Safety Insurance Group Inc (SAFT)

Price$69.19

Value ScoreC

Growth ScoreC

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-23.50%

Price vs S&P 500 (4W)-12.18%

VGM Score42.46

Market Capitalization$1.03B

P/E Ratio (Annual)10.38x

Indicated Dividend Yield (Annual)5.24%

All Metrics

P/CF (Annual)5.30x

Book Value / Share (Quarterly)$58.28

P/TBV (Annual)1.31x

Indicated Dividend (Annual)$3.68

Revenue Growth (3Y)16.80%

Cash Flow / Share (Quarterly)$11.60

Payout Ratio (TTM)54.27%

Price vs S&P 500 (YTD)-20.87%

Net Profit Margin (TTM)4.95%

EPS (TTM)$4.26

10-Day Avg Trading Volume0.07M

EPS Excl Extra (TTM)$4.26

Revenue Growth (5Y)8.28%

EPS (Annual)$6.75

Dividend / Share (Annual)$3.66

ROI (Annual)10.53%

Net Profit Margin (5Y Avg)7.49%

Cash / Share (Quarterly)$2.09

P/E Basic Excl Extra (TTM)16.35x

Revenue Growth QoQ (YoY)7.65%

EPS Growth (5Y)-5.92%

P/E Normalized (Annual)10.38x

ROA (Last FY)4.02%

Revenue Growth TTM (YoY)11.52%

EBITD / Share (TTM)$5.91

ROE (5Y Avg)8.37%

Operating Margin (TTM)6.32%

Cash Flow / Share (Annual)$13.12

P/B Ratio1.20x

P/B Ratio (Quarterly)1.25x

Net Income / Employee (Annual)$174,700

EV / Revenue (TTM)0.81x

Net Interest Coverage (TTM)878.00x

ROA (TTM)2.59%

EPS Growth QoQ (YoY)148.76%

EV / EBITDA (TTM)11.82x

EPS Incl Extra (Annual)$6.75

Current Ratio (Annual)3.30x

Quick Ratio (Quarterly)4.26x

3-Month Avg Trading Volume0.09M

52-Week Price Return-15.17%

EV / Free Cash Flow (Annual)5.34x

P/E Incl Extra (TTM)16.35x

Revenue / Employee (TTM)$2,242,400

Tangible BV / Share (Quarterly)$57.83

P/S Ratio (Annual)0.82x

Asset Turnover (Annual)0.51x

52-Week High$83.11

Operating Margin (5Y Avg)7.99%

EPS Excl Extra (Annual)$6.75

CapEx CAGR (5Y)-24.01%

Tangible BV CAGR (5Y)2.34%

26-Week Price Return-7.57%

Quick Ratio (Annual)3.30x

13-Week Price Return-9.75%

Total Debt / Equity (Annual)0.06x

Current Ratio (Quarterly)4.26x

Enterprise Value$1.03B

Revenue / Share Growth (5Y)8.84%

Asset Turnover (TTM)0.52x

Book Value / Share Growth (5Y)0.54%

Revenue / Employee (Annual)$2,202,200

Pretax Margin (Annual)10.13%

Cash / Share (Annual)$1.71

3-Month Return Std Dev18.53%

Net Income / Employee (TTM)$111,000

EBITDA CAGR (5Y)-6.85%

EBITDA Interim CAGR (5Y)-10.65%

ROE (Last FY)11.12%

Net Interest Coverage (Annual)1.43x

EPS Basic Excl Extra (Annual)$6.75

P/FCF (TTM)5.37x

EV / Free Cash Flow (TTM)6.02x

Total Debt / Equity (Quarterly)0.06x

EPS Incl Extra (TTM)$4.26

ROI (TTM)6.85%

Dividend Growth Rate (5Y)0.28%

P/S Ratio (TTM)0.81x

Pretax Margin (5Y Avg)9.50%

Revenue / Share (Annual)$85.02

Tangible BV / Share (Annual)$60.52

Forward P/E12.87x

Free OCF CAGR (5Y)14.03%

Price vs S&P 500 (52W)-43.38%

P/E Ratio (TTM)16.35x

EPS Growth TTM (YoY)-13.24%

Year-to-Date Return-9.93%

5-Day Price Return-3.51%

EPS Normalized (Annual)$6.75

ROA (5Y Avg)3.31%

Net Profit Margin (Annual)7.94%

Month-to-Date Return-6.64%

Cash Flow / Share (TTM)$2.58

EBITD / Share (Annual)$8.38

EPS Growth (3Y)28.63%

Operating Margin (Annual)9.32%

LT Debt / Equity (Annual)0.06x

P/CF (TTM)5.91x

ROI (5Y Avg)8.04%

P/E Excl Extra (TTM)16.35x

LT Debt / Equity (Quarterly)0.06x

EPS Basic Excl Extra (TTM)$4.26

P/TBV (Quarterly)1.26x

Payout Ratio (Annual)54.27%

P/B Ratio (Annual)1.30x

Dividend / Share (TTM)$3.64

Pretax Margin (TTM)6.33%

Book Value / Share (Annual)$60.98

Price vs S&P 500 (13W)-19.50%

Net Margin Growth (5Y)-13.55%

Dividend Yield (TTM)5.23%

Beta0.24x

P/FCF (Annual)5.37x

Revenue / Share (TTM)$87.85

ROE (TTM)7.16%

52-Week Low$67.04

vGradeC

gGradeC

mGradeD

vgmGradeC

Show chart for

Earnings Surprise History

Q1 26-0.72est. —

Analyst Recommendations

Oct 2025

Nov 2025

Dec 2025

Jan 2026

2.17

Industry Peers — Property & Casualty Insurance(73)

Symbol	Value Score	Growth Score	Momentum Score	Price
SAFTSafety Insurance Group Inc	C	C	D	$69.19
BRK.ABerkshire Hathaway Inc.	F	C	C	$705161.00
BRK.BBERKSHIRE HATHAWAY Class B	F	C	C	$470.29
CBChubb Limited	D	B	C	$309.78
PGRProgressive Corporation	C	B	F	$192.67
TRVThe Travelers Companies, Inc.	C	B	C	$288.93
ALLThe Allstate Corporation	B	B	C	$207.21
AIGAmerican International Group, Inc.	C	D	D	$73.45
HIGThe Hartford Insurance Group, Inc.	C	C	D	$126.57
ACGLArch Capital Group Ltd	C	B	D	$88.74
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	C	B	D	$16.54

About

Safety Insurance Group Inc is a Massachusetts-based property and casualty insurer specializing in private passenger and commercial automobile insurance and homeowners coverage. The company also offers dwelling fire, umbrella, and business owner policies to both personal and commercial customers.