Safety Insurance Group Inc (SAFT) Stock Price

SAFTStock

$103.64+40.64%52W

Market Cap$1.52B

P/E15.32x

PEG Ratio0.95

Div yield4.68%

Beta0.18

SAFT Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)21.90%

Price vs S&P 500 (4W)-1.11%

PEG Ratio0.95

VGM Score57.43

P/E Ratio (Annual)15.32x

Indicated Dividend Yield (Annual)4.68%

P/CF (Annual)7.82x

Book Value / Share (Quarterly)$58.28

P/TBV (Annual)1.31x

Indicated Dividend (Annual)$3.68

Revenue Growth (3Y)16.80%

Cash Flow / Share (Quarterly)$11.60

Payout Ratio (TTM)54.27%

Price vs S&P 500 (YTD)20.20%

Net Profit Margin (TTM)4.95%

EPS (TTM)$4.26

10-Day Avg Trading Volume0.14M

EPS Excl Extra (TTM)$4.26

Revenue Growth (5Y)8.28%

EPS (Annual)$6.75

Dividend / Share (Annual)$3.66

ROI (Annual)10.53%

Net Profit Margin (5Y Avg)7.49%

Cash / Share (Quarterly)$2.09

P/E Basic Excl Extra (TTM)24.12x

Revenue Growth QoQ (YoY)7.65%

EPS Growth (5Y)-5.92%

P/E Normalized (Annual)15.32x

ROA (Last FY)4.02%

Revenue Growth TTM (YoY)11.52%

EBITD / Share (TTM)$5.91

ROE (5Y Avg)8.37%

Operating Margin (TTM)6.32%

Cash Flow / Share (Annual)$13.12

P/B Ratio1.78x

P/B Ratio (Quarterly)1.25x

Net Income / Employee (Annual)$174,700

EV / Revenue (TTM)1.19x

Net Interest Coverage (TTM)878.00x

ROA (TTM)2.59%

EPS Growth QoQ (YoY)148.76%

EV / EBITDA (TTM)17.47x

EPS Incl Extra (Annual)$6.75

Current Ratio (Annual)3.30x

Quick Ratio (Quarterly)4.26x

3-Month Avg Trading Volume0.18M

52-Week Price Return40.64%

EV / Free Cash Flow (Annual)7.89x

P/E Incl Extra (TTM)24.12x

Revenue / Employee (TTM)$2,242,400

Tangible BV / Share (Quarterly)$57.83

P/S Ratio (Annual)1.22x

Asset Turnover (Annual)0.51x

52-Week High$103.80

Operating Margin (5Y Avg)7.99%

EPS Excl Extra (Annual)$6.75

CapEx CAGR (5Y)-24.01%

Tangible BV CAGR (5Y)2.34%

26-Week Price Return33.83%

Quick Ratio (Annual)3.30x

13-Week Price Return47.07%

Total Debt / Equity (Annual)0.06x

Current Ratio (Quarterly)4.26x

Enterprise Value$1.52B

Revenue / Share Growth (5Y)8.84%

Asset Turnover (TTM)0.52x

Book Value / Share Growth (5Y)0.54%

Revenue / Employee (Annual)$2,202,200

Pretax Margin (Annual)10.13%

Cash / Share (Annual)$1.71

3-Month Return Std Dev83.33%

Net Income / Employee (TTM)$111,000

EBITDA CAGR (5Y)-6.85%

EBITDA Interim CAGR (5Y)-10.65%

ROE (Last FY)11.12%

Net Interest Coverage (Annual)1.43x

EPS Basic Excl Extra (Annual)$6.75

P/FCF (TTM)7.92x

EV / Free Cash Flow (TTM)8.90x

Total Debt / Equity (Quarterly)0.06x

EPS Incl Extra (TTM)$4.26

ROI (TTM)6.85%

Dividend Growth Rate (5Y)0.28%

P/S Ratio (TTM)1.19x

Pretax Margin (5Y Avg)9.50%

Revenue / Share (Annual)$85.02

Tangible BV / Share (Annual)$60.52

Forward P/E18.93x

Free OCF CAGR (5Y)14.03%

Price vs S&P 500 (52W)22.08%

P/E Ratio (TTM)24.12x

EPS Growth TTM (YoY)-13.24%

Year-to-Date Return33.03%

5-Day Price Return-0.10%

EPS Normalized (Annual)$6.75

ROA (5Y Avg)3.31%

Net Profit Margin (Annual)7.94%

Month-to-Date Return0.24%

Cash Flow / Share (TTM)$2.58

EBITD / Share (Annual)$8.38

EPS Growth (3Y)28.63%

Operating Margin (Annual)9.32%

LT Debt / Equity (Annual)0.06x

P/CF (TTM)8.72x

ROI (5Y Avg)8.04%

P/E Excl Extra (TTM)24.12x

LT Debt / Equity (Quarterly)0.06x

EPS Basic Excl Extra (TTM)$4.26

P/TBV (Quarterly)1.26x

Payout Ratio (Annual)54.27%

P/B Ratio (Annual)1.30x

Dividend / Share (TTM)$3.64

Pretax Margin (TTM)6.33%

Book Value / Share (Annual)$60.98

Price vs S&P 500 (13W)45.12%

Net Margin Growth (5Y)-13.55%

Dividend Yield (TTM)3.54%

Beta0.18x

P/FCF (Annual)7.92x

Revenue / Share (TTM)$87.85

ROE (TTM)7.16%

52-Week Low$67.04

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SAFT Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q4 2017	Feb 26, 2018	$0.80	$0.72	-10.00%(-$0.08)
Q3 2017	Nov 1, 2017	$1.09	$1.18	+8.26%(+$0.09)
Q2 2017	Aug 2, 2017	$1.37	$1.39	+1.46%(+$0.02)
Q1 2017	May 3, 2017	$0.78	$0.79	+1.28%(+$0.01)

