Medallion Financial Corp (MFIN)

Price$9.56

Value ScoreB

Growth ScoreC

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)-11.75%

Price vs S&P 500 (4W)-1.03%

VGM Score62.38

Market Capitalization$228.01M

P/E Ratio (Annual)5.30x

Indicated Dividend Yield (Annual)5.82%

All Metrics

P/CF (Annual)1.81x

Book Value / Share (Quarterly)$17.10

P/TBV (Annual)0.61x

Indicated Dividend (Annual)$0.56

Revenue Growth (3Y)14.04%

Cash Flow / Share (Quarterly)$5.50

Payout Ratio (TTM)31.16%

Price vs S&P 500 (YTD)-15.25%

Net Profit Margin (TTM)31.21%

EPS (TTM)$1.48

10-Day Avg Trading Volume0.05M

EPS Excl Extra (TTM)$1.48

Revenue Growth (5Y)58.55%

EPS (Annual)$1.78

Dividend / Share (Annual)$0.47

ROI (Annual)5.98%

Net Profit Margin (5Y Avg)8.61%

Cash / Share (Quarterly)$1.60

P/E Basic Excl Extra (TTM)6.34x

Revenue Growth QoQ (YoY)27.45%

P/E Normalized (Annual)5.30x

ROA (Last FY)1.46%

Revenue Growth TTM (YoY)28.55%

EBITD / Share (TTM)$4.47

ROE (5Y Avg)13.93%

Operating Margin (TTM)43.53%

Cash Flow / Share (Annual)$5.42

P/B Ratio0.56x

P/B Ratio (Quarterly)0.49x

Net Income / Employee (Annual)$240,500

ROA (TTM)1.23%

EPS Growth QoQ (YoY)-59.86%

EV / EBITDA (TTM)6.08x

EPS Incl Extra (Annual)$1.78

3-Month Avg Trading Volume0.06M

52-Week Price Return1.16%

EV / Free Cash Flow (Annual)3.85x

P/E Incl Extra (TTM)6.34x

Tangible BV / Share (Quarterly)$16.37

P/S Ratio (Annual)1.30x

52-Week High$11.00

Operating Margin (5Y Avg)13.28%

EPS Excl Extra (Annual)$1.78

Tangible BV CAGR (5Y)16.74%

26-Week Price Return-3.82%

13-Week Price Return-4.02%

Total Debt / Equity (Annual)0.76x

Enterprise Value$486.66M

Revenue / Share Growth (5Y)51.36%

Book Value / Share Growth (5Y)13.53%

Revenue / Employee (Annual)$1,156,204,000,000

Pretax Margin (Annual)39.92%

Cash / Share (Annual)$1.44

3-Month Return Std Dev33.48%

Net Income / Employee (TTM)$201,000

EBITDA Interim CAGR (5Y)-0.85%

ROE (Last FY)10.53%

EPS Basic Excl Extra (Annual)$1.78

P/FCF (TTM)1.60x

EV / Free Cash Flow (TTM)3.71x

Total Debt / Equity (Quarterly)0.63x

EPS Incl Extra (TTM)$1.48

ROI (TTM)5.22%

Dividend Growth Rate (5Y)158.41%

P/S Ratio (TTM)1.15x

Pretax Margin (5Y Avg)13.28%

Revenue / Share (Annual)$7.10

Tangible BV / Share (Annual)$16.77

Forward P/E8.20x

Free OCF CAGR (5Y)9.92%

Price vs S&P 500 (52W)-23.20%

P/E Ratio (TTM)6.34x

EPS Growth TTM (YoY)-7.76%

Year-to-Date Return-7.09%

5-Day Price Return-2.94%

EPS Normalized (Annual)$1.78

ROA (5Y Avg)1.93%

Net Profit Margin (Annual)29.35%

Month-to-Date Return-1.75%

Cash Flow / Share (TTM)$2.81

EBITD / Share (Annual)$3.64

EPS Growth (3Y)-1.06%

Operating Margin (Annual)39.92%

LT Debt / Equity (Annual)0.53x

P/CF (TTM)1.74x

ROI (5Y Avg)7.99%

P/E Excl Extra (TTM)6.34x

LT Debt / Equity (Quarterly)0.52x

EPS Basic Excl Extra (TTM)$1.48

P/TBV (Quarterly)0.52x

Payout Ratio (Annual)25.49%

P/B Ratio (Annual)0.59x

Dividend / Share (TTM)$0.48

Pretax Margin (TTM)43.53%

Book Value / Share (Annual)$17.53

Price vs S&P 500 (13W)-12.27%

Dividend Yield (TTM)4.92%

Beta0.80x

P/FCF (Annual)1.81x

Revenue / Share (TTM)$8.35

ROE (TTM)8.97%

52-Week Low$7.85

vGradeB

gGradeC

mGradeC

vgmGradeB

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Earnings Surprise History

Q1 260.20est. 0.34

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.13

Industry Peers — Finance Services(153)

Symbol	Value Score	Growth Score	Momentum Score	Price
MFINMedallion Financial Corp	B	C	C	$9.56
AXPAmerican Express Company	D	B	B	$310.66
NUNu Holdings Ltd.	D	B	C	$11.97
MSTRStrategy Inc Common Stock Class A	D	D	D	$120.44
COINCoinbase Global, Inc. Class A Common Stock	D	C	D	$152.40
SYFSYNCHRONY FINANCIAL	B	C	B	$70.84
SOFISoFi Technologies, Inc. Common Stock	D	B	C	$16.03
CRCLCircle Internet Group, Inc.	D	C	C	$80.28
IRENIREN Limited Ordinary Shares	F	B	B	$54.35
WULFTeraWulf Inc. Common Stock	F	B	A	$24.00
HUTHut 8 Corp. Common Stock	F	A	A	$112.24

About

Medallion Financial Corp originates and services loans across diverse industries, including recreation, home improvement, commercial, taxi medallion, and strategic partnerships. The company's revenue is primarily driven by its Recreation segment, which represents its largest business line. With a diversified lending portfolio, Medallion provides specialized financing solutions tailored to various borrower segments.