AMERISAFE, Inc. (AMSF)

Price$31.70

Value ScoreD

Growth ScoreD

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-30.23%

Price vs S&P 500 (4W)4.42%

VGM Score26.09

Market Capitalization$592.91M

P/E Ratio (Annual)12.58x

Indicated Dividend Yield (Annual)5.33%

All Metrics

P/CF (Annual)53.56x

Book Value / Share (Quarterly)$13.18

P/TBV (Annual)3.12x

Indicated Dividend (Annual)$1.64

Revenue Growth (3Y)1.17%

Cash Flow / Share (Quarterly)$0.43

Payout Ratio (TTM)105.63%

Price vs S&P 500 (YTD)-25.63%

Net Profit Margin (TTM)14.50%

EPS (TTM)$2.43

10-Day Avg Trading Volume0.24M

EPS Excl Extra (TTM)$2.43

Revenue Growth (5Y)-1.33%

EPS (Annual)$2.47

Dividend / Share (Annual)$2.57

ROI (Annual)18.72%

Net Profit Margin (5Y Avg)18.78%

Cash / Share (Quarterly)$3.09

P/E Basic Excl Extra (TTM)12.79x

Revenue Growth QoQ (YoY)7.91%

EPS Growth (5Y)-11.16%

P/E Normalized (Annual)12.58x

ROA (Last FY)4.17%

Revenue Growth TTM (YoY)6.63%

EBITD / Share (TTM)$2.80

ROE (5Y Avg)19.10%

Operating Margin (TTM)16.45%

Cash Flow / Share (Annual)$0.47

P/B Ratio2.40x

P/B Ratio (Quarterly)2.54x

Net Income / Employee (Annual)$130,200

EV / Revenue (TTM)1.75x

Net Interest Coverage (TTM)9.35x

ROA (TTM)4.05%

EPS Growth QoQ (YoY)-7.58%

EV / EBITDA (TTM)10.49x

EPS Incl Extra (Annual)$2.47

Current Ratio (Annual)0.04x

Quick Ratio (Quarterly)0.03x

3-Month Avg Trading Volume0.22M

52-Week Price Return-30.39%

EV / Free Cash Flow (Annual)62.62x

P/E Incl Extra (TTM)12.79x

Revenue / Employee (TTM)$882,700

Tangible BV / Share (Quarterly)$17.51

P/S Ratio (Annual)1.89x

Asset Turnover (Annual)0.28x

52-Week High$47.86

Operating Margin (5Y Avg)21.90%

EPS Excl Extra (Annual)$2.47

CapEx CAGR (5Y)19.00%

Tangible BV CAGR (5Y)-5.69%

26-Week Price Return-22.30%

Quick Ratio (Annual)0.04x

13-Week Price Return-8.62%

Total Debt / Equity (Annual)0.00x

Current Ratio (Quarterly)0.03x

Enterprise Value$558.68M

Revenue / Share Growth (5Y)-1.01%

Asset Turnover (TTM)0.28x

Book Value / Share Growth (5Y)-10.06%

Revenue / Employee (Annual)$866,100

Pretax Margin (Annual)18.77%

Cash / Share (Annual)$3.21

3-Month Return Std Dev30.71%

Net Income / Employee (TTM)$128,000

EBITDA CAGR (5Y)-11.63%

EBITDA Interim CAGR (5Y)-8.21%

ROE (Last FY)18.74%

Net Interest Coverage (Annual)7.15x

EPS Basic Excl Extra (Annual)$2.47

P/FCF (TTM)29.29x

EV / Free Cash Flow (TTM)69.91x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$2.43

ROI (TTM)17.85%

Dividend Growth Rate (5Y)-11.00%

P/S Ratio (TTM)1.86x

Pretax Margin (5Y Avg)23.12%

Revenue / Share (Annual)$16.43

Tangible BV / Share (Annual)$16.57

Forward P/E14.62x

Free OCF CAGR (5Y)-32.25%

Price vs S&P 500 (52W)-54.76%

P/E Ratio (TTM)12.79x

EPS Growth TTM (YoY)-1.80%

Year-to-Date Return-17.47%

5-Day Price Return4.14%

EPS Normalized (Annual)$2.47

ROA (5Y Avg)4.62%

Net Profit Margin (Annual)15.04%

Month-to-Date Return3.43%

Cash Flow / Share (TTM)$3.39

EBITD / Share (Annual)$2.93

EPS Growth (3Y)-4.99%

Operating Margin (Annual)17.58%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)58.33x

ROI (5Y Avg)19.09%

P/E Excl Extra (TTM)12.79x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$2.43

P/TBV (Quarterly)2.95x

Payout Ratio (Annual)103.10%

P/B Ratio (Annual)2.89x

Dividend / Share (TTM)$2.59

Pretax Margin (TTM)18.09%

Book Value / Share (Annual)$13.39

Price vs S&P 500 (13W)-16.87%

Net Margin Growth (5Y)-10.25%

Dividend Yield (TTM)8.26%

Beta0.28x

P/FCF (Annual)66.45x

Revenue / Share (TTM)$16.94

ROE (TTM)17.85%

52-Week Low$29.42

vGradeD

gGradeD

mGradeD

vgmGradeD

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Earnings Surprise History

Q1 260.50est. 0.55

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

3.89

3.80

Industry Peers — Property & Casualty Insurance(73)

Symbol	Value Score	Growth Score	Momentum Score	Price
AMSFAMERISAFE, Inc.	D	D	D	$31.70
BRK.ABerkshire Hathaway Inc.	F	C	C	$733550.00
BRK.BBERKSHIRE HATHAWAY Class B	F	C	C	$488.13
CBChubb Limited	D	B	B	$326.27
PGRProgressive Corporation	C	B	D	$204.02
TRVThe Travelers Companies, Inc.	C	B	B	$303.25
ALLThe Allstate Corporation	B	B	B	$221.01
AIGAmerican International Group, Inc.	C	D	D	$75.49
HIGThe Hartford Insurance Group, Inc.	C	B	C	$132.14
ACGLArch Capital Group Ltd	C	B	D	$91.19
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	C	B	D	$16.36

About

AMERISAFE Inc specializes in workers' compensation insurance for small to mid-sized employers in high-risk industries including construction, trucking, agriculture, manufacturing, and maritime operations. The company generates substantially all revenue from premium income. By focusing on hazardous sectors with limited competitive options, AMERISAFE serves employers that struggle to find affordable coverage elsewhere.