AMERISAFE, Inc. (AMSF) Stock Price

AMSFStock

$25.25−37.62%52W

Market Cap$472.27M

P/E9.93x

PEG Ratio1.81

Div yield2.63%

Beta0.24

AMSF Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-34.96%

Price vs S&P 500 (4W)4.13%

PEG Ratio1.81

VGM Score26.58

P/E Ratio (Annual)9.93x

Indicated Dividend Yield (Annual)2.63%

P/CF (Annual)42.28x

Book Value / Share (Quarterly)$13.49

P/TBV (Annual)3.12x

Indicated Dividend (Annual)$1.64

Revenue Growth (3Y)1.17%

Cash Flow / Share (Quarterly)$1.04

Payout Ratio (TTM)104.49%

Price vs S&P 500 (YTD)-46.19%

Net Profit Margin (TTM)14.49%

EPS (TTM)$2.48

10-Day Avg Trading Volume0.40M

EPS Excl Extra (TTM)$2.48

Revenue Growth (5Y)-1.33%

EPS (Annual)$2.47

Dividend / Share (Annual)$2.57

ROI (Annual)18.72%

Net Profit Margin (5Y Avg)18.78%

Cash / Share (Quarterly)$3.09

P/E Basic Excl Extra (TTM)9.96x

Revenue Growth QoQ (YoY)5.80%

EPS Growth (5Y)-11.16%

P/E Normalized (Annual)9.93x

ROA (Last FY)4.17%

Revenue Growth TTM (YoY)6.99%

EBITD / Share (TTM)$2.53

ROE (5Y Avg)19.10%

Operating Margin (TTM)14.53%

Cash Flow / Share (Annual)$0.47

P/B Ratio1.87x

P/B Ratio (Quarterly)2.53x

Net Income / Employee (Annual)$130,200

EV / Revenue (TTM)1.24x

Net Interest Coverage (TTM)9.35x

ROA (TTM)4.13%

EPS Growth QoQ (YoY)6.92%

EV / EBITDA (TTM)8.42x

EPS Incl Extra (Annual)$2.47

Current Ratio (Annual)0.04x

Quick Ratio (Quarterly)0.03x

3-Month Avg Trading Volume0.39M

52-Week Price Return-37.62%

EV / Free Cash Flow (Annual)45.12x

P/E Incl Extra (TTM)9.96x

Revenue / Employee (TTM)$895,400

Tangible BV / Share (Quarterly)$17.51

P/S Ratio (Annual)1.49x

Asset Turnover (Annual)0.28x

52-Week High$42.21

Operating Margin (5Y Avg)21.90%

EPS Excl Extra (Annual)$2.47

CapEx CAGR (5Y)19.00%

Tangible BV CAGR (5Y)-5.69%

26-Week Price Return-25.05%

Quick Ratio (Annual)0.04x

13-Week Price Return-25.52%

Total Debt / Equity (Annual)0.00x

Current Ratio (Quarterly)0.03x

Enterprise Value$402.56M

Revenue / Share Growth (5Y)-1.01%

Asset Turnover (TTM)0.29x

Book Value / Share Growth (5Y)-10.06%

Revenue / Employee (Annual)$866,100

Pretax Margin (Annual)18.77%

Cash / Share (Annual)$3.21

3-Month Return Std Dev29.39%

Net Income / Employee (TTM)$129,800

EBITDA CAGR (5Y)-11.63%

EBITDA Interim CAGR (5Y)-16.92%

ROE (Last FY)18.74%

Net Interest Coverage (Annual)7.15x

EPS Basic Excl Extra (Annual)$2.47

P/FCF (TTM)21.24x

EV / Free Cash Flow (TTM)20.85x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$2.48

