Lemonade, Inc. (LMND) Stock Price

LMNDStock

$44.20−7.05%52W

Market Cap$3.42B

P/E—

PEG Ratio—

Div yield—

Beta2.03

LMND Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-39.15%

Price vs S&P 500 (4W)-6.32%

VGM Score37.21

Book Value / Share (Quarterly)$6.46

P/TBV (Annual)10.12x

Revenue Growth (3Y)42.19%

Cash Flow / Share (Quarterly)$0.10

Price vs S&P 500 (YTD)-49.83%

Net Profit Margin (TTM)-14.19%

EPS (TTM)$-1.83

10-Day Avg Trading Volume1.23M

EPS Excl Extra (TTM)$-1.83

Revenue Growth (5Y)50.87%

EPS (Annual)$-2.24

ROI (Annual)-23.93%

Net Profit Margin (5Y Avg)-83.98%

Cash / Share (Quarterly)$3.31

Revenue Growth QoQ (YoY)79.40%

ROA (Last FY)-8.59%

Revenue Growth TTM (YoY)62.31%

EBITD / Share (TTM)$-1.61

ROE (5Y Avg)-31.46%

Operating Margin (TTM)-13.67%

Cash Flow / Share (Annual)$-0.34

P/B Ratio6.85x

P/B Ratio (Quarterly)10.00x

Net Income / Employee (Annual)$-129,100

EV / Revenue (TTM)3.34x

ROA (TTM)-7.08%

EPS Incl Extra (Annual)$-2.24

Current Ratio (Annual)0.09x

3-Month Avg Trading Volume1.31M

52-Week Price Return-7.05%

Revenue / Employee (TTM)$760,500

Tangible BV / Share (Quarterly)$6.35

P/S Ratio (Annual)4.64x

Asset Turnover (Annual)0.38x

52-Week High$99.90

Operating Margin (5Y Avg)-82.16%

EPS Excl Extra (Annual)$-2.24

CapEx CAGR (5Y)16.40%

Tangible BV CAGR (5Y)-0.56%

26-Week Price Return-29.25%

Quick Ratio (Annual)0.00x

13-Week Price Return-34.21%

Total Debt / Equity (Annual)0.30x

Enterprise Value$3.26B

Revenue / Share Growth (5Y)28.89%

Asset Turnover (TTM)0.50x

Book Value / Share Growth (5Y)-5.90%

Revenue / Employee (Annual)$575,600

Pretax Margin (Annual)-21.81%

Cash / Share (Annual)$4.08

3-Month Return Std Dev65.20%

Net Income / Employee (TTM)$-108,000

ROE (Last FY)-31.02%

EPS Basic Excl Extra (Annual)$-2.24

P/FCF (TTM)144.95x

EV / Free Cash Flow (TTM)402.44x

Total Debt / Equity (Quarterly)0.41x

EPS Incl Extra (TTM)$-1.83

ROI (TTM)-20.13%

P/S Ratio (TTM)3.51x

Pretax Margin (5Y Avg)-82.16%

Revenue / Share (Annual)$9.98

Tangible BV / Share (Annual)$6.92

Price vs S&P 500 (52W)-22.58%

Year-to-Date Return-37.90%

5-Day Price Return-2.10%

EPS Normalized (Annual)$-2.24

ROA (5Y Avg)-13.52%

Net Profit Margin (Annual)-22.43%

Month-to-Date Return-2.08%

Cash Flow / Share (TTM)$-3.42

EBITD / Share (Annual)$-2.04

Operating Margin (Annual)-21.81%

P/CF (TTM)161.36x

ROI (5Y Avg)-29.06%

LT Debt / Equity (Quarterly)1.06x

EPS Basic Excl Extra (TTM)$-1.83

P/TBV (Quarterly)10.17x

P/B Ratio (Annual)9.97x

Pretax Margin (TTM)-13.67%

Book Value / Share (Annual)$7.03

Price vs S&P 500 (13W)-36.89%

Beta2.03x

Revenue / Share (TTM)$12.66

ROE (TTM)-26.78%

52-Week Low$42.70

vGradeF

gGradeA

mGradeF

vgmGradeD

LMND Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 29, 2026	-$0.56	-$0.56	+0.49%(+$0.00)
Q1 2026	Apr 29, 2026	-$0.57	-$0.47	+17.01%(+$0.10)
Q4 2025	Feb 19, 2026	-$0.39	-$0.29	+26.11%(+$0.10)
Q3 2025	Nov 5, 2025	-$0.70	-$0.51	+27.56%(+$0.19)
Q2 2025	Aug 5, 2025	-$0.80	-$0.60	+24.88%(+$0.20)

