TWFG, Inc. Common Stock (TWFG) Stock Price

TWFGStock

$30.01+11.15%52W

Market Cap$386.54M

P/E183.12x

PEG Ratio—

Div yield—

Beta0.59

TWFG Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)64.19%

Price vs S&P 500 (4W)8.10%

VGM Score58.68

P/E Ratio (Annual)183.12x

P/CF (Annual)27.26x

Book Value / Share (Quarterly)$4.88

P/TBV (Annual)503.54x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)17.31%

Cash Flow / Share (Quarterly)$-1.38

Price vs S&P 500 (YTD)-8.51%

Gross Margin (TTM)48.14%

Net Profit Margin (TTM)3.13%

EPS (TTM)$0.46

10-Day Avg Trading Volume0.17M

EPS Excl Extra (TTM)$0.46

EPS (Annual)$0.53

ROI (Annual)9.11%

Gross Margin (Annual)46.27%

Cash / Share (Quarterly)$8.81

P/E Basic Excl Extra (TTM)173.97x

Revenue Growth QoQ (YoY)35.33%

P/E Normalized (Annual)183.12x

ROA (Last FY)2.14%

Revenue Growth TTM (YoY)25.32%

EBITD / Share (TTM)$2.55

Operating Margin (TTM)16.30%

Cash Flow / Share (Annual)$-0.58

P/B Ratio21.08x

P/B Ratio (Quarterly)3.78x

Net Income / Employee (Annual)$30,200

EV / Revenue (TTM)5.00x

Net Interest Coverage (TTM)26.19x

ROA (TTM)2.34%

EPS Growth QoQ (YoY)32.62%

EV / EBITDA (TTM)20.64x

EPS Incl Extra (Annual)$0.53

Current Ratio (Annual)5.12x

Quick Ratio (Quarterly)3.42x

3-Month Avg Trading Volume0.20M

52-Week Price Return11.15%

EV / Free Cash Flow (Annual)63.41x

P/E Incl Extra (TTM)173.97x

Revenue / Employee (TTM)$1,013,400

Tangible BV / Share (Quarterly)$0.06

P/S Ratio (Annual)5.87x

Asset Turnover (Annual)0.67x

52-Week High$31.30

EPS Excl Extra (Annual)$0.53

26-Week Price Return76.11%

Quick Ratio (Annual)5.12x

13-Week Price Return59.97%

Total Debt / Equity (Annual)0.05x

Current Ratio (Quarterly)3.42x

Enterprise Value$1.34B

Asset Turnover (TTM)0.75x

Revenue / Employee (Annual)$941,300

Pretax Margin (Annual)17.88%

Cash / Share (Annual)$10.38

3-Month Return Std Dev47.13%

Net Income / Employee (TTM)$31,800

ROE (Last FY)9.55%

Net Interest Coverage (Annual)14.29x

EPS Basic Excl Extra (Annual)$0.53

P/FCF (TTM)82.21x

Receivables Turnover (TTM)33.22x

Total Debt / Equity (Quarterly)0.05x

EPS Incl Extra (TTM)$0.46

Receivables Turnover (Annual)32.47x

ROI (TTM)10.23%

P/S Ratio (TTM)5.45x

Revenue / Share (Annual)$16.46

Tangible BV / Share (Annual)$0.06

Forward P/E25.16x

Price vs S&P 500 (52W)-7.41%

P/E Ratio (TTM)173.97x

EPS Growth TTM (YoY)70.41%

Year-to-Date Return4.31%

5-Day Price Return-0.86%

EPS Normalized (Annual)$0.53

Net Profit Margin (Annual)3.20%

Month-to-Date Return11.98%

EBITD / Share (Annual)$3.66

EPS Growth (3Y)-30.43%

Operating Margin (Annual)14.88%

LT Debt / Equity (Annual)0.02x

P/CF (TTM)24.07x

P/E Excl Extra (TTM)173.97x

LT Debt / Equity (Quarterly)0.02x

EPS Basic Excl Extra (TTM)$0.46

P/TBV (Quarterly)503.54x

P/B Ratio (Annual)19.39x

Pretax Margin (TTM)19.12%

Book Value / Share (Annual)$5.55

