Root, Inc. Class A Common Stock (ROOT) Stock Price

ROOTStock

$56.43−37.48%52W

Market Cap$874.28M

P/E18.69x

PEG Ratio—

Div yield—

Beta2.89

ROOT Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-14.32%

Price vs S&P 500 (4W)-2.66%

VGM Score50.01

P/E Ratio (Annual)18.69x

P/CF (Annual)3.74x

Book Value / Share (Quarterly)$28.38

P/TBV (Annual)3.04x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)69.63%

Cash Flow / Share (Quarterly)$11.56

Price vs S&P 500 (YTD)-34.70%

Net Profit Margin (TTM)3.96%

EPS (TTM)$3.60

10-Day Avg Trading Volume0.23M

EPS Excl Extra (TTM)$3.60

Revenue Growth (5Y)34.33%

EPS (Annual)$2.42

ROI (Annual)6.96%

Net Profit Margin (5Y Avg)-54.74%

Cash / Share (Quarterly)$43.81

P/E Basic Excl Extra (TTM)12.41x

Revenue Growth QoQ (YoY)2.79%

P/E Normalized (Annual)18.69x

ROA (Last FY)2.47%

Revenue Growth TTM (YoY)15.18%

EBITD / Share (TTM)$5.70

ROE (5Y Avg)-37.95%

Operating Margin (TTM)5.18%

Cash Flow / Share (Annual)$12.41

P/B Ratio1.75x

P/B Ratio (Quarterly)2.01x

Net Income / Employee (Annual)$32,900

EV / Revenue (TTM)0.29x

Net Interest Coverage (TTM)2.94x

ROA (TTM)3.73%

EPS Growth QoQ (YoY)16.14%

EV / EBITDA (TTM)4.84x

EPS Incl Extra (Annual)$2.42

Current Ratio (Annual)0.08x

Quick Ratio (Quarterly)0.00x

3-Month Avg Trading Volume0.27M

52-Week Price Return-37.48%

EV / Free Cash Flow (Annual)2.39x

P/E Incl Extra (TTM)12.41x

Revenue / Employee (TTM)$1,251,500

Tangible BV / Share (Quarterly)$73.06

P/S Ratio (Annual)0.51x

Asset Turnover (Annual)0.91x

52-Week High$104.47

Operating Margin (5Y Avg)-48.34%

EPS Excl Extra (Annual)$2.42

CapEx CAGR (5Y)-2.62%

Tangible BV CAGR (5Y)-18.46%

26-Week Price Return-2.39%

Quick Ratio (Annual)0.00x

13-Week Price Return7.49%

Total Debt / Equity (Annual)0.50x

Current Ratio (Quarterly)0.08x

Enterprise Value$459.92M

Revenue / Share Growth (5Y)29.07%

Asset Turnover (TTM)0.94x

Book Value / Share Growth (5Y)-19.09%

Revenue / Employee (Annual)$1,207,900

Pretax Margin (Annual)2.69%

Cash / Share (Annual)$53.67

3-Month Return Std Dev76.90%

Net Income / Employee (TTM)$49,500

ROE (Last FY)10.42%

Net Interest Coverage (Annual)4.22x

EPS Basic Excl Extra (Annual)$2.42

P/FCF (TTM)4.31x

EV / Free Cash Flow (TTM)2.57x

Total Debt / Equity (Quarterly)0.45x

EPS Incl Extra (TTM)$3.60

ROI (TTM)10.20%

P/S Ratio (TTM)0.49x

Pretax Margin (5Y Avg)-54.75%

Revenue / Share (Annual)$88.72

Tangible BV / Share (Annual)$23.79

Forward P/E20.24x

Price vs S&P 500 (52W)-56.04%

P/E Ratio (TTM)12.41x

EPS Growth TTM (YoY)-27.25%

Year-to-Date Return-21.87%

5-Day Price Return-0.19%

EPS Normalized (Annual)$2.42

ROA (5Y Avg)-13.71%

Net Profit Margin (Annual)2.72%

Month-to-Date Return4.21%

Cash Flow / Share (TTM)$-12.40

EBITD / Share (Annual)$4.30

Operating Margin (Annual)4.07%

LT Debt / Equity (Annual)0.50x

P/CF (TTM)3.97x

ROI (5Y Avg)-27.45%

P/E Excl Extra (TTM)12.41x

LT Debt / Equity (Quarterly)0.45x

EPS Basic Excl Extra (TTM)$3.60

P/TBV (Quarterly)3.85x

P/B Ratio (Annual)2.83x

Pretax Margin (TTM)3.95%

Book Value / Share (Annual)$25.57

Price vs S&P 500 (13W)5.53%

Beta2.89x

P/FCF (Annual)4.01x

Revenue / Share (TTM)$92.46

