Root, Inc. Class A Common Stock (ROOT) Stock Price

ROOTStock

$50.47−33.05%52W

Market Cap$781.94M

P/E18.93x

PEG Ratio—

Div yield—

Beta3.06

ROOT Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-0.92%

Price vs S&P 500 (4W)2.71%

VGM Score50.19

P/E Ratio (Annual)18.93x

P/CF (Annual)3.79x

Book Value / Share (Quarterly)$28.38

P/TBV (Annual)3.04x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)69.63%

Cash Flow / Share (Quarterly)$11.56

Price vs S&P 500 (YTD)-42.05%

Net Profit Margin (TTM)3.96%

EPS (TTM)$3.60

10-Day Avg Trading Volume0.17M

EPS Excl Extra (TTM)$3.60

Revenue Growth (5Y)34.33%

EPS (Annual)$2.42

ROI (Annual)6.96%

Net Profit Margin (5Y Avg)-54.74%

Cash / Share (Quarterly)$43.81

P/E Basic Excl Extra (TTM)12.57x

Revenue Growth QoQ (YoY)2.79%

P/E Normalized (Annual)18.93x

ROA (Last FY)2.47%

Revenue Growth TTM (YoY)15.18%

EBITD / Share (TTM)$5.70

ROE (5Y Avg)-37.95%

Operating Margin (TTM)5.18%

Cash Flow / Share (Annual)$12.41

P/B Ratio1.78x

P/B Ratio (Quarterly)2.01x

Net Income / Employee (Annual)$32,900

EV / Revenue (TTM)0.30x

Net Interest Coverage (TTM)2.94x

ROA (TTM)3.73%

EPS Growth QoQ (YoY)16.14%

EV / EBITDA (TTM)4.95x

EPS Incl Extra (Annual)$2.42

Current Ratio (Annual)0.08x

Quick Ratio (Quarterly)0.00x

3-Month Avg Trading Volume0.24M

52-Week Price Return-33.05%

EV / Free Cash Flow (Annual)2.44x

P/E Incl Extra (TTM)12.57x

Revenue / Employee (TTM)$1,251,500

Tangible BV / Share (Quarterly)$73.06

P/S Ratio (Annual)0.52x

Asset Turnover (Annual)0.91x

52-Week High$91.00

Operating Margin (5Y Avg)-48.34%

EPS Excl Extra (Annual)$2.42

CapEx CAGR (5Y)-2.62%

Tangible BV CAGR (5Y)-18.46%

26-Week Price Return8.98%

Quick Ratio (Annual)0.00x

13-Week Price Return-15.36%

Total Debt / Equity (Annual)0.50x

Current Ratio (Quarterly)0.08x

Enterprise Value$469.83M

Revenue / Share Growth (5Y)29.07%

Asset Turnover (TTM)0.94x

Book Value / Share Growth (5Y)-19.09%

Revenue / Employee (Annual)$1,207,900

Pretax Margin (Annual)2.69%

Cash / Share (Annual)$53.67

3-Month Return Std Dev56.71%

Net Income / Employee (TTM)$49,500

ROE (Last FY)10.42%

Net Interest Coverage (Annual)4.22x

EPS Basic Excl Extra (Annual)$2.42

P/FCF (TTM)4.36x

EV / Free Cash Flow (TTM)2.62x

Total Debt / Equity (Quarterly)0.45x

EPS Incl Extra (TTM)$3.60

ROI (TTM)10.20%

P/S Ratio (TTM)0.50x

Pretax Margin (5Y Avg)-54.75%

Revenue / Share (Annual)$88.72

Tangible BV / Share (Annual)$23.79

Forward P/E16.27x

Price vs S&P 500 (52W)-48.59%

P/E Ratio (TTM)12.57x

EPS Growth TTM (YoY)-27.25%

Year-to-Date Return-30.13%

5-Day Price Return4.41%

EPS Normalized (Annual)$2.42

ROA (5Y Avg)-13.71%

Net Profit Margin (Annual)2.72%

Month-to-Date Return9.46%

Cash Flow / Share (TTM)$-12.40

EBITD / Share (Annual)$4.30

Operating Margin (Annual)4.07%

LT Debt / Equity (Annual)0.50x

P/CF (TTM)4.02x

ROI (5Y Avg)-27.45%

P/E Excl Extra (TTM)12.57x

LT Debt / Equity (Quarterly)0.45x

EPS Basic Excl Extra (TTM)$3.60

P/TBV (Quarterly)3.85x

P/B Ratio (Annual)2.83x

Pretax Margin (TTM)3.95%

Book Value / Share (Annual)$25.57

Price vs S&P 500 (13W)-18.05%

Beta3.06x

P/FCF (Annual)4.06x

Revenue / Share (TTM)$92.46

ROE (TTM)15.07%

52-Week Low$40.91

vGradeB

gGradeC

mGradeD

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ROOT Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 5, 2026	$0.72	$1.80	+149.58%(+$1.08)
Q1 2026	May 6, 2026	$0.66	$2.10	+217.91%(+$1.44)
Q4 2025	Feb 25, 2026	-$0.26	$0.39	+254.31%(+$0.65)
Q3 2025	Nov 5, 2025	-$0.47	-$0.34	+26.77%(+$0.13)
Q2 2025	Aug 6, 2025	$0.22	$1.23	+449.89%(+$1.00)

