United Fire Group Inc. (UFCS)

Price$43.70

Value ScoreC

Growth ScoreB

Momentum ScoreA

Favorite Metrics

Price vs S&P 500 (26W)6.70%

Price vs S&P 500 (4W)6.16%

VGM Score71.09

Market Capitalization$1.14B

P/E Ratio (Annual)9.67x

Indicated Dividend Yield (Annual)1.80%

All Metrics

P/CF (Annual)4.24x

Book Value / Share (Quarterly)$37.06

P/TBV (Annual)0.99x

Indicated Dividend (Annual)$0.80

Revenue Growth (3Y)12.25%

Cash Flow / Share (Quarterly)$11.16

Payout Ratio (TTM)13.30%

Price vs S&P 500 (YTD)11.02%

Net Profit Margin (TTM)9.16%

EPS (TTM)$4.96

10-Day Avg Trading Volume0.13M

EPS Excl Extra (TTM)$4.96

Revenue Growth (5Y)5.35%

EPS (Annual)$4.48

Dividend / Share (Annual)$0.64

ROI (Annual)10.87%

Net Profit Margin (5Y Avg)3.97%

Cash / Share (Quarterly)$2.74

P/E Basic Excl Extra (TTM)8.75x

Revenue Growth QoQ (YoY)11.58%

P/E Normalized (Annual)9.67x

ROA (Last FY)3.08%

Revenue Growth TTM (YoY)10.58%

EBITD / Share (TTM)$7.11

ROE (5Y Avg)5.53%

Operating Margin (TTM)12.36%

Cash Flow / Share (Annual)$10.32

P/B Ratio1.20x

P/B Ratio (Quarterly)1.00x

Net Income / Employee (Annual)$139,700

EV / Revenue (TTM)0.79x

Net Interest Coverage (TTM)14.13x

ROA (TTM)3.44%

EPS Growth QoQ (YoY)70.69%

EV / EBITDA (TTM)6.02x

EPS Incl Extra (Annual)$4.48

Current Ratio (Annual)0.12x

Quick Ratio (Quarterly)0.02x

3-Month Avg Trading Volume0.12M

52-Week Price Return54.41%

EV / Free Cash Flow (Annual)4.28x

P/E Incl Extra (TTM)8.75x

Revenue / Employee (TTM)$1,684,100

Tangible BV / Share (Quarterly)$36.94

P/S Ratio (Annual)0.82x

Asset Turnover (Annual)0.36x

52-Week High$49.94

Operating Margin (5Y Avg)5.16%

EPS Excl Extra (Annual)$4.48

CapEx CAGR (5Y)-19.36%

Tangible BV CAGR (5Y)2.76%

26-Week Price Return22.63%

Quick Ratio (Annual)0.10x

13-Week Price Return14.28%

Total Debt / Equity (Annual)0.16x

Current Ratio (Quarterly)0.02x

Enterprise Value$1.13B

Revenue / Share Growth (5Y)4.24%

Asset Turnover (TTM)0.38x

Book Value / Share Growth (5Y)2.32%

Revenue / Employee (Annual)$1,638,800

Pretax Margin (Annual)10.67%

Cash / Share (Annual)$3.83

3-Month Return Std Dev34.91%

Net Income / Employee (TTM)$154,300

EBITDA Interim CAGR (5Y)12.67%

ROE (Last FY)12.56%

Net Interest Coverage (Annual)14.71x

EPS Basic Excl Extra (Annual)$4.48

P/FCF (TTM)3.99x

EV / Free Cash Flow (TTM)3.94x

Total Debt / Equity (Quarterly)0.15x

EPS Incl Extra (TTM)$4.96

ROI (TTM)12.46%

Dividend Growth Rate (5Y)-10.85%

P/S Ratio (TTM)0.80x

Pretax Margin (5Y Avg)4.70%

Revenue / Share (Annual)$52.61

Tangible BV / Share (Annual)$36.75

Forward P/E10.12x

Free OCF CAGR (5Y)63.55%

Price vs S&P 500 (52W)26.20%

P/E Ratio (TTM)8.75x

EPS Growth TTM (YoY)95.33%

Year-to-Date Return21.95%

5-Day Price Return-6.02%

EPS Normalized (Annual)$4.48

ROA (5Y Avg)1.42%

Net Profit Margin (Annual)8.52%

Month-to-Date Return9.95%

Cash Flow / Share (TTM)$-0.86

EBITD / Share (Annual)$6.45

EPS Growth (3Y)96.05%

Operating Margin (Annual)11.48%

LT Debt / Equity (Annual)0.16x

P/CF (TTM)3.93x

ROI (5Y Avg)4.91%

P/E Excl Extra (TTM)8.75x

LT Debt / Equity (Quarterly)0.15x

EPS Basic Excl Extra (TTM)$4.96

P/TBV (Quarterly)1.00x

Payout Ratio (Annual)13.80%

P/B Ratio (Annual)0.99x

Dividend / Share (TTM)$0.68

Pretax Margin (TTM)11.52%

Book Value / Share (Annual)$36.88

Price vs S&P 500 (13W)4.54%

Dividend Yield (TTM)1.52%

Beta0.54x

P/FCF (Annual)4.34x

Revenue / Share (TTM)$54.59

ROE (TTM)14.36%

52-Week Low$25.79

vGradeC

gGradeB

mGradeA

vgmGradeB

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Earnings Surprise History

Q1 261.16est. 0.85

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.00

Industry Peers — Property & Casualty Insurance(73)

Symbol	Value Score	Growth Score	Momentum Score	Price
UFCSUnited Fire Group Inc.	C	B	A	$43.70
BRK.ABerkshire Hathaway Inc.	F	C	C	$705161.00
BRK.BBERKSHIRE HATHAWAY Class B	F	C	C	$470.29
CBChubb Limited	D	B	C	$309.78
PGRProgressive Corporation	C	B	F	$192.67
TRVThe Travelers Companies, Inc.	C	B	C	$288.93
ALLThe Allstate Corporation	B	B	C	$207.21
AIGAmerican International Group, Inc.	C	D	D	$73.45
HIGThe Hartford Insurance Group, Inc.	C	C	D	$126.57
ACGLArch Capital Group Ltd	C	B	D	$88.74
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	C	B	D	$16.54

About

United Fire Group is a property and casualty insurance company that writes commercial and personal lines coverage and sells annuities through independent agencies. The company generates revenue from insurance premiums and investment income, with additional earnings from assumed reinsurance operations.