Donegal Group Inc (DGICA) Stock Price

DGICAStock

$18.68−2.76%52W

Market Cap$692.09M

P/E8.78x

PEG Ratio1.38

Div yield4.72%

Beta-0.04

DGICA Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-0.98%

Price vs S&P 500 (4W)1.76%

PEG Ratio1.38

VGM Score42.41

P/E Ratio (Annual)8.78x

Indicated Dividend Yield (Annual)4.72%

P/CF (Annual)9.93x

Book Value / Share (Quarterly)$17.98

P/TBV (Annual)1.12x

Indicated Dividend (Annual)$0.77

Revenue Growth (3Y)4.86%

Cash Flow / Share (Quarterly)$1.58

Payout Ratio (TTM)37.76%

Price vs S&P 500 (YTD)-18.43%

Net Profit Margin (TTM)7.38%

EPS (TTM)$1.91

10-Day Avg Trading Volume0.10M

EPS Excl Extra (TTM)$1.91

Revenue Growth (5Y)4.69%

EPS (Annual)$2.15

Dividend / Share (Annual)$0.71

ROI (Annual)11.75%

Net Profit Margin (5Y Avg)3.32%

Cash / Share (Quarterly)$0.71

P/E Basic Excl Extra (TTM)9.80x

Revenue Growth QoQ (YoY)-2.29%

EPS Growth (5Y)3.78%

P/E Normalized (Annual)8.78x

ROA (Last FY)3.32%

Revenue Growth TTM (YoY)-3.07%

EBITD / Share (TTM)$2.45

ROE (5Y Avg)5.40%

Operating Margin (TTM)9.24%

Cash Flow / Share (Annual)$1.90

P/B Ratio1.05x

P/B Ratio (Quarterly)1.07x

Net Income / Employee (Annual)$95,500

EV / Revenue (TTM)0.74x

Net Interest Coverage (TTM)73.26x

ROA (TTM)2.92%

EPS Growth QoQ (YoY)30.29%

EV / EBITDA (TTM)7.74x

EPS Incl Extra (Annual)$2.15

Current Ratio (Annual)0.05x

Quick Ratio (Quarterly)0.04x

3-Month Avg Trading Volume0.13M

52-Week Price Return-2.76%

EV / Free Cash Flow (Annual)10.09x

P/E Incl Extra (TTM)9.80x

Revenue / Employee (TTM)$1,159,100

Tangible BV / Share (Quarterly)$17.95

P/S Ratio (Annual)0.71x

Asset Turnover (Annual)0.41x

52-Week High$21.06

Operating Margin (5Y Avg)4.12%

EPS Excl Extra (Annual)$2.15

CapEx CAGR (5Y)-66.37%

Tangible BV CAGR (5Y)4.35%

26-Week Price Return8.92%

Quick Ratio (Annual)0.05x

13-Week Price Return-0.16%

Total Debt / Equity (Annual)0.05x

Current Ratio (Quarterly)0.04x

Enterprise Value$708.27M

Revenue / Share Growth (5Y)0.15%

Asset Turnover (TTM)0.40x

Book Value / Share Growth (5Y)0.21%

Revenue / Employee (Annual)$1,176,900

Pretax Margin (Annual)9.98%

Cash / Share (Annual)$0.77

3-Month Return Std Dev18.38%

Net Income / Employee (TTM)$85,500

EBITDA CAGR (5Y)7.46%

EBITDA Interim CAGR (5Y)5.92%

ROE (Last FY)12.39%

Net Interest Coverage (Annual)65.92x

EPS Basic Excl Extra (Annual)$2.15

P/FCF (TTM)11.94x

EV / Free Cash Flow (TTM)12.13x

Total Debt / Equity (Quarterly)0.05x

EPS Incl Extra (TTM)$1.91

ROI (TTM)10.44%

Dividend Growth Rate (5Y)4.21%

P/S Ratio (TTM)0.72x

Pretax Margin (5Y Avg)4.02%

Revenue / Share (Annual)$26.56

Tangible BV / Share (Annual)$17.30

Forward P/E9.97x

Free OCF CAGR (5Y)-7.02%

Price vs S&P 500 (52W)-18.29%

P/E Ratio (TTM)9.80x

EPS Growth TTM (YoY)-18.74%

Year-to-Date Return-6.51%

5-Day Price Return2.47%

EPS Normalized (Annual)$2.15

ROA (5Y Avg)1.35%

Net Profit Margin (Annual)8.11%

Month-to-Date Return5.00%

Cash Flow / Share (TTM)$0.43

EBITD / Share (Annual)$2.77

EPS Growth (3Y)22.73%

Operating Margin (Annual)10.12%

LT Debt / Equity (Annual)0.05x

P/CF (TTM)11.94x

ROI (5Y Avg)5.09%

P/E Excl Extra (TTM)9.80x

LT Debt / Equity (Quarterly)0.05x

EPS Basic Excl Extra (TTM)$1.91

P/TBV (Quarterly)1.07x

Payout Ratio (Annual)32.36%

P/B Ratio (Annual)1.11x

Dividend / Share (TTM)$0.73

Pretax Margin (TTM)9.10%

Book Value / Share (Annual)$17.33

Price vs S&P 500 (13W)-2.85%

Net Margin Growth (5Y)3.62%

Dividend Yield (TTM)3.85%

Beta-0.04x

P/FCF (Annual)9.93x

Revenue / Share (TTM)$25.71

ROE (TTM)11.01%

52-Week Low$16.11

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DGICA Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 30, 2026	$0.43	$0.53	+23.26%(+$0.10)
Q1 2026	Apr 30, 2026	$0.40	$0.32	-20.00%(-$0.08)
Q4 2025	Feb 19, 2026	$0.53	$0.50	-5.66%(-$0.03)
Q3 2025	Oct 30, 2025	$0.51	$0.52	+1.96%(+$0.01)
Q2 2025	Jul 24, 2025	$0.39	$0.43	+10.26%(+$0.04)

