Mercury General Corp. (MCY) Stock Price

MCYStock

$104.48+39.04%52W

Market Cap$5.79B

P/E10.93x

PEG Ratio1.11

Div yield3.44%

Beta0.93

MCY Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)10.44%

Price vs S&P 500 (4W)-6.00%

PEG Ratio1.11

VGM Score62.96

P/E Ratio (Annual)10.93x

Indicated Dividend Yield (Annual)3.44%

P/CF (Annual)5.44x

Book Value / Share (Quarterly)$51.20

P/TBV (Annual)2.16x

Indicated Dividend (Annual)$1.27

Revenue Growth (3Y)18.04%

Cash Flow / Share (Quarterly)$22.82

Payout Ratio (TTM)7.51%

Price vs S&P 500 (YTD)1.03%

Net Profit Margin (TTM)14.77%

EPS (TTM)$16.91

10-Day Avg Trading Volume0.24M

EPS Excl Extra (TTM)$16.91

Revenue Growth (5Y)9.63%

EPS (Annual)$9.77

Dividend / Share (Annual)$1.27

ROI (Annual)18.08%

Net Profit Margin (5Y Avg)2.36%

Cash / Share (Quarterly)$8.20

P/E Basic Excl Extra (TTM)6.31x

Revenue Growth QoQ (YoY)13.80%

EPS Growth (5Y)7.64%

P/E Normalized (Annual)10.93x

ROA (Last FY)5.66%

Revenue Growth TTM (YoY)9.95%

EBITD / Share (TTM)$22.96

ROE (5Y Avg)6.11%

Operating Margin (TTM)18.78%

Cash Flow / Share (Annual)$18.57

P/B Ratio2.09x

P/B Ratio (Quarterly)2.08x

Net Income / Employee (Annual)$125,800

EV / Revenue (TTM)0.81x

Net Interest Coverage (TTM)24.19x

ROA (TTM)9.52%

EPS Growth QoQ (YoY)58.29%

EV / EBITDA (TTM)4.06x

EPS Incl Extra (Annual)$9.77

Current Ratio (Annual)0.18x

Quick Ratio (Quarterly)0.18x

3-Month Avg Trading Volume0.28M

52-Week Price Return39.04%

EV / Free Cash Flow (Annual)5.01x

P/E Incl Extra (TTM)6.31x

Revenue / Employee (TTM)$1,474,900

Tangible BV / Share (Quarterly)$51.09

P/S Ratio (Annual)0.99x

Asset Turnover (Annual)0.63x

52-Week High$113.06

Operating Margin (5Y Avg)3.05%

EPS Excl Extra (Annual)$9.77

CapEx CAGR (5Y)7.87%

Tangible BV CAGR (5Y)3.58%

26-Week Price Return21.69%

Quick Ratio (Annual)0.18x

13-Week Price Return3.85%

Total Debt / Equity (Annual)0.24x

Current Ratio (Quarterly)0.18x

Enterprise Value$5.16B

Revenue / Share Growth (5Y)9.63%

Asset Turnover (TTM)0.64x

Book Value / Share Growth (5Y)3.53%

Revenue / Employee (Annual)$1,393,600

Pretax Margin (Annual)11.07%

Cash / Share (Annual)$5.23

3-Month Return Std Dev25.16%

Net Income / Employee (TTM)$217,900

EBITDA CAGR (5Y)7.12%

EBITDA Interim CAGR (5Y)17.51%

ROE (Last FY)22.38%

Net Interest Coverage (Annual)41.12x

EPS Basic Excl Extra (Annual)$9.77

P/FCF (TTM)4.68x

EV / Free Cash Flow (TTM)4.08x

Total Debt / Equity (Quarterly)0.33x

EPS Incl Extra (TTM)$16.91

ROI (TTM)29.41%

Dividend Growth Rate (5Y)-12.81%

P/S Ratio (TTM)0.93x

Pretax Margin (5Y Avg)2.56%

Revenue / Share (Annual)$108.19

Tangible BV / Share (Annual)$43.52

Forward P/E9.59x

Free OCF CAGR (5Y)12.71%

Price vs S&P 500 (52W)20.73%

P/E Ratio (TTM)6.31x

EPS Growth TTM (YoY)140.14%

Year-to-Date Return12.99%

5-Day Price Return-0.04%

EPS Normalized (Annual)$9.77

ROA (5Y Avg)1.69%

Net Profit Margin (Annual)9.03%

Month-to-Date Return-0.78%

Cash Flow / Share (TTM)$-0.54

EBITD / Share (Annual)$13.85

Operating Margin (Annual)11.55%

LT Debt / Equity (Annual)0.24x

P/CF (TTM)4.45x

ROI (5Y Avg)4.87%

P/E Excl Extra (TTM)6.31x

LT Debt / Equity (Quarterly)0.33x

EPS Basic Excl Extra (TTM)$16.91

P/TBV (Quarterly)2.09x

