HCI Group, Inc. (HCI) Stock Price

HCIStock

$186.29+13.25%52W

Market Cap$2.32B

P/E7.75x

PEG Ratio0.97

Div yield1.83%

Beta1.03

HCI Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)7.03%

Price vs S&P 500 (4W)2.37%

PEG Ratio0.97

VGM Score64.30

P/E Ratio (Annual)7.75x

Indicated Dividend Yield (Annual)1.83%

P/CF (Annual)5.21x

Book Value / Share (Quarterly)$84.41

P/TBV (Annual)2.39x

Indicated Dividend (Annual)$1.60

Revenue Growth (3Y)21.72%

Cash Flow / Share (Quarterly)$33.25

Payout Ratio (TTM)6.67%

Price vs S&P 500 (YTD)-15.64%

Net Profit Margin (TTM)32.65%

EPS (TTM)$23.45

10-Day Avg Trading Volume0.14M

EPS Excl Extra (TTM)$23.45

Revenue Growth (5Y)26.92%

EPS (Annual)$23.22

Dividend / Share (Annual)$1.62

ROI (Annual)26.96%

Net Profit Margin (5Y Avg)10.20%

Cash / Share (Quarterly)$37.72

P/E Basic Excl Extra (TTM)7.65x

Revenue Growth QoQ (YoY)12.02%

EPS Growth (5Y)52.17%

P/E Normalized (Annual)7.75x

ROA (Last FY)11.82%

Revenue Growth TTM (YoY)21.70%

EBITD / Share (TTM)$35.82

ROE (5Y Avg)8.38%

Operating Margin (TTM)48.62%

Cash Flow / Share (Annual)$33.93

P/B Ratio2.13x

P/B Ratio (Quarterly)1.84x

Net Income / Employee (Annual)$503,400

EV / Revenue (TTM)1.48x

Net Interest Coverage (TTM)48.53x

ROA (TTM)12.31%

EPS Growth QoQ (YoY)4.44%

EV / EBITDA (TTM)2.96x

EPS Incl Extra (Annual)$23.22

Current Ratio (Annual)0.07x

Quick Ratio (Quarterly)0.00x

3-Month Avg Trading Volume0.17M

52-Week Price Return13.25%

EV / Free Cash Flow (Annual)3.11x

P/E Incl Extra (TTM)7.65x

Revenue / Employee (TTM)$1,560,700

Tangible BV / Share (Quarterly)$84.24

P/S Ratio (Annual)2.57x

Asset Turnover (Annual)0.36x

52-Week High$210.50

Operating Margin (5Y Avg)17.88%

EPS Excl Extra (Annual)$23.22

CapEx CAGR (5Y)-10.71%

Tangible BV CAGR (5Y)39.37%

26-Week Price Return18.96%

Quick Ratio (Annual)0.00x

13-Week Price Return20.54%

Total Debt / Equity (Annual)0.07x

Current Ratio (Quarterly)0.06x

Enterprise Value$1.37B

Revenue / Share Growth (5Y)19.93%

Asset Turnover (TTM)0.38x

Book Value / Share Growth (5Y)25.46%

Revenue / Employee (Annual)$1,516,500

Pretax Margin (Annual)47.66%

Cash / Share (Annual)$27.31

3-Month Return Std Dev27.38%

Net Income / Employee (TTM)$509,600

EBITDA CAGR (5Y)107.46%

EBITDA Interim CAGR (5Y)58.08%

ROE (Last FY)28.72%

Net Interest Coverage (Annual)54.94x

EPS Basic Excl Extra (Annual)$23.22

P/FCF (TTM)5.40x

EV / Free Cash Flow (TTM)3.19x

Total Debt / Equity (Quarterly)0.06x

EPS Incl Extra (TTM)$23.45

ROI (TTM)30.49%

Dividend Growth Rate (5Y)-0.06%

P/S Ratio (TTM)2.50x

Pretax Margin (5Y Avg)16.25%

Revenue / Share (Annual)$69.95

Tangible BV / Share (Annual)$79.92

Forward P/E10.10x

Free OCF CAGR (5Y)44.12%

Price vs S&P 500 (52W)-5.31%

P/E Ratio (TTM)7.65x

EPS Growth TTM (YoY)56.66%

Year-to-Date Return-2.82%

5-Day Price Return0.53%

EPS Normalized (Annual)$23.22

ROA (5Y Avg)3.61%

Net Profit Margin (Annual)33.19%

Month-to-Date Return6.45%

Cash Flow / Share (TTM)$5.79

EBITD / Share (Annual)$34.91

EPS Growth (3Y)242.20%

Operating Margin (Annual)48.66%

LT Debt / Equity (Annual)0.03x

P/CF (TTM)5.37x

ROI (5Y Avg)8.55%

P/E Excl Extra (TTM)7.65x

LT Debt / Equity (Quarterly)0.03x

EPS Basic Excl Extra (TTM)$23.45

P/TBV (Quarterly)1.85x

Payout Ratio (Annual)6.45%

P/B Ratio (Annual)2.39x

Dividend / Share (TTM)$1.71

Pretax Margin (TTM)47.93%

Book Value / Share (Annual)$80.13

Price vs S&P 500 (13W)18.59%

Net Margin Growth (5Y)26.89%

