HCI Group, Inc. (HCI)

Price$151.19

Value ScoreC

Growth ScoreB

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-25.51%

Price vs S&P 500 (4W)-3.81%

VGM Score56.01

Market Capitalization$1.98B

P/E Ratio (Annual)6.62x

Indicated Dividend Yield (Annual)1.04%

All Metrics

P/CF (Annual)4.45x

Book Value / Share (Quarterly)$84.41

P/TBV (Annual)2.39x

Indicated Dividend (Annual)$1.60

Revenue Growth (3Y)21.72%

Cash Flow / Share (Quarterly)$33.25

Payout Ratio (TTM)6.67%

Price vs S&P 500 (YTD)-30.56%

Net Profit Margin (TTM)32.65%

EPS (TTM)$23.45

10-Day Avg Trading Volume0.15M

EPS Excl Extra (TTM)$23.45

Revenue Growth (5Y)26.92%

EPS (Annual)$23.22

Dividend / Share (Annual)$1.62

ROI (Annual)26.96%

Net Profit Margin (5Y Avg)10.20%

Cash / Share (Quarterly)$37.72

P/E Basic Excl Extra (TTM)6.54x

Revenue Growth QoQ (YoY)12.02%

EPS Growth (5Y)52.17%

P/E Normalized (Annual)6.62x

ROA (Last FY)11.82%

Revenue Growth TTM (YoY)21.70%

EBITD / Share (TTM)$35.82

ROE (5Y Avg)8.38%

Operating Margin (TTM)48.62%

Cash Flow / Share (Annual)$33.93

P/B Ratio1.82x

P/B Ratio (Quarterly)1.84x

Net Income / Employee (Annual)$503,400

EV / Revenue (TTM)1.11x

Net Interest Coverage (TTM)48.53x

ROA (TTM)12.31%

EPS Growth QoQ (YoY)4.44%

EV / EBITDA (TTM)2.23x

EPS Incl Extra (Annual)$23.22

Current Ratio (Annual)0.07x

Quick Ratio (Quarterly)0.00x

3-Month Avg Trading Volume0.17M

52-Week Price Return-5.39%

EV / Free Cash Flow (Annual)2.34x

P/E Incl Extra (TTM)6.54x

Revenue / Employee (TTM)$1,560,700

Tangible BV / Share (Quarterly)$84.24

P/S Ratio (Annual)2.20x

Asset Turnover (Annual)0.36x

52-Week High$210.50

Operating Margin (5Y Avg)17.88%

EPS Excl Extra (Annual)$23.22

CapEx CAGR (5Y)-10.71%

Tangible BV CAGR (5Y)39.37%

26-Week Price Return-9.58%

Quick Ratio (Annual)0.00x

13-Week Price Return-9.48%

Total Debt / Equity (Annual)0.07x

Current Ratio (Quarterly)0.06x

Enterprise Value$1.03B

Revenue / Share Growth (5Y)19.93%

Asset Turnover (TTM)0.38x

Book Value / Share Growth (5Y)25.46%

Revenue / Employee (Annual)$1,516,500

Pretax Margin (Annual)47.66%

Cash / Share (Annual)$27.31

3-Month Return Std Dev27.31%

Net Income / Employee (TTM)$509,600

EBITDA CAGR (5Y)107.46%

EBITDA Interim CAGR (5Y)58.08%

ROE (Last FY)28.72%

Net Interest Coverage (Annual)54.94x

EPS Basic Excl Extra (Annual)$23.22

P/FCF (TTM)4.61x

EV / Free Cash Flow (TTM)2.41x

Total Debt / Equity (Quarterly)0.06x

EPS Incl Extra (TTM)$23.45

ROI (TTM)30.49%

Dividend Growth Rate (5Y)-0.06%

P/S Ratio (TTM)2.13x

Pretax Margin (5Y Avg)16.25%

Revenue / Share (Annual)$69.95

Tangible BV / Share (Annual)$79.92

Forward P/E8.87x

Free OCF CAGR (5Y)44.12%

Price vs S&P 500 (52W)-33.60%

P/E Ratio (TTM)6.54x

EPS Growth TTM (YoY)56.66%

Year-to-Date Return-19.63%

5-Day Price Return-2.36%

EPS Normalized (Annual)$23.22

ROA (5Y Avg)3.61%

Net Profit Margin (Annual)33.19%

Month-to-Date Return0.33%

Cash Flow / Share (TTM)$5.79

EBITD / Share (Annual)$34.91

EPS Growth (3Y)242.20%

Operating Margin (Annual)48.66%

LT Debt / Equity (Annual)0.03x

P/CF (TTM)4.59x

ROI (5Y Avg)8.55%

P/E Excl Extra (TTM)6.54x

LT Debt / Equity (Quarterly)0.03x

EPS Basic Excl Extra (TTM)$23.45

P/TBV (Quarterly)1.85x

Payout Ratio (Annual)6.45%

P/B Ratio (Annual)2.39x

Dividend / Share (TTM)$1.71

Pretax Margin (TTM)47.93%

Book Value / Share (Annual)$80.13

Price vs S&P 500 (13W)-19.22%

Net Margin Growth (5Y)26.89%

Dividend Yield (TTM)1.02%

Beta1.05x

P/FCF (Annual)4.49x

Revenue / Share (TTM)$71.89

ROE (TTM)32.64%

52-Week Low$136.37

vGradeC

gGradeB

mGradeD

vgmGradeC

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Earnings Surprise History

Q1 265.45est. 5.20

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

4.00

3.89

Industry Peers — Property & Casualty Insurance(73)

Symbol	Value Score	Growth Score	Momentum Score	Price
HCIHCI Group, Inc.	C	B	D	$151.19
BRK.ABerkshire Hathaway Inc.	F	C	C	$705161.00
BRK.BBERKSHIRE HATHAWAY Class B	F	C	C	$470.29
CBChubb Limited	D	B	C	$309.78
PGRProgressive Corporation	C	B	F	$192.67
TRVThe Travelers Companies, Inc.	C	B	C	$288.93
ALLThe Allstate Corporation	B	B	C	$207.21
AIGAmerican International Group, Inc.	C	D	D	$73.45
HIGThe Hartford Insurance Group, Inc.	C	C	D	$126.57
ACGLArch Capital Group Ltd	C	B	D	$88.74
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	C	B	D	$16.54

About

HCI Group Inc is a property and casualty insurance company focused on homeowners' insurance in Florida, operating through two state-authorized insurers: Homeowners Choice Insurance Company and TypTap Insurance Company. The group provides various homeowners' property and casualty insurance products across Florida and select other states. Its primary revenue derives from homeowners' insurance operations, with additional contributions from reciprocal exchange and real estate segments. The company serves the residential insurance market with multi-state licensing capabilities.