LMND Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.47

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
LMNDLemonade, Inc.	F	A	F	10.0x	-26.8%	—	-13.7%	$44.20
BRK.BBERKSHIRE HATHAWAY Class B	F	C	B	1.4x	11.9%	—	13.9%	$532.02
BRK.ABerkshire Hathaway Inc.	F	C	B	1.4x	11.9%	—	13.9%	$798000.00
CBChubb Limited	D	C	B	1.8x	15.2%	1.5%	23.3%	$359.79
PGRProgressive Corporation	C	C	C	3.7x	35.4%	0.2%	16.6%	$218.49
TRVThe Travelers Companies, Inc.	D	C	A	2.1x	25.6%	2.3%	22.0%	$389.54
ALLThe Allstate Corporation	B	B	B	1.8x	43.1%	2.6%	24.2%	$247.88
AIGAmerican International Group, Inc.	C	D	C	1.0x	7.3%	2.2%	15.1%	$80.74
HIGThe Hartford Insurance Group, Inc.	C	C	C	1.9x	23.0%	2.4%	17.6%	$135.12
ACGLArch Capital Group Ltd	C	C	C	1.4x	19.5%	—	23.9%	$101.27
WRBW.R. Berkley Corporation	D	C	C	2.7x	19.7%	0.5%	17.4%	$75.42
CINFCincinnati Financial Corp	D	C	C	1.7x	20.9%	2.9%	16.6%	$171.25
MKLMarkel Group Inc.	C	C	D	1.3x	12.4%	—	18.6%	$1850.13
LLoews Corporation	D	C	C	1.2x	9.0%	0.4%	14.0%	$110.52
EGEverest Group, Ltd.	B	C	B	0.9x	12.4%	1.7%	14.3%	$389.10
RNRRenaissanceRe Holdings Ltd.	B	C	B	1.1x	22.7%	0.7%	42.0%	$351.06
CNACNA Financial Corporation	B	C	D	1.2x	11.0%	4.0%	11.2%	$47.90
AFGAmerican Financial Group, Inc.	D	D	B	2.4x	20.0%	2.5%	14.4%	$149.13
KNSLKinsale Capital Group, Inc.	F	B	C	3.7x	29.1%	0.2%	33.8%	$365.24
THGThe Hanover Insurance Group, Inc.	C	C	A	2.0x	21.2%	2.7%	14.6%	$232.97
AXSAxis Capital Holders Limited	B	B	D	1.2x	17.3%	3.2%	19.7%	$99.63
MCYMercury General Corp.	B	B	C	2.1x	37.2%	3.4%	18.8%	$102.80
RLIRLI Corp.	D	B	C	3.1x	24.4%	0.8%	28.5%	$61.07
SIGISelective Insurance Group	C	C	C	1.6x	13.9%	1.4%	11.9%	$89.16
WTMWhite Mountains Insurance Group Ltd.	C	B	C	1.0x	21.2%	0.0%	46.7%	$2160.31
PLMRPalomar Holdings, Inc. Common stock	F	A	B	3.4x	21.6%	1.5%	24.1%	$139.59
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	B	B	1.2x	21.2%	0.0%	28.2%	$36.21
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	1.9x	50.7%	1.3%	53.0%	$27.07
SPNTSiriusPoint Ltd.	C	B	C	1.2x	21.8%	—	22.0%	$25.12
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	1.9x	16.8%	—	15.2%	$61.23
HCIHCI Group, Inc.	C	B	C	2.1x	30.8%	1.8%	48.8%	$198.55
PLGOPelagos Insurance Capital Limited	B	C	B	0.9x	17.3%	2.5%	19.5%	$25.36
HMNHorace Mann Educators Corporation	B	C	D	1.4x	12.0%	3.9%	14.6%	$46.33
KMPRKemper Corporation	B	F	C	0.7x	-19.3%	2.9%	-10.2%	$29.27
SAFTSafety Insurance Group Inc	D	D	A	1.3x	7.8%	4.7%	6.8%	$104.03
UFCSUnited Fire Group Inc.	C	B	A	1.4x	15.0%	3.0%	12.9%	$56.44
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	1.8x	38.8%	3.8%	17.9%	$47.12
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	1.7x	17.1%	—	20.6%	$27.25
BOWBowhead Specialty Holdings Inc.	D	B	B	2.1x	13.7%	—	14.7%	$34.19
HRTGHERITAGE INSURANCE HOLDINGS INC	B	C	A	1.4x	42.4%	2.8%	34.5%	$35.77
HIPOHippo Holdings Inc.	D	A	B	1.6x	27.4%	—	24.6%	$35.28
EIGEmployers Holdings, Inc.	D	D	B	1.1x	0.8%	2.9%	1.1%	$51.21
ROOTRoot, Inc. Class A Common Stock	B	C	D	2.0x	15.1%	—	5.2%	$50.47
MHLAMaiden Holdings, Ltd.	C	C	F	0.6x	-30.2%	—	-83.3%	$8.93
DGICBDonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$19.09
DGICADonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$18.68
TIPTTiptree Inc. Common Stock	A	C	D	0.7x	68.6%	1.1%	7.7%	$16.46
AIIAmerican Integrity Insurance Group, Inc.	B	C	B	1.0x	25.9%	0.0%	36.2%	$27.50
ACICAmerican Coastal Insurance Corporation Common Stock	C	D	C	1.6x	30.4%	0.0%	40.3%	$11.10
GLREGreenlight Captial RE, LTD. Class A	B	C	D	0.8x	7.3%	—	5.0%	$14.82
AMSFAMERISAFE, Inc.	C	D	F	2.5x	18.4%	2.6%	14.5%	$25.25

About Lemonade, Inc.

Lemonade Inc is a digital insurance platform using artificial intelligence and modern design to offer personal property and casualty insurance in the United States and Europe. The company leverages technology and data analytics to streamline policy issuance, claims settlement, and premium payments. Its approach emphasizes transparency and affordability while integrating social impact into its business model.

LMND Next Earnings Report

Report dateNov 4, 2026

QuarterQ3 2026

Report timeBMO

EPS estimate-$0.56

Revenue estimate$322.27M

Also reporting on Nov 4, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

LMND Insider Transactions

SellSep 4, 2026
PETERS JOHN SHELDON
Officer
Shares: 3,108Value: $169,385
SellSep 3, 2026
BIXBY TIMOTHY E
Chief Financial Officer
Shares: 1,893Value: $103,415
SellSep 3, 2026
PROSOR MAYA
Officer
Shares: 1,040Value: $56,815
SellAug 13, 2026
PETERS JOHN SHELDON
Officer
Shares: 11,000Value: $578,050

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

3.5

Buy

Consensus rating

52-Week Range

Low$42.70

High$99.90