Back to Screener

Mercury General Corp. (MCY)

Price$94.90

Favorite Metrics

Price vs S&P 500 (26W)11.38%
Price vs S&P 500 (4W)1.38%
Market Capitalization$5.36B
P/E Ratio (Annual)9.90x
Indicated Dividend Yield (Annual)1.32%

All Metrics

P/CF (Annual)4.93x
Book Value / Share (Quarterly)$43.64
P/TBV (Annual)2.16x
Indicated Dividend (Annual)$1.27
Revenue Growth (3Y)18.04%
Cash Flow / Share (Quarterly)$18.57
Payout Ratio (TTM)8.12%
Price vs S&P 500 (YTD)-1.79%
Net Profit Margin (TTM)9.03%
EPS (TTM)$9.77
10-Day Avg Trading Volume0.21M
EPS Excl Extra (TTM)$9.77
Revenue Growth (5Y)9.63%
EPS (Annual)$9.77
Dividend / Share (Annual)$1.27
ROI (Annual)18.08%
Net Profit Margin (5Y Avg)2.36%
Cash / Share (Quarterly)$8.20
P/E Basic Excl Extra (TTM)9.90x
Revenue Growth QoQ (YoY)12.41%
EPS Growth (5Y)7.64%
P/E Normalized (Annual)9.90x
ROA (Last FY)5.66%
Revenue Growth TTM (YoY)9.44%
EBITD / Share (TTM)$13.85
ROE (5Y Avg)6.11%
Operating Margin (TTM)11.55%
Cash Flow / Share (Annual)$18.57
P/B Ratio2.22x
P/B Ratio (Quarterly)2.16x
Net Income / Employee (Annual)$0
EV / Revenue (TTM)0.77x
Net Interest Coverage (TTM)24.19x
ROA (TTM)5.84%
EPS Growth QoQ (YoY)100.39%
EV / EBITDA (TTM)6.01x
EPS Incl Extra (Annual)$9.77
Current Ratio (Annual)0.18x
Quick Ratio (Quarterly)0.18x
3-Month Avg Trading Volume0.26M
52-Week Price Return80.99%
EV / Free Cash Flow (Annual)4.49x
P/E Incl Extra (TTM)9.90x
Revenue / Employee (TTM)$1
Tangible BV / Share (Quarterly)$43.52
P/S Ratio (Annual)0.89x
Asset Turnover (Annual)0.63x
52-Week High$100.06
Operating Margin (5Y Avg)3.05%
EPS Excl Extra (Annual)$9.77
CapEx CAGR (5Y)7.87%
Tangible BV CAGR (5Y)3.58%
26-Week Price Return20.13%
Quick Ratio (Annual)0.18x
13-Week Price Return7.03%
Total Debt / Equity (Annual)0.24x
Current Ratio (Quarterly)0.18x
Enterprise Value$4,614.756
Revenue / Share Growth (5Y)9.63%
Asset Turnover (TTM)0.65x
Book Value / Share Growth (5Y)3.53%
Revenue / Employee (Annual)$1
Pretax Margin (Annual)11.07%
Cash / Share (Annual)$5.23
3-Month Return Std Dev30.75%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)7.12%
EBITDA Interim CAGR (5Y)3.87%
ROE (Last FY)22.38%
Net Interest Coverage (Annual)24.18x
EPS Basic Excl Extra (Annual)$9.77
P/FCF (TTM)4.82x
EV / Free Cash Flow (TTM)4.49x
Total Debt / Equity (Quarterly)0.24x
EPS Incl Extra (TTM)$9.77
ROI (TTM)20.16%
Dividend Growth Rate (5Y)-12.81%
P/S Ratio (TTM)0.89x
Pretax Margin (5Y Avg)2.56%
Revenue / Share (Annual)$108.19
Tangible BV / Share (Annual)$43.52
Forward P/E10.55x
Free OCF CAGR (5Y)12.71%
Price vs S&P 500 (52W)45.90%
P/E Ratio (TTM)9.90x
EPS Growth TTM (YoY)15.61%
Year-to-Date Return2.35%
5-Day Price Return2.64%
EPS Normalized (Annual)$9.77
ROA (5Y Avg)1.69%
Net Profit Margin (Annual)9.03%
Month-to-Date Return9.21%
Cash Flow / Share (TTM)$-0.54
EBITD / Share (Annual)$13.85
Operating Margin (Annual)11.55%
LT Debt / Equity (Annual)0.24x
P/CF (TTM)4.93x
ROI (5Y Avg)4.87%
P/E Excl Extra (TTM)9.90x
LT Debt / Equity (Quarterly)0.24x
EPS Basic Excl Extra (TTM)$9.77
P/TBV (Quarterly)2.16x
Payout Ratio (Annual)13.00%
P/B Ratio (Annual)2.16x
Dividend / Share (TTM)$1.27
Pretax Margin (TTM)11.07%
Book Value / Share (Annual)$43.64
Price vs S&P 500 (13W)4.16%
Net Margin Growth (5Y)-1.82%
Dividend Yield (TTM)1.31%
Beta0.96x
P/FCF (Annual)5.21x
Revenue / Share (TTM)$108.19
ROE (TTM)25.65%
52-Week Low$51.61

Analyst Recommendations

Jan 2026
Feb 2026
Mar 2026
Apr 2026
4.20
4.20
4.20
4.20

Industry Peers — Property & Casualty Insurance(68)

SymbolP/B Ratio (Quarterly)ROE (TTM)Indicated Dividend Yield (Annual)Operating Margin (TTM)Price
MCYMercury General Corp.
2.16x25.65%1.32%11.55%$94.90
BRK.ABerkshire Hathaway Inc.
1.51x9.78%12.04%$706750.01
BRK.BBERKSHIRE HATHAWAY Class B
1.51x9.78%12.04%$472.08
CBChubb Limited
1.67x14.69%1.18%22.32%$329.99
PGRProgressive Corporation
3.62x35.45%0.20%16.59%$203.78
TRVThe Travelers Companies, Inc.
1.94x24.14%1.66%20.20%$300.78
ALLThe Allstate Corporation
1.78x39.47%2.01%19.44%$215.15
AIGAmerican International Group, Inc.
1.12x7.50%2.29%15.97%$78.56
HIGThe Hartford Insurance Group, Inc.
2.02x21.37%1.73%17.34%$138.94
ACGLArch Capital Group Ltd
1.44x19.02%23.57%$97.49
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G
1.44x19.02%23.57%$17.27

About

Mercury General Corp is a property and casualty insurance holding company focused on personal automobile and homeowners insurance. The company provides comprehensive auto coverage and homeowners policies, operating through a single property and casualty insurance segment.