United Fire Group Inc. (UFCS) Stock Price

UFCSStock

$53.98+75.15%52W

Market Cap$1.39B

P/E11.63x

PEG Ratio1.41

Div yield3.04%

Beta0.48

UFCS Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)31.18%

Price vs S&P 500 (4W)2.09%

PEG Ratio1.41

VGM Score70.45

P/E Ratio (Annual)11.63x

Indicated Dividend Yield (Annual)3.04%

P/CF (Annual)5.10x

Book Value / Share (Quarterly)$38.02

P/TBV (Annual)0.99x

Indicated Dividend (Annual)$0.80

Revenue Growth (3Y)12.25%

Cash Flow / Share (Quarterly)$10.44

Payout Ratio (TTM)13.07%

Price vs S&P 500 (YTD)35.68%

Net Profit Margin (TTM)9.57%

EPS (TTM)$5.37

10-Day Avg Trading Volume0.14M

EPS Excl Extra (TTM)$5.37

Revenue Growth (5Y)5.35%

EPS (Annual)$4.48

Dividend / Share (Annual)$0.64

ROI (Annual)10.87%

Net Profit Margin (5Y Avg)3.97%

Cash / Share (Quarterly)$2.74

P/E Basic Excl Extra (TTM)9.75x

Revenue Growth QoQ (YoY)14.38%

P/E Normalized (Annual)11.63x

ROA (Last FY)3.08%

Revenue Growth TTM (YoY)11.36%

EBITD / Share (TTM)$7.66

ROE (5Y Avg)5.53%

Operating Margin (TTM)12.87%

Cash Flow / Share (Annual)$10.32

P/B Ratio1.41x

P/B Ratio (Quarterly)1.38x

Net Income / Employee (Annual)$139,700

EV / Revenue (TTM)0.94x

Net Interest Coverage (TTM)14.13x

ROA (TTM)3.63%

EPS Growth QoQ (YoY)48.18%

EV / EBITDA (TTM)6.88x

EPS Incl Extra (Annual)$4.48

Current Ratio (Annual)0.12x

Quick Ratio (Quarterly)0.02x

3-Month Avg Trading Volume0.15M

52-Week Price Return75.15%

EV / Free Cash Flow (Annual)5.25x

P/E Incl Extra (TTM)9.75x

Revenue / Employee (TTM)$1,741,100

Tangible BV / Share (Quarterly)$37.90

P/S Ratio (Annual)0.99x

Asset Turnover (Annual)0.36x

52-Week High$55.82

Operating Margin (5Y Avg)5.16%

EPS Excl Extra (Annual)$4.48

CapEx CAGR (5Y)-19.36%

Tangible BV CAGR (5Y)2.76%

26-Week Price Return43.11%

Quick Ratio (Annual)0.10x

13-Week Price Return20.54%

Total Debt / Equity (Annual)0.16x

Current Ratio (Quarterly)0.02x

Enterprise Value$1.38B

Revenue / Share Growth (5Y)4.24%

Asset Turnover (TTM)0.38x

Book Value / Share Growth (5Y)2.32%

Revenue / Employee (Annual)$1,638,800

Pretax Margin (Annual)10.67%

Cash / Share (Annual)$3.83

3-Month Return Std Dev27.83%

Net Income / Employee (TTM)$166,600

EBITDA Interim CAGR (5Y)19.64%

ROE (Last FY)12.56%

Net Interest Coverage (Annual)14.96x

EPS Basic Excl Extra (Annual)$4.48

P/FCF (TTM)5.12x

EV / Free Cash Flow (TTM)5.15x

Total Debt / Equity (Quarterly)0.15x

EPS Incl Extra (TTM)$5.37

ROI (TTM)12.95%

Dividend Growth Rate (5Y)-10.85%

P/S Ratio (TTM)0.93x

Pretax Margin (5Y Avg)4.70%

Revenue / Share (Annual)$52.61

Tangible BV / Share (Annual)$36.75

Forward P/E11.34x

Free OCF CAGR (5Y)63.55%

Price vs S&P 500 (52W)56.59%

P/E Ratio (TTM)9.75x

EPS Growth TTM (YoY)52.92%

Year-to-Date Return48.50%

5-Day Price Return0.09%

EPS Normalized (Annual)$4.48

ROA (5Y Avg)1.42%

Net Profit Margin (Annual)8.52%

Month-to-Date Return5.10%

Cash Flow / Share (TTM)$-0.86

EBITD / Share (Annual)$6.45

EPS Growth (3Y)96.05%

Operating Margin (Annual)11.48%

LT Debt / Equity (Annual)0.16x

P/CF (TTM)5.06x

ROI (5Y Avg)4.91%

P/E Excl Extra (TTM)9.75x

LT Debt / Equity (Quarterly)0.15x

EPS Basic Excl Extra (TTM)$5.37

P/TBV (Quarterly)1.38x

Payout Ratio (Annual)13.80%

P/B Ratio (Annual)0.99x

Dividend / Share (TTM)$0.72