ROOT Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.83

3.67

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
ROOTRoot, Inc. Class A Common Stock	B	C	D	2.0x	15.1%	—	5.2%	$50.47
BRK.BBERKSHIRE HATHAWAY Class B	F	C	B	1.4x	11.9%	—	13.9%	$532.02
BRK.ABerkshire Hathaway Inc.	F	C	B	1.4x	11.9%	—	13.9%	$798000.00
CBChubb Limited	D	C	B	1.8x	15.2%	1.5%	23.3%	$359.79
PGRProgressive Corporation	C	C	C	3.7x	35.4%	0.2%	16.6%	$218.49
TRVThe Travelers Companies, Inc.	D	C	A	2.1x	25.6%	2.3%	22.0%	$389.54
ALLThe Allstate Corporation	B	B	B	1.8x	43.1%	2.6%	24.2%	$247.88
AIGAmerican International Group, Inc.	C	D	C	1.0x	7.3%	2.2%	15.1%	$80.74
HIGThe Hartford Insurance Group, Inc.	C	C	C	1.9x	23.0%	2.4%	17.6%	$135.12
ACGLArch Capital Group Ltd	C	C	C	1.4x	19.5%	—	23.9%	$101.27
WRBW.R. Berkley Corporation	D	C	C	2.7x	19.7%	0.5%	17.4%	$75.42
CINFCincinnati Financial Corp	D	C	C	1.7x	20.9%	2.9%	16.6%	$171.25
MKLMarkel Group Inc.	C	C	D	1.3x	12.4%	—	18.6%	$1850.13
LLoews Corporation	D	C	C	1.2x	9.0%	0.4%	14.0%	$110.52
EGEverest Group, Ltd.	B	C	B	0.9x	12.4%	1.7%	14.3%	$389.10
RNRRenaissanceRe Holdings Ltd.	B	C	B	1.1x	22.7%	0.7%	42.0%	$351.06
CNACNA Financial Corporation	B	C	D	1.2x	11.0%	4.0%	11.2%	$47.90
AFGAmerican Financial Group, Inc.	D	D	B	2.4x	20.0%	2.5%	14.4%	$149.13
KNSLKinsale Capital Group, Inc.	F	B	C	3.7x	29.1%	0.2%	33.8%	$365.24
THGThe Hanover Insurance Group, Inc.	C	C	A	2.0x	21.2%	2.7%	14.6%	$232.97
AXSAxis Capital Holders Limited	B	B	D	1.2x	17.3%	3.2%	19.7%	$99.63
MCYMercury General Corp.	B	B	C	2.1x	37.2%	3.4%	18.8%	$102.80
RLIRLI Corp.	D	B	C	3.1x	24.4%	0.8%	28.5%	$61.07
SIGISelective Insurance Group	C	C	C	1.6x	13.9%	1.4%	11.9%	$89.16
WTMWhite Mountains Insurance Group Ltd.	C	B	C	1.0x	21.2%	0.0%	46.7%	$2160.31
PLMRPalomar Holdings, Inc. Common stock	F	A	B	3.4x	21.6%	1.5%	24.1%	$139.59
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	B	B	1.2x	21.2%	0.0%	28.2%	$36.21
LMNDLemonade, Inc.	F	A	F	10.0x	-26.8%	—	-13.7%	$44.20
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	1.9x	50.7%	1.3%	53.0%	$27.07
SPNTSiriusPoint Ltd.	C	B	C	1.2x	21.8%	—	22.0%	$25.12
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	1.9x	16.8%	—	15.2%	$61.23
HCIHCI Group, Inc.	C	B	C	2.1x	30.8%	1.8%	48.8%	$198.55
