NI Holdings, Inc. (NODK) Stock Price

NODKStock

$14.81+9.30%52W

Market Cap$302.19M

P/E—

PEG Ratio—

Div yield—

Beta0.24

NODK Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)5.62%

Price vs S&P 500 (4W)0.26%

VGM Score35.24

P/CF (Annual)14.66x

Book Value / Share (Quarterly)$12.21

P/TBV (Annual)1.14x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)-4.26%

Cash Flow / Share (Quarterly)$-1.60

Price vs S&P 500 (YTD)-0.57%

Net Profit Margin (TTM)2.96%

EPS (TTM)$0.37

10-Day Avg Trading Volume0.02M

EPS Excl Extra (TTM)$0.37

Revenue Growth (5Y)-1.46%

EPS (Annual)$-0.50

ROI (Annual)-4.33%

Net Profit Margin (5Y Avg)-4.15%

P/E Basic Excl Extra (TTM)38.58x

Revenue Growth QoQ (YoY)-8.98%

ROA (Last FY)-2.06%

Revenue Growth TTM (YoY)-14.44%

EBITD / Share (TTM)$0.45

ROE (5Y Avg)-5.55%

Operating Margin (TTM)3.29%

Cash Flow / Share (Annual)$-0.75

P/B Ratio1.21x

P/B Ratio (Quarterly)1.29x

Net Income / Employee (Annual)$-62,700

EV / Revenue (TTM)0.95x

Net Interest Coverage (TTM)3.02x

ROA (TTM)1.50%

EPS Growth QoQ (YoY)95.13%

EV / EBITDA (TTM)26.76x

EPS Incl Extra (Annual)$-0.50

3-Month Avg Trading Volume0.03M

52-Week Price Return9.30%

EV / Free Cash Flow (Annual)14.07x

P/E Incl Extra (TTM)38.58x

Revenue / Employee (TTM)$1,596,000

Tangible BV / Share (Quarterly)$11.69

P/S Ratio (Annual)1.06x

Asset Turnover (Annual)0.56x

52-Week High$16.70

Operating Margin (5Y Avg)-2.29%

EPS Excl Extra (Annual)$-0.50

CapEx CAGR (5Y)-16.67%

26-Week Price Return15.52%

13-Week Price Return-6.91%

Total Debt / Equity (Annual)0.00x

Enterprise Value$250.62M

Revenue / Share Growth (5Y)-0.62%

Asset Turnover (TTM)0.51x

Book Value / Share Growth (5Y)-6.27%

Revenue / Employee (Annual)$1,714,800

Pretax Margin (Annual)-4.33%

3-Month Return Std Dev13.80%

Net Income / Employee (TTM)$47,200

EBITDA CAGR (5Y)-23.22%

EBITDA Interim CAGR (5Y)2.20%

ROE (Last FY)-4.33%

EPS Basic Excl Extra (Annual)$-0.50

P/FCF (TTM)21.38x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$0.37

ROI (TTM)3.18%

P/S Ratio (TTM)1.14x

Pretax Margin (5Y Avg)-2.70%

Revenue / Share (Annual)$13.56

Tangible BV / Share (Annual)$11.69

Free OCF CAGR (5Y)-6.86%

Price vs S&P 500 (52W)-6.23%

P/E Ratio (TTM)38.58x

EPS Growth TTM (YoY)409.95%

Year-to-Date Return11.35%

5-Day Price Return-0.34%

EPS Normalized (Annual)$-0.50

ROA (5Y Avg)-2.28%

Net Profit Margin (Annual)-3.66%

Month-to-Date Return-0.74%

EBITD / Share (Annual)$-0.57

Operating Margin (Annual)-4.47%

ROI (5Y Avg)-5.55%

P/E Excl Extra (TTM)38.58x

EPS Basic Excl Extra (TTM)$0.37

P/TBV (Quarterly)1.14x

P/B Ratio (Annual)1.14x

Pretax Margin (TTM)4.22%

Book Value / Share (Annual)$11.69

Price vs S&P 500 (13W)-9.60%

Beta0.24x

P/FCF (Annual)17.69x

Revenue / Share (TTM)$12.69

ROE (TTM)3.18%

52-Week Low$12.37

vGradeD

gGradeD

mGradeC

vgmGradeD

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
NODKNI Holdings, Inc.	D	D	C	1.3x	3.2%	—	3.3%	$14.81
BRK.BBERKSHIRE HATHAWAY Class B	F	C	B	1.4x	11.9%	—	13.9%	$532.02
BRK.ABerkshire Hathaway Inc.	F	C	B	1.4x	11.9%	—	13.9%	$798000.00
CBChubb Limited	D	C	B	1.8x	15.2%	1.5%	23.3%	$359.79
PGRProgressive Corporation	C	C	C	3.7x	35.4%	0.2%	16.6%	$218.49
TRVThe Travelers Companies, Inc.	D	C	A	2.1x	25.6%	2.3%	22.0%	$389.54
ALLThe Allstate Corporation	B	B	B	1.8x	43.1%	2.6%	24.2%	$247.88
