

3-Month Return Std Dev24.04%

Net Income / Employee (TTM)$79,000

EBITDA CAGR (5Y)7.46%

EBITDA Interim CAGR (5Y)0.68%

ROE (Last FY)12.39%

Net Interest Coverage (Annual)60.64x

EPS Basic Excl Extra (Annual)$2.15

P/FCF (TTM)10.10x

EV / Free Cash Flow (TTM)10.09x

Total Debt / Equity (Quarterly)0.05x

EPS Incl Extra (TTM)$1.77

ROI (TTM)9.86%

Dividend Growth Rate (5Y)4.21%

P/S Ratio (TTM)0.67x

Pretax Margin (5Y Avg)4.02%

Revenue / Share (Annual)$26.56

Tangible BV / Share (Annual)$17.30

Forward P/E9.43x

Free OCF CAGR (5Y)-7.02%

Price vs S&P 500 (52W)-36.27%

P/E Ratio (TTM)9.94x

EPS Growth TTM (YoY)-12.19%

Year-to-Date Return-13.71%

5-Day Price Return1.89%

EPS Normalized (Annual)$2.15

ROA (5Y Avg)1.35%

Net Profit Margin (Annual)8.11%

Month-to-Date Return1.59%

Cash Flow / Share (TTM)$0.43

EBITD / Share (Annual)$2.77

EPS Growth (3Y)22.73%

Operating Margin (Annual)10.12%

LT Debt / Equity (Annual)0.05x

P/CF (TTM)10.10x

ROI (5Y Avg)5.09%

P/E Excl Extra (TTM)9.94x

LT Debt / Equity (Quarterly)0.05x

EPS Basic Excl Extra (TTM)$1.77

P/TBV (Quarterly)0.99x

Payout Ratio (Annual)32.36%

P/B Ratio (Annual)1.11x

Dividend / Share (TTM)$0.72

Pretax Margin (TTM)8.31%

Book Value / Share (Annual)$17.33

Price vs S&P 500 (13W)-10.24%

Net Margin Growth (5Y)3.62%

Dividend Yield (TTM)4.03%

Beta-0.01x

P/FCF (Annual)9.30x

Revenue / Share (TTM)$25.83

ROE (TTM)10.41%

52-Week Low$16.11

vGradeC

gGradeD

mGradeD

vgmGradeD

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Analyst Recommendations

Mar 2026

Apr 2026

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Jun 2026

4.10

4.00

Industry Peers — Property & Casualty Insurance(73)

Symbol	Value Score	Growth Score	Momentum Score	Price
DGICBDonegal Group Inc	C	D	D	$19.15
BRK.ABerkshire Hathaway Inc.	F	C	C	$733550.00
BRK.BBERKSHIRE HATHAWAY Class B	F	C	C	$488.13
CBChubb Limited	D	B	B	$326.27
PGRProgressive Corporation	C	B	D	$204.02
TRVThe Travelers Companies, Inc.	C	B	B	$303.25
ALLThe Allstate Corporation	B	B	B	$221.01
AIGAmerican International Group, Inc.	C	D	D	$75.49
HIGThe Hartford Insurance Group, Inc.	C	B	C	$132.14
ACGLArch Capital Group Ltd	C	B	D	$91.19
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	C	B	D	$16.36

About

Donegal Group Inc is an insurance holding company offering personal and commercial property and casualty insurance to businesses and individuals across the United States. Personal lines products include homeowners and private passenger auto policies, while commercial lines provide commercial auto, commercial multi-peril, and workers' compensation coverage. The company operates through its insurance subsidiaries and maintains an investment function.