ROI (TTM)18.37%

Dividend Growth Rate (5Y)-11.00%

P/S Ratio (TTM)1.44x

Pretax Margin (5Y Avg)23.12%

Revenue / Share (Annual)$16.43

Tangible BV / Share (Annual)$16.57

Forward P/E12.30x

Free OCF CAGR (5Y)-32.25%

Price vs S&P 500 (52W)-53.16%

P/E Ratio (TTM)9.96x

EPS Growth TTM (YoY)-5.69%

Year-to-Date Return-34.26%

5-Day Price Return1.16%

EPS Normalized (Annual)$2.47

ROA (5Y Avg)4.62%

Net Profit Margin (Annual)15.04%

Month-to-Date Return6.86%

Cash Flow / Share (TTM)$3.39

EBITD / Share (Annual)$2.93

EPS Growth (3Y)-4.99%

Operating Margin (Annual)17.58%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)22.94x

ROI (5Y Avg)19.09%

P/E Excl Extra (TTM)9.96x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$2.48

P/TBV (Quarterly)2.95x

Payout Ratio (Annual)103.10%

P/B Ratio (Annual)2.89x

Dividend / Share (TTM)$2.61

Pretax Margin (TTM)18.08%

Book Value / Share (Annual)$13.39

Price vs S&P 500 (13W)-28.20%

Net Margin Growth (5Y)-10.25%

Dividend Yield (TTM)10.49%

Beta0.24x

P/FCF (Annual)52.46x

Revenue / Share (TTM)$17.33

ROE (TTM)18.37%

52-Week Low$23.20

vGradeC

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AMSF Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 21, 2026	$0.52	$0.44	-15.92%(-$0.08)
Q1 2026	Apr 22, 2026	$0.54	$0.50	-7.41%(-$0.04)
Q4 2025	Feb 25, 2026	$0.59	$0.51	-14.29%(-$0.08)
Q3 2025	Oct 29, 2025	$0.56	$0.55	-1.79%(-$0.01)
Q2 2025	Jul 24, 2025	$0.54	$0.53	-1.24%(-$0.01)