DGICA Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.00

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
DGICADonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$18.68
BRK.BBERKSHIRE HATHAWAY Class B	F	C	B	1.4x	11.9%	—	13.9%	$532.02
BRK.ABerkshire Hathaway Inc.	F	C	B	1.4x	11.9%	—	13.9%	$798000.00
CBChubb Limited	D	C	B	1.8x	15.2%	1.5%	23.3%	$359.79
PGRProgressive Corporation	C	C	C	3.7x	35.4%	0.2%	16.6%	$218.49
TRVThe Travelers Companies, Inc.	D	C	A	2.1x	25.6%	2.3%	22.0%	$389.54
ALLThe Allstate Corporation	B	B	B	1.8x	43.1%	2.6%	24.2%	$247.88
AIGAmerican International Group, Inc.	C	D	C	1.0x	7.3%	2.2%	15.1%	$80.74
HIGThe Hartford Insurance Group, Inc.	C	C	C	1.9x	23.0%	2.4%	17.6%	$135.12
ACGLArch Capital Group Ltd	C	C	C	1.4x	19.5%	—	23.9%	$101.27
WRBW.R. Berkley Corporation	D	C	C	2.7x	19.7%	0.5%	17.4%	$75.42
CINFCincinnati Financial Corp	D	C	C	1.7x	20.9%	2.9%	16.6%	$171.25
MKLMarkel Group Inc.	C	C	D	1.3x	12.4%	—	18.6%	$1850.13
LLoews Corporation	D	C	C	1.2x	9.0%	0.4%	14.0%	$110.52
EGEverest Group, Ltd.	B	C	B	0.9x	12.4%	1.7%	14.3%	$389.10
RNRRenaissanceRe Holdings Ltd.	B	C	B	1.1x	22.7%	0.7%	42.0%	$351.06
CNACNA Financial Corporation	B	C	D	1.2x	11.0%	4.0%	11.2%	$47.90
AFGAmerican Financial Group, Inc.	D	D	B	2.4x	20.0%	2.5%	14.4%	$149.13
KNSLKinsale Capital Group, Inc.	F	B	C	3.7x	29.1%	0.2%	33.8%	$365.24
THGThe Hanover Insurance Group, Inc.	C	C	A	2.0x	21.2%	2.7%	14.6%	$232.97
AXSAxis Capital Holders Limited	B	B	D	1.2x	17.3%	3.2%	19.7%	$99.63
MCYMercury General Corp.	B	B	C	2.1x	37.2%	3.4%	18.8%	$102.80
RLIRLI Corp.	D	B	C	3.1x	24.4%	0.8%	28.5%	$61.07
SIGISelective Insurance Group	C	C	C	1.6x	13.9%	1.4%	11.9%	$89.16
WTMWhite Mountains Insurance Group Ltd.	C	B	C	1.0x	21.2%	0.0%	46.7%	$2160.31
PLMRPalomar Holdings, Inc. Common stock	F	A	B	3.4x	21.6%	1.5%	24.1%	$139.59
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	B	B	1.2x	21.2%	0.0%	28.2%	$36.21
LMNDLemonade, Inc.	F	A	F	10.0x	-26.8%	—	-13.7%	$44.20
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	1.9x	50.7%	1.3%	53.0%	$27.07
SPNTSiriusPoint Ltd.	C	B	C	1.2x	21.8%	—	22.0%	$25.12
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	1.9x	16.8%	—	15.2%	$61.23
HCIHCI Group, Inc.	C	B	C	2.1x	30.8%	1.8%	48.8%	$198.55
PLGOPelagos Insurance Capital Limited	B	C	B	0.9x	17.3%	2.5%	19.5%	$25.36
HMNHorace Mann Educators Corporation	B	C	D	1.4x	12.0%	3.9%	14.6%	$46.33