Dividend Yield (TTM)0.87%

Beta1.03x

P/FCF (Annual)5.25x

Revenue / Share (TTM)$71.89

ROE (TTM)32.64%

52-Week Low$144.75

vGradeC

gGradeB

mGradeB

vgmGradeB

HCI Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 6, 2026	$5.13	$5.60	+9.27%(+$0.47)
Q1 2026	May 6, 2026	$4.94	$5.45	+10.32%(+$0.51)
Q4 2025	Feb 25, 2026	$4.58	$7.25	+58.47%(+$2.68)
Q3 2025	Nov 6, 2025	$2.38	$4.90	+106.17%(+$2.52)
Q2 2025	Aug 7, 2025	$4.38	$5.18	+18.20%(+$0.80)

HCI Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.00

3.89

3.90

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	Price
HCIHCI Group, Inc.	C	B	B	$186.29
BRK.ABerkshire Hathaway Inc.	D	C	D	$757985.00
BRK.BBERKSHIRE HATHAWAY Class B	D	C	D	$505.00
CBChubb Limited	D	C	C	$339.92
PGRProgressive Corporation	C	C	D	$218.64
TRVThe Travelers Companies, Inc.	C	C	B	$369.90
ALLThe Allstate Corporation	B	B	B	$260.58
AIGAmerican International Group, Inc.	C	D	D	$76.93
HIGThe Hartford Insurance Group, Inc.	C	C	D	$138.55
ACGLArch Capital Group Ltd	C	C	D	$98.84
CINFCincinnati Financial Corp	D	C	C	$171.97
WRBW.R. Berkley Corporation	D	C	D	$68.44
MKLMarkel Group Inc.	C	C	D	$1818.69
LLoews Corporation	D	C	D	$109.72
EGEverest Group, Ltd.	B	C	C	$377.61
RNRRenaissanceRe Holdings Ltd.	B	C	B	$330.74
CNACNA Financial Corporation	B	C	C	$49.31
AFGAmerican Financial Group, Inc.	C	D	D	$143.62
KNSLKinsale Capital Group, Inc.	F	B	D	$380.61
THGThe Hanover Insurance Group, Inc.	C	C	B	$227.67
AXSAxis Capital Holders Limited	B	B	D	$99.52
RLIRLI Corp.	D	B	C	$64.31
MCYMercury General Corp.	B	B	C	$102.97
SIGISelective Insurance Group	C	C	C	$92.46
WTMWhite Mountains Insurance Group Ltd.	C	B	C	$2135.41
LMNDLemonade, Inc.	F	A	D	$52.96
PLMRPalomar Holdings, Inc. Common stock	F	A	C	$131.63
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	A	B	$35.35
SPNTSiriusPoint Ltd.	C	B	B	$24.18
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	$23.48
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	$58.29
PLGOPelagos Insurance Capital Limited	B	C	B	$24.52
HMNHorace Mann Educators Corporation	C	C	C	$51.35
KMPRKemper Corporation	B	F	D	$27.93
SAFTSafety Insurance Group Inc	D	C	A	$103.64
UFCSUnited Fire Group Inc.	C	B	A	$53.98
ASICAtegrity Specialty Insurance Company Holdings	D	A	B	$26.59
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	B	$43.43
BOWBowhead Specialty Holdings Inc.	D	B	B	$33.60
HRTGHERITAGE INSURANCE HOLDINGS INC	B	B	A	$33.86
MHLAMaiden Holdings, Ltd.	C	D	F	$10.64
EIGEmployers Holdings, Inc.	D	D	B	$49.17
HIPOHippo Holdings Inc.	D	A	C	$33.18
ROOTRoot, Inc. Class A Common Stock	B	C	D	$56.43
DGICBDonegal Group Inc	C	D	C	$23.17
DGICADonegal Group Inc	C	D	C	$19.24
TIPTTiptree Inc. Common Stock	B	C	D	$18.45
AIIAmerican Integrity Insurance Group, Inc.	B	C	A	$26.32
GLREGreenlight Captial RE, LTD. Class A	B	B	D	$15.37
AMSFAMERISAFE, Inc.	D	D	F	$26.25
ACICAmerican Coastal Insurance Corporation Common Stock	B	C	D	$9.50

About HCI Group, Inc.

HCI Group Inc is a property and casualty insurance company focused on homeowners' insurance in Florida, operating through two state-authorized insurers: Homeowners Choice Insurance Company and TypTap Insurance Company. The group provides various homeowners' property and casualty insurance products across Florida and select other states. Its primary revenue derives from homeowners' insurance operations, with additional contributions from reciprocal exchange and real estate segments. The company serves the residential insurance market with multi-state licensing capabilities.