Donegal Group Inc (DGICA)

Price$16.92

Value ScoreC

Growth ScoreD

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-28.90%

Price vs S&P 500 (4W)-1.56%

VGM Score39.25

Market Capitalization$527.17M

P/E Ratio (Annual)6.64x

Indicated Dividend Yield (Annual)4.54%

All Metrics

P/CF (Annual)7.51x

Book Value / Share (Quarterly)$17.54

P/TBV (Annual)1.12x

Indicated Dividend (Annual)$0.77

Revenue Growth (3Y)4.86%

Cash Flow / Share (Quarterly)$1.75

Payout Ratio (TTM)40.05%

Price vs S&P 500 (YTD)-26.00%

Net Profit Margin (TTM)6.78%

EPS (TTM)$1.77

10-Day Avg Trading Volume0.12M

EPS Excl Extra (TTM)$1.77

Revenue Growth (5Y)4.69%

EPS (Annual)$2.15

Dividend / Share (Annual)$0.71

ROI (Annual)11.75%

Net Profit Margin (5Y Avg)3.32%

Cash / Share (Quarterly)$0.71

P/E Basic Excl Extra (TTM)8.03x

Revenue Growth QoQ (YoY)-3.74%

EPS Growth (5Y)3.78%

P/E Normalized (Annual)6.64x

ROA (Last FY)3.32%

Revenue Growth TTM (YoY)-2.50%

EBITD / Share (TTM)$2.28

ROE (5Y Avg)5.40%

Operating Margin (TTM)8.45%

Cash Flow / Share (Annual)$1.90

P/B Ratio0.81x

P/B Ratio (Quarterly)0.98x

Net Income / Employee (Annual)$95,500

EV / Revenue (TTM)0.54x

Net Interest Coverage (TTM)73.26x

ROA (TTM)2.72%

EPS Growth QoQ (YoY)-56.16%

EV / EBITDA (TTM)6.21x

EPS Incl Extra (Annual)$2.15

Current Ratio (Annual)0.05x

Quick Ratio (Quarterly)0.04x

3-Month Avg Trading Volume0.12M

52-Week Price Return-15.87%

EV / Free Cash Flow (Annual)7.50x

P/E Incl Extra (TTM)8.03x

Revenue / Employee (TTM)$1,165,900

Tangible BV / Share (Quarterly)$17.51

P/S Ratio (Annual)0.54x

Asset Turnover (Annual)0.41x

52-Week High$21.06

Operating Margin (5Y Avg)4.12%

EPS Excl Extra (Annual)$2.15

CapEx CAGR (5Y)-66.37%

Tangible BV CAGR (5Y)4.35%

26-Week Price Return-12.97%

Quick Ratio (Annual)0.05x

13-Week Price Return-4.12%

Total Debt / Equity (Annual)0.05x

Current Ratio (Quarterly)0.04x

Enterprise Value$526.67M

Revenue / Share Growth (5Y)0.15%

Asset Turnover (TTM)0.40x

Book Value / Share Growth (5Y)0.21%

Revenue / Employee (Annual)$1,176,900

Pretax Margin (Annual)9.98%

Cash / Share (Annual)$0.77

3-Month Return Std Dev22.58%

Net Income / Employee (TTM)$79,000

EBITDA CAGR (5Y)7.46%

EBITDA Interim CAGR (5Y)0.68%

ROE (Last FY)12.39%

Net Interest Coverage (Annual)60.64x

EPS Basic Excl Extra (Annual)$2.15

P/FCF (TTM)8.16x

EV / Free Cash Flow (TTM)8.15x

Total Debt / Equity (Quarterly)0.05x

EPS Incl Extra (TTM)$1.77

ROI (TTM)9.86%

Dividend Growth Rate (5Y)4.21%

P/S Ratio (TTM)0.54x

Pretax Margin (5Y Avg)4.02%

Revenue / Share (Annual)$26.56

Tangible BV / Share (Annual)$17.30

Forward P/E9.43x

Free OCF CAGR (5Y)-7.02%

Price vs S&P 500 (52W)-44.07%

P/E Ratio (TTM)8.03x

EPS Growth TTM (YoY)-12.19%

Year-to-Date Return-15.07%

5-Day Price Return-2.13%

EPS Normalized (Annual)$2.15

ROA (5Y Avg)1.35%

Net Profit Margin (Annual)8.11%

Month-to-Date Return0.89%

Cash Flow / Share (TTM)$0.43

EBITD / Share (Annual)$2.77

EPS Growth (3Y)22.73%

Operating Margin (Annual)10.12%

LT Debt / Equity (Annual)0.05x

P/CF (TTM)8.16x

ROI (5Y Avg)5.09%

P/E Excl Extra (TTM)8.03x

LT Debt / Equity (Quarterly)0.05x

EPS Basic Excl Extra (TTM)$1.77

P/TBV (Quarterly)0.99x

Payout Ratio (Annual)32.36%

P/B Ratio (Annual)1.11x

Dividend / Share (TTM)$0.72

Pretax Margin (TTM)8.31%

Book Value / Share (Annual)$17.33

Price vs S&P 500 (13W)-13.87%

Net Margin Growth (5Y)3.62%

Dividend Yield (TTM)4.99%

Beta0.00x

P/FCF (Annual)7.51x

Revenue / Share (TTM)$25.83

ROE (TTM)10.41%

52-Week Low$16.11

vGradeC

gGradeD

mGradeD

vgmGradeD

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Earnings Surprise History

Q1 260.29est. 0.41

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.20

4.10

4.00

Industry Peers — Property & Casualty Insurance(73)

Symbol	Value Score	Growth Score	Momentum Score	Price
DGICADonegal Group Inc	C	D	D	$16.92
BRK.ABerkshire Hathaway Inc.	F	C	C	$705161.00
BRK.BBERKSHIRE HATHAWAY Class B	F	C	C	$470.29
CBChubb Limited	D	B	C	$309.78
PGRProgressive Corporation	C	B	F	$192.67
TRVThe Travelers Companies, Inc.	C	B	C	$288.93
ALLThe Allstate Corporation	B	B	C	$207.21
AIGAmerican International Group, Inc.	C	D	D	$73.45
HIGThe Hartford Insurance Group, Inc.	C	C	D	$126.57
ACGLArch Capital Group Ltd	C	B	D	$88.74
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	C	B	D	$16.54

About

Donegal Group Inc is a U.S.-based insurance holding company offering personal and commercial property and casualty insurance. Its personal lines segment provides homeowners and auto coverage, while its commercial segment serves businesses with auto, multi-peril, and workers' compensation policies.