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United Fire Group Inc. (UFCS)
Price$39.34
Favorite Metrics
Price vs S&P 500 (26W)22.20%
Price vs S&P 500 (4W)0.81%
Market Capitalization$1.01B
P/E Ratio (Annual)8.52x
Indicated Dividend Yield (Annual)2.04%
All Metrics
P/CF (Annual)3.73x
Book Value / Share (Quarterly)$36.88
P/TBV (Annual)0.99x
Indicated Dividend (Annual)$0.64
Revenue Growth (3Y)12.25%
Cash Flow / Share (Quarterly)$10.32
Payout Ratio (TTM)13.80%
Price vs S&P 500 (YTD)5.25%
Net Profit Margin (TTM)8.52%
EPS (TTM)$4.48
10-Day Avg Trading Volume0.10M
EPS Excl Extra (TTM)$4.48
Revenue Growth (5Y)5.35%
EPS (Annual)$4.48
Dividend / Share (Annual)$0.64
ROI (Annual)10.87%
Net Profit Margin (5Y Avg)3.97%
Cash / Share (Quarterly)$2.74
P/E Basic Excl Extra (TTM)8.52x
Revenue Growth QoQ (YoY)9.79%
P/E Normalized (Annual)8.52x
ROA (Last FY)3.08%
Revenue Growth TTM (YoY)10.62%
EBITD / Share (TTM)$6.45
ROE (5Y Avg)5.53%
Operating Margin (TTM)11.48%
Cash Flow / Share (Annual)$10.32
P/B Ratio1.07x
P/B Ratio (Quarterly)0.99x
Net Income / Employee (Annual)$0
EV / Revenue (TTM)0.72x
Net Interest Coverage (TTM)14.13x
ROA (TTM)3.20%
EPS Growth QoQ (YoY)19.87%
EV / EBITDA (TTM)5.87x
EPS Incl Extra (Annual)$4.48
Current Ratio (Annual)0.12x
Quick Ratio (Quarterly)0.02x
3-Month Avg Trading Volume0.12M
52-Week Price Return46.07%
EV / Free Cash Flow (Annual)3.79x
P/E Incl Extra (TTM)8.52x
Revenue / Employee (TTM)$2
Tangible BV / Share (Quarterly)$36.75
P/S Ratio (Annual)0.73x
Asset Turnover (Annual)0.36x
52-Week High$40.63
Operating Margin (5Y Avg)5.16%
EPS Excl Extra (Annual)$4.48
CapEx CAGR (5Y)-19.36%
Tangible BV CAGR (5Y)2.76%
26-Week Price Return26.19%
Quick Ratio (Annual)0.10x
13-Week Price Return9.43%
Total Debt / Equity (Annual)0.16x
Current Ratio (Quarterly)0.02x
Enterprise Value$997.022
Revenue / Share Growth (5Y)4.24%
Asset Turnover (TTM)0.38x
Book Value / Share Growth (5Y)2.32%
Revenue / Employee (Annual)$2
Pretax Margin (Annual)10.67%
Cash / Share (Annual)$3.83
3-Month Return Std Dev27.23%
Net Income / Employee (TTM)$0
ROE (Last FY)12.56%
Net Interest Coverage (Annual)14.13x
EPS Basic Excl Extra (Annual)$4.48
P/FCF (TTM)3.83x
EV / Free Cash Flow (TTM)3.79x
Total Debt / Equity (Quarterly)0.16x
EPS Incl Extra (TTM)$4.48
ROI (TTM)11.73%
Dividend Growth Rate (5Y)-10.85%
P/S Ratio (TTM)0.73x
Pretax Margin (5Y Avg)4.70%
Revenue / Share (Annual)$52.61
Tangible BV / Share (Annual)$36.75
Forward P/E10.33x
Free OCF CAGR (5Y)63.55%
Price vs S&P 500 (52W)16.24%
P/E Ratio (TTM)8.52x
EPS Growth TTM (YoY)87.78%
Year-to-Date Return7.90%
5-Day Price Return-0.93%
EPS Normalized (Annual)$4.48
ROA (5Y Avg)1.42%
Net Profit Margin (Annual)8.52%
Month-to-Date Return5.83%
Cash Flow / Share (TTM)$-0.86
EBITD / Share (Annual)$6.45
EPS Growth (3Y)96.05%
Operating Margin (Annual)11.48%
LT Debt / Equity (Annual)0.16x
P/CF (TTM)3.73x
ROI (5Y Avg)4.91%
P/E Excl Extra (TTM)8.52x
LT Debt / Equity (Quarterly)0.16x
EPS Basic Excl Extra (TTM)$4.48
P/TBV (Quarterly)0.99x
Payout Ratio (Annual)13.80%
P/B Ratio (Annual)0.99x
Dividend / Share (TTM)$0.64
Pretax Margin (TTM)10.67%
Book Value / Share (Annual)$36.88
Price vs S&P 500 (13W)8.74%
Dividend Yield (TTM)1.62%
Beta0.50x
P/FCF (Annual)3.83x
Revenue / Share (TTM)$52.36
ROE (TTM)13.50%
52-Week Low$25.79
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
4.00
4.00
4.00
4.00
Industry Peers — Property & Casualty Insurance(68)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | Indicated Dividend Yield (Annual) | Operating Margin (TTM) | Price |
|---|---|---|---|---|---|
UFCSUnited Fire Group Inc. | 0.99x | 13.50% | 2.04% | 11.48% | $39.34 |
BRK.BBERKSHIRE HATHAWAY Class B | 1.51x | 9.78% | — | 12.04% | $475.12 |
BRK.ABerkshire Hathaway Inc. | 1.51x | 9.78% | — | 12.04% | $712700.00 |
CBChubb Limited | 1.67x | 14.69% | 1.19% | 22.32% | $328.42 |
PGRProgressive Corporation | 4.40x | 35.52% | 0.20% | 16.55% | $203.47 |
TRVThe Travelers Companies, Inc. | 1.97x | 20.58% | 1.47% | 16.84% | $298.84 |
ALLThe Allstate Corporation | 1.78x | 39.47% | 1.98% | 19.44% | $213.87 |
AIGAmerican International Group, Inc. | 1.12x | 7.50% | 2.33% | 15.97% | $78.22 |
HIGThe Hartford Insurance Group, Inc. | 2.02x | 21.37% | 1.73% | 17.34% | $138.28 |
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G | 1.44x | 19.02% | — | 23.57% | $17.27 |
ACGLArch Capital Group Ltd | 1.44x | 19.02% | — | 23.57% | $97.10 |
About
United Fire Group is a property and casualty insurance company that writes commercial and personal lines coverage and sells annuities through independent agencies. The company generates revenue from insurance premiums and investment income, with additional earnings from assumed reinsurance operations.