Donegal Group Inc (DGICA) Stock Price

DGICAStock

$19.24+8.89%52W

Market Cap$714.17M

P/E9.18x

PEG Ratio1.38

Div yield4.72%

Beta-0.05

DGICA Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-1.61%

Price vs S&P 500 (4W)-4.17%

PEG Ratio1.38

VGM Score46.73

P/E Ratio (Annual)9.18x

Indicated Dividend Yield (Annual)4.72%

P/CF (Annual)10.37x

Book Value / Share (Quarterly)$17.98

P/TBV (Annual)1.12x

Indicated Dividend (Annual)$0.77

Revenue Growth (3Y)4.86%

Cash Flow / Share (Quarterly)$1.75

Payout Ratio (TTM)40.05%

Price vs S&P 500 (YTD)-16.52%

Net Profit Margin (TTM)7.38%

EPS (TTM)$1.91

10-Day Avg Trading Volume0.14M

EPS Excl Extra (TTM)$1.91

Revenue Growth (5Y)4.69%

EPS (Annual)$2.15

Dividend / Share (Annual)$0.71

ROI (Annual)11.75%

Net Profit Margin (5Y Avg)3.32%

Cash / Share (Quarterly)$0.71

P/E Basic Excl Extra (TTM)10.24x

Revenue Growth QoQ (YoY)-2.29%

EPS Growth (5Y)3.78%

P/E Normalized (Annual)9.18x

ROA (Last FY)3.32%

Revenue Growth TTM (YoY)-3.07%

EBITD / Share (TTM)$2.28

ROE (5Y Avg)5.40%

Operating Margin (TTM)9.24%

Cash Flow / Share (Annual)$1.90

P/B Ratio1.09x

P/B Ratio (Quarterly)1.07x

Net Income / Employee (Annual)$95,500

EV / Revenue (TTM)0.77x

Net Interest Coverage (TTM)73.26x

ROA (TTM)2.92%

EPS Growth QoQ (YoY)30.29%

EV / EBITDA (TTM)8.72x

EPS Incl Extra (Annual)$2.15

Current Ratio (Annual)0.05x

Quick Ratio (Quarterly)0.04x

3-Month Avg Trading Volume0.13M

52-Week Price Return8.89%

EV / Free Cash Flow (Annual)10.53x

P/E Incl Extra (TTM)10.24x

Revenue / Employee (TTM)$1,159,100

Tangible BV / Share (Quarterly)$17.51

P/S Ratio (Annual)0.74x

Asset Turnover (Annual)0.41x

52-Week High$21.06

Operating Margin (5Y Avg)4.12%

EPS Excl Extra (Annual)$2.15

CapEx CAGR (5Y)-66.37%

Tangible BV CAGR (5Y)4.35%

26-Week Price Return10.32%

Quick Ratio (Annual)0.05x

13-Week Price Return12.71%

Total Debt / Equity (Annual)0.05x

Current Ratio (Quarterly)0.04x

Enterprise Value$739.28M

Revenue / Share Growth (5Y)0.15%

Asset Turnover (TTM)0.40x

Book Value / Share Growth (5Y)0.21%

Revenue / Employee (Annual)$1,176,900

Pretax Margin (Annual)9.98%

Cash / Share (Annual)$0.77

3-Month Return Std Dev23.29%

Net Income / Employee (TTM)$85,500

EBITDA CAGR (5Y)7.46%

EBITDA Interim CAGR (5Y)0.68%

ROE (Last FY)12.39%

Net Interest Coverage (Annual)65.90x

EPS Basic Excl Extra (Annual)$2.15

P/FCF (TTM)11.27x

EV / Free Cash Flow (TTM)11.44x

Total Debt / Equity (Quarterly)0.05x

EPS Incl Extra (TTM)$1.91

ROI (TTM)10.44%

Dividend Growth Rate (5Y)4.21%

P/S Ratio (TTM)0.76x

Pretax Margin (5Y Avg)4.02%

Revenue / Share (Annual)$26.56

Tangible BV / Share (Annual)$17.30

Forward P/E10.82x

Free OCF CAGR (5Y)-7.02%

Price vs S&P 500 (52W)-9.67%

P/E Ratio (TTM)10.24x

EPS Growth TTM (YoY)-18.74%

Year-to-Date Return-3.70%

5-Day Price Return1.37%

EPS Normalized (Annual)$2.15

ROA (5Y Avg)1.35%

Net Profit Margin (Annual)8.11%

Month-to-Date Return-2.53%

Cash Flow / Share (TTM)$0.43

EBITD / Share (Annual)$2.77

EPS Growth (3Y)22.73%

Operating Margin (Annual)10.12%

LT Debt / Equity (Annual)0.05x

P/CF (TTM)11.27x

ROI (5Y Avg)5.09%

P/E Excl Extra (TTM)10.24x

LT Debt / Equity (Quarterly)0.05x

EPS Basic Excl Extra (TTM)$1.91

P/TBV (Quarterly)0.99x

Payout Ratio (Annual)32.36%

P/B Ratio (Annual)1.11x

Dividend / Share (TTM)$0.72

Pretax Margin (TTM)9.10%

Book Value / Share (Annual)$17.33

Price vs S&P 500 (13W)10.76%

Net Margin Growth (5Y)3.62%

Dividend Yield (TTM)3.61%

Beta-0.05x

P/FCF (Annual)10.37x

Revenue / Share (TTM)$25.71

ROE (TTM)11.01%

52-Week Low$16.11

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DGICA Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 30, 2026	$0.43	$0.53	+23.26%(+$0.10)
Q1 2026	Apr 30, 2026	$0.40	$0.32	-20.00%(-$0.08)
Q4 2025	Feb 19, 2026	$0.53	$0.50	-5.66%(-$0.03)
Q3 2025	Oct 30, 2025	$0.51	$0.52	+1.96%(+$0.01)
Q2 2025	Jul 24, 2025	$0.39	$0.43	+10.26%(+$0.04)

