Safety Insurance Group Inc (SAFT) Stock Price

SAFTStock

$104.03+52.42%52W

Market Cap$1.53B

P/E15.39x

PEG Ratio0.95

Div yield4.68%

Beta0.19

SAFT Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)28.82%

Price vs S&P 500 (4W)1.70%

PEG Ratio0.95

VGM Score53.12

P/E Ratio (Annual)15.39x

Indicated Dividend Yield (Annual)4.68%

P/CF (Annual)7.85x

Book Value / Share (Quarterly)$59.70

P/TBV (Annual)1.31x

Indicated Dividend (Annual)$3.68

Revenue Growth (3Y)16.80%

Cash Flow / Share (Quarterly)$11.97

Payout Ratio (TTM)48.69%

Price vs S&P 500 (YTD)21.60%

Net Profit Margin (TTM)5.35%

EPS (TTM)$4.67

10-Day Avg Trading Volume0.11M

EPS Excl Extra (TTM)$4.67

Revenue Growth (5Y)8.28%

EPS (Annual)$6.75

Dividend / Share (Annual)$3.66

ROI (Annual)10.53%

Net Profit Margin (5Y Avg)7.49%

Cash / Share (Quarterly)$2.09

P/E Basic Excl Extra (TTM)22.26x

Revenue Growth QoQ (YoY)2.92%

EPS Growth (5Y)-5.92%

P/E Normalized (Annual)15.39x

ROA (Last FY)4.02%

Revenue Growth TTM (YoY)8.58%

EBITD / Share (TTM)$6.36

ROE (5Y Avg)8.37%

Operating Margin (TTM)6.82%

Cash Flow / Share (Annual)$13.12

P/B Ratio1.74x

P/B Ratio (Quarterly)1.25x

Net Income / Employee (Annual)$174,700

EV / Revenue (TTM)1.18x

Net Interest Coverage (TTM)878.00x

ROA (TTM)2.78%

EPS Growth QoQ (YoY)21.12%

EV / EBITDA (TTM)16.22x

EPS Incl Extra (Annual)$6.75

Current Ratio (Annual)3.30x

Quick Ratio (Quarterly)3.91x

3-Month Avg Trading Volume0.19M

52-Week Price Return52.42%

EV / Free Cash Flow (Annual)7.86x

P/E Incl Extra (TTM)22.26x

Revenue / Employee (TTM)$2,258,300

Tangible BV / Share (Quarterly)$59.28

P/S Ratio (Annual)1.22x

Asset Turnover (Annual)0.51x

52-Week High$104.15

Operating Margin (5Y Avg)7.99%

EPS Excl Extra (Annual)$6.75

CapEx CAGR (5Y)-24.01%

Tangible BV CAGR (5Y)2.34%

26-Week Price Return38.73%

Quick Ratio (Annual)3.30x

13-Week Price Return40.32%

Total Debt / Equity (Annual)0.06x

Current Ratio (Quarterly)3.91x

Enterprise Value$1.51B

Revenue / Share Growth (5Y)8.84%

Asset Turnover (TTM)0.52x

Book Value / Share Growth (5Y)0.54%

Revenue / Employee (Annual)$2,202,200

Pretax Margin (Annual)10.13%

Cash / Share (Annual)$1.71

3-Month Return Std Dev81.81%

Net Income / Employee (TTM)$120,800

EBITDA CAGR (5Y)-6.85%

EBITDA Interim CAGR (5Y)-4.15%

ROE (Last FY)11.12%

Net Interest Coverage (Annual)1.43x

EPS Basic Excl Extra (Annual)$6.75

P/FCF (TTM)7.85x

EV / Free Cash Flow (TTM)8.59x

Total Debt / Equity (Quarterly)0.06x

EPS Incl Extra (TTM)$4.67

ROI (TTM)7.41%

Dividend Growth Rate (5Y)0.28%

P/S Ratio (TTM)1.19x

Pretax Margin (5Y Avg)9.50%

Revenue / Share (Annual)$85.02

Tangible BV / Share (Annual)$60.52

Forward P/E17.44x

Free OCF CAGR (5Y)14.03%

Price vs S&P 500 (52W)36.89%

P/E Ratio (TTM)22.26x

EPS Growth TTM (YoY)-18.55%

Year-to-Date Return33.53%

5-Day Price Return0.19%

EPS Normalized (Annual)$6.75

ROA (5Y Avg)3.31%

Net Profit Margin (Annual)7.94%

Month-to-Date Return0.43%

Cash Flow / Share (TTM)$2.58

EBITD / Share (Annual)$8.38

EPS Growth (3Y)28.63%

Operating Margin (Annual)9.32%

LT Debt / Equity (Annual)0.06x

P/CF (TTM)8.47x

ROI (5Y Avg)8.04%

P/E Excl Extra (TTM)22.26x

LT Debt / Equity (Quarterly)0.06x

EPS Basic Excl Extra (TTM)$4.67

P/TBV (Quarterly)1.26x

Payout Ratio (Annual)54.27%

P/B Ratio (Annual)1.30x

Dividend / Share (TTM)$3.65

Pretax Margin (TTM)6.82%

Book Value / Share (Annual)$60.98

Price vs S&P 500 (13W)37.63%

Net Margin Growth (5Y)-13.55%

Dividend Yield (TTM)3.53%

Beta0.19x

P/FCF (Annual)7.95x

Revenue / Share (TTM)$88.11

ROE (TTM)7.79%

52-Week Low$67.04

vGradeD

gGradeD

mGradeA

vgmGradeC

SAFT Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q4 2017	Feb 26, 2018	$0.80	$0.72	-10.00%(-$0.08)
Q3 2017	Nov 1, 2017	$1.09	$1.18	+8.26%(+$0.09)
Q2 2017	Aug 2, 2017	$1.37	$1.39	+1.46%(+$0.02)
Q1 2017	May 3, 2017	$0.78	$0.79	+1.28%(+$0.01)