Payout Ratio (Annual)13.00%

P/B Ratio (Annual)2.16x

Dividend / Share (TTM)$1.27

Pretax Margin (TTM)18.32%

Book Value / Share (Annual)$43.64

Price vs S&P 500 (13W)1.06%

Net Margin Growth (5Y)-1.82%

Dividend Yield (TTM)1.19%

Beta0.93x

P/FCF (Annual)5.75x

Revenue / Share (TTM)$114.50

ROE (TTM)37.19%

52-Week Low$74.29

vGradeB

gGradeB

mGradeB

vgmGradeB

MCY Earnings Surprise History

Q2 252.67est. 1.30

Q3 253.86est. 2.15

Q4 253.66est. 2.56

Q1 263.50est. 2.15

Q2 263.52est. 1.80

MCY Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.20

4.00

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	Price
MCYMercury General Corp.	B	B	B	$104.48
BRK.BBERKSHIRE HATHAWAY Class B	D	C	D	$504.32
BRK.ABerkshire Hathaway Inc.	D	C	D	$755365.00
CBChubb Limited	D	C	C	$343.11
PGRProgressive Corporation	C	C	C	$222.09
TRVThe Travelers Companies, Inc.	C	C	A	$369.66
ALLThe Allstate Corporation	B	B	B	$257.62
AIGAmerican International Group, Inc.	C	D	D	$76.38
HIGThe Hartford Insurance Group, Inc.	C	C	D	$138.22
ACGLArch Capital Group Ltd	C	C	C	$100.56
CINFCincinnati Financial Corp	D	C	C	$171.42
WRBW.R. Berkley Corporation	D	C	D	$68.48
LLoews Corporation	D	C	C	$110.81
MKLMarkel Group Inc.	C	C	D	$1808.90
EGEverest Group, Ltd.	B	C	C	$375.39
RNRRenaissanceRe Holdings Ltd.	B	C	B	$329.20
CNACNA Financial Corporation	B	C	C	$49.14
AFGAmerican Financial Group, Inc.	C	D	C	$143.66
KNSLKinsale Capital Group, Inc.	F	B	C	$387.95
THGThe Hanover Insurance Group, Inc.	C	C	B	$227.12
AXSAxis Capital Holders Limited	B	B	D	$99.41
RLIRLI Corp.	D	B	B	$64.90
SIGISelective Insurance Group	C	C	C	$91.91
WTMWhite Mountains Insurance Group Ltd.	C	B	C	$2141.20
LMNDLemonade, Inc.	F	A	D	$54.42
PLMRPalomar Holdings, Inc. Common stock	F	A	C	$131.75
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	A	B	$35.04
SPNTSiriusPoint Ltd.	C	B	B	$23.96
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	$23.06
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	$57.40
HCIHCI Group, Inc.	C	B	B	$185.69
HMNHorace Mann Educators Corporation	C	C	C	$51.02
PLGOPelagos Insurance Capital Limited	B	C	B	$24.16
KMPRKemper Corporation	B	F	D	$27.78
SAFTSafety Insurance Group Inc	D	C	A	$103.69
UFCSUnited Fire Group Inc.	C	B	B	$53.51
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	$26.90
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	$43.29
BOWBowhead Specialty Holdings Inc.	D	B	B	$33.60
HRTGHERITAGE INSURANCE HOLDINGS INC	B	B	A	$34.20
MHLAMaiden Holdings, Ltd.	C	D	F	$10.61
ROOTRoot, Inc. Class A Common Stock	B	C	D	$57.70
HIPOHippo Holdings Inc.	D	A	B	$33.60
DGICBDonegal Group Inc	C	D	C	$23.71
EIGEmployers Holdings, Inc.	D	D	B	$48.80
DGICADonegal Group Inc	C	D	C	$19.13
TIPTTiptree Inc. Common Stock	B	C	C	$18.40
AIIAmerican Integrity Insurance Group, Inc.	B	C	A	$26.34
GLREGreenlight Captial RE, LTD. Class A	B	B	C	$15.48
AMSFAMERISAFE, Inc.	D	D	F	$26.18
ACICAmerican Coastal Insurance Corporation Common Stock	B	C	F	$9.40

About Mercury General Corp.

Mercury General Corp is a property and casualty insurance holding company focused on personal automobile and homeowners insurance. The company provides comprehensive auto coverage and homeowners policies, operating through a single property and casualty insurance segment.