PLGOPelagos Insurance Capital Limited	B	C	B	0.9x	17.3%	2.5%	19.5%	$25.36
HMNHorace Mann Educators Corporation	B	C	D	1.4x	12.0%	3.9%	14.6%	$46.33
KMPRKemper Corporation	B	F	C	0.7x	-19.3%	2.9%	-10.2%	$29.27
SAFTSafety Insurance Group Inc	D	D	A	1.3x	7.8%	4.7%	6.8%	$104.03
UFCSUnited Fire Group Inc.	C	B	A	1.4x	15.0%	3.0%	12.9%	$56.44
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	1.8x	38.8%	3.8%	17.9%	$47.12
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	1.7x	17.1%	—	20.6%	$27.25
BOWBowhead Specialty Holdings Inc.	D	B	B	2.1x	13.7%	—	14.7%	$34.19
HRTGHERITAGE INSURANCE HOLDINGS INC	B	C	A	1.4x	42.4%	2.8%	34.5%	$35.77
HIPOHippo Holdings Inc.	D	A	B	1.6x	27.4%	—	24.6%	$35.28
EIGEmployers Holdings, Inc.	D	D	B	1.1x	0.8%	2.9%	1.1%	$51.21
MHLAMaiden Holdings, Ltd.	C	C	F	0.6x	-30.2%	—	-83.3%	$8.93
DGICBDonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$19.09
DGICADonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$18.68
TIPTTiptree Inc. Common Stock	A	C	D	0.7x	68.6%	1.1%	7.7%	$16.46
AIIAmerican Integrity Insurance Group, Inc.	B	C	B	1.0x	25.9%	0.0%	36.2%	$27.50
ACICAmerican Coastal Insurance Corporation Common Stock	C	D	C	1.6x	30.4%	0.0%	40.3%	$11.10
GLREGreenlight Captial RE, LTD. Class A	B	C	D	0.8x	7.3%	—	5.0%	$14.82
AMSFAMERISAFE, Inc.	C	D	F	2.5x	18.4%	2.6%	14.5%	$25.25

About Root, Inc. Class A Common Stock

Root Inc is a direct-to-consumer auto insurance company that uses mobile technology to offer personalized insurance products to U.S. customers. The company generates revenue from auto insurance policy sales. By combining digital innovation with insurance distribution, Root operates a capital-efficient business model designed for modern consumers.

ROOT Next Earnings Report

Report dateNov 4, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.59

Revenue estimate$382.94M

Also reporting on Nov 4, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

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MBIMBIA Inc.Surety Insurance
OSGOctave Specialty Group, Inc.Surety Insurance
CIACitizens, Inc.Life Insurance

Same SIC sector, outside this company's own industry.

Analyst Sentiment

3.7

Buy

Consensus rating

52-Week Range

Low$40.91

High$91.00