Kemper Corporation (KMPR) Stock Price

KMPRStock

$29.27−38.18%52W

Market Cap$1.72B

P/E12.04x

PEG Ratio0.75

Div yield2.91%

Beta1.09

KMPR Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-18.92%

Price vs S&P 500 (4W)11.57%

PEG Ratio0.75

VGM Score40.52

P/E Ratio (Annual)12.04x

Indicated Dividend Yield (Annual)2.91%

P/CF (Annual)2.95x

Book Value / Share (Quarterly)$37.22

P/TBV (Annual)0.99x

Indicated Dividend (Annual)$1.28

Revenue Growth (3Y)-5.44%

Cash Flow / Share (Quarterly)$6.73

Payout Ratio (TTM)23.68%

Price vs S&P 500 (YTD)-39.73%

Net Profit Margin (TTM)-10.75%

EPS (TTM)$-8.40

10-Day Avg Trading Volume0.81M

EPS Excl Extra (TTM)$-8.40

Revenue Growth (5Y)-1.39%

EPS (Annual)$2.29

Dividend / Share (Annual)$1.30

ROI (Annual)3.95%

Net Profit Margin (5Y Avg)-0.58%

Cash / Share (Quarterly)$1.72

P/E Basic Excl Extra (TTM)40.09x

Revenue Growth QoQ (YoY)-9.08%

EPS Growth (5Y)-17.92%

P/E Normalized (Annual)12.04x

ROA (Last FY)1.15%

Revenue Growth TTM (YoY)-3.89%

EBITD / Share (TTM)$-6.67

ROE (5Y Avg)-1.59%

Operating Margin (TTM)-10.16%

Cash Flow / Share (Annual)$9.44

P/B Ratio0.79x

P/B Ratio (Quarterly)0.72x

Net Income / Employee (Annual)$19,600

EV / Revenue (TTM)0.56x

Net Interest Coverage (TTM)4.75x

ROA (TTM)-4.02%

EV / EBITDA (TTM)16.44x

EPS Incl Extra (Annual)$2.29

Current Ratio (Annual)0.09x

Quick Ratio (Quarterly)0.28x

3-Month Avg Trading Volume1.00M

52-Week Price Return-38.18%

EV / Free Cash Flow (Annual)4.67x

P/E Incl Extra (TTM)40.09x

Revenue / Employee (TTM)$631,600

Tangible BV / Share (Quarterly)$17.33

P/S Ratio (Annual)0.36x

Asset Turnover (Annual)0.39x

52-Week High$49.77

Operating Margin (5Y Avg)1.24%

EPS Excl Extra (Annual)$2.29

CapEx CAGR (5Y)-10.54%

Tangible BV CAGR (5Y)-5.23%

26-Week Price Return-9.01%

Quick Ratio (Annual)0.09x

13-Week Price Return4.46%

Total Debt / Equity (Annual)0.35x

Current Ratio (Quarterly)0.28x

Enterprise Value$2.59B

Revenue / Share Growth (5Y)-0.13%

Asset Turnover (TTM)0.37x

Book Value / Share Growth (5Y)-8.22%

Revenue / Employee (Annual)$658,200

Pretax Margin (Annual)3.34%

Cash / Share (Annual)$3.32

3-Month Return Std Dev38.60%

Net Income / Employee (TTM)$-67,900

EBITDA CAGR (5Y)-15.88%

EBITDA Interim CAGR (5Y)-32.75%

ROE (Last FY)5.34%

Net Interest Coverage (Annual)-11.07x

EPS Basic Excl Extra (Annual)$2.29

P/FCF (TTM)4.35x

EV / Free Cash Flow (TTM)6.53x

Total Debt / Equity (Quarterly)0.43x

EPS Incl Extra (TTM)$-8.40

ROI (TTM)-14.13%

Dividend Growth Rate (5Y)1.68%

P/S Ratio (TTM)0.37x

Pretax Margin (5Y Avg)-1.25%

Revenue / Share (Annual)$76.75

Tangible BV / Share (Annual)$41.00

Forward P/E7.35x

Free OCF CAGR (5Y)7.02%

Price vs S&P 500 (52W)-53.72%

P/E Ratio (TTM)40.09x

EPS Growth TTM (YoY)-88.46%

Year-to-Date Return-27.80%

5-Day Price Return6.01%

EPS Normalized (Annual)$2.29

ROA (5Y Avg)-0.29%

Net Profit Margin (Annual)2.98%

Month-to-Date Return17.08%

Cash Flow / Share (TTM)$-4.89

EBITD / Share (Annual)$4.59

Operating Margin (Annual)4.44%

LT Debt / Equity (Annual)0.35x

P/CF (TTM)3.97x

ROI (5Y Avg)-0.98%

P/E Excl Extra (TTM)40.09x

LT Debt / Equity (Quarterly)0.43x

EPS Basic Excl Extra (TTM)$-8.40

P/TBV (Quarterly)2.46x

Payout Ratio (Annual)55.55%

P/B Ratio (Annual)0.89x

Dividend / Share (TTM)$1.24

Pretax Margin (TTM)-11.31%

Book Value / Share (Annual)$45.71

Price vs S&P 500 (13W)1.78%

Net Margin Growth (5Y)-17.82%

Dividend Yield (TTM)4.42%

Beta1.09x

P/FCF (Annual)3.11x

Revenue / Share (TTM)$78.33

ROE (TTM)-19.33%

52-Week Low$22.69

vGradeB

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KMPR Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 5, 2026	$0.34	$0.45	+32.42%(+$0.11)