Price vs S&P 500 (13W)58.01%

Beta0.59x

P/FCF (Annual)94.54x

Revenue / Share (TTM)$17.96

ROE (TTM)10.79%

52-Week Low$16.56

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TWFG Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 5, 2026	$0.25	$0.38	+51.43%(+$0.13)
Q1 2026	May 7, 2026	$0.20	$0.29	+43.88%(+$0.09)
Q4 2025	Feb 25, 2026	$0.19	$0.30	+58.29%(+$0.11)
Q3 2025	Nov 12, 2025	$0.19	$0.23	+24.17%(+$0.04)
Q2 2025	Aug 12, 2025	$0.17	$0.20	+16.23%(+$0.03)

TWFG Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.93

3.87

Industry Peers — Insurance Agents & Brokers(34)

Symbol	Value Score	Growth Score	Momentum Score	Price
TWFGTWFG, Inc. Common Stock	F	B	A	$30.01
MRSHMarsh	C	C	C	$192.64
AONAon plc Class A	D	C	C	$355.40
AJGArthur J. Gallagher & Co.	D	C	B	$267.56
WTWWillis Towers Watson Public Limited Company Ordinary Shares	C	C	B	$343.75
BROBrown & Brown, Inc.	C	B	C	$73.31
RYANRyan Specialty Holdings, Inc.	D	B	B	$43.87
EQHEquitable Holdings, Inc.	B	D	B	$50.20
ERIEErie Indemnity Co	C	C	C	$260.40
ACTEnact Holdings, Inc. Common Stock	C	C	B	$49.07
NPNeptune Insurance Holdings Inc.	F	C	B	$33.87
HGTYHagerty, Inc.	D	C	B	$13.42
ARXAccelerant Holdings	C	A	B	$19.73
LIFEEthos Technologies Inc. Class A Common Stock	D	B	B	$38.64
CRVLCorvel Corp	D	C	C	$69.24
BWINThe Baldwin Insurance Group, Inc. Class A Common Stock	D	C	B	$30.68
GSHDGoosehead Insurance, Inc. Class A Common Stock	F	B	B	$71.26
CRD.ACrawford & Company Class A	B	D	B	$13.09
YBYuanbao Inc. American Depositary Shares	B	B	D	$13.49
CRD.BCrawford & Company Class B	B	D	B	$12.22
WDHWaterdrop Inc. American Depositary Shares (each representing the right to receive 10 Class A Ordinary Shares)	A	C	D	$0.99
XHGXChange TEC.INC American Depositary Shares	—	D	C	$3.41
AIFUAIFU Inc. Class A Ordinary Share	C	D	F	$21.35
RDZNRoadzen, Inc. Ordinary Shares	C	B	C	$1.48
SLQTSelectQuote, Inc.	A	C	F	$0.52
HITHealth In Tech, Inc. Class A Common Stock	C	B	D	$0.98
CCGCheche Group Inc. Class A Ordinary Shares	A	A	D	$15.39
EHTHeHealth, Inc.	A	F	D	$1.20
HUIZHuize Holding Limited American Depositary Shares	A	C	C	$1.67
ZBAOZhibao Technology Inc. Class A Ordinary Shares	A	A	F	$0.17
GOCOGoHealth, Inc. Class A Common Stock	B	F	D	$0.34
EZRAReliance Global Group, Inc. Common Stock	—	F	F	$2.71
CCGWWCheche Group Inc. Warrant	—	—	F	$0.02
CRDCorgi CRDO 2x Daily ETF	—	—	A	$20.88
RDZNWRoadzen, Inc. Warrants	—	—	C	$0.11

About TWFG, Inc. Common Stock

TWFG Inc is an independent insurance distribution platform serving the U.S. personal and commercial insurance markets. The company provides agents with comprehensive distribution options, proprietary technology and premium financing, M&A services, and operational support to enhance profitability. TWFG's integrated platform and cost-efficient structure position it as a competitive choice for insurance agents seeking independence.