AMSF Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.80

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
AMSFAMERISAFE, Inc.	C	D	F	2.5x	18.4%	2.6%	14.5%	$25.25
BRK.BBERKSHIRE HATHAWAY Class B	F	C	B	1.4x	11.9%	—	13.9%	$532.02
BRK.ABerkshire Hathaway Inc.	F	C	B	1.4x	11.9%	—	13.9%	$798000.00
CBChubb Limited	D	C	B	1.8x	15.2%	1.5%	23.3%	$359.79
PGRProgressive Corporation	C	C	C	3.7x	35.4%	0.2%	16.6%	$218.49
TRVThe Travelers Companies, Inc.	D	C	A	2.1x	25.6%	2.3%	22.0%	$389.54
ALLThe Allstate Corporation	B	B	B	1.8x	43.1%	2.6%	24.2%	$247.88
AIGAmerican International Group, Inc.	C	D	C	1.0x	7.3%	2.2%	15.1%	$80.74
HIGThe Hartford Insurance Group, Inc.	C	C	C	1.9x	23.0%	2.4%	17.6%	$135.12
ACGLArch Capital Group Ltd	C	C	C	1.4x	19.5%	—	23.9%	$101.27
WRBW.R. Berkley Corporation	D	C	C	2.7x	19.7%	0.5%	17.4%	$75.42
CINFCincinnati Financial Corp	D	C	C	1.7x	20.9%	2.9%	16.6%	$171.25
MKLMarkel Group Inc.	C	C	D	1.3x	12.4%	—	18.6%	$1850.13
LLoews Corporation	D	C	C	1.2x	9.0%	0.4%	14.0%	$110.52
EGEverest Group, Ltd.	B	C	B	0.9x	12.4%	1.7%	14.3%	$389.10
RNRRenaissanceRe Holdings Ltd.	B	C	B	1.1x	22.7%	0.7%	42.0%	$351.06
CNACNA Financial Corporation	B	C	D	1.2x	11.0%	4.0%	11.2%	$47.90
AFGAmerican Financial Group, Inc.	D	D	B	2.4x	20.0%	2.5%	14.4%	$149.13
KNSLKinsale Capital Group, Inc.	F	B	C	3.7x	29.1%	0.2%	33.8%	$365.24
THGThe Hanover Insurance Group, Inc.	C	C	A	2.0x	21.2%	2.7%	14.6%	$232.97
AXSAxis Capital Holders Limited	B	B	D	1.2x	17.3%	3.2%	19.7%	$99.63
MCYMercury General Corp.	B	B	C	2.1x	37.2%	3.4%	18.8%	$102.80
RLIRLI Corp.	D	B	C	3.1x	24.4%	0.8%	28.5%	$61.07
SIGISelective Insurance Group	C	C	C	1.6x	13.9%	1.4%	11.9%	$89.16
WTMWhite Mountains Insurance Group Ltd.	C	B	C	1.0x	21.2%	0.0%	46.7%	$2160.31
PLMRPalomar Holdings, Inc. Common stock	F	A	B	3.4x	21.6%	1.5%	24.1%	$139.59
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	B	B	1.2x	21.2%	0.0%	28.2%	$36.21
LMNDLemonade, Inc.	F	A	F	10.0x	-26.8%	—	-13.7%	$44.20
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	1.9x	50.7%	1.3%	53.0%	$27.07
SPNTSiriusPoint Ltd.	C	B	C	1.2x	21.8%	—	22.0%	$25.12
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	1.9x	16.8%	—	15.2%	$61.23
HCIHCI Group, Inc.	C	B	C	2.1x	30.8%	1.8%	48.8%	$198.55
PLGOPelagos Insurance Capital Limited	B	C	B	0.9x	17.3%	2.5%	19.5%	$25.36
HMNHorace Mann Educators Corporation	B	C	D	1.4x	12.0%	3.9%	14.6%	$46.33
KMPRKemper Corporation	B	F	C	0.7x	-19.3%	2.9%	-10.2%	$29.27
SAFTSafety Insurance Group Inc	D	D	A	1.3x	7.8%	4.7%	6.8%	$104.03
UFCSUnited Fire Group Inc.	C	B	A	1.4x	15.0%	3.0%	12.9%	$56.44
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	1.8x	38.8%	3.8%	17.9%	$47.12
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	1.7x	17.1%	—	20.6%	$27.25
BOWBowhead Specialty Holdings Inc.	D	B	B	2.1x	13.7%	—	14.7%	$34.19
HRTGHERITAGE INSURANCE HOLDINGS INC	B	C	A	1.4x	42.4%	2.8%	34.5%	$35.77
HIPOHippo Holdings Inc.	D	A	B	1.6x	27.4%	—	24.6%	$35.28
EIGEmployers Holdings, Inc.	D	D	B	1.1x	0.8%	2.9%	1.1%	$51.21
ROOTRoot, Inc. Class A Common Stock	B	C	D	2.0x	15.1%	—	5.2%	$50.47
MHLAMaiden Holdings, Ltd.	C	C	F	0.6x	-30.2%	—	-83.3%	$8.93
DGICBDonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$19.09
DGICADonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$18.68
TIPTTiptree Inc. Common Stock	A	C	D	0.7x	68.6%	1.1%	7.7%	$16.46
AIIAmerican Integrity Insurance Group, Inc.	B	C	B	1.0x	25.9%	0.0%	36.2%	$27.50
ACICAmerican Coastal Insurance Corporation Common Stock	C	D	C	1.6x	30.4%	0.0%	40.3%	$11.10
GLREGreenlight Captial RE, LTD. Class A	B	C	D	0.8x	7.3%	—	5.0%	$14.82

About AMERISAFE, Inc.

AMERISAFE Inc specializes in workers' compensation insurance for small to mid-sized employers in high-risk industries including construction, trucking, agriculture, manufacturing, and maritime operations. The company generates substantially all revenue from premium income. By focusing on hazardous sectors with limited competitive options, AMERISAFE serves employers that struggle to find affordable coverage elsewhere.

AMSF Next Earnings Report

Report dateOct 28, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.47

Revenue estimate$84.20M

Also reporting on Oct 28, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

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ITICInvestors Title CoTitle Insurance
MBIMBIA Inc.Surety Insurance
OSGOctave Specialty Group, Inc.Surety Insurance
CIACitizens, Inc.Life Insurance
AAMEAtlantic American CorpLife Insurance

Same SIC sector, outside this company's own industry.

Analyst Sentiment

3.8

Buy

Consensus rating

52-Week Range

Low$23.20

High$42.21