AIGAmerican International Group, Inc.	C	D	C	1.0x	7.3%	2.2%	15.1%	$80.74
HIGThe Hartford Insurance Group, Inc.	C	C	C	1.9x	23.0%	2.4%	17.6%	$135.12
ACGLArch Capital Group Ltd	C	C	C	1.4x	19.5%	—	23.9%	$101.27
WRBW.R. Berkley Corporation	D	C	C	2.7x	19.7%	0.5%	17.4%	$75.42
CINFCincinnati Financial Corp	D	C	C	1.7x	20.9%	2.9%	16.6%	$171.25
MKLMarkel Group Inc.	C	C	D	1.3x	12.4%	—	18.6%	$1850.13
LLoews Corporation	D	C	C	1.2x	9.0%	0.4%	14.0%	$110.52
EGEverest Group, Ltd.	B	C	B	0.9x	12.4%	1.7%	14.3%	$389.10
RNRRenaissanceRe Holdings Ltd.	B	C	B	1.1x	22.7%	0.7%	42.0%	$351.06
CNACNA Financial Corporation	B	C	D	1.2x	11.0%	4.0%	11.2%	$47.90
AFGAmerican Financial Group, Inc.	D	D	B	2.4x	20.0%	2.5%	14.4%	$149.13
KNSLKinsale Capital Group, Inc.	F	B	C	3.7x	29.1%	0.2%	33.8%	$365.24
THGThe Hanover Insurance Group, Inc.	C	C	A	2.0x	21.2%	2.7%	14.6%	$232.97
AXSAxis Capital Holders Limited	B	B	D	1.2x	17.3%	3.2%	19.7%	$99.63
MCYMercury General Corp.	B	B	C	2.1x	37.2%	3.4%	18.8%	$102.80
RLIRLI Corp.	D	B	C	3.1x	24.4%	0.8%	28.5%	$61.07
SIGISelective Insurance Group	C	C	C	1.6x	13.9%	1.4%	11.9%	$89.16
WTMWhite Mountains Insurance Group Ltd.	C	B	C	1.0x	21.2%	0.0%	46.7%	$2160.31
PLMRPalomar Holdings, Inc. Common stock	F	A	B	3.4x	21.6%	1.5%	24.1%	$139.59
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	B	B	1.2x	21.2%	0.0%	28.2%	$36.21
LMNDLemonade, Inc.	F	A	F	10.0x	-26.8%	—	-13.7%	$44.20
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	1.9x	50.7%	1.3%	53.0%	$27.07
SPNTSiriusPoint Ltd.	C	B	C	1.2x	21.8%	—	22.0%	$25.12
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	1.9x	16.8%	—	15.2%	$61.23
HCIHCI Group, Inc.	C	B	C	2.1x	30.8%	1.8%	48.8%	$198.55
PLGOPelagos Insurance Capital Limited	B	C	B	0.9x	17.3%	2.5%	19.5%	$25.36
HMNHorace Mann Educators Corporation	B	C	D	1.4x	12.0%	3.9%	14.6%	$46.33
KMPRKemper Corporation	B	F	C	0.7x	-19.3%	2.9%	-10.2%	$29.27
SAFTSafety Insurance Group Inc	D	D	A	1.3x	7.8%	4.7%	6.8%	$104.03
UFCSUnited Fire Group Inc.	C	B	A	1.4x	15.0%	3.0%	12.9%	$56.44
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	1.8x	38.8%	3.8%	17.9%	$47.12
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	1.7x	17.1%	—	20.6%	$27.25
BOWBowhead Specialty Holdings Inc.	D	B	B	2.1x	13.7%	—	14.7%	$34.19
HRTGHERITAGE INSURANCE HOLDINGS INC	B	C	A	1.4x	42.4%	2.8%	34.5%	$35.77
HIPOHippo Holdings Inc.	D	A	B	1.6x	27.4%	—	24.6%	$35.28
EIGEmployers Holdings, Inc.	D	D	B	1.1x	0.8%	2.9%	1.1%	$51.21
ROOTRoot, Inc. Class A Common Stock	B	C	D	2.0x	15.1%	—	5.2%	$50.47
MHLAMaiden Holdings, Ltd.	C	C	F	0.6x	-30.2%	—	-83.3%	$8.93
DGICBDonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$19.09
DGICADonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$18.68
TIPTTiptree Inc. Common Stock	A	C	D	0.7x	68.6%	1.1%	7.7%	$16.46
AIIAmerican Integrity Insurance Group, Inc.	B	C	B	1.0x	25.9%	0.0%	36.2%	$27.50
ACICAmerican Coastal Insurance Corporation Common Stock	C	D	C	1.6x	30.4%	0.0%	40.3%	$11.10
GLREGreenlight Captial RE, LTD. Class A	B	C	D	0.8x	7.3%	—	5.0%	$14.82

About NI Holdings, Inc.

NI Holdings Inc is an insurance holding company offering homeowners, farmowners, crop, and auto insurance products distributed through exclusive and independent agents across the United States. The company's primary revenue driver is its Home and Farm segment, with additional contributions from Private Passenger Auto, Non-Standard Auto, Crop, and commercial reinsurance operations.