Kemper Corporation (KMPR)

Price$22.90

Value ScoreB

Growth ScoreF

Momentum ScoreF

Favorite Metrics

Price vs S&P 500 (26W)-51.67%

Price vs S&P 500 (4W)-31.19%

VGM Score29.68

Market Capitalization$1.43B

P/E Ratio (Annual)9.96x

Indicated Dividend Yield (Annual)5.28%

All Metrics

P/CF (Annual)2.44x

Book Value / Share (Quarterly)$45.05

P/TBV (Annual)0.99x

Indicated Dividend (Annual)$1.28

Revenue Growth (3Y)-5.44%

Cash Flow / Share (Quarterly)$7.81

Payout Ratio (TTM)23.68%

Price vs S&P 500 (YTD)-51.57%

Net Profit Margin (TTM)0.89%

EPS (TTM)$0.62

10-Day Avg Trading Volume1.17M

EPS Excl Extra (TTM)$0.62

Revenue Growth (5Y)-1.39%

EPS (Annual)$2.29

Dividend / Share (Annual)$1.30

ROI (Annual)3.95%

Net Profit Margin (5Y Avg)-0.58%

Cash / Share (Quarterly)$1.72

P/E Basic Excl Extra (TTM)34.07x

Revenue Growth QoQ (YoY)-6.92%

EPS Growth (5Y)-17.92%

P/E Normalized (Annual)9.96x

ROA (Last FY)1.15%

Revenue Growth TTM (YoY)0.50%

EBITD / Share (TTM)$2.58

ROE (5Y Avg)-1.59%

Operating Margin (TTM)1.78%

Cash Flow / Share (Annual)$9.44

P/B Ratio0.54x

P/B Ratio (Quarterly)0.68x

Net Income / Employee (Annual)$19,600

EV / Revenue (TTM)0.48x

Net Interest Coverage (TTM)4.75x

ROA (TTM)0.34%

EV / EBITDA (TTM)14.48x

EPS Incl Extra (Annual)$2.29

Current Ratio (Annual)0.09x

Quick Ratio (Quarterly)0.26x

3-Month Avg Trading Volume1.04M

52-Week Price Return-62.14%

EV / Free Cash Flow (Annual)4.11x

P/E Incl Extra (TTM)34.07x

Revenue / Employee (TTM)$646,900

Tangible BV / Share (Quarterly)$17.33

P/S Ratio (Annual)0.30x

Asset Turnover (Annual)0.39x

52-Week High$65.31

Operating Margin (5Y Avg)1.24%

EPS Excl Extra (Annual)$2.29

CapEx CAGR (5Y)-10.54%

Tangible BV CAGR (5Y)-5.23%

26-Week Price Return-38.09%

Quick Ratio (Annual)0.09x

13-Week Price Return-25.32%

Total Debt / Equity (Annual)0.35x

Current Ratio (Quarterly)0.26x

Enterprise Value$2.28B

Revenue / Share Growth (5Y)-0.13%

Asset Turnover (TTM)0.38x

Book Value / Share Growth (5Y)-8.22%

Revenue / Employee (Annual)$658,200

Pretax Margin (Annual)3.34%

Cash / Share (Annual)$3.32

3-Month Return Std Dev39.96%

Net Income / Employee (TTM)$5,700

EBITDA CAGR (5Y)-15.88%

EBITDA Interim CAGR (5Y)-32.75%

ROE (Last FY)5.34%

Net Interest Coverage (Annual)1.78x

EPS Basic Excl Extra (Annual)$2.29

P/FCF (TTM)3.11x

EV / Free Cash Flow (TTM)4.96x

Total Debt / Equity (Quarterly)0.36x

EPS Incl Extra (TTM)$0.62

ROI (TTM)1.13%

Dividend Growth Rate (5Y)1.68%

P/S Ratio (TTM)0.30x

Pretax Margin (5Y Avg)-1.25%

Revenue / Share (Annual)$76.75

Tangible BV / Share (Annual)$41.00

Forward P/E7.78x

Free OCF CAGR (5Y)7.02%

Price vs S&P 500 (52W)-90.29%

P/E Ratio (TTM)34.07x

EPS Growth TTM (YoY)-88.46%

Year-to-Date Return-40.18%

5-Day Price Return-7.27%

EPS Normalized (Annual)$2.29

ROA (5Y Avg)-0.29%

Net Profit Margin (Annual)2.98%

Month-to-Date Return-1.70%

Cash Flow / Share (TTM)$-4.89

EBITD / Share (Annual)$4.59

Operating Margin (Annual)4.44%

LT Debt / Equity (Annual)0.35x

P/CF (TTM)2.89x

ROI (5Y Avg)-0.98%

P/E Excl Extra (TTM)34.07x

LT Debt / Equity (Quarterly)0.36x

EPS Basic Excl Extra (TTM)$0.62

P/TBV (Quarterly)2.46x

Payout Ratio (Annual)55.55%

P/B Ratio (Annual)0.89x

Dividend / Share (TTM)$1.27

Pretax Margin (TTM)0.70%

Book Value / Share (Annual)$45.71

Price vs S&P 500 (13W)-35.98%

Net Margin Growth (5Y)-17.82%

Dividend Yield (TTM)5.44%

Beta1.07x

P/FCF (Annual)2.58x

Revenue / Share (TTM)$80.39

ROE (TTM)1.52%

52-Week Low$24.13

vGradeB

gGradeF

mGradeF

vgmGradeD

Show chart for

Earnings Surprise History

Q1 260.21est. 0.82

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

3.58

2.45

Industry Peers — Property & Casualty Insurance(73)

Symbol	Value Score	Growth Score	Momentum Score	Price
KMPRKemper Corporation	B	F	F	$22.90
BRK.ABerkshire Hathaway Inc.	F	C	C	$713692.00
BRK.BBERKSHIRE HATHAWAY Class B	F	C	C	$475.37
CBChubb Limited	D	B	C	$312.75
PGRProgressive Corporation	C	B	D	$193.46
TRVThe Travelers Companies, Inc.	C	B	C	$289.95
ALLThe Allstate Corporation	B	B	C	$209.34
AIGAmerican International Group, Inc.	C	D	D	$72.55
HIGThe Hartford Insurance Group, Inc.	C	C	D	$125.94
ACGLArch Capital Group Ltd	C	B	D	$87.89
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	C	B	D	$16.43

About

Kemper Corp is a U.S.-based insurance holding company specializing in specialty personal and commercial automobile insurance, which drives the majority of revenue. The company also offers life and supplementary insurance solutions, distributed through agents and brokers under the Kemper Auto and Kemper Life brands.