ROE (TTM)15.07%

52-Week Low$40.91

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ROOT Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 5, 2026	$0.72	$1.80	+149.58%(+$1.08)
Q1 2026	May 6, 2026	$0.66	$2.10	+217.91%(+$1.44)
Q4 2025	Feb 25, 2026	-$0.26	$0.39	+254.31%(+$0.65)
Q3 2025	Nov 5, 2025	-$0.47	-$0.34	+26.77%(+$0.13)
Q2 2025	Aug 6, 2025	$0.22	$1.23	+449.89%(+$1.00)

ROOT Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.83

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	Price
ROOTRoot, Inc. Class A Common Stock	B	C	D	$56.43
BRK.ABerkshire Hathaway Inc.	D	C	D	$757985.00
BRK.BBERKSHIRE HATHAWAY Class B	D	C	D	$505.00
CBChubb Limited	D	C	C	$339.92
PGRProgressive Corporation	C	C	D	$218.64
TRVThe Travelers Companies, Inc.	C	C	B	$369.90
ALLThe Allstate Corporation	B	B	B	$260.58
AIGAmerican International Group, Inc.	C	D	D	$76.93
HIGThe Hartford Insurance Group, Inc.	C	C	D	$138.55
ACGLArch Capital Group Ltd	C	C	D	$98.84
CINFCincinnati Financial Corp	D	C	C	$171.97
WRBW.R. Berkley Corporation	D	C	D	$68.44
MKLMarkel Group Inc.	C	C	D	$1818.69
LLoews Corporation	D	C	D	$109.72
EGEverest Group, Ltd.	B	C	C	$377.61
RNRRenaissanceRe Holdings Ltd.	B	C	B	$330.74
CNACNA Financial Corporation	B	C	C	$49.31
AFGAmerican Financial Group, Inc.	C	D	D	$143.62
KNSLKinsale Capital Group, Inc.	F	B	D	$380.61
THGThe Hanover Insurance Group, Inc.	C	C	B	$227.67
AXSAxis Capital Holders Limited	B	B	D	$99.52
RLIRLI Corp.	D	B	C	$64.31
MCYMercury General Corp.	B	B	C	$102.97
SIGISelective Insurance Group	C	C	C	$92.46
WTMWhite Mountains Insurance Group Ltd.	C	B	C	$2135.41
LMNDLemonade, Inc.	F	A	D	$52.96
PLMRPalomar Holdings, Inc. Common stock	F	A	C	$131.63
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	A	B	$35.35
SPNTSiriusPoint Ltd.	C	B	B	$24.18
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	$23.48
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	$58.29
HCIHCI Group, Inc.	C	B	B	$186.29
PLGOPelagos Insurance Capital Limited	B	C	B	$24.52
HMNHorace Mann Educators Corporation	C	C	C	$51.35
KMPRKemper Corporation	B	F	D	$27.93
SAFTSafety Insurance Group Inc	D	C	A	$103.64
UFCSUnited Fire Group Inc.	C	B	A	$53.98
ASICAtegrity Specialty Insurance Company Holdings	D	A	B	$26.59
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	B	$43.43
BOWBowhead Specialty Holdings Inc.	D	B	B	$33.60
HRTGHERITAGE INSURANCE HOLDINGS INC	B	B	A	$33.86
MHLAMaiden Holdings, Ltd.	C	D	F	$10.64
EIGEmployers Holdings, Inc.	D	D	B	$49.17
HIPOHippo Holdings Inc.	D	A	C	$33.18
DGICBDonegal Group Inc	C	D	C	$23.17
DGICADonegal Group Inc	C	D	C	$19.24
TIPTTiptree Inc. Common Stock	B	C	D	$18.45
AIIAmerican Integrity Insurance Group, Inc.	B	C	A	$26.32
GLREGreenlight Captial RE, LTD. Class A	B	B	D	$15.37
AMSFAMERISAFE, Inc.	D	D	F	$26.25
ACICAmerican Coastal Insurance Corporation Common Stock	B	C	D	$9.50

About Root, Inc. Class A Common Stock

Root Inc is a direct-to-consumer auto insurance company that uses mobile technology to offer personalized insurance products to U.S. customers. The company generates revenue from auto insurance policy sales. By combining digital innovation with insurance distribution, Root operates a capital-efficient business model designed for modern consumers.