KMPRKemper Corporation	B	F	C	0.7x	-19.3%	2.9%	-10.2%	$29.27
SAFTSafety Insurance Group Inc	D	D	A	1.3x	7.8%	4.7%	6.8%	$104.03
UFCSUnited Fire Group Inc.	C	B	A	1.4x	15.0%	3.0%	12.9%	$56.44
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	1.8x	38.8%	3.8%	17.9%	$47.12
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	1.7x	17.1%	—	20.6%	$27.25
BOWBowhead Specialty Holdings Inc.	D	B	B	2.1x	13.7%	—	14.7%	$34.19
HRTGHERITAGE INSURANCE HOLDINGS INC	B	C	A	1.4x	42.4%	2.8%	34.5%	$35.77
HIPOHippo Holdings Inc.	D	A	B	1.6x	27.4%	—	24.6%	$35.28
EIGEmployers Holdings, Inc.	D	D	B	1.1x	0.8%	2.9%	1.1%	$51.21
ROOTRoot, Inc. Class A Common Stock	B	C	D	2.0x	15.1%	—	5.2%	$50.47
MHLAMaiden Holdings, Ltd.	C	C	F	0.6x	-30.2%	—	-83.3%	$8.93
DGICBDonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$19.09
TIPTTiptree Inc. Common Stock	A	C	D	0.7x	68.6%	1.1%	7.7%	$16.46
AIIAmerican Integrity Insurance Group, Inc.	B	C	B	1.0x	25.9%	0.0%	36.2%	$27.50
ACICAmerican Coastal Insurance Corporation Common Stock	C	D	C	1.6x	30.4%	0.0%	40.3%	$11.10
GLREGreenlight Captial RE, LTD. Class A	B	C	D	0.8x	7.3%	—	5.0%	$14.82
AMSFAMERISAFE, Inc.	C	D	F	2.5x	18.4%	2.6%	14.5%	$25.25

About Donegal Group Inc

Donegal Group Inc is a U.S.-based insurance holding company offering personal and commercial property and casualty insurance. Its personal lines segment provides homeowners and auto coverage, while its commercial segment serves businesses with auto, multi-peril, and workers' compensation policies.

DGICA Next Earnings Report

Report dateOct 29, 2026

QuarterQ3 2026

Report timeBMO

EPS estimate$0.43

Revenue estimate$236.40M

Also reporting on Oct 29, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

DGICA Insider Transactions

BuySep 11, 2026
DONEGAL MUTUAL INSURANCE COMPANY
Beneficial Owner of more than 10% of a Class of Security
Shares: 54,725Value: $1.05M
SellSep 11, 2026
BURKE KEVIN GERARD
Chief Executive Officer
Shares: 24,000Value: $461,424
SellSep 11, 2026
MILLER JEFFREY DEAN
Chief Financial Officer
Shares: 21,000Value: $403,746
BuySep 10, 2026
DONEGAL MUTUAL INSURANCE COMPANY
Beneficial Owner of more than 10% of a Class of Security
Shares: 23,469Value: $448,912
SellSep 9, 2026
BAWEL DAVID BENJAMIN
Officer
Shares: 8,326Value: $160,509

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

4.0

Buy

Consensus rating

52-Week Range

Low$16.11

High$21.06