Q1 2026	May 6, 2026	$0.80	$0.21	-73.78%(-$0.59)
Q4 2025	Feb 4, 2026	$0.86	$0.25	-70.82%(-$0.61)
Q3 2025	Nov 5, 2025	$1.32	$0.33	-75.00%(-$0.99)
Q2 2025	Aug 5, 2025	$1.51	$1.30	-13.78%(-$0.21)

KMPR Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

2.50

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
KMPRKemper Corporation	B	F	C	0.7x	-19.3%	2.9%	-10.2%	$29.27
BRK.BBERKSHIRE HATHAWAY Class B	F	C	B	1.4x	11.9%	—	13.9%	$532.02
BRK.ABerkshire Hathaway Inc.	F	C	B	1.4x	11.9%	—	13.9%	$798000.00
CBChubb Limited	D	C	B	1.8x	15.2%	1.5%	23.3%	$359.79
PGRProgressive Corporation	C	C	C	3.7x	35.4%	0.2%	16.6%	$218.49
TRVThe Travelers Companies, Inc.	D	C	A	2.1x	25.6%	2.3%	22.0%	$389.54
ALLThe Allstate Corporation	B	B	B	1.8x	43.1%	2.6%	24.2%	$247.88
AIGAmerican International Group, Inc.	C	D	C	1.0x	7.3%	2.2%	15.1%	$80.74
HIGThe Hartford Insurance Group, Inc.	C	C	C	1.9x	23.0%	2.4%	17.6%	$135.12
ACGLArch Capital Group Ltd	C	C	C	1.4x	19.5%	—	23.9%	$101.27
WRBW.R. Berkley Corporation	D	C	C	2.7x	19.7%	0.5%	17.4%	$75.42
CINFCincinnati Financial Corp	D	C	C	1.7x	20.9%	2.9%	16.6%	$171.25
MKLMarkel Group Inc.	C	C	D	1.3x	12.4%	—	18.6%	$1850.13
LLoews Corporation	D	C	C	1.2x	9.0%	0.4%	14.0%	$110.52
EGEverest Group, Ltd.	B	C	B	0.9x	12.4%	1.7%	14.3%	$389.10
RNRRenaissanceRe Holdings Ltd.	B	C	B	1.1x	22.7%	0.7%	42.0%	$351.06
CNACNA Financial Corporation	B	C	D	1.2x	11.0%	4.0%	11.2%	$47.90
AFGAmerican Financial Group, Inc.	D	D	B	2.4x	20.0%	2.5%	14.4%	$149.13
KNSLKinsale Capital Group, Inc.	F	B	C	3.7x	29.1%	0.2%	33.8%	$365.24
THGThe Hanover Insurance Group, Inc.	C	C	A	2.0x	21.2%	2.7%	14.6%	$232.97
AXSAxis Capital Holders Limited	B	B	D	1.2x	17.3%	3.2%	19.7%	$99.63
MCYMercury General Corp.	B	B	C	2.1x	37.2%	3.4%	18.8%	$102.80
RLIRLI Corp.	D	B	C	3.1x	24.4%	0.8%	28.5%	$61.07
SIGISelective Insurance Group	C	C	C	1.6x	13.9%	1.4%	11.9%	$89.16
WTMWhite Mountains Insurance Group Ltd.	C	B	C	1.0x	21.2%	0.0%	46.7%	$2160.31
PLMRPalomar Holdings, Inc. Common stock	F	A	B	3.4x	21.6%	1.5%	24.1%	$139.59
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	B	B	1.2x	21.2%	0.0%	28.2%	$36.21
LMNDLemonade, Inc.	F	A	F	10.0x	-26.8%	—	-13.7%	$44.20
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	1.9x	50.7%	1.3%	53.0%	$27.07
SPNTSiriusPoint Ltd.	C	B	C	1.2x	21.8%	—	22.0%	$25.12
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	1.9x	16.8%	—	15.2%	$61.23
HCIHCI Group, Inc.	C	B	C	2.1x	30.8%	1.8%	48.8%	$198.55
PLGOPelagos Insurance Capital Limited	B	C	B	0.9x	17.3%	2.5%	19.5%	$25.36
HMNHorace Mann Educators Corporation	B	C	D	1.4x	12.0%	3.9%	14.6%	$46.33
SAFTSafety Insurance Group Inc	D	D	A	1.3x	7.8%	4.7%	6.8%	$104.03
UFCSUnited Fire Group Inc.	C	B	A	1.4x	15.0%	3.0%	12.9%	$56.44
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	1.8x	38.8%	3.8%	17.9%	$47.12
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	1.7x	17.1%	—	20.6%	$27.25
BOWBowhead Specialty Holdings Inc.	D	B	B	2.1x	13.7%	—	14.7%	$34.19
HRTGHERITAGE INSURANCE HOLDINGS INC	B	C	A	1.4x	42.4%	2.8%	34.5%	$35.77
HIPOHippo Holdings Inc.	D	A	B	1.6x	27.4%	—	24.6%	$35.28
EIGEmployers Holdings, Inc.	D	D	B	1.1x	0.8%	2.9%	1.1%	$51.21
ROOTRoot, Inc. Class A Common Stock	B	C	D	2.0x	15.1%	—	5.2%	$50.47
MHLAMaiden Holdings, Ltd.	C	C	F	0.6x	-30.2%	—	-83.3%	$8.93
DGICBDonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$19.09
DGICADonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$18.68
TIPTTiptree Inc. Common Stock	A	C	D	0.7x	68.6%	1.1%	7.7%	$16.46
AIIAmerican Integrity Insurance Group, Inc.	B	C	B	1.0x	25.9%	0.0%	36.2%	$27.50
ACICAmerican Coastal Insurance Corporation Common Stock	C	D	C	1.6x	30.4%	0.0%	40.3%	$11.10
GLREGreenlight Captial RE, LTD. Class A	B	C	D	0.8x	7.3%	—	5.0%	$14.82
AMSFAMERISAFE, Inc.	C	D	F	2.5x	18.4%	2.6%	14.5%	$25.25