SAFT Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

2.17

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
SAFTSafety Insurance Group Inc	D	D	A	1.3x	7.8%	4.7%	6.8%	$104.03
BRK.BBERKSHIRE HATHAWAY Class B	F	C	B	1.4x	11.9%	—	13.9%	$532.02
BRK.ABerkshire Hathaway Inc.	F	C	B	1.4x	11.9%	—	13.9%	$798000.00
CBChubb Limited	D	C	B	1.8x	15.2%	1.5%	23.3%	$359.79
PGRProgressive Corporation	C	C	C	3.7x	35.4%	0.2%	16.6%	$218.49
TRVThe Travelers Companies, Inc.	D	C	A	2.1x	25.6%	2.3%	22.0%	$389.54
ALLThe Allstate Corporation	B	B	B	1.8x	43.1%	2.6%	24.2%	$247.88
AIGAmerican International Group, Inc.	C	D	C	1.0x	7.3%	2.2%	15.1%	$80.74
HIGThe Hartford Insurance Group, Inc.	C	C	C	1.9x	23.0%	2.4%	17.6%	$135.12
ACGLArch Capital Group Ltd	C	C	C	1.4x	19.5%	—	23.9%	$101.27
WRBW.R. Berkley Corporation	D	C	C	2.7x	19.7%	0.5%	17.4%	$75.42
CINFCincinnati Financial Corp	D	C	C	1.7x	20.9%	2.9%	16.6%	$171.25
MKLMarkel Group Inc.	C	C	D	1.3x	12.4%	—	18.6%	$1850.13
LLoews Corporation	D	C	C	1.2x	9.0%	0.4%	14.0%	$110.52
EGEverest Group, Ltd.	B	C	B	0.9x	12.4%	1.7%	14.3%	$389.10
RNRRenaissanceRe Holdings Ltd.	B	C	B	1.1x	22.7%	0.7%	42.0%	$351.06
CNACNA Financial Corporation	B	C	D	1.2x	11.0%	4.0%	11.2%	$47.90
AFGAmerican Financial Group, Inc.	D	D	B	2.4x	20.0%	2.5%	14.4%	$149.13
KNSLKinsale Capital Group, Inc.	F	B	C	3.7x	29.1%	0.2%	33.8%	$365.24
THGThe Hanover Insurance Group, Inc.	C	C	A	2.0x	21.2%	2.7%	14.6%	$232.97
AXSAxis Capital Holders Limited	B	B	D	1.2x	17.3%	3.2%	19.7%	$99.63
MCYMercury General Corp.	B	B	C	2.1x	37.2%	3.4%	18.8%	$102.80
RLIRLI Corp.	D	B	C	3.1x	24.4%	0.8%	28.5%	$61.07
SIGISelective Insurance Group	C	C	C	1.6x	13.9%	1.4%	11.9%	$89.16
WTMWhite Mountains Insurance Group Ltd.	C	B	C	1.0x	21.2%	0.0%	46.7%	$2160.31
PLMRPalomar Holdings, Inc. Common stock	F	A	B	3.4x	21.6%	1.5%	24.1%	$139.59
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	B	B	1.2x	21.2%	0.0%	28.2%	$36.21
LMNDLemonade, Inc.	F	A	F	10.0x	-26.8%	—	-13.7%	$44.20
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	1.9x	50.7%	1.3%	53.0%	$27.07
SPNTSiriusPoint Ltd.	C	B	C	1.2x	21.8%	—	22.0%	$25.12
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	1.9x	16.8%	—	15.2%	$61.23
HCIHCI Group, Inc.	C	B	C	2.1x	30.8%	1.8%	48.8%	$198.55
PLGOPelagos Insurance Capital Limited	B	C	B	0.9x	17.3%	2.5%	19.5%	$25.36
HMNHorace Mann Educators Corporation	B	C	D	1.4x	12.0%	3.9%	14.6%	$46.33
KMPRKemper Corporation	B	F	C	0.7x	-19.3%	2.9%	-10.2%	$29.27
UFCSUnited Fire Group Inc.	C	B	A	1.4x	15.0%	3.0%	12.9%	$56.44