SAFT Analyst Recommendations

Jan 2026

Jun 2026

Jul 2026

Aug 2026

2.17

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	Price
SAFTSafety Insurance Group Inc	D	C	A	$103.64
BRK.ABerkshire Hathaway Inc.	D	C	D	$757985.00
BRK.BBERKSHIRE HATHAWAY Class B	D	C	D	$505.00
CBChubb Limited	D	C	C	$339.92
PGRProgressive Corporation	C	C	D	$218.64
TRVThe Travelers Companies, Inc.	C	C	B	$369.90
ALLThe Allstate Corporation	B	B	B	$260.58
AIGAmerican International Group, Inc.	C	D	D	$76.93
HIGThe Hartford Insurance Group, Inc.	C	C	D	$138.55
ACGLArch Capital Group Ltd	C	C	D	$98.84
CINFCincinnati Financial Corp	D	C	C	$171.97
WRBW.R. Berkley Corporation	D	C	D	$68.44
MKLMarkel Group Inc.	C	C	D	$1818.69
LLoews Corporation	D	C	D	$109.72
EGEverest Group, Ltd.	B	C	C	$377.61
RNRRenaissanceRe Holdings Ltd.	B	C	B	$330.74
CNACNA Financial Corporation	B	C	C	$49.31
AFGAmerican Financial Group, Inc.	C	D	D	$143.62
KNSLKinsale Capital Group, Inc.	F	B	D	$380.61
THGThe Hanover Insurance Group, Inc.	C	C	B	$227.67
AXSAxis Capital Holders Limited	B	B	D	$99.52
RLIRLI Corp.	D	B	C	$64.31
MCYMercury General Corp.	B	B	C	$102.97
SIGISelective Insurance Group	C	C	C	$92.46
WTMWhite Mountains Insurance Group Ltd.	C	B	C	$2135.41
LMNDLemonade, Inc.	F	A	D	$52.96
PLMRPalomar Holdings, Inc. Common stock	F	A	C	$131.63
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	A	B	$35.35
SPNTSiriusPoint Ltd.	C	B	B	$24.18
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	$23.48
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	$58.29
HCIHCI Group, Inc.	C	B	B	$186.29
PLGOPelagos Insurance Capital Limited	B	C	B	$24.52
HMNHorace Mann Educators Corporation	C	C	C	$51.35
KMPRKemper Corporation	B	F	D	$27.93
UFCSUnited Fire Group Inc.	C	B	A	$53.98
ASICAtegrity Specialty Insurance Company Holdings	D	A	B	$26.59
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	B	$43.43
BOWBowhead Specialty Holdings Inc.	D	B	B	$33.60
HRTGHERITAGE INSURANCE HOLDINGS INC	B	B	A	$33.86
MHLAMaiden Holdings, Ltd.	C	D	F	$10.64
EIGEmployers Holdings, Inc.	D	D	B	$49.17
HIPOHippo Holdings Inc.	D	A	C	$33.18
ROOTRoot, Inc. Class A Common Stock	B	C	D	$56.43
DGICBDonegal Group Inc	C	D	C	$23.17
DGICADonegal Group Inc	C	D	C	$19.24
TIPTTiptree Inc. Common Stock	B	C	D	$18.45
AIIAmerican Integrity Insurance Group, Inc.	B	C	A	$26.32
GLREGreenlight Captial RE, LTD. Class A	B	B	D	$15.37
AMSFAMERISAFE, Inc.	D	D	F	$26.25
ACICAmerican Coastal Insurance Corporation Common Stock	B	C	D	$9.50

About Safety Insurance Group Inc

Safety Insurance Group Inc is a Massachusetts-based property and casualty insurer specializing in private passenger and commercial automobile insurance and homeowners coverage. The company also offers dwelling fire, umbrella, and business owner policies to both personal and commercial customers.

SAFT Next Earnings Report

Report dateNov 2, 2026

QuarterQ1 2018

Report timeAMC

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

SAFT Insider Transactions

SellJul 27, 2026
SRB CORP
Beneficial Owner of more than 10% of a Class of Security
Shares: 1,240,352Value: $127.84M
SellJul 24, 2026
SRB CORP
Beneficial Owner of more than 10% of a Class of Security
Shares: 38,835Value: $4.00M
SellJul 17, 2026
SRB CORP
Beneficial Owner of more than 10% of a Class of Security
Shares: 5,159Value: $392,247
SellJul 13, 2026
SRB CORP
Beneficial Owner of more than 10% of a Class of Security
Shares: 34,272Value: $2.61M
SellJul 9, 2026
SRB CORP
Beneficial Owner of more than 10% of a Class of Security
Shares: 2,650Value: $202,754

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for July 2026

Analyst Sentiment

2.2

Sell

Consensus rating

52-Week Range

Low$67.04

High$103.80