Pretax Margin (TTM)12.01%

Book Value / Share (Annual)$36.88

Price vs S&P 500 (13W)18.59%

Dividend Yield (TTM)1.34%

Beta0.48x

P/FCF (Annual)5.22x

Revenue / Share (TTM)$56.88

ROE (TTM)14.96%

52-Week Low$29.74

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UFCS Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 3, 2026	$0.69	$1.30	+87.05%(+$0.61)
Q1 2026	May 5, 2026	$0.83	$1.16	+39.76%(+$0.33)
Q4 2025	Feb 10, 2026	$0.91	$1.50	+65.75%(+$0.60)
Q3 2025	Nov 4, 2025	$0.72	$1.50	+108.33%(+$0.78)
Q2 2025	Aug 5, 2025	$0.56	$0.90	+60.71%(+$0.34)

UFCS Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.00

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	Price
UFCSUnited Fire Group Inc.	C	B	A	$53.98
BRK.ABerkshire Hathaway Inc.	D	C	D	$757985.00
BRK.BBERKSHIRE HATHAWAY Class B	D	C	D	$505.00
CBChubb Limited	D	C	C	$339.92
PGRProgressive Corporation	C	C	D	$218.64
TRVThe Travelers Companies, Inc.	C	C	B	$369.90
ALLThe Allstate Corporation	B	B	B	$260.58
AIGAmerican International Group, Inc.	C	D	D	$76.93
HIGThe Hartford Insurance Group, Inc.	C	C	D	$138.55
ACGLArch Capital Group Ltd	C	C	D	$98.84
CINFCincinnati Financial Corp	D	C	C	$171.97
WRBW.R. Berkley Corporation	D	C	D	$68.44
MKLMarkel Group Inc.	C	C	D	$1818.69
LLoews Corporation	D	C	D	$109.72
EGEverest Group, Ltd.	B	C	C	$377.61
RNRRenaissanceRe Holdings Ltd.	B	C	B	$330.74
CNACNA Financial Corporation	B	C	C	$49.31
AFGAmerican Financial Group, Inc.	C	D	D	$143.62
KNSLKinsale Capital Group, Inc.	F	B	D	$380.61
THGThe Hanover Insurance Group, Inc.	C	C	B	$227.67
AXSAxis Capital Holders Limited	B	B	D	$99.52
RLIRLI Corp.	D	B	C	$64.31
MCYMercury General Corp.	B	B	C	$102.97
SIGISelective Insurance Group	C	C	C	$92.46
WTMWhite Mountains Insurance Group Ltd.	C	B	C	$2135.41
LMNDLemonade, Inc.	F	A	D	$52.96
PLMRPalomar Holdings, Inc. Common stock	F	A	C	$131.63
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	A	B	$35.35
SPNTSiriusPoint Ltd.	C	B	B	$24.18
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	$23.48
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	$58.29
HCIHCI Group, Inc.	C	B	B	$186.29
PLGOPelagos Insurance Capital Limited	B	C	B	$24.52
HMNHorace Mann Educators Corporation	C	C	C	$51.35
KMPRKemper Corporation	B	F	D	$27.93
SAFTSafety Insurance Group Inc	D	C	A	$103.64
ASICAtegrity Specialty Insurance Company Holdings	D	A	B	$26.59
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	B	$43.43
BOWBowhead Specialty Holdings Inc.	D	B	B	$33.60
HRTGHERITAGE INSURANCE HOLDINGS INC	B	B	A	$33.86
MHLAMaiden Holdings, Ltd.	C	D	F	$10.64
EIGEmployers Holdings, Inc.	D	D	B	$49.17
HIPOHippo Holdings Inc.	D	A	C	$33.18
ROOTRoot, Inc. Class A Common Stock	B	C	D	$56.43
DGICBDonegal Group Inc	C	D	C	$23.17
DGICADonegal Group Inc	C	D	C	$19.24
TIPTTiptree Inc. Common Stock	B	C	D	$18.45
AIIAmerican Integrity Insurance Group, Inc.	B	C	A	$26.32
GLREGreenlight Captial RE, LTD. Class A	B	B	D	$15.37
AMSFAMERISAFE, Inc.	D	D	F	$26.25
ACICAmerican Coastal Insurance Corporation Common Stock	B	C	D	$9.50

About United Fire Group Inc.

United Fire Group is a property and casualty insurance company that writes commercial and personal lines coverage and sells annuities through independent agencies. The company generates revenue from insurance premiums and investment income, with additional earnings from assumed reinsurance operations.