Mercury General Corp. (MCY)

Price$101.47

Value ScoreB

Growth ScoreB

Momentum ScoreA

Favorite Metrics

Price vs S&P 500 (26W)1.04%

Price vs S&P 500 (4W)1.82%

VGM Score69.54

Market Capitalization$5.62B

P/E Ratio (Annual)10.39x

Indicated Dividend Yield (Annual)1.30%

All Metrics

P/CF (Annual)5.17x

Book Value / Share (Quarterly)$46.76

P/TBV (Annual)2.16x

Indicated Dividend (Annual)$1.27

Revenue Growth (3Y)18.04%

Cash Flow / Share (Quarterly)$25.63

Payout Ratio (TTM)8.38%

Price vs S&P 500 (YTD)-0.28%

Net Profit Margin (TTM)13.68%

EPS (TTM)$15.16

10-Day Avg Trading Volume0.28M

EPS Excl Extra (TTM)$15.16

Revenue Growth (5Y)9.63%

EPS (Annual)$9.77

Dividend / Share (Annual)$1.27

ROI (Annual)18.08%

Net Profit Margin (5Y Avg)2.36%

Cash / Share (Quarterly)$8.20

P/E Basic Excl Extra (TTM)6.69x

Revenue Growth QoQ (YoY)10.47%

EPS Growth (5Y)7.64%

P/E Normalized (Annual)10.39x

ROA (Last FY)5.66%

Revenue Growth TTM (YoY)9.70%

EBITD / Share (TTM)$20.72

ROE (5Y Avg)6.11%

Operating Margin (TTM)17.43%

Cash Flow / Share (Annual)$18.57

P/B Ratio2.17x

P/B Ratio (Quarterly)1.89x

Net Income / Employee (Annual)$125,800

EV / Revenue (TTM)0.79x

Net Interest Coverage (TTM)24.19x

ROA (TTM)8.87%

EPS Growth QoQ (YoY)100.39%

EV / EBITDA (TTM)4.22x

EPS Incl Extra (Annual)$9.77

Current Ratio (Annual)0.18x

Quick Ratio (Quarterly)0.18x

3-Month Avg Trading Volume0.27M

52-Week Price Return57.32%

EV / Free Cash Flow (Annual)4.71x

P/E Incl Extra (TTM)6.69x

Revenue / Employee (TTM)$1,427,500

Tangible BV / Share (Quarterly)$46.64

P/S Ratio (Annual)0.94x

Asset Turnover (Annual)0.63x

52-Week High$103.86

Operating Margin (5Y Avg)3.05%

EPS Excl Extra (Annual)$9.77

CapEx CAGR (5Y)7.87%

Tangible BV CAGR (5Y)3.58%

26-Week Price Return8.97%

Quick Ratio (Annual)0.18x

13-Week Price Return11.22%

Total Debt / Equity (Annual)0.24x

Current Ratio (Quarterly)0.18x

Enterprise Value$4.84B

Revenue / Share Growth (5Y)9.63%

Asset Turnover (TTM)0.65x

Book Value / Share Growth (5Y)3.53%

Revenue / Employee (Annual)$1,393,600

Pretax Margin (Annual)11.07%

Cash / Share (Annual)$5.23

3-Month Return Std Dev24.89%

Net Income / Employee (TTM)$195,300

EBITDA CAGR (5Y)7.12%

EBITDA Interim CAGR (5Y)11.18%

ROE (Last FY)22.38%

Net Interest Coverage (Annual)37.87x

EPS Basic Excl Extra (Annual)$9.77

P/FCF (TTM)3.96x

EV / Free Cash Flow (TTM)3.41x

Total Debt / Equity (Quarterly)0.22x

EPS Incl Extra (TTM)$15.16

ROI (TTM)29.19%

Dividend Growth Rate (5Y)-12.81%

P/S Ratio (TTM)0.92x

Pretax Margin (5Y Avg)2.56%

Revenue / Share (Annual)$108.19

Tangible BV / Share (Annual)$43.52

Forward P/E9.53x

Free OCF CAGR (5Y)12.71%

Price vs S&P 500 (52W)32.95%

P/E Ratio (TTM)6.69x

EPS Growth TTM (YoY)193.40%

Year-to-Date Return7.88%

5-Day Price Return2.89%

EPS Normalized (Annual)$9.77

ROA (5Y Avg)1.69%

Net Profit Margin (Annual)9.03%

Month-to-Date Return3.51%

Cash Flow / Share (TTM)$-0.54

EBITD / Share (Annual)$13.85

Operating Margin (Annual)11.55%

LT Debt / Equity (Annual)0.24x

P/CF (TTM)3.79x

ROI (5Y Avg)4.87%

P/E Excl Extra (TTM)6.69x

LT Debt / Equity (Quarterly)0.22x

EPS Basic Excl Extra (TTM)$15.16

P/TBV (Quarterly)1.89x

Payout Ratio (Annual)13.00%

P/B Ratio (Annual)2.16x

Dividend / Share (TTM)$1.27

Pretax Margin (TTM)16.97%

Book Value / Share (Annual)$43.64

Price vs S&P 500 (13W)2.97%

Net Margin Growth (5Y)-1.82%

Dividend Yield (TTM)1.25%

Beta0.94x

P/FCF (Annual)5.46x

Revenue / Share (TTM)$110.82

ROE (TTM)36.48%

52-Week Low$62.25

vGradeB

gGradeB

mGradeA

vgmGradeB

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Earnings Surprise History

Q1 263.50est. 2.17

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

4.20

4.00

Industry Peers — Property & Casualty Insurance(73)

Symbol	Value Score	Growth Score	Momentum Score	Price
MCYMercury General Corp.	B	B	A	$101.47
BRK.ABerkshire Hathaway Inc.	F	C	C	$733550.00
BRK.BBERKSHIRE HATHAWAY Class B	F	C	C	$488.13
CBChubb Limited	D	B	B	$326.27
PGRProgressive Corporation	C	B	D	$204.02
TRVThe Travelers Companies, Inc.	C	B	B	$303.25
ALLThe Allstate Corporation	B	B	B	$221.01
AIGAmerican International Group, Inc.	C	D	D	$75.49
HIGThe Hartford Insurance Group, Inc.	C	B	C	$132.14
ACGLArch Capital Group Ltd	C	B	D	$91.19
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	C	B	D	$16.36

About

Mercury General Corp is a property and casualty insurance holding company focused on personal automobile and homeowners insurance. The company provides comprehensive auto coverage and homeowners policies, operating through a single property and casualty insurance segment.