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	1.8x	38.8%	3.8%	17.9%	$47.12
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	1.7x	17.1%	—	20.6%	$27.25
BOWBowhead Specialty Holdings Inc.	D	B	B	2.1x	13.7%	—	14.7%	$34.19
HRTGHERITAGE INSURANCE HOLDINGS INC	B	C	A	1.4x	42.4%	2.8%	34.5%	$35.77
HIPOHippo Holdings Inc.	D	A	B	1.6x	27.4%	—	24.6%	$35.28
EIGEmployers Holdings, Inc.	D	D	B	1.1x	0.8%	2.9%	1.1%	$51.21
ROOTRoot, Inc. Class A Common Stock	B	C	D	2.0x	15.1%	—	5.2%	$50.47
MHLAMaiden Holdings, Ltd.	C	C	F	0.6x	-30.2%	—	-83.3%	$8.93
DGICBDonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$19.09
DGICADonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$18.68
TIPTTiptree Inc. Common Stock	A	C	D	0.7x	68.6%	1.1%	7.7%	$16.46
AIIAmerican Integrity Insurance Group, Inc.	B	C	B	1.0x	25.9%	0.0%	36.2%	$27.50
ACICAmerican Coastal Insurance Corporation Common Stock	C	D	C	1.6x	30.4%	0.0%	40.3%	$11.10
GLREGreenlight Captial RE, LTD. Class A	B	C	D	0.8x	7.3%	—	5.0%	$14.82
AMSFAMERISAFE, Inc.	C	D	F	2.5x	18.4%	2.6%	14.5%	$25.25

About Safety Insurance Group Inc

Safety Insurance Group Inc is a Massachusetts-based property and casualty insurer specializing in private passenger and commercial automobile insurance and homeowners coverage. The company also offers dwelling fire, umbrella, and business owner policies to both personal and commercial customers.

SAFT Next Earnings Report

Report dateNov 2, 2026

QuarterQ1 2018

Report timeAMC

Also reporting on Nov 2, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

SAFT Insider Transactions

SellJul 27, 2026
SRB CORP
Beneficial Owner of more than 10% of a Class of Security
Shares: 1,240,352Value: $127.84M
SellJul 24, 2026
SRB CORP
Beneficial Owner of more than 10% of a Class of Security
Shares: 38,835Value: $4.00M

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for July 2026

Companies in Related Industries

CLOVClover Health Investments, CorpHospital & Medical Insurance
BHFALBrighthouse Financial, Inc. 6.25% Junior Subordinated Debentures due 2058Life Insurance
ALHCAlignment Healthcare, Inc. Common StockHospital & Medical Insurance
STCStewart Information Services CorporationTitle Insurance
TRUPTrupanion, Inc.Hospital & Medical Insurance
IGICInternational General Insurance Holdings Ltd. Ordinary ShareInsurance Services
ITICInvestors Title CoTitle Insurance
MBIMBIA Inc.Surety Insurance

Same SIC sector, outside this company's own industry.

Analyst Sentiment

2.2

Sell

Consensus rating

52-Week Range

Low$67.04

High$104.15