About Kemper Corporation

Kemper Corp is a U.S.-based insurance holding company specializing in specialty personal and commercial automobile insurance, which drives the majority of revenue. The company also offers life and supplementary insurance solutions, distributed through agents and brokers under the Kemper Auto and Kemper Life brands.

KMPR Next Earnings Report

Report dateNov 4, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.55

Revenue estimate$1.10B

Also reporting on Nov 4, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

KMPR Insider Transactions

BuyAug 13, 2026
MCANENA STEPHEN J.
Officer
Shares: 3,000Value: $79,500
BuyAug 11, 2026
LADERMAN GERALD
Director
Shares: 4,000Value: $105,960
BuyAug 11, 2026
EVANS CARL THOMAS JR.
Officer
Shares: 1,000Value: $26,530
BuyAug 11, 2026
CAMDEN BRADLEY T.
Officer
Shares: 1,000Value: $26,340
BuyAug 10, 2026
GOREVIC JASON N
Director
Shares: 5,000Value: $129,550

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for August 2026

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FGF&G Annuities & Life, Inc.Life Insurance
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BHFALBrighthouse Financial, Inc. 6.25% Junior Subordinated Debentures due 2058Life Insurance
ALHCAlignment Healthcare, Inc. Common StockHospital & Medical Insurance
STCStewart Information Services CorporationTitle Insurance
TRUPTrupanion, Inc.Hospital & Medical Insurance
IGICInternational General Insurance Holdings Ltd. Ordinary ShareInsurance Services

Same SIC sector, outside this company's own industry.

Analyst Sentiment

2.5

Sell

Consensus rating

52-Week Range

Low$22.69

High$49.77