DGICA Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.00

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	Price
DGICADonegal Group Inc	C	D	C	$19.24
BRK.ABerkshire Hathaway Inc.	D	C	D	$757985.00
BRK.BBERKSHIRE HATHAWAY Class B	D	C	D	$505.00
CBChubb Limited	D	C	C	$339.92
PGRProgressive Corporation	C	C	D	$218.64
TRVThe Travelers Companies, Inc.	C	C	B	$369.90
ALLThe Allstate Corporation	B	B	B	$260.58
AIGAmerican International Group, Inc.	C	D	D	$76.93
HIGThe Hartford Insurance Group, Inc.	C	C	D	$138.55
ACGLArch Capital Group Ltd	C	C	D	$98.84
CINFCincinnati Financial Corp	D	C	C	$171.97
WRBW.R. Berkley Corporation	D	C	D	$68.44
MKLMarkel Group Inc.	C	C	D	$1818.69
LLoews Corporation	D	C	D	$109.72
EGEverest Group, Ltd.	B	C	C	$377.61
RNRRenaissanceRe Holdings Ltd.	B	C	B	$330.74
CNACNA Financial Corporation	B	C	C	$49.31
AFGAmerican Financial Group, Inc.	C	D	D	$143.62
KNSLKinsale Capital Group, Inc.	F	B	D	$380.61
THGThe Hanover Insurance Group, Inc.	C	C	B	$227.67
AXSAxis Capital Holders Limited	B	B	D	$99.52
RLIRLI Corp.	D	B	C	$64.31
MCYMercury General Corp.	B	B	C	$102.97
SIGISelective Insurance Group	C	C	C	$92.46
WTMWhite Mountains Insurance Group Ltd.	C	B	C	$2135.41
LMNDLemonade, Inc.	F	A	D	$52.96
PLMRPalomar Holdings, Inc. Common stock	F	A	C	$131.63
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	A	B	$35.35
SPNTSiriusPoint Ltd.	C	B	B	$24.18
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	$23.48
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	$58.29
HCIHCI Group, Inc.	C	B	B	$186.29
PLGOPelagos Insurance Capital Limited	B	C	B	$24.52
HMNHorace Mann Educators Corporation	C	C	C	$51.35
KMPRKemper Corporation	B	F	D	$27.93
SAFTSafety Insurance Group Inc	D	C	A	$103.64
UFCSUnited Fire Group Inc.	C	B	A	$53.98
ASICAtegrity Specialty Insurance Company Holdings	D	A	B	$26.59
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	B	$43.43
BOWBowhead Specialty Holdings Inc.	D	B	B	$33.60
HRTGHERITAGE INSURANCE HOLDINGS INC	B	B	A	$33.86
MHLAMaiden Holdings, Ltd.	C	D	F	$10.64
EIGEmployers Holdings, Inc.	D	D	B	$49.17
HIPOHippo Holdings Inc.	D	A	C	$33.18
ROOTRoot, Inc. Class A Common Stock	B	C	D	$56.43
DGICBDonegal Group Inc	C	D	C	$23.17
TIPTTiptree Inc. Common Stock	B	C	D	$18.45
AIIAmerican Integrity Insurance Group, Inc.	B	C	A	$26.32
GLREGreenlight Captial RE, LTD. Class A	B	B	D	$15.37
AMSFAMERISAFE, Inc.	D	D	F	$26.25
ACICAmerican Coastal Insurance Corporation Common Stock	B	C	D	$9.50

About Donegal Group Inc

Donegal Group Inc is a U.S.-based insurance holding company offering personal and commercial property and casualty insurance. Its personal lines segment provides homeowners and auto coverage, while its commercial segment serves businesses with auto, multi-peril, and workers' compensation policies.

DGICA Next Earnings Report

Report dateOct 29, 2026

QuarterQ3 2026

Report timeBMO

EPS estimate$0.43

Revenue estimate$236.81M

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

DGICA Insider Transactions

BuyAug 24, 2026
DONEGAL MUTUAL INSURANCE COMPANY
Beneficial Owner of more than 10% of a Class of Security
Shares: 20,000Value: $377,404
BuyAug 20, 2026
DONEGAL MUTUAL INSURANCE COMPANY
Beneficial Owner of more than 10% of a Class of Security
Shares: 19,515Value: $363,655
BuyAug 18, 2026
DONEGAL MUTUAL INSURANCE COMPANY
Beneficial Owner of more than 10% of a Class of Security
Shares: 20,000Value: $371,194
SellAug 6, 2026
HOFFMAN CHRISTINA MARIE
Officer
Shares: 18,000Value: $354,060
BuyAug 6, 2026
DONEGAL MUTUAL INSURANCE COMPANY
Beneficial Owner of more than 10% of a Class of Security
Shares: 18,000Value: $354,060

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for August 2026

Analyst Sentiment

4.0

Buy

Consensus rating

52-Week Range

Low$16.11

High$21.06